Original subtitles

(Im Si Wan)

(Ko A Sung)

(Son Hyun Joo)

(Park Yong Woo)

(Tracer Season 2)

(The names of people, incidents, and backgrounds...)

(of this drama are fictional.)

Do you really think...

you can afford to be this arrogant right now?

Internally, many are expressing frustration and angst at the moment.

You see, everyone was counting on you thinking you were a sharp blade.

But the chiefs who were supporting you have been ousted,

so if even just one more weakness of the Joongang Office...

comes to the surface,

everyone will soon find out that you're in fact nothing...

but a paper tiger.

Shut your mouth.

I'm done playing with you.

I've dealt with many clueless brats like you who think that money...

will help them get away with anything.

PQ's number three? You think conglomerates are invincible?

Don't be ridiculous.

After all, you're just an illegitimate child.

How much longer do you think you can really hold out?

You'd better remember this moment.

The moment you dared to call me...

a dull blade.

I shall see you again soon, Mr. Ryu Yong Sin.

I'm certain that their relationship has turned sour.

At last, this happened.

In Tae Jun.

We should take him down now.

Would you be okay though?

If we stab him in the back, he won't go down quietly.

He'll try to dig into Sancho Bank.

Where's Si Yeon?

(Episode 2)

She went camping with her friends.

She wants to do everything before her departure.

She's still a kid after all.

How's work these days?

Hectic. The board will appoint a new chairman soon, you know.

Mr. Kim practically begged me to help him be reappointed for another term.

If you hear anything, you'll tell me, right?

The prosecution is trying to keep tabs on us these days,

but rumor has it that someone in the NTS tipped them off.

Why are you even worried,

as if you had done something wrong?

I'm just saying we should help each other out in critical times.

And no matter how hard you try,

there's always one bad apple in every barrel.

That's true.

Those who cause trouble no matter how hard you try to stop them...

are always the biggest problem.

If there's anything I need to know, tell me now.

What?

Like you said, this is a critical time akin to a war.

So we should at least avoid causing damage to each other.

Why are you saying that in such a condescending tone?

Are you trying to tell me not to be a roadblock to your bright future?

Are we really a couple?

Are we a team?

I'd like to believe that we are.

As long as you don't do anything stupid, that is.

You're actually going to try to track down the informant?

Yes.

He's the only one who can confirm...

whether the suspect really is the mastermind behind it all.

It's possible that everyone else is lying.

Well, that's all great.

But we have nothing on him. How are we going to track him down?

Come on, this is Korea.

There are security cameras and spy cams everywhere.

Besides, people rarely use pay phones these days,

so it'll be pretty easy.

Excuse me.

(Sancho Bank's Main Office)

Hey.

- Excuse me. - Yes.

Do you use this to deliver goods from this store?

- Yes. - "Number one."

How many delivery vehicles do you have?

Three in total.

Why do you ask?

It doesn't match with the time the call was received, right?

Right, it doesn't.

But I'll be very surprised if someone else used the pay phone.

What?

It's not the guy from earlier, right?

No, I don't think so.

But this face...

This man is...

(Suspect Han Kyung Mo)

This man...

He was the informant?

What now? Why are you still snooping around?

It's just a bank after all. What could possibly happen?

Strange things do happen sometimes.

You know, that incident 17 years ago. That was strange.

I'm sure you still remember it.

The bankruptcy of Myeongju Electronics...

ignited the financial crises of its partner companies,

which in turn, resulted in the worst-possible situation...

of 27 companies declaring bankruptcy.

Due to this, ten people have already taken their own lives and...

Snap out of it. Everyone is worried about you.

Rumors are running rampant about this.

Starting with Myeongju Electronics, they all got swept away overnight.

This is... There's no way it's a coincidence.

It was done by a corporate raider looking out only for their own interests.

You're talking as if that was so easy.

This isn't some movie.

What if they had major help?

Those who had stood surety for them...

all turned against them for ridiculous reasons.

The company was operating normally,

but they were suddenly requested to repay the loan in full...

by Sancho Bank.

- Don't tell me... - Am I wrong?

Did Sancho Bank not lay the groundwork for making sure...

that the company would just crumble down?

Myeongju Electronics never made their payments on time.

The company was struggling.

They even bribed our bottom-level staff hoping to buy some time.

"Bottom-level staff"? Who?

Who?

I understand that you're in a tight spot because someone died.

But you really can't do this to us.

(Sancho Bank, Seo Ki Ho)

Do not trust anyone.

So many people got hurt because I was too trusting.

I will uncover the truth.

With that, I will pay for what I did.

Suicide? What do you mean?

