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1
00:00:43,710 --> 00:00:45,712
[indistinct chatter]
2
00:00:52,093 --> 00:00:54,095
[train clatters]
3
00:01:00,977 --> 00:01:02,687
[laughter]
4
00:01:05,023 --> 00:01:07,901
Good choice. Good choice.
5
00:01:11,946 --> 00:01:14,365
- See you later, lads.
- Did I say saxophones?
6
00:01:14,365 --> 00:01:16,326
- Two-sophone.
- Three-sophone.
7
00:01:16,326 --> 00:01:17,619
[host] Dave!
8
00:01:17,619 --> 00:01:20,789
- You're up.
- Whoa. No, no, no, no.
9
00:01:20,789 --> 00:01:22,832
- [patron 1] Go on, Dave!
- Go on, get up there.
10
00:01:22,832 --> 00:01:23,917
You know you want to.
11
00:01:23,917 --> 00:01:25,627
- [sighs]
- [patron 2] Go on, Dave!
12
00:01:26,169 --> 00:01:28,797
- Go on!
- Okay!
13
00:01:28,797 --> 00:01:31,382
[crowd cheering]
14
00:01:31,382 --> 00:01:33,092
All right, all right.
15
00:01:34,093 --> 00:01:35,261
Here we go.
16
00:01:36,262 --> 00:01:39,265
["Here I Go Again" by Whitesnake playing]
17
00:01:41,935 --> 00:01:44,979
♪ No, I don't know where I'm going ♪
18
00:01:47,065 --> 00:01:49,943
♪ But I sure know where I've been ♪
19
00:01:52,112 --> 00:01:56,032
♪ Hanging on to promises
And the songs of yesterday ♪
20
00:01:57,784 --> 00:02:00,120
♪ I've made up my mind ♪
21
00:02:02,580 --> 00:02:06,292
♪ I ain't wasting no more time ♪
22
00:02:07,710 --> 00:02:10,130
♪ Though I keep searching for an answer ♪
23
00:02:12,799 --> 00:02:16,094
♪ Never seem to find
What I'm looking for ♪
24
00:02:17,720 --> 00:02:21,975
♪ Oh Lord, I pray
You give me strength to carry on ♪
25
00:02:23,393 --> 00:02:26,104
♪ 'Cause I know what it means ♪
26
00:02:27,147 --> 00:02:32,068
♪ To walk along
The lonely street of dreams ♪
27
00:02:32,694 --> 00:02:36,406
- ♪ Here I go again on my own ♪
- [all singing]
28
00:02:37,198 --> 00:02:41,828
♪ Going down the only road
I've ever known ♪
29
00:02:42,620 --> 00:02:46,708
♪ Like a drifter
I was born to walk alone ♪
30
00:02:49,210 --> 00:02:52,130
♪ I've made up my mind ♪
31
00:02:54,007 --> 00:02:56,885
♪ I ain't wasting no more time ♪
32
00:02:56,885 --> 00:02:58,303
[laughing]
33
00:02:58,303 --> 00:03:07,103
♪ Here I go again ♪
34
00:03:07,103 --> 00:03:10,106
[guitar instrumental playing]
35
00:03:22,535 --> 00:03:24,370
[indistinct]
36
00:03:24,370 --> 00:03:25,747
- Take care, you two.
- Take care.
37
00:03:25,747 --> 00:03:27,957
- Night, Eric.
- Night, Maureen.
38
00:03:28,666 --> 00:03:31,002
- Here you are, Dave.
- What's this?
39
00:03:31,002 --> 00:03:32,587
We got the contract.
40
00:03:32,587 --> 00:03:34,797
We're building a new sports center!
41
00:03:34,797 --> 00:03:37,675
Mate, that is
absolutely fantastic news, eh?
42
00:03:37,675 --> 00:03:39,636
Couldn't have done it without you, mate.
43
00:03:39,636 --> 00:03:41,095
This is more than what you owe.
44
00:03:41,095 --> 00:03:43,514
I thought you could hang on
to the difference for me.
45
00:03:44,265 --> 00:03:47,977
- What am I supposed to do with it?
- I don't know. Invest it or summat?
46
00:03:47,977 --> 00:03:50,730
Eric, I've told you I'm not a bloody bank.
47
00:03:50,730 --> 00:03:53,816
And I've told you, maybe you should be.
48
00:03:53,816 --> 00:03:55,735
One that helps out the locals.
49
00:03:57,779 --> 00:03:59,614
- Good night, Nicky.
- Night night, Eric.
50
00:04:03,701 --> 00:04:04,702
So, what do you think?
51
00:04:04,702 --> 00:04:06,204
About what?
52
00:04:06,913 --> 00:04:07,997
This bank thing.
53
00:04:08,498 --> 00:04:10,750
Last time I checked, you sold minibuses.
54
00:04:10,750 --> 00:04:12,001
Yeah, I know, but...
55
00:04:12,502 --> 00:04:14,921
a bank that serves the whole community.
56
00:04:15,463 --> 00:04:17,799
- You as a banker?
- [laughs]
57
00:04:17,799 --> 00:04:20,885
Hmm, you didn't go to Eton,
you didn't didn't go to Oxford,
58
00:04:20,885 --> 00:04:22,262
you don't talk posh.
59
00:04:22,845 --> 00:04:26,432
Do you really think you could take
them buggers on at their own game?
60
00:04:27,392 --> 00:04:29,227
I suppose, when you put it like that.
61
00:04:31,271 --> 00:04:33,106
Makes me really want to give it a go.
62
00:04:33,106 --> 00:04:36,067
Hmm. Well, I'd put my money
in the Bank of Dave.
63
00:04:36,693 --> 00:04:38,236
- Would you?
- Yeah.
64
00:04:38,236 --> 00:04:40,071
- Come on, then.
- [laughs]
65
00:04:45,285 --> 00:04:48,329
[siren blaring]
66
00:04:52,083 --> 00:04:54,294
[person speaking on phone]
67
00:04:59,173 --> 00:05:00,300
[phone ringing]
68
00:05:11,144 --> 00:05:13,521
- [exhales]
- [phone rings]
69
00:05:14,522 --> 00:05:15,523
Yes?
