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1
00:00:00,636 --> 00:00:03,229
Dre: Americans are consumers.
2
00:00:03,264 --> 00:00:06,039
We want the best, the
baddest, and the biggest...
3
00:00:06,159 --> 00:00:08,534
Unless, of course,
the baddest is the smallest.
4
00:00:08,570 --> 00:00:11,971
Then you want that, untilthe baddest gets bigger again.
5
00:00:12,006 --> 00:00:13,739
We're all consumers,
6
00:00:13,775 --> 00:00:15,541
but at the riskof stereotyping us...
7
00:00:15,577 --> 00:00:18,377
I'm telling you, oh Black folks really get it in.
8
00:00:18,413 --> 00:00:20,413
We just do. But think about it...
9
00:00:20,448 --> 00:00:22,882
I'm telling you, oh if you didn't get a paycheck for 400 years
10
00:00:22,917 --> 00:00:24,750
It all falls down When you did finally get one,
11
00:00:24,786 --> 00:00:26,119
you might want to spend it.
12
00:00:26,154 --> 00:00:27,420
I'm telling you, oh of course, nowadays,
13
00:00:27,455 --> 00:00:30,490
that kind of attitudecan get you in trouble.
14
00:00:30,525 --> 00:00:32,859
I'm telling you, oh that's the thing about money.
15
00:00:32,894 --> 00:00:34,694
Everybody wants to have it,
16
00:00:34,729 --> 00:00:36,996
but nobody wantsto talk about it...
17
00:00:37,031 --> 00:00:38,798
I'm telling you, oh Which can lead to problems.
18
00:00:38,833 --> 00:00:40,633
It all falls down [Gasps] We owe what?!
19
00:00:40,668 --> 00:00:43,436
Let me see that.
20
00:00:45,006 --> 00:00:46,739
Mm, hold on.
21
00:00:48,136 --> 00:00:48,741
Wha...
22
00:00:50,712 --> 00:00:52,645
Holy Slick Rick!
23
00:00:53,598 --> 00:00:57,398
24
00:00:57,685 --> 00:01:00,286
How did we spend this
much on our credit cards?
25
00:01:00,355 --> 00:01:01,988
It was a big month, Bow.
26
00:01:02,023 --> 00:01:04,991
We took the kids to Disneyland,
we replaced the water heater,
27
00:01:05,026 --> 00:01:08,327
oh, and I got these
fly new reading glasses.
28
00:01:08,363 --> 00:01:11,330
Dre, come on, now we have
the kids' tuition coming up.
29
00:01:11,366 --> 00:01:12,965
And isn't this the property-tax bill?
30
00:01:13,001 --> 00:01:13,966
Don't worry about that.
31
00:01:14,002 --> 00:01:17,103
I have an 819 FICO score.
32
00:01:17,138 --> 00:01:18,638
I think we're gonna be okay.
33
00:01:18,673 --> 00:01:20,273
I don't understand
where all the money goes.
34
00:01:20,308 --> 00:01:21,841
[Sighs] Me neither.
35
00:01:21,876 --> 00:01:24,443
Look what I had overnighted from Japan.
36
00:01:24,479 --> 00:01:26,512
That is ostrich.
37
00:01:26,548 --> 00:01:28,548
First of all, those are beautiful.
38
00:01:28,583 --> 00:01:29,882
Thank you.
39
00:01:29,918 --> 00:01:31,450
Secondly, do you ever wonder
if we're living too large?
40
00:01:31,486 --> 00:01:32,785
[Dramatic chord plays]
41
00:01:32,820 --> 00:01:33,619
We're broke.
42
00:01:33,655 --> 00:01:35,121
Wait, what?
43
00:01:35,156 --> 00:01:36,656
We just heard mom say
we're living too large.
44
00:01:36,691 --> 00:01:38,357
I knew this was too much house.
45
00:01:38,393 --> 00:01:39,625
What are we gonna do?
46
00:01:39,661 --> 00:01:41,027
I'm two years away from college,
47
00:01:41,062 --> 00:01:44,697
so this is more of a "you"
problem than a "we" problem.
48
00:01:44,732 --> 00:01:46,799
Well, I've got a "disaster
preparedness" folder.
49
00:01:46,834 --> 00:01:48,100
Of course you do.
50
00:01:48,136 --> 00:01:51,137
Let's see, "earthquakes,"
"super volcano," "peak oil."
51
00:01:51,172 --> 00:01:52,171
[Gasps] Ooh!
52
00:01:52,207 --> 00:01:54,240
Congratulations, Junior.
53
00:01:54,275 --> 00:01:57,009
If you're watching this, you'vesurvived the zombie apocalypse.
54
00:01:57,045 --> 00:02:00,313
Oh. Sorry. Wrong video.
55
00:02:00,348 --> 00:02:01,280
Dude.
56
00:02:01,316 --> 00:02:03,816
Oh, here it is. "Financial ruin."
57
00:02:03,851 --> 00:02:06,886
I'm supposed to start
day-trading... I think.
58
00:02:06,921 --> 00:02:09,589
For some reason, I wrote
this plan in Dothraki.
59
00:02:09,624 --> 00:02:11,691
Anha dothrak chek asshekh.
60
00:02:11,726 --> 00:02:13,426
Can we live with you in the dorm?
61
00:02:13,461 --> 00:02:15,161
Just you two, right?
62
00:02:15,196 --> 00:02:17,163
[Continues speaking Dothraki]
63
00:02:17,198 --> 00:02:19,932
We earn a good living, Bow.
64
00:02:19,968 --> 00:02:21,400
We're doing fine, okay?
65
00:02:21,436 --> 00:02:22,702
And this... this property-tax thing...
66
00:02:22,737 --> 00:02:23,736
don't even worry about that.
67
00:02:23,771 --> 00:02:26,272
My guy, James Brown, is all over it.
68
00:02:26,307 --> 00:02:29,375
I still can't believe our
accountant is named James Brown.
69
00:02:29,410 --> 00:02:32,245
He is the hardest-working
man in accounting.
70
00:02:32,280 --> 00:02:33,746
And please,
71
00:02:33,781 --> 00:02:38,384
do not project your weird
relationship with money onto me.
72
00:02:38,419 --> 00:02:39,619
What weird relationship?
73
00:02:39,654 --> 00:02:41,520
Mommy, what's this?