He's been missing for 40 hours.

Your number was at the top of his call log.

Did he say anything out of the ordinary?

Did he mention anything about going somewhere?

No, he didn't. But there's no way.

There's no way Mr. Seo Ki Ho took his own life.

- We found him. - What?

Found the body by the driveway! Everyone, to the scene now!

- Hey, come on! - Let's go!

- I will uncover the truth. - Move it!

With that, I will pay for what I did.

That can't be.

There's no way he took his own life.

Hey, I'm calling because you probably haven't heard the news yet.

- Mr. Seo Ki Ho died. - He died?

I was the last person that spoke with him on the phone.

Do you know if he left a suicide note?

Did he say anything to you?

What did you just say?

I don't understand where this is going.

I'm sure you heard.

Dozens of Sancho Bank employees helped a loan company acquire new clients.

- Goodness. Must you touch a sore spot? - Oh, one more thing.

I heard Han Kyung Mo, the alleged main culprit behind it,

worked with you in the same department for a long time.

What about it?

I'm just saying.

It seems like everyone who's worked with you...

gets roped into stuff like this.

When money is involved, there's always a troublemaker.

Don't you understand? Where you work isn't any different.

Right, that's true.

But I wonder why Han Kyung Mo did such a thing.

I know he committed a crime, but he didn't have to disappear like this.

I mean, I just don't get it.

Seventeen years ago, Seo Ki Ho did the exact same thing.

You never know what someone is really thinking,

even if you're very close to the person.

Well, that's true.

Then how did you know back then?

- What? - I mean, 17 years ago.

How did you know Seo Ki Ho died by suicide?

- What are you saying? - Both the police...

and his family told me they hadn't contacted his work,

so I was probably the first person who told you about his death.

But as soon as I told you,

you asked me if he'd left a suicide note.

How did you know?

I mean, whether he died in an accident or by suicide.

I never told you anything about how he died.

It was an easy guess, considering the situation.

What situation?

Obviously, I knew how much stress he was under.

I saw how stressed out he was when he was caught taking bribes.

"You never know what someone is really thinking,"

"even if you're very close to the person."

It's what you said just now.

Hey, what is this about?

What is it that you want to know? I mean, what are you suspecting?

Hey!

It's the green light. You should cross now.

(Central District Prosecutors' Office)

So? What do you want us to do about this?

Sir, this is...

Is there something you'd like to say?

I'm thinking.

I suppose you guys at the NTS...

have too much time on your hands.

We should be working together so we can close the case soon.

Where did you even find this absurd footage?

I suppose Mr. Ha trusts people very easily. Am I right?

Most people who accused Han Kyung Mo of being the mastermind of it all...

were involved with Gold Cash, but you don't seem to suspect...

the possibility of them setting him up.

There's something I should probably look into.

Well, it's just something I heard through the grapevine.

Some of the things you did back when you were an accountant...

surely pique the interest of the prosecution.

- Sir. - I'm sure you get what I'm saying.

Right?

Yes, I certainly understand what you're trying to say.

Clearly,

not everyone can be a senior prosecutor.

Well...

I'm so overwhelmed by your charisma that even my legs are all wobbly now.

May I leave, sir?

They're clearly very determined.

They want to close the case...

with Han Kyung Mo as the culprit.

It's not easy to change the direction of the investigation...

just based on what we're saying.

Except for the fact that he gave the tip-off,

the situation is putting Han Kyung Mo at a disadvantage.

He was involved in the sales of the loan products.

He didn't exactly have a pristine record.

When you used to work with Mr. Han Kyung Mo,

was he ever reprimanded in any way?

(Sancho Bank)

No.

Then what makes you so sure that he was the mastermind of it all?

Was there something you saw or heard?

What more do I need to see or hear?

It's so obvious.

It's not like this company has no education requirements for employees.

We always wondered how he got the job knowing that he was underqualified.

Can you believe it?

He got the job thanks to his father,

who worked as the chairman's driver.

Is that why you pegged him as the culprit?

He was narrow-minded and had a knack for getting on your nerves.

And he had an attitude problem.

Was there a specific incident?

Elvereign is...

the main product we're trying to push.

He had so many complaints about just having to sell the product.

You want to rebel?

Is that it?

- Go for it. Bring it on. - Sir.

What are your thoughts...

on the rumors that Daeseo Bank barely managed...

- to keep the fund company afloat? - What?

I am asking if you're sure about the security and safety...

of the product you're selling.

All we have to do is sell it. What does that have to do with us?

Of course, we should be concerned.

If it goes wrong, everyone who bought it will lose everything they have!

I need your confirmation that the company has vetted the product.

