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- [Children] Seven times one is seven, seven times two is 14

Official YIFY movies site: YTS.MX

seven times three is 21, seven times four is 28

seven times five is 35, seven times six is 42

seven times seven is 49, seven times eight is 56

seven times nine is 63, seven times 10 is 70

seven times 11 is 77, seven times 12 is 84.

- [Teacher] Today, we welcome t0 the school,

Mr. Johnson from the Bank of Central Victoria.

- [Children] Good morning, Mr. Johnson.

- [Teacher] Now he's here to talk to us

about how important banks are.

- [Mr. Johnson] Thank you, Miss Doherty.

During your life,

there are three things you will need money for.

Anyone?

- Cars.

- Yes, that's right.

A car.

Yes? - A house.

- Hopefully a very big one.

This is the most important thing to save for.

- Santa Claus.

- No, not Santa Claus.

- [Student] For when we get old?

- Yes, your retirement.

When you're too old to work.

Without money for this, what will you live on?

If you were to save just 50 cents a week

and save it at the bank,

doubling your investment every three years,

then 25 years from now,

each of you would have $727,000 of your own.

- That's impossible.

There's only 52 weeks in a year.

- Yes.

Yes, that's right.

- And in 25 years-

- You'll only have 1,300 weeks.

- That's right.

- Let me show you how it works.

Compound interest.

You get interest on your interest.

Do you understand?

- Yeah, I do.

- Good.

Now, on behalf of the Bank of Central Victoria,

we'd like to give you each your first deposit.

50 cents.

(dramatic music)

(upbeat orchestral instrumental music)

(keyboard typing)

- Okay, that should correct the climate variation.

- [AI] Trade.

- [Jim] I can't quite get it to predict the weather yet.

(Jim speaks in foreign language)

- Well done.

(man speaks in foreign language)

(Jim speaks in foreign language)

(keyboard beeping)

- You promised innovation,

a move to a new frontier

of trading and investment efficiency

I believe that was the term you used.

- Well, there has been an 8% rise in share prices

in the last three months.

- It was 16% in the same quarterly report last year.

- May I remind you

that in the same quarterly report last year,

we closed 1,100 branches

and reduced one third of the workforce.

- Yes, a commendable piece of work.

Quick, decisive.

Your first year with us, a good start.

Now, may I remind you of a fundamental business principle.

Companies grow.

16% last year means 20% this year, 24% next year.

- Well, unfortunately,

there are no more branches left to close.

- You have three months, Simon.

- Not good.

Get me the impact studies,

we're closing another third of all city branches.

Let's advance the remote personal banking programme

so we can fire some tellers and make some fucking money

and one more thing,

set up a meeting with the PR department

so that we can put a decent goddamn spin on all of this.

What the fuck are you waiting for?

Go. Go.

(soft music)

So what is it?

- It's fractal theory.

He's using it to try and predict

the stock market correction.

- And can he?

- Well, not yet, but if these figures are accurate,

he's getting very close.

- I've seen this kind of thing before.

A black box's found the INTX's hedge fund for 12 months

before collapsing and taking a half a billion with it.

- This is much more advanced than that.

He's smarter.

- Yes, well, they're all smarter until they're not.

- Well, it's a chaos based technique.

It attempts to find order in the madness

of the trading floor by-

- Really?

Can it take into account

a trader with a bottle of red under his belt

who decides to go long on the end

because his wife is having an affair

with a Japanese sushi chef?

You see, that's the one thing, Vincent

these things never take into account, the human factor.

- Well, maybe they can.

He's building a programme that can evolve,

that can learn from its experience of the market.

He calls it Betsy.

- Great.

He's named it after a fucking cow.

All right, let's get him in.

(Simon sighs)

(tense ambient music)

Whenever you're ready, Jim.

- I probably haven't prepared

anything simple enough for you.

- Well, just explain it as you would to a very smart friend.

- Well, I began my studies in undergraduate econometrics.

My honours thesis was on Wall Street,

the three major crashes of 1929, of '74 and '87

and I studied each crash.

I learned about why they happened, how people suffered,

how small traders,

individuals with everything to lose went t0 the wall.

So the next step to me was obvious.

What would the benefit to society be

if we could predict the next market crash?

The suffering that could be avoided would be huge

so I widened my research.

I spoke to market fortune tellers,

trialled systems based on market trends and historical data.

N0 one's even close.

They all missed one fundamental principle.

So try to predict what one person will do.

It's almost impossible.

But trying to predict what 100 people will do

is much, much easier.

So with that in mind,

I began dobbing into the nether regions of mathematics.

Fuzzy logic, non-linear dynamic, chaos theory.

A particular interest to me was the work of Mandelbrot

and his breakthrough with fractal geometry.

Excuse me, can I borrow your pen for a minute?

Okay, if we think of it like this,

any simple inciting event

has significant and complex results.

It brings about things that we could never imagine

being able to predict, things like weather patterns,

cloud formations, right down to the very point,

the very millimetre where this ink will fall

until now.

This mathematics allows us t0 predict almost anything.

If we can predict this,

then predicting the stock market's easy.

- Thanks, Jim.

- Yes, thank you for your time.

- You don't think I went too far with the tablecloth?

- No, I think what you're doing is extraordinary.

- Thank you very much.

- Good luck.

- Thank you.

- What a wanker.

- I want you to hire him.

- Really?

Why?

- Because that wanker could be on the verge

of discovering the holy grail of economic theory,

that's why.

- We have to wait here.

(ambient music)

(car door opens)

- What do you need?

- What?

- To make this thing happen?

To crack this nut?

(aeroplane whooshing)

(dramatic music)

(door closes)

(door beeping)

- [Vincent] Good to see you again, Jim.

- Hi.

- Simon.

- Vincent.