70
00:05:16,399 --> 00:05:17,859
Okay, I'll be straight in.
71
00:05:23,698 --> 00:05:24,699
No!
72
00:05:26,993 --> 00:05:28,411
- Morning, Hugh.
- Morning.
73
00:05:28,411 --> 00:05:30,872
How did it go
with the investment bankers last night?
74
00:05:30,872 --> 00:05:34,208
Um, I think can safely say
it couldn't have gone much worse.
75
00:05:34,208 --> 00:05:35,293
Poorly, I'd say.
76
00:05:35,293 --> 00:05:38,087
What do you call 1,000 dead bankers
at the bottom of the sea?
77
00:05:38,087 --> 00:05:39,714
- A good start.
- [laughs]
78
00:05:39,714 --> 00:05:41,090
I thought it was lawyers.
79
00:05:41,090 --> 00:05:43,760
Used to be, but we've been usurped.
80
00:05:44,260 --> 00:05:47,180
Right, we just got a referral
from Elliot, Grossman, Stein.
81
00:05:47,180 --> 00:05:50,099
They can't take the case
because of a conflict of interest.
82
00:05:50,099 --> 00:05:52,393
- When has that ever stopped them?
- [laughs] Right.
83
00:05:53,352 --> 00:05:55,438
So, a man wants to open a bank.
84
00:05:55,438 --> 00:05:57,523
Is this the start of another joke?
85
00:05:57,523 --> 00:05:59,067
This is the case.
86
00:05:59,067 --> 00:06:03,404
No. The Financial Regulations Board
haven't approved a new bank in a century.
87
00:06:03,404 --> 00:06:06,032
- Century and a half.
- Okay, who's the man?
88
00:06:06,032 --> 00:06:08,659
He's from Burnley.
It's somewhere up north.
89
00:06:08,659 --> 00:06:11,913
I've heard of Burnley. I think they've got
a football side or something.
90
00:06:11,913 --> 00:06:14,582
- So he's a banker?
- He sells vans, I think.
91
00:06:15,166 --> 00:06:17,835
Um, I don't know
what he wants us to do, Clarence.
92
00:06:17,835 --> 00:06:19,295
We're lawyers, Hugh.
93
00:06:19,295 --> 00:06:22,131
We're on the side of those paying us.
Even if they're guilty.
94
00:06:22,131 --> 00:06:24,675
- Even if they're delusional?
- Even better.
95
00:06:24,675 --> 00:06:27,136
This chap needs our expert legal advice.
96
00:06:27,136 --> 00:06:30,056
He needs us
to submit the necessary forms for him,
97
00:06:30,056 --> 00:06:31,182
he needs us to guide him
98
00:06:31,182 --> 00:06:33,810
through the labyrinth
of financial rules and regulations.
99
00:06:33,810 --> 00:06:35,103
Right into a brick wall.
100
00:06:35,103 --> 00:06:39,232
We need to cover ourselves by telling him
about potential pitfalls of the scheme.
101
00:06:39,982 --> 00:06:43,736
[inhales] Anyway, I said
you'd head up there today.
102
00:06:44,237 --> 00:06:45,321
What? To Burnley?
103
00:06:46,405 --> 00:06:47,365
Uh-huh.
104
00:06:48,157 --> 00:06:50,993
No. Come on, Clarence.
That's a bit much, isn't it?
105
00:06:50,993 --> 00:06:52,829
This isn't going to amount to anything.
106
00:06:52,829 --> 00:06:56,332
You're the one who told me
never to stray outside the M25. This...
107
00:06:56,332 --> 00:06:58,376
Under normal circumstances,
those are the rules,
108
00:06:58,376 --> 00:07:00,962
but having just signed off
on your expenses
109
00:07:00,962 --> 00:07:05,299
that yielded precisely zero in billing
from the investment bankers,
110
00:07:05,299 --> 00:07:07,260
there's another applicable
expression in this case.
111
00:07:07,260 --> 00:07:08,344
Which is?
112
00:07:09,220 --> 00:07:11,264
Beggars can't be choosers.
113
00:07:13,182 --> 00:07:14,058
[clicks tongue] Great.
114
00:07:14,058 --> 00:07:16,686
["Kick" by Def Leppard playing]
115
00:07:25,278 --> 00:07:26,487
[Hugh enunciating] Burnley.
116
00:07:26,487 --> 00:07:28,030
[changes accent] Burnley.
117
00:07:28,030 --> 00:07:29,240
[changes accent] Burn- ley.
118
00:07:30,116 --> 00:07:31,784
I look for Burnley.
119
00:07:32,410 --> 00:07:33,995
[drawing out] Burnley.
120
00:07:33,995 --> 00:07:38,291
That's how they speak in Burnley. Burnley.
"That'll do, pig. That'll do."
121
00:07:39,000 --> 00:07:40,960
"That'll do, pig. That'll do."
122
00:07:40,960 --> 00:07:44,172
That's how they speak here, isn't it,
in Burnley? Burnley.
123
00:07:44,172 --> 00:07:46,674
Yeah. I don't know
how they speak in Burnley, actually.
124
00:07:46,674 --> 00:07:50,219
♪ I don't wanna kick, kick
Kick your habit ♪
125
00:07:50,219 --> 00:07:54,557
♪ 'Cause you never quit, quit
I gotta have it ♪
126
00:07:54,557 --> 00:07:56,100
♪ I don't wanna kick ♪
127
00:07:56,100 --> 00:07:57,018
[Hugh] Quite sweet.
128
00:07:57,018 --> 00:07:58,686
Like a bread advert.
129
00:07:59,353 --> 00:08:02,690
Or a, um, story about a clever pig.
130
00:08:02,690 --> 00:08:06,694
♪ Na, na, na-na, na, na, na ♪
131
00:08:06,694 --> 00:08:11,073
- ♪ Na, na, na ♪
- ♪ So won't you give me some more? ♪
132
00:08:11,073 --> 00:08:14,368
♪ Na, na, na-na, na, na, na ♪
133
00:08:14,368 --> 00:08:16,537
[Hugh] Come on, please.
