Original subtitles

♫ The wind blew across the crowded street ♫

♫ Lemon goes with coffee ♫

♫ We have a rapport, flustered ♫

♫ In the pouring rain ♫

♫ I start to refresh my memory ♫

♫ Your eyes are as clear ♫

♫ As the sky ♫

♫ As time goes by ♫

♫ For you, for you ♫

♫ As I feel the warmth in your palms ♫

♫ For you, for you ♫

♫ Parallel kite strings take a turn ♫

♫ Shining brightly ♫

♫ As I'm touched ♫

♫ For you, for you ♫

♫ As I see your beautiful face ♫

♫ For you, for you ♫

♫ I'll realize all your dreams ♫

♫ You are the one for me ♫

♫ Whether in the clouds or the bottom of the sea ♫

♫ I will only run towards you ♫

♫ In a changing world ♫

♫ All I want is you ♫

♫ Tides surge toward the island ♫

♫ I firmly walk towards you ♫

♫ Even if the moon sets and the stars move ♫

♫ You are my only one, my love ♫

♫ You are my only one, my love ♫

♫ Life is inlaid with a rainbow of happiness ♫

♫ Staging the most beautiful reunion ♫

[Episode 29]

I have a large batch of goods on hand.

And now my cash flow has also been cut off.

I can't repay the bank loan.

And I have no money to expand the channel to open sales.

I have a general idea.

This is indeed a great pain for your factory.

Mr. Sun, if you still trust me,

would you mind letting me take a look at your financial statement?

[Xinhui Food Processing Co., Ltd. Annual Financial Statement]

I can't blame no one.

I know I can't keep failing repaying the bank loan.

I can only delay it day by day.

So I purchased this batch of raw materials.

I have an export order next month.

I can pay you back a little bit once I finish this order.

Well, every time they come to you,

you don't need to avoid meeting them.

What's the use of meeting them?

All you do is to push me to repay the bank loan sooner.

I might as well go get more business.

If I do succeed,

I could repay you some,

and pay my workers wage.

I think what you said is correct.

But you're wrong about one thing.

The bank does not only push you to repay the loan,

but also want to help you solve the problem

and get through this difficult time.

Mr. Sun, I do have a solution.

And I wonder if you want to give it a try.

I can apply for another loan for you.

But this fund

must be used to expand sales channels.

Could this be a way out?

Although we've just met,

I'm willing to trust you.

Under such difficult times,

it's rare to find someone who can keep the financial statement

so orderly.

And I saw it.

In this heavy rain,

you personally led so many workers to save those raw materials.

I believe you truly care about this factory.

I also want to give you a helping hand.

Mr. Ji, if you can really get us a loan,

you would be my lifesaver.

Once my factory has ample cash flow,

then it can start operating smoothly.

We will have a way out. Thank you.

- Mr. Sun. - Thank you.

Don't rush. Listen to me.

In fact, our bank is not giving you a loan for charity.

Besides, you need to put up this core workshop as collateral.

And the interest rate will also increase.

If you can accept these conditions,

then we can proceed.

I accept.

[Work Report]

What you're looking at now is

all the non-performing loan records I've dealt with in Nan'an County.

Among them, this food processing factory

has already fully repaid their first loan.

The remaining three companies are also repaying their loans in succession.

Not bad, you're quite skilled.

I'm flattered. I'm just trying to do my job well.

Actually, this time,

thanks to the help

of two account managers who are familiar with the local situations.

There's something I'm not sure whether I should say.

In fact, I hope that the bank

can pay more attention to employees like them who stick to the front line.

These grassroots employees work diligently,

living a hard life.

They do need more attention, but the bank is more concerned about you.

In favorable circumstances, one acts calmly with the trend

and succeeds with the opportunity.

But it's different in times of adversity.

In Nan'an County, there are many non-performing loans.

It's not easy to conduct business.

During this time, you have no complaints,

but work earnestly.

And you've even managed to

resolve these bad debts that no one else could handle.

To be honest, the achievements

surpass those from when you were in the Development Department Division One.

Thank you.

When you were at the branch, the Bank President always praised you.

Back then, I thought he was exaggerating.

Now that I think about it, he had great insight.

I hope when you reach a higher position,

you will still remember what you said just now.

Trying to do your job well.