Impress him with this shit.

- Right.

Well, what we've got, Jim is a C-LOG Pro

so just off the floor at AP

it's the only one in the country.

Dwarfs telecom, the treasury, the military

to share's time with our trading operation

and market evaluation team have a priority line to it

but apart from that- - Apart from that, it's yours.

- You can't do this alone, Jim.

You need us.

The power, the resources, the practical applications.

We can make this happen.

- It's all I've ever wanted.

- So do we have a deal?

(ambient music)

- Okay, you got everything? - Thanks mate.

- Watch your step there.

- What do you reckon Roger?

You get the ride?

- Yep.

- Roger.

Thanks mate. - Hey, how are you?

- New post.

- Oh, they have to serve it personally, Di?

You can't post it, it's the law.

- It's still an eviction notice.

The law's on their side.

According to this, we'll lose everything.

The house, the business, the lot.

- Hey, hey, hey, hey.

We just have to avoid 'em for a while, you know?

Break up our pattern so they can't serve the summons.

Ancl if we see 'em, we'll leg it and hide.

- Great idea, mate.

Spend the rest of our lives on the run.

You, me and Roger, fugitives.

- Ijust need a bit more time.

I'll get the money.

- It's not gonna work.

- What can I do, dad?

- No, nothing mate.

She's just angry with me.

Thinks I ruined the business.

But you don't have to worry about it, you little fella.

You come here.

You're going in, you're going in!

(alarm sounds)

- Good morning, sir.

- Me? - Yes, sir.

- Morning. - Good morning.

(car door closes)

- These figures will scramble the future's results

from the past six months.

This should prove an interesting dummy run for Betsy.

- How's progress?

- And what we're doing Simon is a simple test

trying to predict a small market correction

and respond to it accordingly.

The mainframe will throw up a random series of trades

from the past six months.

- Let's try it online.

- I'm sorry.

- Let's throw some real money into the mix, try it for real.

Expose ourselves to say $10 million and see what happens.

(Vincent chuckles)

- Well, we're not really ready.

It'll still take quite a bit of time to set up.

- How long will it take?

- Well, we're only set up to analyse one floor,

A digging room in Sydney.

- Vincent, get three of our fastest traders on the floor.

We'll feed them by phone.

- By phone?

Simon, we've just set up.

- There are three phone lines in here.

When your system tells you to buy,

you tell the trader to buy.

When it says sell, sell.

- Yeah, but we've only just installed the software.

- Yeah, to make a pearl, you need grit.

I'm your grit.

You're gonna work so much better

with my foot against the back of your neck.

It's a much underutilised management technique.

What do you say?

- Well, it's not my money, it's just a test to me.

- Great.

- Simon, $10 million?

- Yes Vincent, 10 million.

Let's see how this thing works.

$10 million, 30 minutes on the floor.

- Okay, this is the shape in the next 3O minutes.

There's is a slight correction in the last two minutes.

- [AI] Trade.

- September 10, 2002, US two, two, US S&P500.

(Indistinct chatter)

- Sell

September 10, 2002 US S&P 500

1434.05, 942 sell

September 19, 2002 US Nasdaq -

(indistinct chatter)

(suspenseful orchestral music)

- It should start turning down about now.

(Indistinct chatter)

- Okay, shit, it's not working.

Okay, stop it. Stop it now.

Okay, stop it. Get off the phones.

- [AI] Correction on Nasdaq, fail.

- Oh shit, we sent 11 trades down the line

after it should have dropped.

- Look at this.

It did turn down a bit late, but you've predicted it.

- We've come out. Okay.

900,000 ahead.

- Ahead?

- You've been working for us for two clays

and you've already made a million dollars,

but you wouldn't have done it

unless I had my foot against the back of your neck.

It's a good start, Jim, very good start.

Let's have lunch.

(footsteps)

(knocking)

- Hey.

You have to move a whole lot quicker than that.

You're their kid, aren't you?

Listen now, can you do me a big favour?

Tell me where they are.

(ominous music)

Friendly little buzzard aren't you?

Told you to keep away from me, did they?

Big bad boogey man.

You just give them this.

You tell 'em they've been properly served, okay.

(ominous music continues)

- Hi.

- You going out for a smoke?

- No

- You look like you need it.

- Oh, thanks. You working?

- I'm just here for the architecture.

- Alright, which section?

- Couldn't tell you, that's highly confidential.

- You're a teller?

- You can tell? God that's scary.

What about you?

- No, you tell me.

- Hmm? I'd say computer geek of some sort.

- Oh, that's close enough.

- I'm Jim - Michelle.

- I'll see you later.

(car ignition starts)

- Roger.

Roger. Come on mate.

Rogen

- Roger!

- Rog

- So how was lunch with the king?

- You said he was a big swinging dick.

I thought he was gonna show it to me for a moment.

- That's a term I haven't heard for years.

- What's it mean?

- Big swinging dick. Right?

They're one in a thousand.

They trade and everyone follows.

Not only could they not give a shit

what anyone else is doing, they can affect the market.

They're so closely watched that any decision they make

has huge implications because everybody follows suit.

- And when they're wrong. I mean,

if everyone's standing by waiting for them,

what happens if they stuff it up?

- Big dick. Big pockets.

They survive. The smaller players go t0 the walls.

- Do you like another drink?

- Alright.

- Same again?

(sultry jazz music)

(indistinct chatter)

- Hi.

- Hi. Jim, isn't it?

- Yeah. Michelle.

- This is Jim.

He works for the bank somewhere in the basement.

What department was it again?

- I'm not allowed to tell it's highly confidential.

- Oh, a mystery man.

Meet my far less mysterious friends.

- Hi.

- So who are you here with?

- Oh, a friend.

Someone else from the basement.

- Well, when he leaves, come and join us.