74
00:02:41,556 --> 00:02:42,622
That's money.
75
00:02:42,657 --> 00:02:44,523
It's an artificial masculine construct
76
00:02:44,559 --> 00:02:46,892
that fosters hostility and war
77
00:02:46,928 --> 00:02:49,629
and builds a wall between you and love.
78
00:02:49,664 --> 00:02:52,531
Now, eat your mung beans.
79
00:02:52,567 --> 00:02:54,367
Are you sweating?
80
00:02:54,402 --> 00:02:55,468
Yes, Dre, I'm sweating
81
00:02:55,503 --> 00:02:57,203
because I don't like talking about money.
82
00:02:57,238 --> 00:02:59,805
We made a deal... you
would be the money guy,
83
00:02:59,841 --> 00:03:01,207
and I was gonna be the kid wrangler.
84
00:03:01,242 --> 00:03:02,642
- Yeah.
- Do you want to be the kid wrangler?
85
00:03:02,677 --> 00:03:04,377
'Cause there's an e-blast
that needs to go out
86
00:03:04,412 --> 00:03:05,444
- about wheat allergies.
- No, no, no, no, no, no, no, no, no!
87
00:03:05,480 --> 00:03:07,380
And we still haven't
figured out summer camp.
88
00:03:07,415 --> 00:03:08,648
Unh-unh!
Unh-unh!
89
00:03:08,683 --> 00:03:10,650
And the twins' class
is looking for a parent
90
00:03:10,685 --> 00:03:12,318
to go on a field trip
to the solid-waste plant.
91
00:03:12,353 --> 00:03:15,254
Enough! Enough, already! Okay, Bow?
92
00:03:15,290 --> 00:03:18,491
- Damn it, Bow, I'm all over
this money thing, okay?- Okay.
93
00:03:18,526 --> 00:03:21,661
I know every cent coming
in and every cent going out.
94
00:03:21,696 --> 00:03:23,629
- Mm-hmm.
- Hey, son, uh, I need to hold a "G."
95
00:03:23,665 --> 00:03:24,997
I got a tip on a pony,
96
00:03:25,033 --> 00:03:26,732
and I'm a little light
on walking-around money.
97
00:03:26,768 --> 00:03:27,800
Oh, sure. No problem, Pops.
98
00:03:27,835 --> 00:03:28,668
- Just a grand?
- Just a grand.
99
00:03:28,703 --> 00:03:29,769
"Just a grand."
100
00:03:29,804 --> 00:03:31,237
- There you go, right there.
- My man.
101
00:03:31,272 --> 00:03:33,506
Okay, you got it.
102
00:03:35,043 --> 00:03:37,643
Okay, um...
103
00:03:37,679 --> 00:03:42,415
Let's just, uh, put that,
uh, under, uh, "going out."
104
00:03:42,450 --> 00:03:45,051
So, you really think
day-trading is going to work?
105
00:03:45,086 --> 00:03:46,552
Because your zombie plan was a mess.
106
00:03:46,587 --> 00:03:49,088
You thought after the apocalypse
you'd still have Internet.
107
00:03:49,123 --> 00:03:50,356
Or your eyeballs.
108
00:03:50,391 --> 00:03:51,590
What you kids doing?
109
00:03:51,626 --> 00:03:53,092
I'm gonna start day-trading.
110
00:03:53,127 --> 00:03:55,428
Day-trading? That ain't
nothing but gambling.
111
00:03:55,463 --> 00:03:56,529
Proud of you, boy.
112
00:03:56,564 --> 00:03:57,663
Just make sure you know what you're doing.
113
00:03:57,699 --> 00:03:58,698
He doesn't.
114
00:03:58,766 --> 00:04:00,366
Just do like I do at the track...
115
00:04:00,401 --> 00:04:03,169
find an inside edge.
116
00:04:03,204 --> 00:04:06,105
My insider at the track is
a hot-dog guy named Luis.
117
00:04:06,140 --> 00:04:08,641
He knows the deal on every
race, every horse, every jockey,
118
00:04:08,676 --> 00:04:11,043
who's up, who's down,
who's out. He's the best.
119
00:04:11,079 --> 00:04:13,612
Well, if he knows so much, why
is he still the hot-dog guy?
120
00:04:16,250 --> 00:04:17,416
You make a strong point, little girl.
121
00:04:18,519 --> 00:04:20,086
I need to call James Brown.
122
00:04:20,121 --> 00:04:21,787
And then my grandma looked up at me...
123
00:04:21,823 --> 00:04:22,922
[Snores]
124
00:04:22,957 --> 00:04:24,023
And with her last breath,
125
00:04:24,058 --> 00:04:25,491
she said something I will never forget...
126
00:04:25,526 --> 00:04:26,926
Stevens: Lunch!
127
00:04:26,961 --> 00:04:28,394
- Oh, thank God. That was close.
- Yes.
128
00:04:28,429 --> 00:04:29,595
Now, whose turn is it to pay?
129
00:04:29,630 --> 00:04:31,397
I got it. Don't worry about it. I got it.
130
00:04:31,432 --> 00:04:33,232
Let me see something.
131
00:04:33,267 --> 00:04:36,068
My God, what are you,
a high-end prostitute?
132
00:04:36,104 --> 00:04:38,204
Yeah. What are you doing walking
around with all that cash?
133
00:04:38,239 --> 00:04:39,271
Keep the change.
134
00:04:39,307 --> 00:04:41,140
Uh, to pay for stuff.
135
00:04:41,175 --> 00:04:42,274
Like your kid's ransom?
136
00:04:42,310 --> 00:04:43,876
Seems a little irresponsible, driggity.
137
00:04:43,911 --> 00:04:46,278
But my knot makes me feel more ballin'.
138
00:04:46,314 --> 00:04:47,279
It is quite ballin', boss.
139
00:04:47,315 --> 00:04:49,115
Oh. [Chuckling] Oh, yeah.
140
00:04:49,150 --> 00:04:50,483
Do you think Jay Z walks around
141
00:04:50,518 --> 00:04:52,184
with a big old wad of cash in his pocket?
142
00:04:52,220 --> 00:04:52,985
Both: Absolutely.
143
00:04:53,020 --> 00:04:54,320
He does not.