I will certainly not let down the head office leadership's trust in me.

[Era's Summit, Vying for the Urban Business Arena]

What are you doing here?

I have some good news that I wanted to tell you first.

I've been transferred back to Star City.

Really?

I didn't expect it would happen so soon.

You've been traveling back and forth for the past six months.

You've also had a tough during this period.

Fortunately, I've already been transferred back.

Which branch have you been assigned to?

Ji'an Branch. The transfer order from the bank has already been issued.

I'll be the bank president and go to work tomorrow.

So should I address you as Bank President Ji from now on?

I think it's okay.

Great! All roads lead to Rome.

You've achieved what you wanted. Congratulations.

Congratulations to us.

Right. Congratulations to us.

Well, do you plan to take an annual leave?

Yes.

What? Do you plan to take annual leave soon?

I thought if we both take annual leave, we could do it together.

If you're going to take annual leave,

we could go on a vacation.

It might not work out recently. Jing is going on maternity leave.

She definitely wants to achieve something before having the baby.

And she's under a lot of pressure right now.

Maybe this is a bad time for me

to leave her.

That makes sense.

Actually, it's all your fault.

You set the goals for Division One too high.

I thought you talked about taking annual leave months ago.

Any plans?

Nothing.

Since you went to Ji'an branch, you've become busier.

I don't think you can find the time now.

If you want to take annual leave,

just let me know.

We can make our schedules.

I'll follow your plan.

Okay.

I just overheard at the front desk.

Looks like head office sent someone over for a trial run.

But after a round of trials,

Ji Yuheng is still more versatile.

So in the end, the position of bank president fell to him.

Ji's capabilities are certainly of no doubt.

Getting transferred back to the city means he won't have to commute so much every day.

Xiaoning must feel relieved as well.

Yes.

You just mentioned Ji'an branch?

I've been looking at houses in the neighborhood.

I can consult him about a house loan.

Okay, that area is under his jurisdiction anyway.

He can certainly tell you how to get the best deal.

I'll ask him thoroughly.

No. 6.

Ours.

I never expected that there would be my favorite milk tea near your office.

Right, there's also a nail salon.

Really?

Dad, Mom.

Son, you look thinner compared to the New Year.

Maybe you've been working too hard.

By the way, your dad has retired.

We've been thinking

about renting a place nearby to spend more time with you,

and to have a tour around Star City as well.

What's fun to do around here?

Why are you so talkative today?

Weiyi, we've already waited for quite a while.

When will your dad come?

I…

I'm sorry, uncle.

My dad has a very busy schedule, and he's in a meeting right now.

I'm afraid he couldn't make it today.

That's okay. We came so suddenly.

Listen to me, uncle.

Qi Yu and I are really happy that you and auntie could come.

My dad also feels really sorry.

He's got you a family suite at one of his hotels.

You can stay there during your time in Star City.

It's convenient.

No need, we've already booked a place.

Yes.

Qi Yu.

Dad, Mom. Weiyi and I have been working all day,

and haven't had dinner yet.

You must be hungry from the trip.

Shall we have something to eat first?

Waiter, please serve the dishes.

Actually there's no need to order so much.

We're ordinary.

Usually just a simple home-cooked meal will do.

It's not easy for you to make money.

Ordering such a feast

wastes a lot of money.

Auntie, please don't be polite.

This restaurant is one of the top in Star City.

It's rare that you and uncle come here.

Of course you should have some delicious food.

Uncle, I heard from Qi Yu that you love seafood.

This king crab is especially fresh and famous,

imported from Northern Europe.

Uncle, please try it.

Dad.

What kind of business does Weiyi family do?

It seems to be real estate and investment. What's the matter, dad?

You said today that they owned the building where she worked.

So is the hotel?

Yes.

You!

Do you realize you've disgraced the Qi family?

Talk nicely. Don't get mad.

I haven't beaten him up.

Let me ask you.

Is our family a good match for Weiyi's family? Huh?

Do you know what you are doing? Are you going to be matrilocal?

To put it simply, you are going to live off her parents.

What are you saying?

What? What if your son really marries her,

he'd move his luggage over and live at her place.

Your friends and relatives would

say something a lot worse than me.

I'm not talking nonsense.

Dad, Ling Weiyi and I are together because we like each other.