- Shouldn't we get to know each other first?

- What if we don't like each other?

- You're absolutely right.

(orchestral music)

(eerie orchestral music)

(woman singing opera in foreign language)

(woman cries)

- You gonna do any serious unpacking,

there's about a dozen boxes in the next room.

- Who's Paul Jackson?

- You're curious, aren't you?

Oh, he's a mate from primary school.

I haven't seen him for years.

- Well, you should return his book. It's 20 years overdue.

You don't have to look like them.

- You're probably right.

- What are you, Jim Doyle?

This apartment, the limo.

At this level, you become a what?

- I'm a genius, maths.

Oh, and bed of course.

Come on, we're late.

(triumphant orchestral music)

(phone rings)

- Hello.

- Yeah, Jim,

I'm just going over your progress report

over the last two weeks.

I'm a little alarmed by it.

Why? Because there's no fucking progress.

That's why.

What's the hold up.

- Look, I don't know.

We're obviously missing a key component.

I'm just on my way to the lab now.

- Yeah, well that is always the problem with you guys.

You spend too much time in the lab

with your head up your ass.

- Well.

- Meet me in 20 minutes.

(indistinct chatter)

This is the front line, Jim.

This is where the real action is.

- And you worked the floor.

- '84, Wall Street.

I mean, it's a little different from here,

but the basic principles are the same.

I worked the phones for two years

before they let me make a trade.

We let the best of them work outside the rules.

You have to give them free reign once in a while.

- Right? And what if they make a mistake?

- Well, since Barings went down, they have limited power.

They work on a 10% buffer.

If their position goes down below a certain level,

the computer cuts out,

which effectively cuts off their trading,

which I think is a pity.

- Alright. Why is that?

- Well, the extremes are what makes it worthwhile, Jim.

You'd love it.

You have numbers flying through your mind

and you bounce them back at each other

at all different angles to see which ones come out.

You can hurl back into the war.

- What is it that makes someone good?

- Well, I think you have to treat

it like a game that you can win at.

Oh, you see that guy?

- Alright. He doesn't have it, right?

- Right.

- Do you think you'll have it or are you like him?

You know, I once to set up a series of trades and positions,

a billion dollars worth.

It was me against them.

But that day I stood back on the floor

and I watched it unfold, and it was extraordinary.

I took 200 million out of them.

I cut off their heads and I emptied their guts

into the street.

" Really?

- Look, Jim, if you figure out

this magic black box of yours,

there'll be plenty of profits to go all the way around.

- Except to those guts were on the street.

- Except to them.

You ever noticed, Jim,

how you immediately put yourself in the shoes of the losers?

Maybe there's something that's missing is in you.

Make the breakthrough, Jim.

Stop whining like a fucking woman and make the breakthrough.

- Hi, my name's Diane Davis

and I was wondering if I could make

an appointment to see a solicitor.

- So then this elderly lady comes in

and she's got one of those

old Commonwealth Bank money boxes.

You know the ones that actually look like the bank.

- Um-hm

- She had about $16 all up.

So I slipped her the hundred, $116.

You should have seen a face.

- Ancl they never found out.

- No.

And the irony of it is the bank fired 300 honest tellers

a month later promoting me t0 executive personal banker

and placing the bank's wealthier customers

in my capable hands.

- So much money does your client need before you become

an executive bank and not just a teller.

- I'm after tax income of 100,000 plus.

The bank's been closing

down the smaller accounts for months,

doesn't want them anymore.

Encourages 'em to try the smaller banks down the road.

- Oh, great.

So now the bank's run out of staff to sack,

they're starting to sack the customers.

- Don't worry, I'll be out of a job soon.

The future's remote personal bankers,

36 key strikes on your phone and a synthesised female voice.

Okay, your turn.

Is this some secret promotion

that's brought you to Melbourne?

- Oh no, not really. It's um,

it's actually my first job since I completed my PhD,

because they lured me here.

- To make your fortune?

- So to speak.

- So what do you do?

- I'm not allowed to tell you.

- Come on. Just a hint, something abstract.

- I design mathematical systems to predict things.

Yeah, well, today I learned their actually

to make money very effectively make money.

Nothing more exciting than that.

- Like a system to beat lotto.

- To beat the stock market.

- Every loser has a system,

whether it's buying shares or playing blackjack.

- Oh no, it's a bit more complicated than that.

It's, that's all I can tell you.

(computer beeps)

- [AI] Market correction, fail.

- Are we missing something obvious?

- You might like to know that the last seven tests,

if we'd been live, would've cost the bank $26 million.

- Shit.

How long before you have to tell Simon?

(aggressively presses computer keyboard)

I need some fresh air.

(eerie orchestral music)

- And after Marshall, Peters, and Rudderson,

we tried Cormack and Smith.

They all passed on representing us.

That's 14 legal firms all claiming

to be in the employ of Centre Bank.

All claiming a conflict of interest

that stops them from representing us.

- Yeah, the pea banks have a history of sharing

their legal work around

to make it difficult for irate customers

to seek litigation as an answer.

It's a cartel of sorts.

- So, what do you do then, when no one will represent you?

- Well, you end up with me.

And to be honest with you, that's not really a good thing.

- Do you know anything about banks?

- I know they'll crush you with time and money.

And they've got plenty of both.

They can keep a case in court for a decade.

- We don't care.

- You don't care.

Well, I've,

I studied the police findings and there's little doubt that

the sheriff's office will be found guilty of malpractice.

He'll have his licence suspended for six months or so,

suffer some hardship from the bad press he's getting.

- Some hardship?

- But apart from that, there's not much more we can do.

No financial compensation.

- It's not the money we're after.

It's the bank.

- The bank will most likely distance itself

from the typical employee relationship.

They'll claim some sort of contracting arrangement

that absolves them a responsibility.