144
00:04:54,355 --> 00:04:56,889
You really need to be putting
your money in the bank, Dre.
145
00:04:56,924 --> 00:04:57,957
I have money in the bank.
146
00:04:57,992 --> 00:04:59,392
Oh, good. And stocks, right?
147
00:04:59,427 --> 00:05:01,360
And some stocks, uh-huh.
148
00:05:01,396 --> 00:05:03,129
Any investment properties?
[High-pitched voice] Well...
149
00:05:03,164 --> 00:05:04,764
- Why is your voice getting higher?
- Is it?
150
00:05:04,799 --> 00:05:08,300
Look, it's all about optimal
asset allocation... basic stuff.
151
00:05:08,336 --> 00:05:12,037
10% emerging markets, 20%
hedge funds, 30% private equity.
152
00:05:12,073 --> 00:05:12,972
Mm-hmm.
153
00:05:13,007 --> 00:05:14,573
What does your money guy tell you
154
00:05:14,609 --> 00:05:15,975
about charitable donations, Dre?
155
00:05:16,010 --> 00:05:18,411
- Let's talk charitable donations.
- Mm-hmm.
156
00:05:18,446 --> 00:05:20,780
Go to taco bell 15
minutes before they close.
157
00:05:20,815 --> 00:05:23,282
They have to clean that place
out of the hard-shell items.
158
00:05:23,317 --> 00:05:24,617
That's the law.
159
00:05:24,652 --> 00:05:26,886
So, you got tacos, you got
tostadas, you got taquitos,
160
00:05:26,921 --> 00:05:29,355
nachos, you've got nacho supreme.
161
00:05:29,390 --> 00:05:30,756
My favorite. Mm-hmm.
162
00:05:30,792 --> 00:05:33,993
Point is, all that... well,
that's gonna offset your cars.
163
00:05:34,028 --> 00:05:35,561
Um...
164
00:05:35,596 --> 00:05:37,430
Dre, you're playing in the big leagues now.
165
00:05:37,465 --> 00:05:38,697
So, just to be safe,
166
00:05:38,733 --> 00:05:41,000
why not sit down and chat
with my money guy?
167
00:05:41,035 --> 00:05:41,967
He's amazing.
168
00:05:42,003 --> 00:05:43,335
Uh, in the meantime,
169
00:05:43,371 --> 00:05:45,438
do you mind if I have another
look at that wad of cash?
170
00:05:45,473 --> 00:05:46,639
It's been a while
171
00:05:46,707 --> 00:05:48,741
since I've actually held
real currency in my hand.
172
00:05:48,776 --> 00:05:49,542
Hold one.
173
00:05:49,577 --> 00:05:51,177
Oh.
174
00:05:51,212 --> 00:05:52,511
Funny.
175
00:05:52,547 --> 00:05:56,515
This is made from the exact
same material as a cocaine straw.
176
00:05:57,985 --> 00:06:00,419
Even though I still felt pretty good
177
00:06:00,455 --> 00:06:02,221
about where I was financially,
178
00:06:02,256 --> 00:06:05,157
I decided it couldn't hurtto see Stevens' guy.
179
00:06:05,193 --> 00:06:07,226
Well, from the looks
of this, I have to say,
180
00:06:07,261 --> 00:06:09,094
you guys are doing great.
181
00:06:09,130 --> 00:06:10,095
[Gasps] Oh, thank God!
182
00:06:10,131 --> 00:06:11,564
- I told you, I got this.
- Thank God.
183
00:06:11,599 --> 00:06:13,599
You're two professionals,
earning good salaries,
184
00:06:13,634 --> 00:06:15,134
homeowners with great credit.
185
00:06:15,169 --> 00:06:17,470
819!
186
00:06:17,505 --> 00:06:19,538
[Barking] I pay my bills!
187
00:06:19,574 --> 00:06:20,639
Okay, don't do the barking.
188
00:06:20,675 --> 00:06:22,007
- Okay.
- And if you keep this up,
189
00:06:22,043 --> 00:06:24,210
you will be in great shape
if you decide to have kids.
190
00:06:26,581 --> 00:06:27,913
Uh...
191
00:06:27,949 --> 00:06:31,851
Yeah, uh, w-we... we... we
already have four children.
192
00:06:31,886 --> 00:06:33,452
Oh. Uh-huh.
193
00:06:34,689 --> 00:06:35,554
You're screwed.
194
00:06:35,590 --> 00:06:37,089
- What?
- Uh...
195
00:06:37,124 --> 00:06:38,357
I suggest the two of you sit down
196
00:06:38,392 --> 00:06:40,593
and have a very serious
discussion about money.
197
00:06:40,628 --> 00:06:42,428
Oh, oh, geez.
198
00:06:42,463 --> 00:06:43,829
8-8-819.
199
00:06:47,277 --> 00:06:48,392
Oh God!
200
00:06:48,512 --> 00:06:50,579
How did James Brown not see this coming?
201
00:06:50,614 --> 00:06:53,181
Papa got a brand-new
order of onion rings!
202
00:06:53,217 --> 00:06:54,950
Set them right there on
that fax machine, baby.
203
00:06:54,985 --> 00:06:56,919
Stop talking about James Brown.
204
00:06:56,954 --> 00:06:59,621
You said you had this
handled, and then we find out
205
00:06:59,657 --> 00:07:01,323
we can't send all four
of our kids to college!
206
00:07:01,358 --> 00:07:02,925
Jack was never going to college.
207
00:07:02,960 --> 00:07:04,293
I know that,
208
00:07:04,328 --> 00:07:06,795
but we're supposed to
be able to afford
209
00:07:06,830 --> 00:07:08,564
to send him to the college
that he can't get into.
210
00:07:08,599 --> 00:07:09,831
You blew it, Dre.
211
00:07:09,867 --> 00:07:11,033
Pops: Sounds like money trouble.
212
00:07:11,068 --> 00:07:13,435
And no wonder, the way you two spend.
213
00:07:13,470 --> 00:07:14,570
The latest jeans,
214
00:07:14,605 --> 00:07:17,439
mail-order high-top
sneaker-boot tennis shoes.
215
00:07:17,474 --> 00:07:19,041
When I was coming up,
all you needed was a pair
216
00:07:19,076 --> 00:07:20,409
of black-leather pants and a denim vest.