I refuse to sell it until then!

Stop right there. Hey!

Gosh.

I really can't figure it out.

Was he a bad guy or a good guy?

Everyone is bashing him as if they were all waiting for it.

Right?

As if they were waiting for it.

Yes.

- You see, I really think... - It kept bothering me earlier.

So what do you think?

Maybe someone is trying to manipulate the situation?

Right, perhaps. And that person could be the real culprit.

But you see,

if that's true,

don't you think it's got to be someone close to Han Kyung Mo?

Someone that knows exactly who was holding a grudge against him...

and for what reason.

Also, Han Kyung Mo's disappearance has benefited this person in two ways.

Oh, sorry.

Now, this person has Han Kyung Mo to take the fall for being the mastermind.

The thing Han tried to blow the whistle on has been swept under the rug.

But the thing is,

it doesn't really make sense.

Instigating perjury against him means that this person is sure...

that it won't backfire on them, no matter what they say.

But how can they be so sure? What if Han shows up...

and denies everything they say?

Then what if the person...

already knows that Han Kyung Mo will never show up?

You think the real culprit is framing Han?

Come on. I think you're getting a little too immersed in this.

Now, this story is getting...

Let's say that's true.

Then Han Kyung Mo should show up...

and try to clear his name.

Why do you think he fled, then?

Did we...

actually see him flee?

If you really think about it,

we never once saw him.

We only saw someone drive his car and access his bank account.

There's no proof that the man we saw was actually Han Kyung Mo.

Then what about the bloodstain?

Two people's blood was found in his home,

and that's why...

the prosecution believes that he committed a violent crime and fled.

What if someone deliberately left the blood at the scene...

so that the police and the prosecution...

would have no choice but to suspect Han Kyung Mo?

What if he is actually the victim, not the perpetrator?

Come on. No way!

What? How come it's so easy for you guys?

Look.

He's done a lot of bad things.

On top of that, he even collected kickbacks.

I don't think it's right to call him a victim.

The thing is, I did notice something odd about those kickbacks.

No, I didn't notice anything. What's odd about it?

Here, look.

He has an account in his sibling's name,

but 16 million won was deposited into his own account.

Who'd want their account to show that they were bribed?

Come to think of it, there's something else.

You know, the FIU.

Any transaction over 10 million won is automatically reported.

It would've been safer to have the sum...

be split into smaller amounts,

but this 16 million won was received as a lump sum payment.

He works at a bank, so I'm sure he knew.

Even if it looks odd, it's all circumstantial.

If we want to claim that he's the victim, we need something else.

What if I told you about the exact same case?

A bribery case from 17 years ago. At the same bank,

involving the exact same amount.

The same amount?

The amount of the bribe was 16 million won?

Sure, it could be a crazy coincidence.

But what if it's not?

I know the answer.

Someone is trying to expose the link between the two cases.

(Missing Bank Employee in His 30s Found Dead in Woods)

At the time, there was clear evidence that Seo Ki Ho took a bribe,

so the police concluded that he took his own life.

But if the two cases are identical,

it really is strange.

On top of that, both Seo and Han tried to blow the whistle on something.

And they both worked in the loan department at the same bank.

What do you guys think?

I think their cases had something to do with Sancho Bank's loans.

Did you also hear something from those at the Financial Supervisory Service?

Well, they're in charge of managing and regulating financial institutions.

"It was a put-up job concocted by Gold Cash and Sancho Bank."

"You guys didn't know?"

I tried to suss them out through a friend of mine.

But apparently, Sancho Bank...

has been reported for lending corruption...

more than any other financial institution.

But it was all sort of swept under the rug without them having to explain anything.

Even my friend thinks it's strange.

First, let's secure the list of people who have reported them...

for loan-related issues.

Let's find out what happened.

Dong Ju, Hye Young. The two of you...

should first meet and interview those close to Han Kyung Mo.

There must've been a problem while he was working in the loan department.

All right, get to work!

(Han Kyung Mo's home)

(Loan Application)

(Loan Application)

What is it? Is something the matter?

No, I was just flipping through this.

You need to wear these.

(Loan Application, Memo: Nam Ju Seung)

(Loan Application, Memo: Nam Ju Seung)

(Loan Application, Memo: Nam Ju Seung)

- May I take this? - Sure.

I'm sorry, but can I skim through it just once more?

- Sure. - Great.

Thank you.

(Loan Application)

(Jaemyung Machinery, a company that reported Sancho Bank in the past)

Mr. Jin Young Seok?

- Who are you? - Oh, hello.

I had asked you to give me a call but never heard back, so I'm here.