134
00:08:17,622 --> 00:08:19,540
Bollocks. Does nothing work
north of Watford?
135
00:08:19,540 --> 00:08:21,667
[children shouting]
136
00:08:22,293 --> 00:08:24,170
Oh. Hey!
137
00:08:24,170 --> 00:08:26,881
Uh, sorry. Hey, hi, how you doing?
138
00:08:26,881 --> 00:08:28,758
Um, yeah, I was wondering
if you could help me.
139
00:08:28,758 --> 00:08:30,551
I'm looking for Finsley Gate.
140
00:08:31,552 --> 00:08:32,428
No?
141
00:08:33,179 --> 00:08:34,764
Uh, Fishwick Motors?
142
00:08:34,764 --> 00:08:38,017
- Ah. Dave's place?
- Yeah, Dave's place.
143
00:08:38,017 --> 00:08:41,312
Right. Well, get this end turned
in t'other direction.
144
00:08:41,938 --> 00:08:45,358
Straight on past Tesco Metro,
four down on t'left.
145
00:08:45,858 --> 00:08:48,736
Right over t'main road,
and Dave's is on t'right.
146
00:08:49,320 --> 00:08:50,154
Sorry?
147
00:08:50,154 --> 00:08:53,032
Get this end turned in t'other direction.
148
00:08:53,032 --> 00:08:55,409
- Straight on past Tesco Metro.
- Tesco.
149
00:08:55,409 --> 00:08:56,869
Four down on t'left.
150
00:08:56,869 --> 00:08:59,121
Right over t'main road.
151
00:08:59,121 --> 00:09:01,165
- And Dave's is on t'right.
- Yeah.
152
00:09:03,084 --> 00:09:04,293
All right, thank you.
153
00:09:05,336 --> 00:09:06,212
[engine starts]
154
00:09:06,963 --> 00:09:08,548
Thank you.
155
00:09:13,803 --> 00:09:14,804
Bloody Londoners.
156
00:09:14,804 --> 00:09:19,225
♪ I don't wanna kick, kick
Kick your habit ♪
157
00:09:19,225 --> 00:09:20,601
♪ 'Cause you never quit ♪
158
00:09:20,601 --> 00:09:22,144
What was he saying?
159
00:09:22,144 --> 00:09:27,358
♪ I gotta have it
Na, na, na-na, na, na, na ♪
160
00:09:27,358 --> 00:09:30,861
- ♪ Na, na, na ♪
- ♪ So won't you give me some more? ♪
161
00:09:30,861 --> 00:09:32,280
♪ Ah, kick it ♪
162
00:09:39,370 --> 00:09:40,371
[shivers]
163
00:09:42,415 --> 00:09:43,416
Christ.
164
00:09:49,755 --> 00:09:51,048
- Hello.
- Hello.
165
00:09:51,048 --> 00:09:55,261
Um, I need to see, uh, Mr. Fishwick.
166
00:09:55,261 --> 00:09:58,055
- Yeah, he's just upstairs, that way.
- Okay, thank you.
167
00:09:59,557 --> 00:10:00,558
[sighs]
168
00:10:04,645 --> 00:10:06,731
Hello, I'm Dave. How can I help you?
169
00:10:06,731 --> 00:10:09,775
Hi. Hugh Stockwell
from Bentham and Green Solicitors.
170
00:10:09,775 --> 00:10:11,485
Ah, Hugh, you made it!
171
00:10:11,485 --> 00:10:14,363
Great. Take a load off.
How were your journey?
172
00:10:14,363 --> 00:10:16,949
- Yes, fine, fine. Shall we just get...
- [Dave] Great.
173
00:10:16,949 --> 00:10:18,492
...straight to it, shall we?
174
00:10:18,492 --> 00:10:20,202
- Sounds good to me.
- Yes.
175
00:10:20,202 --> 00:10:25,416
So... [clears throat] I understand
that you would like to open a bank.
176
00:10:25,416 --> 00:10:26,751
That's right. [Taps desk]
177
00:10:27,376 --> 00:10:29,462
The Bank of Dave.
178
00:10:29,462 --> 00:10:32,757
That's... [laughs] That's...
It's catchy. Very catchy.
179
00:10:33,883 --> 00:10:36,427
So, tell me, how did this idea come about?
180
00:10:36,427 --> 00:10:40,306
- So, as you can see, I sell minibuses.
- Yes.
181
00:10:40,306 --> 00:10:41,682
[Dave] I used to sell vans.
182
00:10:41,682 --> 00:10:45,144
I've got seven of these dealerships
across Lancashire and Yorkshire,
183
00:10:45,144 --> 00:10:48,147
and, uh, well, I won't deny it,
I make good money.
184
00:10:48,147 --> 00:10:51,192
Now, a couple of year back,
the country were in recession,
185
00:10:51,192 --> 00:10:53,778
and, uh, my customers
were havin' problems making payments.
186
00:10:53,778 --> 00:10:57,114
- So I started lending them me own money.
- Okay.
187
00:10:57,114 --> 00:10:59,450
Pretty soon,
I were making loans to families
188
00:10:59,450 --> 00:11:01,952
and small businesses in the local area.
189
00:11:01,952 --> 00:11:04,580
- Why didn't they go to the banks?
- They couldn't.
190
00:11:04,580 --> 00:11:07,375
For all sorts of reasons,
the banks wouldn't touch 'em.
191
00:11:07,375 --> 00:11:08,542
Okay.
192
00:11:08,542 --> 00:11:11,337
- Don't get me started on those buggers.
- The banks?
193
00:11:11,337 --> 00:11:13,422
They caused the recession.
194
00:11:13,422 --> 00:11:16,759
Speculating, treating the economy
like it were a bloody casino.
195
00:11:17,635 --> 00:11:18,594
[sighs] Yeah.
196
00:11:18,594 --> 00:11:21,013
[Dave] Got greedier and greedier,
197
00:11:21,013 --> 00:11:23,766
until the whole house of cards
came tumbling down.