My advice would be not to pursue it.

I'm sorry.

- No, you're not.

You're just happy to get rid of us.

(intense orchestral music)

- What is it with this guy and fucking table cloths?

- He seemed to have made some kind of discovery.

He worked around the clock last night in the lab.

- I wonder if he's gonna tell me about this.

- You still don't trust him?

- I don't trust anyone.

- I'm so close.

I'll probably need about another week,

but she'll be able to run another dummy test by then.

- Good.

Listen Jim,

I'd like you to join my wife and I for dinner tonight.

We'll send a car t0 pick you around about eight o'clock. Ok.

- I'm actually going out.

- That's okay. You can bring Michelle.

- How did you know that?

- Ijust know.

I'm like, God, with a better suit.

Eight o'clock outside your apartment.

- Should I go?

- I've never been invited.

- There is one other option.

Essentially,

you lost your business to a foreign currency loan.

I mean, you struggled to make repayments

against a shift in currency rates.

That's right, isn't it?

- Yeah, I thought it was in Swiss Francs,

but it looks like it's in Pesos 0r Yen or whatever.

- Yeah. Well, I,

I found a report on the net that identified 138 other people

who lost their business in the same way.

Now it seems in several cases,

the loans were being entered into

without the bank fully disclosing the risk.

They emphasised the low rate of interest.

The currency risk was treated as irrelevant.

Now, if we could prove the lack of disclosure in your case,

well then the bank is liable.

- You'll help us.

- Well, I'll certainly try.

- Thank you.

- Don't be so nervous.

I'm good at this kind of thing.

Pleasant conversation. A little flirtation.

The occasional crass joke.

- How long have you been at the bank?

- Three years.

Still regarded as temporary though.

Let me make that quite clear.

- You're too smart to be a teller.

- I'm not a teller.

- No, it's.

Simon the bank. They know about us.

- You are a pet project at the moment.

Of course you'll be keeping an eye on you.

- Yeah, I know but-

- Am I the eye?

(mysterious orchestral music)

(speed boat engine revs)

- Thank you.

Michelle, I'm sorry.

- Well, at least now I know more about you.

You're paranoid and secretive.

- Paranoid?

(Michelle chuckles)

- Come on in, make yourself home.

Welcome Jim.

It's good to see you. I want you t0 meet my wife Monica.

- Hi, pleased to meet you.

- This is Michelle.

- Charmed, I'm sure.

- Come on in.

Just remember while you're here, you're one of us.

Jim.

- Oh God, don't mind him.

He's just being an asshole.

(jazz band plays)

(indistinct chatter)

(child laughs)

- Ow!

- Gentlemen, would you join me for a cigar outside?

- How's your foot?

- Jim.

- Don't leave me.

(audience applauds)

- What's the celebration?

- The yarra,

38 kilometres of Prime Crown water funded real estate.

As of 6:00 PM today, it's ours.

- I'm sorry.

- Split it in a four acre lots. You do the math, Jim.

How much do we make?

- Yes. You won't really own it, will you?

I mean, you can understand you're probably

behind the finance for it.

It's still Crown land, republic owns it.

- Oh, give me a fucking break, Jim.

We can step in and take anything we financed

anytime we want to.

That's ownership. Market force means exactly that.

We can seize assets.

We can use the IMF to force countries

to pay their loans back.

We can react against any government until they do exactly

what it is we want them to do.

- Nothing 100 well placed businessmen do is illegal.

- Michelle.

- No, no, no, no, no.

It's fine Jim.

I find it refreshing,

assuming of course it comes from a sweet naivete,

rather than a pig ignorance of the real world.

- Oh, assume way.

- It's the brutal truth Michelle.

We have now entered the age of corporate feudalism

and we are the new princes.

- What do you call yourselves? Bastards without borders?

- Oh Michelle-

- No, no, no, no, no. I find it -

- Refreshing?

- Mm.

- I think we better go.

- No, I better go.

You might be needed later

to hold his dick when he takes a piss.

- Oh, Michelle.

- Let her go, Jim.

We'll find you somebody else to fuck.

- No, I'd better go.

Thanks Simon.

- Suit yourself.

(footsteps)

- Go, Go.

(speed boat engine revs)

Keep going-

Stop.

Let's go get him.

- What was all that about back there?

- They're assholes, Jim.

- So we know that.

- We? No, I know that. I don't think you know that.

Do you actually think they like you?

- I don't care if they like rne.

- You are a puzzle, aren't you?

They're using you.

- Yes. And I'm using them.

Look, I'm gonna crack this Michelle.

- Yeah.

- And they're giving me the means to do it.

- Ancl they're gonna get rich off it.

- I know what I'm doing Michelle.

Just hang in with me, please.

- You are so naive, Jim.

- Hey, there you go.

Perfect.

Maybe we should get another one

just in case the trial goes on a bit longer. Steven?

- Ay, I think that tie's fine.

- Everything's important, right?

- You clear on what they'll ask you?

Any information about the risks of foreign currency loans

could be seen as adequate disclosure

on the part of the bank.

- Oh, they told me nothing.

- Even their own staff can verify that.

- Well, the manager's testifying

that he told you everything.

It's your word against his.

- What about the trainee who was there?

- Someone else was privy to the meetings.

- Most of the time he was.

- Well, that's good.

- Oh yeah. Might be good.

First, we'll have t0 get them to tell us who he is

and they won't wanna do that. It'll take a subpoena.

But yeah, let's see what happens.

(ominous orchestral music)

- How much have you got on him?

(computer keys clicking)

- Well, since we hooked up to the tax office,

there's a bit of healthy reciprocity.

It's all pretty straightforward.

Goes back to '77 when he opened his first bank account.

Oh, a good saver since then.