We're in a serious relationship.

I don't care what others say.

A serious relationship? Yet her dad doesn't show up for meals.

Is it a serious relationship?

Does her family look upon you?

Besides, a meal costs thousands of yuan.

Is it appropriate?

Is it appropriate?

Calm down.

Qi Yu, actually your dad and I

don't hate Weiyi.

We've met first time,

and we can also feel her sincerity.

But the gap between our family and hers

is so big.

If you two are together in the future, sooner or later, you'll…

Enough. Stop it.

Break up. Do you hear me?

Dad, we've also been saving money

to live a proper life in the future.

And you came

for the first time,

so we ordered this meal to make you happy. Is it wrong?

Can you not meddle in the two of us?

I'm begging you, please.

You!

Calm down.

- I… - What are you doing?

Look at your son.

Calm down.

Talk to him nicely.

[Dairui Bank]

[Microfinance, Towards the Future]

Good morning, bank president.

Morning.

- Good morning, bank president. - Morning.

- Good morning, bank president. - Good morning, bank president.

- Good morning, bank president. - Busy?

Good morning, bank president.

Mr. Ji.

Morning.

Come on, Mr. Zhao, take a look around.

It's much bigger than the previous office.

After all, you are the branch president.

You are really different now.

Here.

[Ji Yuheng, Bank President] I have taken this position.

But to secure this position depends on future achievements.

Hey, you've poached me yourself.

The two of us fight side by side,

will surely be invincible.

[Integrity and Win-Win] Since you have taken this position,

I will hold it tight for you,

to let you sit firmly and securely.

I'm glad that you could come.

But I'm sure you know all about the Ji'an branch.

The marketing sector is still the most important in the future.

We have to compete for clients with established banks all over city,

including other branches of Dairui.

So, for the coming month,

while digging up the small clients,

I hope we can get one or two large clients

of more than 50 million deposits.

That's when we are secure.

No problem. I stayed up all night researching it.

I found a client…

Come in.

Jing, I just heard you threw up.

I'm okay. Oh my.

I've had a heck of a day.

How about you? Is the project going smoothly?

I'm about to tell you.

I've recently been in touch with a century-old private company.

Now the president's baton has been passed on

to the hands of a grandson who just returned from abroad.

Is it that Mr. Fu Junior you mentioned before?

Right, Mr. Fu Junior.

Now the company is in his hands,

if he wants to grow stronger,

then he needs a significant amount of funds.

If we can strike an agreement with him,

Jing, your position as manager will be secured.

Which company is it?

[Youpin Tea Co., Ltd. Company Introduction] Youpin Tea.

A company of this scale,

I guess every peer would want it.

Yes.

I think all the banks in Star City

is gearing up.

Other banks certainly don't want to miss out on such a high-quality client.

We need to take the initiative.

I'm sure you have a pretty good idea

of what should be said and what shouldn't be said outside

before we secure the client.

This is a fiercely competitive battle of information.

Therefore, our actions and our proposals

must be kept confidential.

The more core the materials are, the more we must guard against leaks.

Let's sell the dummy.

Let's sell the dummy.

Ji'an branch is not only a fight for you,

but also mine.

Even at home,

I promise I won't say a word.

The fragrance of the flower and the aftertaste are quite good.

Honey-scented lily of the valley. No wonder it sells so well.

What's wrong? What are you hiding?

The love letter you wrote to another girl.

Of course not.

I won't take anyone's love letters but yours.

Mr. Ji, we aren't in the same department,

and you are so wary of me now.

You weren't like this before.

You are breaking my heart.

Tell me, how much more do you need for meeting your KPI?

I've got plenty of clients for you if you need them.

Then I want the biggest one.

You and Rao Jing are aiming high now.

Then why not take the biggest one?

What are you drinking?

It's for my beauty. Men should stay out of women's matters.

Accountant Zhou, this is Vice President Chen,

he's specifically in charge at our provincial bank

for the approval of large and medium-sized company loan.

I heard yesterday that Youpin is about to apply for a loan.

Today, he's put aside many important clients

and said to visit Youpin today.

Thank you, thank you.

And thank you, Ms. Rao.

I knew that the headquarters of Youpin have settled in Ji'an.

This is my first visit here.

To a company with quality and strength,

the district government will definitely do everything possible to support it.