198
00:11:23,766 --> 00:11:28,562
And then, the government bailed them out.
With billions of pounds of tax money.
199
00:11:28,562 --> 00:11:31,565
It came from the pockets
of the same people whose money they lost.
200
00:11:31,565 --> 00:11:34,860
Hmm. Not their finest hour,
that's for sure.
201
00:11:34,860 --> 00:11:36,612
- Bloody right.
- You were... Yeah.
202
00:11:36,612 --> 00:11:38,239
- That's not the worst of it.
- No.
203
00:11:38,239 --> 00:11:43,244
Then, the top dogs decide to keep
paying themselves millions in bonuses.
204
00:11:43,828 --> 00:11:45,579
- For losing money.
- I know, but...
205
00:11:45,579 --> 00:11:47,039
- Bunch of tossers.
- But...
206
00:11:47,039 --> 00:11:48,416
- They should all be in jail.
- Hmm.
207
00:11:48,416 --> 00:11:50,418
Yeah, but, back to the loans
208
00:11:50,418 --> 00:11:52,753
- you were making, you were saying.
- Right.
209
00:11:52,753 --> 00:11:57,216
- So, I lent out just over a million quid.
- A million pounds.
210
00:11:57,216 --> 00:12:00,719
Can you guess how many
of those loans went bad?
211
00:12:02,555 --> 00:12:06,267
- Oh, I... [puffs] Seven?
- Try again, Hugh.
212
00:12:07,017 --> 00:12:08,519
- Three, I mean, I don't...
- Warmer.
213
00:12:08,519 --> 00:12:09,979
Not a single one.
214
00:12:10,563 --> 00:12:11,897
- Wow.
- Zip-a-de-doo-dah.
215
00:12:11,897 --> 00:12:15,276
In fact, some of me customers
started making money.
216
00:12:15,276 --> 00:12:18,779
- And they asked me to invest it for 'em.
- For which you need accreditation.
217
00:12:18,779 --> 00:12:20,406
[laughs] Spot on, Hugh.
218
00:12:20,406 --> 00:12:21,699
- That's why you're here.
- Yes.
219
00:12:22,408 --> 00:12:24,660
Uh, one last thing.
This isn't about me making money.
220
00:12:24,660 --> 00:12:28,456
Every single penny of profit
goes straight to local charities.
221
00:12:29,123 --> 00:12:31,167
Oh, that's... That's, um...
222
00:12:32,293 --> 00:12:35,129
It's charitable, isn't it?
That's... Yeah, great.
223
00:12:36,589 --> 00:12:40,759
- You don't look very convinced, Hugh.
- No, it's... I don't have any...
224
00:12:41,552 --> 00:12:44,930
You're not paying me to tell you what
you want to hear, you're paying me to...
225
00:12:44,930 --> 00:12:48,309
[inhales] ...point out all the pitfalls
and stumbling blocks
226
00:12:48,309 --> 00:12:50,019
and problems you are going to face.
227
00:12:50,019 --> 00:12:51,979
Ah, and hopefully
to find a way around 'em.
228
00:12:52,605 --> 00:12:53,606
Yeah.
229
00:12:54,815 --> 00:12:58,152
Right, so firstly I'm going to need to see
the paperwork of those loans
230
00:12:58,152 --> 00:12:59,945
and the financials of your businesses.
231
00:12:59,945 --> 00:13:01,906
Phyllis has got all that ready for you.
232
00:13:01,906 --> 00:13:04,992
Great. I'll talk to Phyllis
and get back to you.
233
00:13:04,992 --> 00:13:07,995
- Nine o'clock, here tomorrow morning?
- Tomorrow?
234
00:13:08,621 --> 00:13:09,830
Uh, yes, okay.
235
00:13:09,830 --> 00:13:11,749
- Yes.
- Great to meet you, Hugh.
236
00:13:13,751 --> 00:13:14,668
Great.
237
00:13:15,211 --> 00:13:16,754
Welcome to Burnley.
238
00:13:18,172 --> 00:13:19,632
[councillor] Thank you, your worship.
239
00:13:21,675 --> 00:13:22,927
[gavel slams]
240
00:13:23,427 --> 00:13:27,765
In order to relieve pressure
on both hospitals and GPs,
241
00:13:27,765 --> 00:13:32,478
we need to find a way to bridge the gap
between primary and tertiary care.
242
00:13:33,103 --> 00:13:37,775
This proposed facility does that
in the most efficient and economical way.
243
00:13:38,400 --> 00:13:39,610
Doctor Ashforth.
244
00:13:40,611 --> 00:13:44,865
Shouldn't the NHS be the ones
to fund this facility?
245
00:13:44,865 --> 00:13:47,576
Yes, the National Health Service
has agreed
246
00:13:47,576 --> 00:13:49,620
to fund the running costs of the facility,
247
00:13:49,620 --> 00:13:52,122
but we still need
the initial capital outlay.
248
00:13:52,122 --> 00:13:54,208
Which is considerable.
249
00:13:54,208 --> 00:13:58,170
And our limited resources
are already committed in other areas.
250
00:13:58,170 --> 00:14:02,299
Well... Burnley has already earned
the dubious distinction
251
00:14:02,299 --> 00:14:05,928
of being one of the most
deprived towns in the country.
252
00:14:05,928 --> 00:14:09,515
We're caught in a spiral
of neglect and decay.
253
00:14:09,515 --> 00:14:11,809
I mean, clearly something has to change.
254
00:14:14,019 --> 00:14:15,646
But change takes courage.
255
00:14:16,730 --> 00:14:21,110
That's a quality sadly lacking
in this council, and in this country.
256
00:14:21,110 --> 00:14:22,611
[councillors] Hear, hear.
257
00:14:24,780 --> 00:14:25,823
[gavel slams]
258
00:14:26,740 --> 00:14:28,742
[Hugh] I can't believe
I have to stay for the night.
259
00:14:28,742 --> 00:14:30,744
[Clarence, over phone] You'll survive.