I'd say he's a good catch.

(copy machine running)

- We have an increasingly dangerous problem,

the kid who drowned.

The media's more than happy t0 demonise us.

And the Davis family's coming out of this like saints.

- Have you seen the parents?

Kid just probably woke up and realised who he was born to?

- Yes, well, let's not let our compassion

get the best of us.

We probably won't be found liable for killing the kid.

But if they make any headway with this foreign loan mess,

there's 200 cases just like it that'll follow suit.

- We'll be drowning in 'em.

(chuckles)

- For fuck's sake. Will you shut up?

We have to fight this.

Can't settle outta court.

We have to fight it and we have to win it.

- We're starting up some sex abuse rumours

about the father and the child

just to deflect the heat, muddy the waters.

- Yes, well, don't tell me about that.

- You don't want us to do it.

- N0, I don't want you t0 tell me about it.

Now the only other thing

is that I'm a bit worried about Jim.

He seems to be vacillating.

And the last thing we want is for his conscience t0 tell him

to turn his research over to the fucking Salvation Army.

So maybe we should check this girl out one more time.

- Position where we're not gonna be up to.

We're not gonna be able to slow it down before

it gets to the that.

- Vincent, what's Centre Bank's current value.

- Since the merger, about $50 billion.

(indistinct chatter)

(ominous orchestral music)

- What's the problem, Jim?

- I've run the figures, Simon.

- Good. Let me have a look.

- Predicting the stock market's one thing,

but the bank position against even a small correction

that, the impact will be devastating.

- Ancl what's your point?

- Have you thought of the consequences?

- Of course I have.

- Simon, I haven't spent years of research.

10 years of post-graduate study for this.

- Do you know what upper management is, Jim?

Do you know what I spend most of my time doing?

Cutting.

I come in and cut 20% of the workforce.

I close 15% of the branches, the factories, whatever.

The market applauds like I'm some kind of fucking genius.

My life is dull Jim.

Before I die, I wanna do something extraordinary.

I wanna do something that will blow people's minds away

when it happens.

- Blow people's minds?

Simon, you and I'll both be remembered

for destroying economies.

- Jim, most people live lives of quiet desperation.

They struggle from birth until death.

They never achieve anything.

Society crushes their hopes and their aspirations.

History forgets them.

You will insult every single one of these people

if you turn your back on this opportunity.

- An opportunity t0 achieve what?

- An opportunity to join your peers like Mandelbrot.

To take your place in history with the great mathematicians

and scientists like Pythagoras, Valk,

Newton, Einstein, Oppenheimer.

- They used Oppenheimer's work to make the atom bomb.

- Ancl the bomb ended the war.

You've got 24 hours to resolve your ethical dilemma.

After that you can do as you please.

Don't come back here with this pathetic indecision.

(ominous orchestral music)

- [AI] 10,000

20,000

30,000

60,000

- What's this?

- Simon's gift?

We're now the most powerful computer system

in the southern hemisphere.

And he also wanted you t0 have this.

- This is next week's balance and trade figures.

These are treasury figures. How in God's name did he?

- My advice, don't ask.

Turn a blind eye.

Very helpful.

- Very helpful.

(mischievous orchestral music)

Okay, so what do we know?

- Well, we know that the system will deliver transactions

simultaneously around the world.

Time differences means that there's only a one hour window

when the US, Europe,

and overnight Asian indexes can be accessed simultaneously:

74 markets, 22 exchanges.

- Okay, so leaving speed our only stumbling block.

Did you think you'd end up here, Vincent?

- Today?

- No. When you're a kid,

when you knew that mathematics was what made you tick?

- I dunno.

I guess it's just been one foot after the other for me.

Top of the class at school, university.

First job out, Centre Bank.

- Yeah, but there must have been a time

when you loved it,

when you'd dream about where it could take you.

- Mathematics, permutations,

logic, strategy.

Maybe chess. I used to play a lot of chess.

I learned when I was about four or five.

I played a grand master once at Westfield Shopping Centre.

He was playing 20 people at once

and I came so close to winning.

It's a brilliant game. I haven't played it for years.

- Oh, we should have a game one clay.

- Alright, I'd love that.

And what about you?

Did you know that you'd end up here.

- A dear Japanese friend said to me once

at the height of the eighties, problem with you Australians,

is that you all want be Alan Bond tomorrow.

Us Japanese, think in decades.

Something in that.

Oh, maybe not here, but, I knew I'd be somewhere.

Are there any programmers in-house

who could come up with a speed doubler?

- Ancl you can run a speed doubler on your home PC, Jim.

But we're talking about millions of dollars worth

of mainframe hardware-

- The principals are the same,

a piece of software that accelerates speed

through memory, efficiency, data flow, re-routing.

Come on Vincent. It could help.

- No one here who could do that sort of stuff.

We could outsource it discreetly.

- Well, it won't work without it.

Ah, there's a friend of mine from uni

who's a genius programmer.

Will they need to clear him?

- I can clear him, but only if he's as good as you.

- Some areas of mathematics. He's actually better.

(Speaking foreign language)

- And does it?

(Speaking foreign language)

- Nearly killed me coming up with this man,

you are working with a serious hardware

and any speed increase is normally splitting hairs.

- Will it work?

- It will do whatever you want it to.

- So do we know who this guy is they've subpoenaed?

- He still works for us in Finland.

- A lot of those records lost though, employment records,

trainees, if we can't find them -

- It could be anyone we want.

Let me think about it.

Let's see what brains is so excited about.

- Well, I've cracked the mathematics of it.

It's just a matter of speed.

- Speed.

Okay, 1929, the big crash.

(dramatic orchestral music)

Good luck, Betsy.

- [AI] Trade.

Market correction matched.

- Throw up '74.

Try that.

- You try, Simon.