217
00:07:20,444 --> 00:07:21,410
Didn't even need a shirt.
218
00:07:21,445 --> 00:07:22,844
That's why I moved to L.A.
219
00:07:22,880 --> 00:07:24,479
220
00:07:24,515 --> 00:07:26,615
You moved to L.A. because
of that hit-and-run.
221
00:07:26,650 --> 00:07:27,849
This is not about me.
222
00:07:27,885 --> 00:07:29,851
You two are the ones trying
to keep up with the Joneses.
223
00:07:29,887 --> 00:07:32,154
A damn sub-zero fridge.
224
00:07:32,189 --> 00:07:33,722
How cold does stuff really need to be?
225
00:07:33,757 --> 00:07:35,190
I love my refrigerator.
226
00:07:35,225 --> 00:07:37,893
227
00:07:37,928 --> 00:07:40,362
Pops, we work hard for everything we have.
228
00:07:40,397 --> 00:07:42,130
Yes, and you're working hard to spend it
229
00:07:42,166 --> 00:07:44,967
with this crazy-big house
with a guesthouse in the back.
230
00:07:45,002 --> 00:07:47,135
You really need to be
renting that damn thing out.
231
00:07:47,171 --> 00:07:48,737
You live in that guesthouse!
232
00:07:48,772 --> 00:07:49,838
I'm just sayin'.
233
00:07:49,873 --> 00:07:52,174
It's not financially responsible.
234
00:07:52,209 --> 00:07:54,509
Oh, no, no, no, no, no. Oh, please.
235
00:07:54,545 --> 00:07:57,312
Dre, maybe we should hire
that financial planner.
236
00:07:57,348 --> 00:07:59,281
I don't want to lose my fridge.
237
00:07:59,316 --> 00:08:01,617
- No! I don't trust him.
- What?
238
00:08:01,652 --> 00:08:04,186
He wasn't even impressed
with my monster credit score!
239
00:08:04,221 --> 00:08:07,856
- Oh, my God. - And it is stupid to
pay someone to save us money!
240
00:08:07,891 --> 00:08:08,857
I got this, Bow.
241
00:08:08,892 --> 00:08:10,626
The only thing that you got, Dre,
242
00:08:10,661 --> 00:08:12,661
is expensive sneakers and James Brown.
243
00:08:12,696 --> 00:08:13,929
You know what?
244
00:08:13,964 --> 00:08:17,399
From now on, we are gonna
handle this money thing together.
245
00:08:17,434 --> 00:08:18,367
Okay.
246
00:08:18,402 --> 00:08:20,135
And the kid thing, too.
247
00:08:20,170 --> 00:08:21,269
What?
248
00:08:21,305 --> 00:08:22,704
Yeah, that's right, buddy.
249
00:08:22,740 --> 00:08:26,208
The twins have a dentist
appointment Saturday morning.
250
00:08:26,243 --> 00:08:28,076
No. No.
251
00:08:30,848 --> 00:08:33,982
[Sobbing] No, no, no, no, no!
252
00:08:34,018 --> 00:08:36,251
[Sniffles] No, no, no, no, no, no!
253
00:08:36,286 --> 00:08:37,552
Hello, Apple?
254
00:08:37,588 --> 00:08:38,887
Yeah, I'm looking for some inside info.
255
00:08:38,922 --> 00:08:41,223
You know, something
that may send your stocks
256
00:08:41,258 --> 00:08:42,591
through the roof.
257
00:08:42,626 --> 00:08:44,292
Okay, well, uh, then,
258
00:08:44,328 --> 00:08:46,595
could you connect me to your
top-secret products division?
259
00:08:46,630 --> 00:08:47,863
[Dial tone]
260
00:08:47,898 --> 00:08:50,499
No insider-trading tips over the phone?
261
00:08:50,534 --> 00:08:52,501
Wow. Shocking.
262
00:08:52,536 --> 00:08:54,970
Those Apple guys are just
as tight-lipped as Nike.
263
00:08:55,005 --> 00:08:56,338
At least he's trying.
264
00:08:57,908 --> 00:09:00,809
That's just the kind of
spirit I'm looking for.
265
00:09:00,844 --> 00:09:02,044
Congrats.
266
00:09:02,079 --> 00:09:04,780
You are now the new vice
president of J&J Holdings.
267
00:09:04,815 --> 00:09:07,516
[Claps hands] All right,
now, I'm looking for trends.
268
00:09:07,551 --> 00:09:09,584
What are you hearing? What are you using?
269
00:09:09,620 --> 00:09:11,319
- What are you loving?
- [Gasps] Cookies!
270
00:09:11,355 --> 00:09:13,021
Delicious. Need a better idea.
271
00:09:13,057 --> 00:09:14,589
Ooh! I've got one.
272
00:09:14,625 --> 00:09:15,590
Quit.
273
00:09:15,626 --> 00:09:17,225
- Not helping.
- I know.
274
00:09:17,261 --> 00:09:19,695
I just love how you wildly
change your personality
275
00:09:19,730 --> 00:09:22,698
from week to week and expect
an outcome other than failure.
276
00:09:22,733 --> 00:09:24,733
277
00:09:24,768 --> 00:09:27,369
[Sighs] No, I didn't get your WhatsApp.
278
00:09:27,404 --> 00:09:28,603
We're on WeChat now.
279
00:09:28,639 --> 00:09:31,406
WhatsApp is old-school and desperate...
280
00:09:31,442 --> 00:09:33,875
Like calling somebody, Sara.
281
00:09:33,911 --> 00:09:34,876
Goodbye.
282
00:09:36,447 --> 00:09:38,413
[Beeping, cash register dinging]
283
00:09:42,686 --> 00:09:45,020
I think we just found our hot-dog guy.
284
00:09:45,055 --> 00:09:47,089
Did we?
285
00:09:47,124 --> 00:09:48,256
Walk with me.
286
00:09:49,326 --> 00:09:51,093
[Door closes]
287
00:09:51,128 --> 00:09:53,662
How was the dentist
appointment with the twins?
288
00:09:53,697 --> 00:09:55,430
- [Sighing] Oh, harrowing.
- Hmm.
289
00:09:55,466 --> 00:09:57,199
Diane may need a night guard.
290
00:09:57,234 --> 00:10:00,635
Jack swallowed fluoride and
has a two-week follow-up.