We're from the National Tax Service.

You had reported Sancho Bank to the Financial Supervisory Service.

Please leave.

We have nothing to hide or fear as we've been doing things transparently,

so please leave.

We know that people don't like us.

But you see, we're not here to audit you today.

We're here to listen to what you have to say.

As civil servants, it is our job to listen and find out...

what the problem is. Right?

You people are the biggest problem.

- Yes, we're aware. - Gosh, wait.

- But what do you think the root cause is? - Please.

- Mr. Jin! - Please don't do this to us.

Sir, you don't have to tell us anything else.

We just want to hear what you had told the FSS...

- Please, that's enough. - Sir, please tell us.

- Sir! - We just...

Mr. Im! Can you clean better?

- What is this? - We just want to help.

Move. Go away.

- Go. - Hey, let's hurry.

As for everything that's been approved, please submit a report by Monday.

- Okay, got it. - Great.

What's wrong with these people?

If we stab him in the back, he won't go down quietly.

He'll try to dig into Sancho Bank.

The prosecution is trying to keep tabs on us these days,

but rumor has it that someone in the NTS tipped them off.

You can't beat In Tae Jun with that cause alone.

Don't keep me waiting too long.

After all, you're just an illegitimate child.

How much longer do you think you can really hold out?

(Vice Commissioner Min So Jung)

But the chiefs who were supporting you have been ousted,

so if even just one more weakness of the Joongang Office...

comes to the surface,

everyone will soon find out that you're in fact nothing...

but a paper tiger.

(IT Department)

- Ms. Jung Da Kyung? - Yes?

We'd like to...

speak with you regarding Mr. Han Kyung Mo.

(Jung Da Kyung, Han Kyung Mo's fiancee, Works in the IT Department at Sancho Bank)

I thought he was a lot like me.

Pardon me?

That's why I started dating him.

I know it's really stupid,

but seeing him stressing out because of his father's debts...

and struggling all on his own reminded me of myself.

Your company went through a crisis.

For over 20 years, your company was known...

as the number one motor manufacturer in the world.

But five years ago, all the shining achievements...

went down the drain, and you weren't even able...

to keep half of your employees.

But I'm sure the business failure wasn't what hurt you the most.

The kinds of wounds that fester and never heal...

stem from feelings of helplessness upon realizing that you're not capable...

of protecting anyone.

Was that crisis caused by Sancho Bank?

Please tell us the truth.

I swear, we're not here to audit you.

Did you know that Mr. Han was helping a loan company with their sales?

No.

He just told me that he had paid down his debts...

to a more manageable level and that we'd have enough money to get married.

I had no idea he'd gotten roped into something like that again.

"Again"? What do you mean?

Good day, everyone!

Ma'am! Where are you?

Ilsung Material CEO's wife, are you deaf? Where are you?

Hey, what are you doing?

Hee Kyung, come out!

Ma'am, I clearly warned you that I'd have to visit you in person...

if you screened my calls.

Must you make me look like a jerk?

It's just 200 million won, for goodness' sake!

At first, he said he didn't know them.

But then, I remembered him saying...

he was stressed out because of a company he was dealing with.

I thought the name sounded similar, so I pressed him about it.

Then finally, he admitted it.

They were his client, but their loan application was rejected.

But it's not uncommon for a bank to reject a loan application.

He had no reason to be that uncomfortable...

He must've been very uncomfortable,

if it was done on purpose, that is.

(Sancho Bank, Manager Han Kyung Mo)

(Ilsung Material)

Based on Ilsung Material's revenue,

I believe your application will be approved.

He told them their loan application would be approved,

and he was sure of it.

They were just in need of short-term operational funds.

It was a solid company.

But later on, he found out...

that Ilsung Material was a No-Loan.

By No-Loan, do you mean a company that doesn't qualify for a loan?

No.

A company whose loan application must be rejected.

Such companies were called "No-Loan".

Their loan applications must be rejected? What does that mean?

The bank would lead them on...

as if their applications would be approved.

They'd only find out at the end that their applications were being denied.

Why at the end?

That way,

they can't borrow money from other places.

Because that way, they'd go bankrupt.

I could see what Sancho Bank was trying to do.

They were stalling the decision on our application to hang us out to dry.

But the day after I reported them to the Financial Supervisory Service,

I received a call from the bank's inspection team.

They were like, "Do you want your clients to be strapped for money and suffer?"

I filed dozens of complaints against them, but what's the point?

The prosecutors never want to file charges.

Let's say you were beaten up to a pulp in the street for no reason.

The police know about it but won't come.

You have no one to turn to.

You see, if that happens...