- [AI] Trade.

- Shit it works.

It works.

- [AI] Market correction matched.

- We need to talk.

Using the system,

this is the market trajectory.

- Shit, the crash.

- We've nailed it, Simon.

Friday week.

- The triple Witching hour.

9:00 PM Friday, October 25th.

The expiration of the cash futures and options contracts,

they all coincide.

It is the most vulnerable point in the market.

- Exactly the same thing happened in '89.

The crash will be devastating.

We're ready for it.

- Are we?

There are huge risks.

- No. There's no reason.

- Yes, there are always risks, Jim.

- No, not this time.

It's mathematically proven.

Simon, if you position yourself correctly,

you'll need 60 minutes on the floor.

In that time, the bank will be worth 10 times

its current value.

The next opportunity won't be till November, 2003.

There is no risk.

- You understand that we are violating market manipulation

legislation in about six different countries.

- You're not scared, are you?

After all this.

Simon, this is our moment.

This is our mark in history.

What is that your big swinging dick

I can hear shrivelling up?

- What?

- You know what? I've done it.

We're there.

- I'm gonna have to convince the board.

You know, I've never really liked that liberal

bleeding heart of yours.

I'll need some kind of signal of support, some kind of sign,

some act that will bind us once and for all.

- Whatever it takes.

(suspenseful music)

- You've barely said a word all night.

- I'm sorry.

- Sorry enough to tell me what's wrong.

- Oh, nothing's wrong.

I couldn't be better.

(telephone rings)

- [Answering Machine] You have reached the phone

ofJim Doyle. Please leave a message.

- Jim, it's Vince here.

Simon wants me to take you to court tomorrow.

Ancl he doesn't want you going in a limo.

So my Volvo'll have to do,

I'll pick you up at 10 and then you can tell me

why you even know about this case.

See you then. Bye.

- Court?

- Yeah, just an expert witness thing.

You know, maths.

- Well. What case?

- Maybe the best thing is for us

to give it a rest for a while.

- What? Why, because I asked questions?

- Yes.

Yes. Because you asked me questions that I can't answer.

- Let me in on it, Jim.

- And you never thought to ask anything more about the loan?

- No.

I assumed the bank had told me everything I should know.

- This was the biggest loan you had ever taken,

is that correct?

- Yes.

- And as such,

you had a huge responsibility to take into account

all aspects of this significant venture.

- Yes, I did.

And I did everything that I -

- You asked no questions of the bank,

considering the scale of personal responsibility?

You asked nothing of the bank?

- I trust banks.

(audience laughs)

I mean, I trusted banks.

I banked with the Centre Bank for 20 years,

knew the local manager,

had every reason to believe they wouldn't lie to me,

deceive me, conceal from me.

- And we will show Mr. Davis that

in no way has this bank broken your trust in them.

We have no more questions, your Honour.

- And Mr. O'Connor?

- Thank you, your Honour.

I have no further questions for Mr. Davis at this stage.

Your Honour, we have received news from the Alexandra Branch

of Centre Bank that a subpoena

for a principal witness has been successful.

We would like to call t0 the stand Mr. Jim Doyle.

(ominous music)

- He looks different.

- What?

Are you sure?

- Are you ready Mr. O'Connor?

Mr. O'Connor?

- Yes. Yes, your honour.

Mr. Doyle,

can you confirm for the court that you are currently

employed by Centre Bank?

- Yes, I am.

- And that you were previously employed in June, 1996?

- Yes, briefly, for 12 weeks as a trainee.

It didn't work out.

- You were employed at the a Alexandra branch of the bank?

- Not specifically.

I spent three or four days in each 0f11 regional banks

in the area as part of my training.

- 11 Regional banks in the area.

That would've included Seymour and Yay, would it not?

What were the others?

- Objection your Honour.

Surely the witness's identity is not a question.

- Mr. O'Connor, you have subpoenaed

the witness and Centre Bank has been quite forthcoming

in providing employment records, payroll statements,

group certificates, verifying that Jim Doyle is Jim Doyle,

that he worked for Centre Bank and that he was present

at your client's briefing with the bank.

Where is this line of questioning heading?

- I'm sorry, your Honour.

Mr. Doyle, do you know this gentleman to my left?

- Yes, I do. It's Mr. Wayne Davis.

- And how do you know Mr. Wayne Davis?

- Mr. Davis requested a loan from Centre Bank.

I attended several meetings with Mr. Davis

when I was under training.

- I see. Do you recall the details

of Mr. Davis's loan application?

- Yes. Some of them, I think.

It was assessed as part of my training.

I could refer to my notes.

- I'm sorry. You what?

You took notes.

Do you have those notes with you?

- Yes, I do.

(ominous music)

- Would you like to examine these, Mr. O'Connor?

- Yes, your Honour.

Your Honour, due to the complex nature of these notes,

I'd like to request a short recess.

Fuck.

- That doesn't sound good.

- I'm sorry. I think I've just handed them a win.

- Fucking assholes. It's a lie. It's not even him.

- I should've, I'm so sorry.

- Please identify the page pinned in your notes.

- It's a bank checklist.

It's a foreign currency loan checklist.

It identifies the key areas that the bank was required

to reveal to any potential customer.

- Please describe your notes on this page to the court.

- Well, they're ticks next to each the point

I ticked them when the manager, Mr. Green told -

- It's a lie -

- Is there a problem, Mr. O'Connor?

- Yes, your Honour. I'd like to move a motion -

- And Mr. Doyle how well informed do you consider

the Davis's were about the risks of a foreign currency loan?

(dramatic music)

- Well, as my notes show,

points six to 11 all deal with the risks associated

with the loan.

Mr. Davis was well informed.

- Michelle.

- Something you want to say, Vincent?