291
00:10:00,671 --> 00:10:02,938
Really hoping you can make it.
292
00:10:02,973 --> 00:10:04,539
So, while you were doing that,
293
00:10:04,575 --> 00:10:07,242
I was able to identify our problem areas.
294
00:10:07,277 --> 00:10:08,877
- Oh.
- Mm-hmm.
295
00:10:08,912 --> 00:10:10,245
Mm-hmm.
296
00:10:10,280 --> 00:10:13,448
Sneakers, watch of the
month, unnecessary insurance.
297
00:10:13,484 --> 00:10:14,750
There's no such thing, Bow.
298
00:10:14,785 --> 00:10:16,718
- Tornado insurance?
- You never know.
299
00:10:16,754 --> 00:10:18,620
- Flood?
- Rain happens.
300
00:10:18,655 --> 00:10:21,223
- Volcano.
- We live on a fault line!
301
00:10:21,258 --> 00:10:23,892
Why don't you just get us
asteroid insurance, Dre?
302
00:10:23,927 --> 00:10:25,827
Oh, my God. [Sighs]
303
00:10:25,863 --> 00:10:29,030
I've left our family totally exposed.
304
00:10:29,066 --> 00:10:30,999
This is ridiculous.
305
00:10:31,034 --> 00:10:33,034
You know what's ridiculous, Bow?
306
00:10:33,070 --> 00:10:36,538
The things that aren't on your list.
307
00:10:36,573 --> 00:10:37,539
Mm.
308
00:10:37,574 --> 00:10:39,908
Like expensive organic hair products,
309
00:10:39,943 --> 00:10:43,478
weekly cuts at Devachan,
crates of soy candles,
310
00:10:43,514 --> 00:10:46,882
fresh cut flowers, and
monthly sage cleanses.
311
00:10:46,917 --> 00:10:48,817
When was the last time
any of us got possessed?
312
00:10:48,852 --> 00:10:51,286
Stop making my point for me.
313
00:10:51,321 --> 00:10:53,922
Fine, before this gets any more hurtful,
314
00:10:53,957 --> 00:10:57,025
I think we should both
go on a spending diet.
315
00:10:57,060 --> 00:10:58,860
Mm.
316
00:10:58,896 --> 00:11:02,531
And some of us should go
on that real diet
317
00:11:02,566 --> 00:11:03,732
they've been threatening.
318
00:11:03,767 --> 00:11:05,133
[Inhales sharply]
319
00:11:05,202 --> 00:11:06,701
Hmm.
320
00:11:06,737 --> 00:11:09,371
So, I take it the "before
it gets hurtful" part
321
00:11:09,406 --> 00:11:10,672
is off the table.
322
00:11:10,707 --> 00:11:12,674
- Huh.
- And since it is,
323
00:11:12,709 --> 00:11:15,944
why don't we just add to our waxing budget?
324
00:11:15,979 --> 00:11:19,080
It will offset our drano fund.
325
00:11:19,116 --> 00:11:22,117
- Wow. Wow.
- Mm-hmm.
326
00:11:22,152 --> 00:11:25,353
All right, then, hurtful meeting adjourned.
327
00:11:25,389 --> 00:11:28,156
We can both go back to
our respective corners
328
00:11:28,192 --> 00:11:30,358
and prove to each other
that we can set aside
329
00:11:30,394 --> 00:11:33,361
our luxury lifestyles
and make some real cuts.
330
00:11:33,397 --> 00:11:34,296
- Agreed.
- Mm-hmm.
331
00:11:36,767 --> 00:11:38,300
Check back in in a week.
332
00:11:39,536 --> 00:11:42,904
333
00:11:44,208 --> 00:11:45,607
Boom! Another sale!
334
00:11:45,642 --> 00:11:47,008
Put it on the board! [Chuckles]
335
00:11:47,044 --> 00:11:49,211
Uh, is that a new watch?
336
00:11:49,246 --> 00:11:50,545
It's pretty flight, right?
337
00:11:50,581 --> 00:11:52,480
Me and Junior have been
following you around,
338
00:11:52,516 --> 00:11:53,648
making money off of you.
339
00:11:53,717 --> 00:11:55,050
You know, like pimps.
340
00:11:55,118 --> 00:11:56,451
You're trendy and cool,
341
00:11:56,486 --> 00:11:59,120
so I've been investing
based on your preferences.
342
00:11:59,156 --> 00:12:00,956
Oh, my God!
343
00:12:00,991 --> 00:12:03,391
You guys have been using me to make money.
344
00:12:03,427 --> 00:12:06,127
Yeah... Like... Pimps.
345
00:12:06,163 --> 00:12:08,296
Okay, so, where's my cut?
346
00:12:08,332 --> 00:12:09,397
Your cut?
347
00:12:09,433 --> 00:12:11,099
This is public information, baby.
348
00:12:11,134 --> 00:12:14,669
Not anymore. I'm shutting you down.
349
00:12:14,705 --> 00:12:17,906
Jack: What is she reading?
350
00:12:17,941 --> 00:12:21,209
351
00:12:25,616 --> 00:12:28,683
Yes, operator, in Los Angeles,
352
00:12:28,719 --> 00:12:32,454
the number for... dress barn.
353
00:12:32,489 --> 00:12:34,723
We're doomed.
354
00:12:34,758 --> 00:12:37,626
So, Bow and I decidedto prove to each other
355
00:12:37,661 --> 00:12:39,928
that we could live withoutour outrageous expenses.
356
00:12:39,963 --> 00:12:41,730
Bow startedwith hair products
357
00:12:41,765 --> 00:12:43,732
she picked upat the dollar store.
358
00:12:45,402 --> 00:12:47,135
[Sniffs]
359
00:12:47,170 --> 00:12:48,570
[Clears throat]
360
00:12:48,605 --> 00:12:49,838
[Shoes squeaking]
361
00:12:49,873 --> 00:12:52,540
I countered with some
of Kirkland's finest.
362
00:12:52,576 --> 00:12:53,575
Sharp! Ha ha!
363
00:12:56,213 --> 00:12:59,848
And neither of uswas really loving it.
364
00:12:59,883 --> 00:13:02,183
[Hair dryer turns off]
365
00:13:02,219 --> 00:13:04,019
[Sighing] Oh.