Then thank you very much.

Mr. Fu Junior wants to do business innovation.

Your strong support is essential for this.

Alright, then I'll head over there.

Well then, Accountant Zhou.

Before we came, we contacted the finance department.

Tu and I would like to go and check out the financial statement.

So, please take Vice President Chen there.

- Okay. - Alright.

- Then, Vice President Chen, you go up first. - Okay.

- Alright, please - See you later.

Dairui has always adhered to

the principle of growing and progressing together with companies.

The cooperation with Youpin will be the best.

- Okay. - Thank you so much.

Then, I will take you over there for a tour.

Okay.

Jing, let me tell you.

Ever since Ji stopped working alongside me,

he has been trying different tactics to gather information from me every day.

Really?

I should have chosen a husband with a different job.

Let me tell you. It's too late to change a job now.

But I think there's still time to change your husband.

I don't want to.

Let me tell you, my husband is different now.

He just can't keep his mouth shut.

Do you know what he talked to me about in his dream last night?

He talked to me about pig feed in his dream.

I asked him, "What's this pig feed about?"

He talked to me and said,

"I just recently serviced a client dealing with pig feed."

And then he told me everything

about what their bank is currently offering,

including discounting, factoring,

and personal business loans.

He even wanted to partner up with me in his dream.

Zhao is better. Mr. Ji won't do so.

What's good about that? He's utterly guileless.

Jing, I forgot to tell you.

I just found out

that they deal with tea here,

but there are a lot of coffee cups and beans

that seem to have been bought from abroad.

I wonder, maybe they want to get into coffee drinks in the future.

Actually, I just asked Accountant Zhou the same question.

He told me it was simply because

his boss liked coffee.

So he got a lot of coffee equipment

from all over the world.

I thought he's going into the coffee business

and wondered if he needs another loan.

Looking at the new equipment just now,

I guess there's a new product coming out.

Impressive. The information we gathered before

is almost identical to what you found out.

What? Don't you call me Mr. Ji now?

Mr. Ji.

Mr. Fu Junior is really capable indeed.

He has increased the production line to expand the operation.

I think, in the future,

the demand and volume of loans should not be small.

This is not like your pig feed.

Don't talk in your sleep when you dream.

You don't know. I was just creating a diversion,

and selling the dummy.

I wonder if all of you returnees are deviant,

refusing to do what your family does.

Sounds like the client you met today was a returnee too.

I'm talking about life and you're discussing clients.

What do you mean?

Your client today is a returnee too?

He's young, enterprising,

and having his own ideas

on business management and development.

Looks like he took over the family business. How big is it?

That big? You don't want to say a word to me?

One deal covers a year?

It's a secret.

Stingy.

Mr. Fu Junior has quite a wide range of hobbies.

He surprisingly enjoys coffee so much.

Jing, did you notice

there are many introductions to various brands of fast-moving consumer goods

on that shelf in his office?

I've noticed it.

I saw two biographies of the fortunes

of fast-moving coffee on the table.

Well, maybe Mr. Fu Junior

is trying to move in the direction

of fast moving consumer tea like coffee.

If their company is going to develop in this direction.

They should have been more explicit

in the loan proposal they sent to our bank.

But they didn't.

And Accountant Zhou didn't mention it

when we were there yesterday.

There seems to be some internal conflicts.

Maybe it's because of these internal conflicts.

If we were right,

they're probably lending much more than this amount.

[Product technical specifications] Come on, take a look.

I asked Zhou to do some research.

Their latest production line machine

is for fast moving consumer beverages.

So they are going to do the fast moving consumer beverages.

That's right.

I called their vice president yesterday.

They plan to set up some stores.

I guess they want to set up some stores like milk tea stores,

which targets young people.

Some chain brand of fast moving consumer beverages.

Then you can estimate

the amount of their loan.

50 million?

Considering their investment proposal and the assessment report,

around 100 million.

Tired, right?

What are you doing here?

Waiting for you. Let's take a walk.

How is it? Tired?

I'm fine. But you look a bit tired.

What's wrong? Not having a smooth talk with the client?

According to the financing costs expected by the client,

we have come up with many proposals,

but the interest rate just won't go down.

What's the lowest interest rate your branch can offer now?

Us? Well…

Bank President Ji, you are getting more and more out of line now.