- Yes, I've worked for this bank for 10 years

and I have never been ashamed until today.

We didn't used to be like this.

I mean, I know we do some shitty things sometimes, but -

- You're the one who taught me about turning a blind eye.

- Yeah. Well, maybe I did,

but I just wish I hadn't been there

and I hadn't seen you lie

and fuck that family's case out of existence.

I respect your mind, Jim.

I envy it.

You know, I wish I could comprehend

even a fraction of what you can.

Most clays, I look across the lab at you

and I wish it was me.

I wish I was the one who could come up with that formula.

But I know this much,

I could never do what you did today.

And if that's what it takes,

then good fucking luck to you, Jim.

- Stop with the car.

(ominous music)

(ominous music continues)

- Gentlemen.

We are on the verge of a new era of economic modelling.

The profit generating opportunity

that you've been looking for has been found.

With the strategic advantage of computer modelling,

never before imagined,

we have been able to predict a major market correction.

A stock market crash of unprecedented scale

that will decimate the market.

Now, the market has been aware

of this correction for quite some time.

The new technologies boom,

the ludicrously valued companies

that have yet to turn a profit. We're all aware of this.

We have certainly all benefited from this.

Now we have an opportunity to benefit from its collapse.

- There is no way that we can implement this

and legally qualify the off-balance sheet risk.

Surely, they'll shut us down.

- They certainly will try to.

That's why we must act swiftly and decisively.

We have to utilise the element of surprise

and we have to operate outside the conventional boundaries

so that we can conceal our actions from our competitors.

- And if we wait?

No, I'd like to take this opportunity

to examine it a little more closely,

get an independent assessment of this system.

We've got people at MIT who could run

their own tests given a week or two.

- If we wait 24 hours, the market will move against us.

We have to move now. If we miss this chance,

we will be crushed beyond recognition.

- Whoa, whoa, whoa, whoa, whoa.

What about your own position?

We've given you an option package worth millions.

- My confidence in this prediction is absolute.

I am willing to put up my share portfolios,

my personal savings, my real estate package, everything.

I'll put it all on the line.

- That's quite a risk. Simon,

you'll give us written confirmation of that.

- Of course, I will.

Let's not be too altruistic about making this decision.

You also stand to benefit.

Every cent you have, every share you own,

every bonus dollar you are due

will increase in value 10 times in a single day.

The system will work.

- This is the most despicable scheme.

- Anything else, Ben?

- Yes.

I will tender to my resignation if you go forward.

- That's fine with me.

- You can use this information to weather the storm.

If in fact this crash happens,

stand by to minimise the damage to, to survive it,

but to position this bank, our bank,

to benefit from this, this catastrophe.

And in so doing break every law.

- The law is made by governments, Ben.

We operate a business.

We bounce up against the law every day.

We push it, we pull it. It is elastic.

- Ethics are not elastic.

Principles are not elastic.

Morality is not elastic.

We have a duty to the society

to treat this information responsibly.

- No,

we have a duty to the shareholders to wipe the floor

with our competitors. That's who we have a duty to.

Now, if we don't do this

and somebody else does and crushes us beyond recognition,

who will explain it to the shareholders?

They are our people.

They are our society.

The public can take care of themselves.

Now, I want you to think about this for 10 seconds,

then I want you to pick up your pen

and then sign the document in front of you.

(ominous orchestral music)

- 20 years is a long time.

I was just hoping you had some records of past students.

- Not really.

Anything we would have has been sent down to the library

for archiving.

But like I said, it's a long time.

- Thanks so much for your help.

- Mr. O'Connor, will you be appealing the decision?

- Yes. Yes. We will appeal.

This is an outrageous decision based on the trickery

and deception we've come to expect from the banking system.

So yeah, you can mark my word will appeal.

- Mr. O'Reilly, your comments on the case today.

- Well, obviously we're very happy with the result.

It's a clear victory t0 the bank,

and I think it's a testament to our commitment

and honesty with our customers.

Although you know our sympathies are with the Davis family.

I must stress that ill-founded a lawsuits of this type

are a complete waste of everyone's time.

Thank you.

- Our son,

they've wasted our son.

(ominous orchestral music intensifies)

- [Reporter] The class action involving 200 other cases

has now been put 0n hold.

(ominous music intensifies)

- Okay, we go online in the Northern Hemisphere

in 30 minutes.

Let's have another pass of the cabling, Tanya.

Tanya, try one of the key foreign exchanges

Hello.

- How's the tracking?

- Oh, a few final checks then we're away.

- Oh, I'm sorry.

I can't be there with you,

but I look forward to observing it from a safe distance.

- I understand.

- Good luck.

- [Jim] No luck needed.

- Good.

- Okay.

- Should be coming up with sell 4,000 November Nikkei

down to 17,000.

(indistinct chatter)

- [AI] Nikkei 4,000 Down to 17,000 sell.

- Thank you. It's confirmed.

- We don't have much use for this.

Can't remember the last time we pulled it out.

Now these are the local newspaper clippings for '75 to '77.

Should be a good place to start.

There's an index at the beginning of each year.

- Thanks.

(ominous music)

- States in George's Road turn off.

Federation House should be sign posted.

It's not open to the public anymore, you know

it's a private residence.

- Yeah, I know.

- Jim?

- Three minutes.

(bus engine revs)

(ominous music)

- We can get the original article

from at the back if you like.

- Oh, no thanks.

(ominous music intensifies)

- Piece of shit.

(phone rings)

- Yeah.

- Simon, it's Billy.

I'm sorry to call you at home,

but I couldn't get through to Christopher

and I have some bad news.

- What?

- I'm in Bueller, Jim's hometown.

Christopher sent me down here to follow the girlfriend.

He's been lying.

His real name is Paul Jackson.

1977 Centre Bank foreclosed 0n his family's farm.

- Lying fucking prick.