260
00:14:30,744 --> 00:14:33,247
[Hugh] Starting a new bank.
He doesn't have a hope.
261
00:14:33,247 --> 00:14:35,958
I told him that
but he wanted the chance to convince you.
262
00:14:35,958 --> 00:14:38,711
- How much are we charging him?
- The full whack.
263
00:14:38,711 --> 00:14:40,754
Oh, no, we're not, are we?
264
00:14:41,672 --> 00:14:43,173
God, I feel bad.
265
00:14:43,173 --> 00:14:45,050
[scoffs] That's a first.
266
00:14:45,050 --> 00:14:46,760
[Hugh] No, I do.
267
00:14:46,760 --> 00:14:50,180
I feel bad I'm gonna have to
tell him to give up on the whole thing.
268
00:14:50,180 --> 00:14:51,390
Well, my advice is,
269
00:14:51,390 --> 00:14:55,603
let him down gently and then see if he's
willing to explore other opportunities.
270
00:14:56,854 --> 00:14:58,564
Yeah. Yeah, I guess.
271
00:14:59,648 --> 00:15:02,026
- Okay, thank you. Bye.
- All right. Bye, Hugh.
272
00:15:08,782 --> 00:15:10,784
- [horns beeping]
- [car alarm blaring]
273
00:15:12,161 --> 00:15:13,579
Bollocks.
274
00:15:15,664 --> 00:15:16,707
Bollocks.
275
00:15:17,291 --> 00:15:19,168
Stupid, stupid...
276
00:15:19,919 --> 00:15:21,170
[wrench clatters]
277
00:15:22,129 --> 00:15:24,173
[child] What's he doing, Dad?
278
00:15:24,173 --> 00:15:25,883
- [dad] You all right there, mate?
- Huh?
279
00:15:25,883 --> 00:15:29,178
- Are you...?
- Yeah, I'm fine, thank you.
280
00:15:31,096 --> 00:15:31,972
Come on, then.
281
00:15:35,768 --> 00:15:36,727
[jack clangs]
282
00:15:38,520 --> 00:15:39,813
[screams] Bollocks!
283
00:15:39,813 --> 00:15:42,816
- [water bubbling]
- [motor droning]
284
00:15:43,984 --> 00:15:45,194
[exhales] Oh, my God.
285
00:15:49,114 --> 00:15:51,200
- [phone ringing]
- [baby crying]
286
00:15:52,576 --> 00:15:55,996
Hey, hey, sorry. I was wondering
when I'm gonna get to see a doctor.
287
00:15:55,996 --> 00:15:57,331
I'm quite in a lot of pain.
288
00:15:57,331 --> 00:15:59,625
It won't be too long.
I'm afraid it's been a busy night.
289
00:15:59,625 --> 00:16:03,087
I don't know if this makes a difference,
but I've got a private health care plan.
290
00:16:03,087 --> 00:16:04,463
[scoffs]
291
00:16:04,463 --> 00:16:06,715
- What?
- Hear that, Dr. Ashforth?
292
00:16:06,715 --> 00:16:08,717
He's got a private health care plan.
293
00:16:08,717 --> 00:16:11,804
Oh! Well, wouldn't say that too loud.
294
00:16:11,804 --> 00:16:14,515
Round here we tend to believe
that health is a basic human right.
295
00:16:14,515 --> 00:16:17,351
Not a privilege available
to only those who can afford it.
296
00:16:17,351 --> 00:16:21,480
No, I'm not negating anybody else's pain.
I'm just saying I'm in pain also, okay?
297
00:16:21,480 --> 00:16:22,856
I've dropped a...
298
00:16:22,856 --> 00:16:25,442
a, uh, a car thing on my foot.
299
00:16:25,442 --> 00:16:27,528
- Okay?
- [Dr. Ashforth] Well, that was careless.
300
00:16:27,528 --> 00:16:29,238
- Excuse me?
- Michelle, would you, uh,
301
00:16:29,238 --> 00:16:32,241
give him some aspirin?
Wait your turn.
302
00:16:33,409 --> 00:16:35,953
[indistinct radio broadcast]
303
00:16:43,168 --> 00:16:44,044
Oh, dear.
304
00:16:44,920 --> 00:16:47,089
- What's happened?
- [Hugh] Oh, nothing. Just a...
305
00:16:48,465 --> 00:16:50,676
an accident changing a flat tire.
306
00:16:51,468 --> 00:16:54,513
- Anything broken?
- Thankfully, no. Just my pride.
307
00:16:54,513 --> 00:16:57,307
You muppet. Is the car still there?
308
00:16:58,392 --> 00:16:59,393
Yes.
309
00:16:59,393 --> 00:17:02,021
I'll have one of the lads get it sorted,
brought back here.
310
00:17:02,604 --> 00:17:03,564
Thank you.
311
00:17:03,564 --> 00:17:05,858
[humming]
312
00:17:06,734 --> 00:17:09,194
[Dave whistling]
313
00:17:09,194 --> 00:17:10,404
Fancy a brew?
314
00:17:10,404 --> 00:17:11,405
[Hugh] No, thank you.
315
00:17:12,865 --> 00:17:13,991
Look, Dave,
316
00:17:14,658 --> 00:17:20,622
I know I said yesterday that it was my job
to look for all the problems and pitfalls...
317
00:17:20,622 --> 00:17:21,623
Um...
318
00:17:23,000 --> 00:17:25,252
But, actually, it's a bit worse than that,
because...
319
00:17:25,252 --> 00:17:26,837
[Dave] I know what you're gonna say.
320
00:17:26,837 --> 00:17:29,965
I know you're gonna tell me that
the Bank of Dave is never gonna happen.
321
00:17:30,841 --> 00:17:33,927
You're gonna say
that the Financial Regulation Board
322
00:17:33,927 --> 00:17:36,930
hasn't approved a new bank in 150 years.
323
00:17:37,473 --> 00:17:38,807
- Am I right?
- Yeah.
324
00:17:38,807 --> 00:17:40,768
[Dave] Yeah, we got Google
up here too, you know.