366
00:13:04,054 --> 00:13:07,222
You'll actually look
forward to laundry day.
367
00:13:07,257 --> 00:13:08,657
What are those?!
368
00:13:08,692 --> 00:13:10,091
What are those?!
369
00:13:10,127 --> 00:13:11,793
What are tho...
370
00:13:11,828 --> 00:13:13,929
no, no, no, no. Seriously,
what... what's going on?
371
00:13:13,964 --> 00:13:15,664
Budget cuts.
372
00:13:15,699 --> 00:13:17,365
Oh, no, no, no, this is not
happening. Not on my watch.
373
00:13:17,401 --> 00:13:19,167
I have an emergency pair of CrispyKicks
374
00:13:19,202 --> 00:13:21,169
and a selection of hoodies in my cubicle.
375
00:13:21,204 --> 00:13:22,871
- Go hit that.
- No, no, it It's cool, it's cool.
376
00:13:22,906 --> 00:13:26,574
Wh... hold on, hold on.
You have backup clothes?
377
00:13:26,610 --> 00:13:27,976
You're an assistant.
378
00:13:28,011 --> 00:13:29,411
Although, now that I think of it,
379
00:13:29,446 --> 00:13:31,146
I've never actually seen either of you wear
380
00:13:31,181 --> 00:13:32,681
- the same thing twice.
- Both: Thank you.
381
00:13:32,716 --> 00:13:34,516
Oh, listen, Dre, if you're
having budget concerns,
382
00:13:34,551 --> 00:13:37,619
you may consider repeating an
outfit every once in a while.
383
00:13:37,654 --> 00:13:39,054
Whoa, whoa, whoa, whoa, whoa, whoa.
384
00:13:39,089 --> 00:13:40,922
If he does that, you might as
well start wearing holey flannels,
385
00:13:40,958 --> 00:13:42,857
scuffing up your kicks, and drive a prius.
386
00:13:42,893 --> 00:13:43,692
I drive a prius.
387
00:13:43,727 --> 00:13:44,659
Of course you do.
388
00:13:44,695 --> 00:13:47,195
See, you can do that.
389
00:13:47,230 --> 00:13:48,730
Brothers cannot.
390
00:13:48,765 --> 00:13:51,599
We have to dress the
part just to get the part
391
00:13:51,635 --> 00:13:52,567
that you already have.
392
00:13:52,602 --> 00:13:54,736
Oh, so, it's a "cultural" thing.
393
00:13:54,771 --> 00:13:56,304
I love this part of the day.
394
00:13:56,373 --> 00:13:58,606
I'm gonna sit and just
listen and not weigh in.
395
00:13:58,642 --> 00:14:00,542
H.R. says I'm on my second strike,
396
00:14:00,577 --> 00:14:02,911
but I can't wait for the
part where you explain
397
00:14:02,946 --> 00:14:05,714
how your outfits somehow
relate to slavery. Go.
398
00:14:07,417 --> 00:14:08,850
Did he just say that?
399
00:14:08,885 --> 00:14:11,186
I did, and I-I... and I feel
like it's probably strike three?
400
00:14:12,356 --> 00:14:13,788
Ugh.
401
00:14:13,824 --> 00:14:15,957
Hey, babe.
402
00:14:15,993 --> 00:14:18,593
Whoa, whoa, whoa, whoa, whoa!
403
00:14:18,628 --> 00:14:20,862
Organic avocado-pear conditioner?
404
00:14:20,897 --> 00:14:22,464
I thought we said we were cutting back.
405
00:14:22,499 --> 00:14:26,167
Oh, we did. And then Oh... these arrived.
406
00:14:27,771 --> 00:14:29,471
- Oh.
- More shoes.
407
00:14:29,506 --> 00:14:30,638
Dre, what's wrong with you?
408
00:14:30,674 --> 00:14:32,574
I'm tired of looking like this!
409
00:14:32,609 --> 00:14:34,476
Well, I'm tired of looking like this!
410
00:14:34,511 --> 00:14:35,610
Damn.
411
00:14:35,645 --> 00:14:37,145
Dre, I took a nap in a wheelchair at work,
412
00:14:37,180 --> 00:14:38,546
and they tagged me as a psych patient.
413
00:14:38,582 --> 00:14:41,349
We agreed we were gonna
make some serious changes.
414
00:14:41,385 --> 00:14:43,551
And we will.
415
00:14:43,587 --> 00:14:45,520
I-I... let me just explain, all right?
416
00:14:45,555 --> 00:14:48,890
M-my shoes and my clothes
They are a part of me.
417
00:14:48,925 --> 00:14:50,625
I can't compromise on those.
418
00:14:50,660 --> 00:14:53,395
- Dre...
- look, I have a plan to offset my spending.
419
00:14:53,430 --> 00:14:54,396
- Okay.
- All right?
420
00:14:54,431 --> 00:14:57,165
I'm gonna start mowing our own lawn.
421
00:14:57,200 --> 00:14:58,900
Big Dre got that.
422
00:14:58,935 --> 00:15:01,269
Same way big Dre handled our money?
423
00:15:01,304 --> 00:15:03,304
What does that mean?
424
00:15:03,340 --> 00:15:06,107
It wasn't coded, Dre. You broke our deal.
425
00:15:06,143 --> 00:15:09,711
I trusted you to handle our
finances, and you failed.
426
00:15:09,746 --> 00:15:11,046
Okay, so all of this is on me?
427
00:15:11,081 --> 00:15:13,114
Because I don't remember
you saying anything
428
00:15:13,150 --> 00:15:16,017
when we bought this house
and when we bought those cars
429
00:15:16,053 --> 00:15:18,219
and when I bought this
sub-zero refrigerator.
430
00:15:18,255 --> 00:15:20,422
I don't remember the princess suburbian mom
431
00:15:20,457 --> 00:15:21,790
saying no to any of that stuff.
432
00:15:21,825 --> 00:15:23,224
I didn't say no
433
00:15:23,260 --> 00:15:25,727
because I thought I married a man
434
00:15:25,762 --> 00:15:27,595
who could take care of business.
435
00:15:28,932 --> 00:15:30,899
Yeah.
436
00:15:30,934 --> 00:15:32,767
437
00:15:37,001 --> 00:15:40,703
How am I the monster?!
What's the point in having...