- Yes.

- Jim. It's me. I'm in Bueller.

I know you're know who you say you are.

I don't know what you're doing.

But the thing is,

they're here, Jim.

The bank has followed me here.

(phone rings)

- All mobile phones will be switched off now.

No calls in or outta this room until we're finished.

Vincent, how long?

- Nearly there.

(dramatic orchestral music)

(phone rings)

- We're ready.

Are you okaY?

(sombre opera music)

I guess you've waited a long time for this.

- Yes, I have.

(dramatic orchestral music)

(operatic chanting, music intensifies)

- [AI] Trade.

(Indistinct chatter)

(phone rings)

- Come on. Come on, come on, come on answer.

Pick up.

(ominous music)

(phone rings)

- Put it down.

(phone rings)

Do you know who I am?

- Yeah, I know who you are.

Just take it easy. Huh?

Here!

(gunshot)

- Shit.

Come on.

- Get the fuck down!

Sit the fuck down.

I swear to fucking God I'll kill you.

Get down!

Get the fuck down or I swear to God I'll kill you.

- This will all end in tears for you.

- Everything else has, I guess I don't care.

- Killing me isn't exactly the best way

of honouring your son's memory now is it?

- You killed him. You killed fucking him.

- Did I?

Or did you just fail in your business.

- The loan.

You knew you bastards knew.

- I know. I know.

They were a disaster.

They weren't fair.

I'll tell you what.

I'll give you $250,000 right now. What do you say?

- What? Now, you'll give us the money.

Any interest on that?

Will that be Pesos fixed against the Yen?

Any fucking charges?!

- No. No.

Look, I tell you what,

I'll give you a million dollars right now,

but just make up your mind what you wanna do,

because I don't have time for this.

- Shut up! Shut the fuck up!

This is his picture.

- Look, it's Wayne, isn't it ?

Wayne, this is all very touching but -

- Look at it.

I want you to look at him.

He's beautiful, isn't he?

- Yeah. He's a cloll.

- You're fucking dead!

- There's nothing,

nothing you can do to make me give a fuck!

Do you understand that? Nothing!

Nothing, you can do can turn your situation around

because he is gone. You understand that?

Your son is gone. And if I could bring him back, I would.

If there was something that I could do, I would do it.

But I cannot! You cannot!

You will die with this fucking misery in your heart.

Now you killing me, would just put you in prison

for the next 20 years, hurt your wife,

fuck up the rest of your life, if that is humanly possible.

Now I just wanna make a phone call.

After that, you can beat me, barbecue me,

fuck rne up the ass. I don't give a shit.

Just let me make that call.

- Or what'll happen?

You're afraid of what'll happen if you don't make the call.

- Look, I'll give you 2 million cash right now.

Okay?

What do you say? Just let me make that fucking phone call.

(dramatic music)

- [AI] 10,000 trades sent. 60%

- Come on, faster. Faster.

- 12,000 trades sent.

68% complete

(dramatic music intensifies)

(gunshots)

(car zooms)

- [AI] 14,000 trades sent, 80% complete.

- Jim, it's holding up.

It's holding.

- Yeah, hang there. Hang in there.

It'll turn any moment it has to.

- [AI] 86%, sell, sell

- Jim, it's moving against us.

- [AI] 80% sell

- We're gonna have to start buying back.

The losses are huge.

They're approaching the 10% buffer.

This is ridiculous. It should be automatically buying back.

It should be cancelling our position.

Jesus Christ.

- Speed doubler overrides the buffer.

I'm sorry, Vincent.

- Initiate the buyback.

We're gonna have to do this manually.

- It's two diverse requires too many trades.

- Turn off the, turn off the machines.

Turn 'em off. Cut the power!

Cut the power!

We going to have to get in from the mainframe.

(triumphant orchestral music)

- [AI] 100,000 trades sent.

- What the fuck is that? Liquid paper.

(dramatic orchestral music)

(beeping)

- What's that?

- It means there is no bank.

Where is he?

(melancholy music)

(melancholy music continues)

(Jim speaking foreign language)

(friend speaking foreign language)

- This is crazy.

We haven't got the time.

- So what do you do when you've brought a bank to its knees,

economy to Rio, lunch with Ronald Biggs?

You've had quite a day, Paul.

- Oh, come on let's stick with Jim. I'm used to it.

- You could have trusted me, Jim.

- How?

I was convinced that you work for them,

that they'd planted you there.

- Why, for God's sake?

- It was too easy.

It was too convenient.

- It was easy because it was right.

- Well, I know that now.

- Well, either way, where's their money now?

- Oh, most of it's been absorbed by the market.

Lost forever.

The rest has been redistributed.

$50 billion gone.

- All this to avenge your father's death: one man.

- Yes.

Yes, it began with my father's death.

One man.

The catalyst for all this, a single inciting moment.

At the end of the day, it's actually quite simple.

Ijust hate banks.

- What now?

- I'll have to leave the country, disappear.

I was thinking maybe that you could-

- Come with you?

- Oh, not now.

Sometime soon.

(romantic orchestral music)

(car door shuts)

- I'll just be a moment.

Your passport expires in two weeks.

I just have to make sure. You can travel on it.

You can,

but just make sure to reenter the country within that time.

- Otherwise?

- Otherwise,

you might have a bit of trouble getting back in.

Enjoy your trip, Mr. Jackson.

- Thank you.

- Oh, it's a mistake.

What do you make of that?

$727,000. That's not our money, is it?

It's a mistake. We should sort it out with the bank.

Closed it.

The nearest branch is Lake's entrance.

It's a hundred miles from here.

Wayne?

- Got no idea, Di.

Just a simple man.

I guess if there's a problem, the bank will let us know.

(dramatic orchestral music)