325
00:17:42,061 --> 00:17:46,732
But, please,
indulge me, hmm? Just for a day.
326
00:17:48,484 --> 00:17:50,027
There is method in me madness.
327
00:17:51,195 --> 00:17:53,155
- I promise.
- Okay.
328
00:17:53,155 --> 00:17:55,824
- Second loan I made were to Jamie.
- Okay.
329
00:17:55,824 --> 00:17:58,035
Come out here one morning
and it were quiet.
330
00:17:58,035 --> 00:18:00,954
His amp had packed up.
That's how he made a living.
331
00:18:00,954 --> 00:18:05,084
But with no bank account, no address,
where were he supposed to turn?
332
00:18:05,667 --> 00:18:08,587
So I got him a new one
and he paid me back two quid a week.
333
00:18:08,587 --> 00:18:10,756
- Two...
- Never missed a single payment.
334
00:18:11,673 --> 00:18:14,259
- Good on, you, Jamie.
- Eh up, Dave. You all right?
335
00:18:15,511 --> 00:18:17,179
- ♪ It's gonna be ♪
- Come on.
336
00:18:17,179 --> 00:18:18,138
Sorry, I...
337
00:18:18,138 --> 00:18:20,974
I want you to meet some more
of the people this is all about.
338
00:18:20,974 --> 00:18:24,186
♪ It's gonna be all right
It's gonna be all right ♪
339
00:18:24,186 --> 00:18:25,896
[Dave] Come on, Eric. The big reveal.
340
00:18:25,896 --> 00:18:27,856
- Have a look at that.
- Ta-da!
341
00:18:27,856 --> 00:18:29,817
It's gonna be great for
the community, this.
342
00:18:29,817 --> 00:18:33,403
You swim, man? Basketball, cycling.
Which one are you?
343
00:18:33,403 --> 00:18:35,823
It sounds stupid, don't it?
It sounds stupid.
344
00:18:35,823 --> 00:18:38,033
A barge builder
at top of a hill in Ribble Valley,
345
00:18:38,033 --> 00:18:41,286
but he's got one of the most successful
barge building companies in the country.
346
00:18:41,286 --> 00:18:43,288
You dream up your favorite boat,
he'll build it.
347
00:18:43,288 --> 00:18:46,166
- Yeah.
- Okay, lads. You gonna wow us?
348
00:18:46,166 --> 00:18:48,794
- [server] Take hold of that.
- [Hugh] Okay, thank you.
349
00:18:48,794 --> 00:18:50,462
- Cheers, Hugh.
- I'm spoiled. Cheers.
350
00:18:50,462 --> 00:18:51,797
- Okay, cheers.
- To us all.
351
00:18:51,797 --> 00:18:53,465
Cheers.
352
00:18:53,966 --> 00:18:56,844
♪ You gotta solver by your side ♪
353
00:18:56,844 --> 00:18:59,138
- That's a proper drop, isn't it?
- Yeah, it's good.
354
00:18:59,138 --> 00:19:00,347
[Hugh] That's really nice.
355
00:19:00,347 --> 00:19:01,890
- This is my favorite.
- Okay.
356
00:19:01,890 --> 00:19:04,017
This is gentle. This is the coconut.
357
00:19:04,017 --> 00:19:05,060
[Hugo] Gentle's good.
358
00:19:06,103 --> 00:19:07,312
Want a bit more? The Goan.
359
00:19:08,605 --> 00:19:10,899
- Very nice.
- [Dave] Now, have some of this.
360
00:19:10,899 --> 00:19:13,277
- Delicious.
- This is the mild one?
361
00:19:13,277 --> 00:19:15,946
- Have a bit of naan with it.
- Yeah, why not? Thank you.
362
00:19:16,822 --> 00:19:19,950
- [Dave] You make these as well, don't you?
- [restaurateur] Yeah.
363
00:19:21,034 --> 00:19:22,953
- It's to the highest standards.
- Yeah.
364
00:19:22,953 --> 00:19:26,081
- Good to know.
- It's vegan. Not tested on animals.
365
00:19:26,081 --> 00:19:27,916
- That's good.
- Try some of this.
366
00:19:27,916 --> 00:19:29,626
- Have a squirt of this.
- Really good quality.
367
00:19:29,626 --> 00:19:32,004
- [Dave] Shocking blue...
- [business owner] Have a smell.
368
00:19:32,004 --> 00:19:33,338
Rub it round. It's nice.
369
00:19:33,338 --> 00:19:35,924
That scent will stay with you
for the rest of the day, so...
370
00:19:35,924 --> 00:19:37,551
I put it on some of my horses.
371
00:19:37,551 --> 00:19:39,219
This lady's an artist, I tell you.
372
00:19:39,219 --> 00:19:41,638
Anyone to apologize to?
Say sorry to the wife?
373
00:19:41,638 --> 00:19:43,223
- Thank you.
- Have you got a wife?
374
00:19:44,016 --> 00:19:46,351
Afternoon all.
Two black coffees, please, Jenny.
375
00:19:46,351 --> 00:19:48,854
- [Hugh] Actually, can I have a macchiato...
- Aha! There she is!
376
00:19:48,854 --> 00:19:50,522
- My favorite niece.
- Hiya, Dave.
377
00:19:50,522 --> 00:19:52,566
- [Dave] How are you?
- Good, how are you?
378
00:19:52,566 --> 00:19:54,234
- [Dave] Smashing.
- Oh, shit. Hi.
379
00:19:54,234 --> 00:19:56,486
Ah, should've known you
were Dave's banker.
380
00:19:56,486 --> 00:19:58,322
Yeah, I'm a lawyer, actually. But, yeah.
381
00:19:58,322 --> 00:20:00,574
How's the bruised big toe?
382
00:20:00,574 --> 00:20:03,076
It's a bit more than bruised,
but yeah, it's okay.
383
00:20:03,076 --> 00:20:04,953
- You two have met already, have you?
- Yes.
384
00:20:04,953 --> 00:20:05,871
Yeah.
385
00:20:05,871 --> 00:20:08,832
Hugh's advising me on setting up
this Bank of Dave.