You have no choice but to die.

Sir!

Unless you give up and let it all go,

there's nothing you can do to forget the humiliation.

Sir.

He did regret it.

Someone ended up in that mess because of him.

But after I found out everything,

I couldn't even face him.

So I broke up with him about three weeks ago.

He took care of the cancelation penalty for the wedding venue...

and the lease deposit as well.

So how did you manage to overcome the crisis?

As soon as Sancho Bank rejected our loan application,

someone visited us as if they were waiting for it.

They said they'd lend us money if we handed over...

our piston blueprint and patented technologies.

It was a company that had been one of our biggest clients...

for the past 12 years.

Which company?

PQ.

PQ Heavy Industries.

There's no way Mr. Han did it on his own.

Did he ever tell you who put him up to it?

He just said he'd reveal everything.

But I didn't even want to know more about what'd happened.

I'll be honest.

I don't want to have anything...

to do with him anymore.

I can go now, right?

Wait, just one more question.

At his place,

there was a loan application he had filled out.

If he was planning on revealing what had happened,

he was probably going to use this as evidence.

There's this name here.

Do you happen to know anything about this name?

(Prosecution Service)

Usually, he'd write down how he started working with the company.

It's the most important thing in business.

If he met them through a colleague,

he'd write down the colleague's name.

(Nam Ju Seung)

(List of Han Kyung Mo's Colleagues)

(Nam Ju Seung)

(Senior Manager Nam Ju Seung)

Yes. It's true that Hwang Dong Ju went over your head...

and didn't really keep you in the loop.

But what can you do? He's a rude brat.

I'm not even surprised.

So I can go ahead and replace him with someone else, right?

Well, knowing you, I wouldn't be surprised if you did that.

Why are you asking me?

I have given you full authority.

Because you're the chief of...

Right, I was your chief after all.

Which is why I'd have your back even if you were to have...

a falling-out with Team One.

But what about you? What will you do?

(Missing Bank Employee in His 30s Found Dead in Woods)

Mr. In Do Hoon...

tried to exclude me?

Yes. I bet he was told to keep us in check.

Well, as for the Sancho Bank case,

it could drag in Vice Commissioner Min So Jung too.

So this might be good news for In Tae Jun.

But if Lee Ki Dong is mentioned too, he'll be in a tight spot.

When I observed In Do Hoon, he seemed like a man of conviction.

But he intervenes...

when his dad might be in a pickle even if nature seems unjust.

I can't figure him out.

I'm sure he'll keep feeling confused.

He understands it in his head,

but the moment his family is involved,

it must get super complicated for him.

In my opinion, I hope that guy,

In Do Hoon, will continue to feel confused.

So one day,

I can use their conflict to my advantage.

I'll talk to you later.

(Today, I was given two No-Loans.)

(I was told the loan had to be declined.)

(Nam Ju Seung)

(Investigation Report on the Relationship Between Sancho Bank and Gold Cash)

More than two names on the report will make you feel uncomfortable.

Sancho Bank and Gold Cash.

I'm sure you guys meet up often...

after everything you guys did together.

Leak the report to Sancho Bank.

The prosecution should wrap up their investigation now.

I wasn't aware...

(Chief Lee Ki Dong)

that we were helping each other.

This will bring down Vice Commissioner Min.

But if Chief Oh gets a hold of this, it won't be ideal for us.

It's more advantageous for my father...

if I were to hold onto it and leak it at the right time.

It's simple. I want us to hold hegemony.

So the relationship between you and me isn't important now.

(Investigation Report on the Relationship Between Sancho Bank and Gold Cash)

- They want me to make a statement? - Yes.

But that's just an excuse.

They already have suspicions about the declined loans.

They will probably pretend to talk about something else,

but they will want to change the subject to this.

Whatever it is, don't confess.

There are no witnesses or files.

This is a chance.

A chance to blame all the problems regarding Gold Cash and declined loans...

on a scapegoat.

What if the victims start to talk?

They can't blame us for not giving them the loans.

Will they fault us for being unkind?

By the way, what's up with that guy, Han Kyung Mo?

Why did he disappear like that?

Nothing...

happened between the two of you, right?

No.

He met with Han Kyung Mo the day before his disappearance?

Yes.

The security camera at the intersection of his father's house captured two cars.

And he confirmed it too.

He thinks he was the last one to meet Han Kyung Mo.

Use omitted taxes against him or whatever you have to get us intel.

If we don't find anything,

the police will take over the disappearance case of Han Kyung Mo.

- Already? - We can't keep wasting our resources...

just to find a man.

Naturally, the police will take over if we can't close it.