Waiting under the street light, sighing and acting miserable,

and here you are playing the tricks with me.

You're cheating now.

So tell me, are you falling for it?

Anyway, we're almost done with this client.

It doesn't matter if I tell you.

Five-year interest rate at 4.8%.

Five-year interest rate at 4.8%?

The collateral is the workshop?

And a real estate owned by the legal person.

What's the final loan?

100 million.

No, about 80 million.

About 80 million?

About 80 million?

Why does it sound like

a client worth 100 million?

I said it wrong.

The workshop and a real estate as the collateral.

Does client accept that?

With such a low interest rate, can you accept it?

Being silent?

I can't get the truth out of you anyway.

I'll go back first. Off to work overtime.

Leaving now? Don't you use your tricks anymore?

We are that busy with work, and he's still being alert.

I think he doesn't want to propose to me.

Hey, you even applied an anti-spy film?

Special times, special means.

You are that alert?

Spilled it.

[Youpin Tea's Decade of Honors]

Speak of the devil. It's as what I thought.

Have you figured out anything?

What do you mean? What have I figured out?

I didn't see anything.

What can I see when you're covering it up tightly?

I can leave it open too.

- Let's go. - What are you doing?

After my brother-in-law left the management team,

how many in the finance department left?

Not a single old employee was left.

Mr. Fu, about your idea of entering the fast moving consumer goods sector,

it's indeed nice.

But it needs ample financial support.

The finance team leaving at this point

is clearly wanting to give you a hard time.

How's the loan deal going?

We've been getting a lot of proposals from various banks these days.

And you've met some key people.

All in all,

Accountant Zhou and I think there are two banks that are quite good.

Yes. This one has proposed the idea of using the letter of credit,

with a better cost-performance ratio.

The other one has offered a longer loan period,

with a more favorable repayment schedule to us.

Here you are.

[Youpin Tea Co., Ltd. Comprehensive Financial Proposal]

[Dairui Bank Ji'an Branch] Ji'an.

[Dairui Bank Star City Branch] Star City.

Here, this is a ready-to-move-in house.

It's not that big, but both bedrooms are flooded with sunlight.

And transportation is convenient. We can get on the expressway right outside.

It's quite nice. Let's buy it.

You can have your parents live here for their retirement later on.

Weiyi, I thought we would live here together in the future.

Once we are married, this will be our home.

After we get married, of course, we'll live at my place.

It's in the city center, close to both of our workplaces.

Why do we live that far away?

But that is your dad's house.

I think we…

My house is our house.

You can just grab your luggage and move in.

Look at this place, it's so small.

What an uncomfortable place to live in.

If we have children after getting married, we wouldn't even all fit.

Yes.

Qi Yu, we can save money on our daily expenses.

But a house is something we live in every day.

It's still important to be comfortable.

Weiyi, how about this?

Let's try it out after we buy the house.

If it really doesn't work out,

- we can… - I'm sure it won't work out.

I just don't understand

why you always have to be so stubborn about this.

We are having so much fun together.

Well, our long-distance problem is solved now.

Do you feel

that our relationship has become increasingly burdensome?

To be honest, it's actually quite simple.

I have a house.

We can live a good life.

Because that's not my house,

nor a life I can afford.

We had an expensive meal,

and my parents said our expenditure level is high.

I can just bear with it.

But if I live in your house,

what have I become? A gigolo?

I despise myself, you know?

What did your parents say?

Said something about me?

- They said I spend money recklessly, right? - No.

They said we're not on the same level, okay?

So they're still not happy with me.

I sincerely invited them for a meal,

and even used my credit card.

Now it's all my fault?

Qi Yu, do you have any idea what life I've been living recently?

I have money, but I can't spend any. I'm so upset every day.

Weiyi, I know you are upset.

I know I might not be that good right now.

Perhaps this house is all I have.

But I want to try to make things better for us.

Do you understand?

You keep saying it's for me,

but in fact it's all about planning your own future

as far as you can.

If I want a future with you,

I'll have to leave a big house,

and I can't spend any money.

Or it'll make you think you despise yourself?

To put it simply, you just want me to live by your standards, right?

That's not what I mean.

Then what do you mean?

Qi Yu, don't you think you're being selfish?

We used to have fun.