386
00:20:08,832 --> 00:20:11,960
Which we need
to get our project off the ground.
387
00:20:11,960 --> 00:20:13,837
- Hmm.
- Sorry, what is that?
388
00:20:13,837 --> 00:20:16,715
You know all about
waiting times at the A&E.
389
00:20:16,715 --> 00:20:19,218
And here, they're actually some
of the worst in the country,
390
00:20:19,218 --> 00:20:23,055
and it's because the people we deal with
don't actually need hospital treatment.
391
00:20:23,055 --> 00:20:26,516
Their ailments could just as easily
be treated by GPs,
392
00:20:26,516 --> 00:20:30,145
but it takes, on average,
11 days to get an appointment.
393
00:20:30,145 --> 00:20:31,146
And, well,
394
00:20:31,813 --> 00:20:34,483
no one wants to wait that long
when they're sick.
395
00:20:34,483 --> 00:20:38,028
So, we're proposing a walk-in free clinic.
396
00:20:38,779 --> 00:20:40,572
They can write prescriptions,
397
00:20:40,572 --> 00:20:43,575
run diagnostic tests, make referrals.
398
00:20:43,575 --> 00:20:45,160
Sounds like a good idea.
399
00:20:45,160 --> 00:20:46,078
- [Dave] Don't it?
- Yeah.
400
00:20:46,078 --> 00:20:47,788
The NHS agrees,
401
00:20:47,788 --> 00:20:50,749
but they've already
been pared to the bone.
402
00:20:50,749 --> 00:20:53,835
And the council weren't interested
so thought I'd try Dave.
403
00:20:53,835 --> 00:20:55,921
If you were to register as a charity,
404
00:20:55,921 --> 00:20:58,840
that'd be a huge incentive
for corporate sponsors.
405
00:20:58,840 --> 00:21:01,051
I mean, I know it's corporate, but...
406
00:21:01,677 --> 00:21:04,388
No, that...
Yeah, that makes a lot of sense, actually.
407
00:21:04,388 --> 00:21:05,389
[phone vibrates]
408
00:21:05,389 --> 00:21:07,849
- Oh. Sorry, I'm on call.
- Oh, right.
409
00:21:07,849 --> 00:21:10,560
- Got to run. I'll leave that there.
- Okay.
410
00:21:11,061 --> 00:21:12,854
Great. Well, nice to...
411
00:21:12,854 --> 00:21:15,190
Yeah. Look after that
bruised big toe, wont you?
412
00:21:15,899 --> 00:21:19,611
I will. It's fine now, actually.
Not completely fine, but...
413
00:21:19,611 --> 00:21:20,821
- Right.
- Yeah.
414
00:21:20,821 --> 00:21:22,239
- See you, Dave.
- [Dave] See you.
415
00:21:26,702 --> 00:21:28,328
- Thanks.
- [Jenny] No, problem, Alex.
416
00:21:28,328 --> 00:21:29,329
So, she's...
417
00:21:31,248 --> 00:21:32,291
What's all this?
418
00:21:33,458 --> 00:21:36,086
All the projects that are too big
for me on me own.
419
00:21:38,922 --> 00:21:40,173
Um...
420
00:21:40,173 --> 00:21:44,094
- Up till now, I've helped create 150 jobs.
- Yeah.
421
00:21:44,094 --> 00:21:46,138
In here, there's hundreds more.
422
00:21:46,138 --> 00:21:48,223
- I get it, Dave.
- It's not just jobs.
423
00:21:49,516 --> 00:21:52,227
It's about the quality of life
for a whole community.
424
00:21:52,227 --> 00:21:54,146
This is all really impressive.
425
00:21:54,938 --> 00:21:59,026
Okay, but unfortunately, the Financial
Regulation Board doesn't care about this.
426
00:22:01,570 --> 00:22:03,280
Question I want you to answer
427
00:22:04,614 --> 00:22:06,783
isn't, "Can the Bank of Dave exist?"
428
00:22:07,659 --> 00:22:10,787
The question,
after what you've seen today,
429
00:22:11,455 --> 00:22:13,915
is, "Should the Bank of Dave exist?"
430
00:22:14,875 --> 00:22:16,543
Well...
431
00:22:17,377 --> 00:22:19,254
Yes. Yes, it should.
432
00:22:19,254 --> 00:22:20,339
Right.
433
00:22:21,798 --> 00:22:23,800
So, this is what I want you to do.
434
00:22:24,968 --> 00:22:30,307
I want you to file the necessary paperwork
with the Finance Commission Board.
435
00:22:30,307 --> 00:22:32,392
I know they're gonna turn me down...
436
00:22:34,519 --> 00:22:36,188
but I want them to tell me why.
437
00:22:38,190 --> 00:22:40,192
I want them to admit publicly
438
00:22:41,526 --> 00:22:43,528
that it's because I'm not in their club.
439
00:22:44,821 --> 00:22:47,699
I'm not part of the Eton and Oxford elite.
440
00:22:49,326 --> 00:22:50,702
I want them to say
441
00:22:50,702 --> 00:22:55,832
that the very same people
who've just lost 500 billion quid
442
00:22:55,832 --> 00:22:59,795
are the only people
entitled to look after our money.
443
00:23:00,337 --> 00:23:01,755
And you don't mind losing?
444
00:23:02,714 --> 00:23:04,257
Of course I bloody mind.
445
00:23:05,217 --> 00:23:08,762
But it's the price I'm willing to pay
to get them to admit the truth.
446
00:23:08,762 --> 00:23:09,846
Okay, yeah.
447
00:23:10,806 --> 00:23:12,099
Yeah, I'm in.
448
00:23:14,351 --> 00:23:16,978
I'll give your boss a bell.
Tell him you're still on the clock.
449
00:23:16,978 --> 00:23:18,522
[chuckles] That'll make his day.
450
00:23:19,147 --> 00:23:21,399
All right. Time to celebrate.
451
00:23:22,234 --> 00:23:24,236
And, as luck would have it,
452
00:23:25,195 --> 00:23:26,947
tonight's karaoke night.