Don't you agree?

Right. They should.

We informed you of your rights, and you understood them.

So we will begin questioning.

Go ahead.

You know that Han Kyung Mo of Loan Evaluation Department...

has been pointed out as the mastermind behind the Gold Cash case. Right?

To believe that he brought in all of the salespeople,

we found it odd...

because his position and personality didn't seem to add up.

But everyone who made a statement shared something in common.

They all worked with you, Mr. Nam.

So what?

He didn't have a lot of close colleagues.

And he wasn't exactly doing well at work either.

But overnight, he became responsible for a huge incident.

And all the statements we got sound pretty much rehearsed.

On top of that,

this man tried to report something to the prosecutor.

Do you think this is a coincidence?

I wouldn't know.

Because if someone were to take the fall,

everything that had come to light...

and things that cannot come to light can go away.

Maybe, someone had been very busy.

Gosh. You guys.

I feel like you're trying to corner me.

I'm sorry for having a wide network.

But if you wanted to accuse me of something like this,

you should have gotten evidence or a warrant before you got me here.

Things that cannot come to light?

Please do tell me if you find out. I'm getting curious too.

They already have suspicions about the declined loans.

They will probably pretend to talk about something else,

but they will want to change the subject to this.

Right. We're curious too.

I guess it would be bad news if this were to come to light.

You know, something like murder.

Murder?

What? Why is he talking about murder?

- Is Ms. Min inside? - Yes.

(Vice Commissioner's Office)

What did you say? Murder?

Yes.

It looks like Han Kyung Mo didn't flee, but he was murdered instead.

You went to Han Kyung Mo's father's house on October 7...

to convince him to turn himself in.

And you said that you took a day off the next day...

because your son was on a break.

(Statement)

So are you implying that I killed him?

For the past month, according to Han Kyung Mo's call history,

you declined all the calls from Han Kyung Mo.

You didn't even want to talk to him.

What made you want to convince him to turn himself in?

I could have gotten him fired.

But I did work with the guy for some time.

Gosh. This is a scary place.

I had no idea that being nosy would backfire like this.

You seem to be this big-hearted guy toward your colleagues.

But you don't seem to remember when your son came out on a break.

On October 8, all the requests for breaks were canceled...

because of an emergency in the base.

What did you do that day? And where were you?

Were you so busy to the point you didn't know who was coming and going?

Or...

were you busy pretending to be Han Kyung Mo, so it looked like...

he was still alive?

I went to the hospital.

I'm sure there's a record for that.

Then...

will Han Kyung Mo have committed suicide by the time we find him?

Just like Seo Ki Ho from 17 years ago?

We got some shocking statements from many witnesses.

Sancho Bank either delayed...

or avoided giving out loans to a number of businesses...

on purpose.

These targeted businesses were called No-Loans internally.

And once these businesses hit a wall,

your goal is to help someone seize the benefits?

It's some made-up story. I won't waste my breath on it.

Han Kyung Mo needed money.

He joined to bring down these businesses...

after getting involved with the money lending business.

But he didn't know the consequences.

That's why he publicly expresses his misery.

Han Kyung Mo was ready to blow the whistle.

He collected documents to prove the bank declined the loan on purpose.

And then he found out...

you were the middle man between the businesses and the bank.

(Nam Ju Seung)

Darn it. This is crazy.

Were you scared?

Is that why you killed him? Because once you killed him,

you could pin other crimes on him?

You're the one behind the Gold Cash case!

We found two people's bloodstains at Han Kyung Mo's house.

If we find your DNA in the bloodstains...

It's not me! Darn it!

He tried to kill me first.

That...

So was there a physical altercation?

Why did you fight?

He wasn't going to stop.

You jerk!

He begged me, so he could do business with Gold Cash.

But he said he was going to expose everything.

So you tried to keep him silent.

- You two had a fight then. - Stop right there.

What happened next?

That jerk pretended to be righteous and all.

When I collapsed onto the floor,

he thought I was dead, so he thought about burying me.

He did all the dirty work.

And I needed someone to clean up the mess.

He was going to prison anyway. I told him to go with a lighter charge.

I told him if he were to take the fall for me,

I promised him that I would look away from his crime.

That's all.

Mr. Nam, just confess to the murder.

You killed him, right?

- Just like Seo Ki Ho. - I didn't kill him.

How did you know Seo Ki Ho would commit suicide?

He kept saying he wanted to kill himself all the time.

Tell me you killed Seo Ki Ho!

- It wasn't me! - You killed him!

I didn't kill him. Why would I do that?

I'm telling the truth.

He really wanted to end his life!

Because people died because of him.