438
00:15:40,739 --> 00:15:43,139
Rainbow, Rainbow, I need you to
slow down and stay in the frame.
439
00:15:43,175 --> 00:15:45,041
If I can't see you, I can't read your aura.
440
00:15:45,077 --> 00:15:47,177
My aura is pissed off!
441
00:15:47,212 --> 00:15:50,246
Sweetheart, no need to
transfer your anger onto me.
442
00:15:50,282 --> 00:15:53,683
Now, let's talk about the
real source of your problems.
443
00:15:53,718 --> 00:15:54,551
Andre!
444
00:15:54,586 --> 00:15:55,885
You know what?
445
00:15:55,921 --> 00:15:57,454
For once, you might be right, Mom.
446
00:15:57,522 --> 00:16:00,523
How did you and dad deal with money issues?
447
00:16:00,559 --> 00:16:02,358
Well, as long as there was enough,
448
00:16:02,394 --> 00:16:04,661
I tried not to really involve myself.
449
00:16:04,696 --> 00:16:06,629
Well, was there enough?
450
00:16:06,665 --> 00:16:08,932
I-I-I suppose,
yes. I don't know.
451
00:16:08,967 --> 00:16:11,835
Let's focus on Andre's shortcomings.
452
00:16:11,870 --> 00:16:13,436
He's very loud.
453
00:16:13,472 --> 00:16:15,105
Mom! Seriously.
454
00:16:15,140 --> 00:16:17,273
Why don't we talk about money?
455
00:16:18,710 --> 00:16:21,211
Because I don't understand it, okay?
456
00:16:21,246 --> 00:16:23,046
Talking about it makes me feel stupid.
457
00:16:23,081 --> 00:16:25,882
Oh, my God. Me too.
458
00:16:25,917 --> 00:16:27,917
That's why I gave Dre the job.
459
00:16:27,953 --> 00:16:29,686
I did the same thing.
460
00:16:29,721 --> 00:16:31,521
I let your father handle it.
461
00:16:31,556 --> 00:16:35,525
And now we're living in an R.V.that runs on our own waste!
462
00:16:35,560 --> 00:16:37,894
Oh, my God. I am sweating.
463
00:16:40,565 --> 00:16:41,631
[ Sighs]
464
00:16:41,666 --> 00:16:43,466
We really needa prescription.
465
00:16:43,502 --> 00:16:45,101
Junior: All right, buddy, you feeling it?
466
00:16:45,137 --> 00:16:46,236
It's me and you.
467
00:16:46,271 --> 00:16:47,837
But we don't have Zoey's cool.
468
00:16:47,873 --> 00:16:49,539
[Scoffs] We don't need it.
469
00:16:49,574 --> 00:16:50,507
We've got this.
470
00:16:50,542 --> 00:16:52,242
Now, come on, let me get some.
471
00:16:52,277 --> 00:16:54,511
Uh-mmmmmmm
472
00:16:54,579 --> 00:16:56,579
Uh-mmmmmmm
473
00:16:56,615 --> 00:16:58,648
Uh-mmmmmmm
474
00:16:58,683 --> 00:17:00,316
-
Uh-mmmmmmm -
mmmmmm
475
00:17:00,352 --> 00:17:01,551
Okay, what you got?
476
00:17:01,586 --> 00:17:02,819
My chest hurts.
477
00:17:02,854 --> 00:17:04,154
Maybe we should just give Zoey a cut.
478
00:17:04,189 --> 00:17:05,622
We don't need her.
479
00:17:06,992 --> 00:17:08,091
We have her garbage.
480
00:17:08,126 --> 00:17:09,459
I am not following.
481
00:17:11,863 --> 00:17:12,962
[Gasps]
482
00:17:12,998 --> 00:17:14,430
Bingo.
483
00:17:14,466 --> 00:17:15,532
This is it.
484
00:17:15,567 --> 00:17:19,002
Lip gloss made by Exgen
cosmetic laboratories.
485
00:17:19,037 --> 00:17:22,205
There's moments in life where
you got to tuck your balls.
486
00:17:22,240 --> 00:17:24,207
Other times, you got to let them hang.
487
00:17:24,242 --> 00:17:25,375
I don't want to do either.
488
00:17:25,410 --> 00:17:28,378
It's a metaphor. You all-in or not?
489
00:17:28,413 --> 00:17:29,712
Do I get to keep the suit?
490
00:17:29,748 --> 00:17:31,047
Yes.
491
00:17:31,082 --> 00:17:32,215
Then let's tuck 'em!
492
00:17:32,250 --> 00:17:34,417
No, we're gonna let 'em hang.
493
00:17:34,452 --> 00:17:36,252
It's my bad. I wasn't clear.
494
00:17:36,288 --> 00:17:38,354
Pops: Ooh, got a hot tip.
495
00:17:38,390 --> 00:17:40,023
- Son, let me just hold a little bit.
- No.
496
00:17:40,058 --> 00:17:41,257
- Just a little something.
- No.
497
00:17:41,293 --> 00:17:44,427
No more holding anything, ever.
498
00:17:44,462 --> 00:17:45,929
- How hot?
- Look...
499
00:17:45,964 --> 00:17:47,430
no, no, no, no! Don't even tell me.
500
00:17:47,465 --> 00:17:48,665
See, you got me all turned around.
501
00:17:48,700 --> 00:17:50,166
You're the reason I'm
in this mess right now.
502
00:17:50,202 --> 00:17:52,869
Got me looking like less than
a man in front of my wife.
503
00:17:52,904 --> 00:17:54,370
You don't need no help with that.
504
00:17:54,406 --> 00:17:56,806
I told you, baby wipes in the
bathroom was the wrong move.
505
00:17:56,841 --> 00:17:58,174
I'm not talking about baby wipes.
506
00:17:58,210 --> 00:18:00,143
Look, man, you lived
from check-to-check,
507
00:18:00,178 --> 00:18:01,778
and now, basically, I'm
doing the same thing.
508
00:18:01,813 --> 00:18:03,046
Hold on, now.
509
00:18:03,081 --> 00:18:05,315
I ain't had no shame about
living check-to-check.
510
00:18:05,350 --> 00:18:06,716
That means I was getting a check.
511
00:18:06,751 --> 00:18:08,651
Had another check to look forward to
512
00:18:08,687 --> 00:18:09,852
and a pension after that.