We watched sunsets together,

he took me to watch fish,

and we've seen the most romantic things in the world.

Why do we have to be worried

about money, house

and stuff like that?

Why?

Okay, calm down.

Aren't you ashamed?

Do you know how long it's been since I've had one of these?

I think about saving money every day

and how to make a good life.

But in the end,

my dad doesn't approve of us and his parents are against us too.

Then why are we still trying to make it work?

If you're upset, it's okay to cry.

Will you feel better after crying?

Shall I give Qi Yu a call?

No. I don't want to see him right now.

He would bring those things up again when we meet. It annoys me.

Do you know what he told me today?

He said if he lived in my house,

he would feel uncomfortable and despise himself.

But what about me?

Do I have to compromise my living standards

for his pride?

He didn't even think about me.

Right?

To be honest,

he wouldn't have come back if he hadn't really thought about you.

He wanted to buy the house because he wanted to marry you.

Actually, I don't think he's doing it wrong, but…

A-Am I wrong then?

You're not wrong.

I don't think this is the life I want at all.

Think about it, I don't lack anything.

I have a big house to live in and money to spend.

Why do I have to work hard and toil away saving money

for him?

I can't figure this out.

Waitress!

Two more bottles of your best wine. I want the most expensive ones.

Alright, stop it.

I'll drink with you.

Now I feel like

I've been an idiot

for being so hard on myself for him.

From now on, I have to be who I really am.

As long as you're happy.

Last time we broke up, I thought our problem was the long distance.

I thought the problem would be solved when I came back.

But this time, I've realized

maintaining a long-term relationship can't just rely on romance.

We have to consider the reality, right?

I need to have a stable and decent job.

I need to have a house, a car, and a stable income.

Especially when it comes to getting married.

I was quite happy.

I don't know why I'm so anxious now.

Being so anxious, you know?

I just want to get these conditions settled down sooner,

so we can live a stable life in the future.

But Weiyi doesn't need it.

She's well-qualified and comes from a wealth family.

She doesn't have to think about the reality.

She saves money

just for me.

But why would she sacrifice herself for me?

Everyone ends up upset.

Weiyi is upset, my parents are upset,

and Weiyi's dad is not satisfied with me.

I work hard every day.

I work so hard every day. What do I want?

Do you think I am wrong?

Have you discussed these things you just said with Ling Weiyi?

Definitely not, right?

I think what you need is communication.

You can never find a solution without discussing this kind of thing.

Solution? You tell me.

There's no solution.

I can't be wealthy overnight,

nor can I ask her to compromise.

What's that term again?

Downward compatibility, right?

Actually, I think

sometimes parents' worries make sense.

They really make sense. Neither of us is wrong.

We…

Come on.

[Hints About Proposal]

It happened a long time ago.

Why isn't he making any action at all?

Does he think since we're living together,

then he can skip the proposal?

Dinner is ready.

What are you looking for?

Notebook. It's often helpful to flip through it.

Tu, you are diligent.

Over time, we've become experienced.

So we can bluff our way through with some clever tricks.

But the necessary procedures and milestones

cannot be missed.

Do you agree, Bank President Ji?

Of course.

Why suddenly talk about this? Let's eat.

Let's eat.

♫ The night swallows the dusk ♫

♫ Only shadows follow closely ♫

♫ You're the streetlight waiting for me ♫

♫ The beam of light behind you ♫

♫ Warms the flowing air ♫

♫ Time seems to pause ♫

♫ I'm privately cherishing this moment ♫

♫ My feel is for you, just like the rain ♫

♫ Falling wetly and passionately ♫

♫ Oh, baby, my heart belongs ♫

♫ To you and no one else ♫

♫ The fireworks over my heart never cease ♫

♫ Maybe it is you ♫

♫ No one knows ♫

♫ Baby, it is you ♫

♫ I hope you know ♫

♫ You ripple through my quiet memories ♫

♫ Feeling each other's warmth ♫

♫ My feel is for you, just like the rain ♫

♫ Falling wetly and passionately ♫

♫ Oh, baby, my heart belongs ♫

♫ To you and no one else ♫

♫ The fireworks over my heart never cease ♫

♫ Maybe it is you ♫

♫ No one knows ♫

♫ Baby, it is you ♫

♫ I hope you know ♫