An entire family died.

The No-Loan company he got...

was Myeongju Electronics.

It's a mere loan. Right. Declining the loan...

could ruin someone's life.

I'm not saying I'm innocent. But...

All I'm saying is that it's not just our fault.

If this operation were a machine, we'd only be as significant as a screw.

All that we received was a small amount of commission.

But even though they were aware of the outcome,

they resented us...

when things went south.

Seo Ki Ho couldn't bounce back from it.

And Han Kyung Mo...

I honestly had nothing to do with Han Kyung Mo.

Darn it.

I know.

What did he just say?

I'm well aware that you didn't kill Han Kyung Mo.

What... are you playing at?

We appreciate you confessing to the loan disapproval scam, Mr. Nam.

The circumstantial evidence we had wasn’t enough to indict you, you see.

Nam Ju Seung, you are under arrest for violating the Capital Market Law...

based on the Aggravated Punishment Law on Specific Economic Crimes.

Take him away.

What? What just happened?

You have the right to an attorney...

and the right to remain silent.

No!

Let go of me!

Let go!

Let me go!

He was arrested. The report was a set-up.

(From: Chief Prosecutor Ha Woong)

(Chief's Office)

What brings you to Bureau Five?

Why you...

Do you need to be elaborate?

(Loan Application)

I only have two things to ask.

Would us digging further...

result in you shedding blood?

Or may we proceed?

Am I to believe that you had no knowledge of the loan disapproval scam?

Why are you making random guesses?

Your words seem unnecessary.

People will talk, but I'm clean.

However, if Bureau Five keeps leading the way,

you will end up ruining a well-set dinner table.

Let another division work with the prosecution.

- Ms. Min. - The reform of tax policy...

falls under the jurisdiction of the main office.

Bureau Five does not have the authority...

to look into a company as large as a bank.

- Ms. Min! - This is where it will end.

It is more than Bureau Five can chew.

Don't you agree?

(Oratory Competition, 1970s)

(The previous night)

Is there more you need to talk about?

Myeongju Electronics case 17 years ago.

How involved was Ms. Min?

Are you fishing for an answer or do you actually know something?

Who knows?

I doubt hiding it has any perks anymore.

It's true.

It was by Ms. Min's design...

and I helped.

I have nothing to lose now, do I?

Reporter Kim, I have an exclusive for you.

(I-Core Banking System Error Report)

(Jung Da Kyung)

I specifically said I did not want to be involved anymore.

What is this about?

Did you... figure everything out?

How did you find out?

I know someone who pays attention to the little things.

The handwriting in Han Kyung Mo's diary...

did not match that on the loan application.

The one who wrote in the journal...

and the one who posted the text online wasn’t Han Kyung Mo.

So who had access to his login information?

(Main Computer Room, Sancho Bank)

Ms. Jung Da Kyung?

Who could've lured Han Kyung Mo to the office that day?

(Business Loan Evaluation Department)

Who could’ve used his personal information...

to make it seem as though he had run away?

Only you, Ms. Jung.

In all your life,

when were you the happiest?

For me, it was when my boyfriend proposed to me.

When were you the saddest, then?

When my father passed away.

I came back from school one day when I was 11...

only to see my dad's shoes when he should be at work.

Dad!

I looked everywhere but couldn't find him.

But then I turned around and that's when I saw him.

Now that I think about it, he had been long gone.

But I didn't know that at the time.

I tried holding him up by his feet.

I needed to call for help...

and my arms were aching,

but I couldn't let go.

It came to a point where I was just hugging his legs...

and hours went by.

I mean... How could such a thing happen?

Sis.

Sis!

Han Kyung Mo's body was found in the trunk of Jung Da Kyung's car.

(To Seo Hye Young)

You must’ve gotten the idea...

around that time.

When you met debt collectors at the restaurant...

and heard from Han Kyung Mo about what he had done.

You wanted to know who the mastermind was.

All documents at Sancho Bank...

were digitized by your team.

It was easy to get your hands on old loan applications.

Yes, and I knew what to look for in the memo section.

(Digital Financial Transaction)

I knew that tracking the names...

would lead to what happened 10 or maybe 20 years ago.

(Loan Applications)

Like who gave what order to whom...

and which companies were led to bankruptcy.

(Written by: Nam Ju Seung)

And that’s how...

you figured out that SeoO Communications...

had pulled out.

Yes.

My dad's company going under and him dying because of it?

It was all their doing.

("SeoO Communications Goes Bankrupt...")

("in the midst of Patent Dispute with PQ Electronics")

The force behind Sancho Bank that led all these companies to go under...