513
00:18:09,888 --> 00:18:11,588
You... you're just
blowing through money fast.
514
00:18:11,623 --> 00:18:12,755
You didn't learn that from me.
515
00:18:12,791 --> 00:18:14,591
Exactly, because, when it comes to money,
516
00:18:14,626 --> 00:18:16,859
you never taught me a damn
thing about financial planning.
517
00:18:16,895 --> 00:18:18,895
Well, back then, we didn't
have any financial planning,
518
00:18:18,930 --> 00:18:20,897
'cause we didn't have
any finances to plan for.
519
00:18:20,932 --> 00:18:22,932
Food on the table, roof over your head...
520
00:18:22,968 --> 00:18:23,967
that was the plan.
521
00:18:24,002 --> 00:18:26,135
But you got your degree and a great job.
522
00:18:26,171 --> 00:18:29,405
This is on you. You don't have any excuse.
523
00:18:29,441 --> 00:18:31,708
You need to own that, Mr. 815.
524
00:18:31,743 --> 00:18:33,376
- 819.
- Whatever.
525
00:18:33,411 --> 00:18:36,913
Anything between 770 and
850 are basically the same.
526
00:18:36,948 --> 00:18:40,550
Saw that on "Charlie Rose."
527
00:18:43,555 --> 00:18:44,754
You know he's right.
528
00:18:44,789 --> 00:18:47,357
Look, there's pride in over 800.
529
00:18:47,392 --> 00:18:49,525
About needing to own it, Dre,
530
00:18:49,561 --> 00:18:52,195
which is why I want to apologize.
531
00:18:52,230 --> 00:18:55,531
Just the whole money
thing is so scary to me,
532
00:18:55,567 --> 00:18:57,500
and I said things I shouldn't have said.
533
00:18:57,535 --> 00:19:01,838
So... I'm sorry.
534
00:19:01,873 --> 00:19:03,373
I'm sorry, Dre.
535
00:19:03,408 --> 00:19:05,475
I trust you more than anyone else.
536
00:19:05,510 --> 00:19:07,844
I do. And I think you're
the smartest man I know.
537
00:19:07,879 --> 00:19:09,178
Really?
538
00:19:09,214 --> 00:19:11,314
- Top 10.
- Uh...
539
00:19:11,349 --> 00:19:14,550
Dre, I-I-I work with a
lot of very bright people,
540
00:19:14,586 --> 00:19:17,487
and for an adman to be in the top 20...
541
00:19:17,522 --> 00:19:18,921
Oh...30.
542
00:19:18,957 --> 00:19:22,025
But you... Are...
543
00:19:22,060 --> 00:19:24,193
The smartest man
544
00:19:24,229 --> 00:19:27,430
I have ever been married to.
545
00:19:27,465 --> 00:19:29,599
[Both laugh]
546
00:19:29,634 --> 00:19:34,237
Look, babe, I... I'm sorry
I got us into this mess.
547
00:19:34,272 --> 00:19:37,173
And I know I like to live a little large.
548
00:19:37,208 --> 00:19:40,443
Dre, you have snakeskin pajamas.
549
00:19:40,478 --> 00:19:41,511
Yep.
550
00:19:41,546 --> 00:19:43,446
And I do all that for a reason.
551
00:19:43,481 --> 00:19:45,181
Take these sneakers.
552
00:19:45,216 --> 00:19:46,949
- Uh-huh.
- Right?
553
00:19:46,985 --> 00:19:50,086
I only started buying them
because I wanted the same ones
554
00:19:50,121 --> 00:19:52,689
my mother couldn't afford when I was a kid.
555
00:19:52,724 --> 00:19:55,725
And I guess that thinking spilled over into
556
00:19:55,760 --> 00:19:58,795
the house I always wanted
and the car I always wanted.
557
00:19:58,830 --> 00:20:00,630
But, babe, the truth is,
558
00:20:00,665 --> 00:20:02,932
the only thing that really matters
559
00:20:02,967 --> 00:20:06,703
is that I got the woman I always wanted.
560
00:20:06,738 --> 00:20:08,304
Okay?
561
00:20:08,340 --> 00:20:09,539
Okay.
562
00:20:09,574 --> 00:20:12,408
563
00:20:12,444 --> 00:20:14,277
And I got my fridge.
564
00:20:14,312 --> 00:20:16,412
[Both laugh]
565
00:20:19,644 --> 00:20:23,252
Dre: So, we decided to start talking
about money more as a family,
566
00:20:23,372 --> 00:20:26,093
which is good,since Jack and Junior
567
00:20:26,129 --> 00:20:29,363
literally lost their shirtswhen Exgen went belly-up.
568
00:20:29,399 --> 00:20:32,800
Even pops started takinga more proactive approach.
569
00:20:32,836 --> 00:20:35,169
That's it, J.B. I ain't got no receipts.
570
00:20:35,205 --> 00:20:36,704
Better not to!
571
00:20:36,739 --> 00:20:37,939
Well, you don't want to leave a paper trail
572
00:20:37,974 --> 00:20:39,674
when you're dealing with the IRS.
573
00:20:39,709 --> 00:20:41,609
- My man.
- Now, Earl,
574
00:20:41,644 --> 00:20:44,312
if you can sew your pockets
shut on all your clothes...
575
00:20:44,347 --> 00:20:46,380
- Yeah?
- They qualify as a costume.
576
00:20:46,416 --> 00:20:47,815
- Say what?
- Yeah, it's a write-off.
577
00:20:47,851 --> 00:20:48,294
What?!
578
00:20:48,414 --> 00:20:50,967
Now, all you got to do now
is go onstage once a year.
579
00:20:51,087 --> 00:20:53,321
- Like singing or something?
- You can do stand-up.
580
00:20:53,356 --> 00:20:54,856
Well, I can talk with a drink
in my hand for 10 minutes.
581
00:20:54,891 --> 00:20:56,290
Don't need but five.
582
00:20:56,326 --> 00:21:00,294
Then let's do 10... take
out two fiscal years.
583
00:21:00,330 --> 00:21:01,395
[Both laugh]
584
00:21:01,431 --> 00:21:02,497
- My man!
- Yes, sir!
585
00:21:02,532 --> 00:21:03,397
Whoo!
586
00:21:03,447 --> 00:21:07,997
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