(Myeongju Electronics' three-dimensional transistor technology...)

(was sold to PQ Electronics following its bankruptcy.)

It was PQ.

I believed him at first.

Han Kyung Mo promised...

to come clean, you see.

So I waited patiently.

However,

he hesitated.

I had to live in my worst nightmare because of people like him,

but he still hesitated.

Until the very end.

Is that why...

you killed him?

Do you think that no one at the bank knew about these shenanigans?

Everyone of them was another Han Kyung Mo.

Government employees turned a blind eye to it.

For decades, the only person who paid for his sins...

was the one who actually took his own life.

I knew that Nam Ju Seung would go after Han Kyung Mo.

From them to be completely on the outs,

I posted that text in hopes of there being some sort of accident.

Darn you!

How dare you try to kill me.

I understand how flustered you might’ve been.

But still, one must pay for his actions, right?

How about we call the police?

I’ll testify against you and you will against me.

I’m sure you were caught on camera.

Mr. Nam...

The Gold Cash case will be your responsibility.

You are the mastermind behind it all.

Everything including the deliberate loan denial...

will be taken to your grave.

That's the only way I'll believe you.

- If only he had properly killed him. - Answer me.

- He couldn't even do that. - Didn't you hear me?

Answer me!

Fine!

They were making a pact to keep the truth buried...

right in front of me.

I was sick of it all.

He was a guy who couldn’t care less about ruining people’s lives,

and I...

was happy with him.

My dad...

He died right above me.

Right above me,

my dad hung from the ceiling.

Thanks for making me go through hoops.

Gosh.

(Loan Application)

(Seo Ki Ho, Heo Jong Soo)

I went to the main office with a warrant...

only to find that the original had already been destroyed.

- That was fast. - Was this necessary?

You completely tipped Ms. Min off...

telling her that we know.

That we know it was her husband...

who had Seo Ki Ho make Myeongju Electronics go bankrupt.

(Deputy Chairman Heo Jong Soo)

We'll focus our energy on Nam Ju Seung’s corruption.

Yes, sir.

He'll want a fruitful deal as a cost for his silence.

Right.

Give him what he wants.

- Yes, sir. - Yes, sir.

(Min So Jung)

When I first became manager,

I was directly supervised by Ms. Min.

There you go again avoiding the situation by being all serious.

Much like you and me.

For that reason, I'm having trouble accepting...

this situation.

An Sung Sik told me everything, you see.

That 17 years ago, when everyone suffered a demotion,

only he was able to survive...

because of the transaction between Sancho Bank and Myeongju Electronics.

He was rewarded for keeping the secret.

It wasn't In Tae Jun who helped me climb up the ladder.

It was Ms. Min.

That's what he told me.

But even after hearing that...

Maybe it was because of our history together...

or the long years it took for her...

to break the glass ceiling...

which someone like me could never do,

but I knew I had to do everything I could...

to be sure first.

("NTS Inspector Drives the Family of Myeongju Electronics CEO to Death")

Ddong Ju.

You told me to choose a path I could be responsible for.

I should quit thinking that I had no right.

So be it, then.

- Let's do it. - Sorry?

Whether we live or die,

we'll see the end of it.

Sure.

(Search: Myeongju Electronics)

("A Forcible Tax Audit...")

("That Drove the CEO's Family of Myeongju Electronics to Death")

("NTS Inspector Drives the Family of Myeongju Electronics CEO to Death")

(Bureau 4's Inspector Investigated by Prosecution)

(March 23, 2004, 5th print)

Fifth print?

(Bureau 4's Inspector Investigated by Prosecution)

The article isn't the same.

Then...

("NTS Inspector Drives the Family of Myeongju Electronics CEO to Death")

First print? It means this article was taken down.

How?

(Hwang Dong Ju)

(Finance Director Ryu Yong Sin)

(NTS Joongang Regional Office, Bureau 5, Division 1, Team 1)

(Hwang Dong Ju)

(An Kyung Hee)

(Ko Dong Won)

(Seo Hye Young)

Was it you?

The one who...

ran an inspection on Myeongju Electronics 17 years ago?

What would be the easiest way to turn the tables?

You throw something that could start a fire.

A doubt.

When you can't trust those beside you,

your whole world starts to fall apart.

Please answer me.

All those people...

and also my family.

Was it you who drove them...

to the edge of the cliff?

Please don't die. The punishment will be mine to bear.

A kid lived. The youngest daughter.

Please let her live her life.

I beg you, sir!

(Kim Young Doo, Kim Seo Eun, Lee So Young)

Excuse me.

How can I help you?

Never mind.

Ripped and resynced by YoungJedi