453
00:23:26,947 --> 00:23:28,198
Oh, no, thank you.
454
00:23:28,824 --> 00:23:30,408
Alexandra will be there.
455
00:23:32,244 --> 00:23:33,120
Really?
456
00:23:33,120 --> 00:23:34,788
[laughter]
457
00:23:35,747 --> 00:23:38,917
[Dave] What I didn't tell you
is that Eric used to be shop steward
458
00:23:38,917 --> 00:23:41,211
at the Michelin factory
before it closed down.
459
00:23:41,211 --> 00:23:43,505
And he was a real bloody troublemaker.
460
00:23:43,505 --> 00:23:46,716
- Now he employs 25 workers.
- Thirty.
461
00:23:46,716 --> 00:23:49,010
This bugger had turned me
into a bloody capitalist.
462
00:23:49,010 --> 00:23:49,928
It happens.
463
00:23:49,928 --> 00:23:52,514
Can barely look at myself in the mirror
of a morning.
464
00:23:52,514 --> 00:23:53,598
- Hugh.
- [Hugh] Thanks.
465
00:23:53,598 --> 00:23:56,184
- I'd like to introduce you to Maureen.
- Nice to meet you.
466
00:23:56,184 --> 00:24:00,272
First loan I made that weren't
for a van or a minibus were to Maureen.
467
00:24:00,272 --> 00:24:04,526
I heard you got yourself a posh
London lawyer to sort out this bank thing.
468
00:24:04,526 --> 00:24:06,736
When you take on the fat cats,
469
00:24:06,736 --> 00:24:09,489
you gotta have someone
who knows how to play their game.
470
00:24:09,489 --> 00:24:12,242
I told Dave earlier he was wasting
his time with the idea,
471
00:24:12,242 --> 00:24:14,619
but he's managed to
convince me since then.
472
00:24:14,619 --> 00:24:17,372
- Dave can be very persuasive.
- Yes.
473
00:24:17,372 --> 00:24:20,333
I hope, for his sake, you're half as good.
474
00:24:20,333 --> 00:24:22,335
Well, hopefully.
475
00:24:22,335 --> 00:24:24,671
So, you received the first loan from Dave?
476
00:24:25,922 --> 00:24:28,466
Yeah. I were married to Ron for 38 years.
477
00:24:28,466 --> 00:24:31,720
When he died,
I had very little money in the bank.
478
00:24:32,387 --> 00:24:36,016
I couldn't have afforded a proper funeral
without Dave and Nicky's help.
479
00:24:36,016 --> 00:24:37,767
- [mic feedback]
- [host] Right, first up.
480
00:24:37,767 --> 00:24:40,687
All the way from London,
481
00:24:40,687 --> 00:24:41,980
it's Hugh.
482
00:24:41,980 --> 00:24:43,607
- [Eric] Get up there.
- [Dave] Go on.
483
00:24:43,607 --> 00:24:44,816
- [Maureen] That's you.
- No.
484
00:24:44,816 --> 00:24:46,651
I picked you an easy one. Don't worry.
485
00:24:46,651 --> 00:24:48,361
- [Dave] You'll be fine.
- No, no.
486
00:24:48,361 --> 00:24:50,822
- You know this one, you'll like this one.
- Sorry. No, thank you.
487
00:24:50,822 --> 00:24:52,991
Come on, everybody!
Let's give him a round of applause.
488
00:24:52,991 --> 00:24:54,075
[Hugh] No, thank you.
489
00:24:54,075 --> 00:24:57,287
- No, right, I'll just press play.
- [Dave] Hugh!
490
00:24:57,287 --> 00:24:59,998
- [crowd chanting] Hugh!
- ["Losing My Religion" by REM playing]
491
00:24:59,998 --> 00:25:01,333
[crowd cheering]
492
00:25:03,168 --> 00:25:04,461
[Nicky whooping]
493
00:25:06,129 --> 00:25:09,966
- I honestly don't want to do this.
- You'll be fine. You'll be grand.
494
00:25:09,966 --> 00:25:11,885
I... I really don't want to.
495
00:25:11,885 --> 00:25:13,845
- That's funny.
- I know this one.
496
00:25:13,845 --> 00:25:16,556
- ♪ Oh, life is bigger ♪
- There he goes!
497
00:25:18,350 --> 00:25:20,018
♪ It's bigger than you ♪
498
00:25:20,018 --> 00:25:21,061
I-I-I...
499
00:25:21,061 --> 00:25:23,855
And you are not me
I don't know this song.
500
00:25:23,855 --> 00:25:25,649
- Can't hear you.
- ♪ I would go to ♪
501
00:25:27,317 --> 00:25:29,361
[muffled music]
502
00:25:33,740 --> 00:25:38,161
♪ Oh, no, I've said too much ♪
503
00:25:39,537 --> 00:25:41,248
- ♪ I set it up ♪
- [patron sings along]
504
00:25:41,248 --> 00:25:43,458
- You know. Do you want to swap?
- [patron] No.
505
00:25:43,458 --> 00:25:45,502
- ♪ That's me in the corner ♪
- That's you!
506
00:25:45,502 --> 00:25:46,962
Oh, shit.
507
00:25:46,962 --> 00:25:50,423
- ♪ That's me in the spotlight ♪
- A lager, please.
508
00:25:50,423 --> 00:25:53,301
♪ Losing my religion ♪
509
00:25:53,885 --> 00:25:54,719
Oh, God.
510
00:25:54,719 --> 00:25:58,556
♪ Trying to keep up with you ♪
511
00:25:58,556 --> 00:25:59,474
[groans]
512
00:25:59,474 --> 00:26:03,228
- ♪ And I don't know if I can do it ♪
- That's right.
513
00:26:03,228 --> 00:26:04,479
Please help.
514
00:26:04,479 --> 00:26:08,942
- ♪ Oh no, I've said too much ♪
- [crowd singing along]
515
00:26:09,442 --> 00:26:13,029
♪ I haven't I haven't said enough ♪
516
00:26:13,029 --> 00:26:16,157
♪ I thought that I heard you laughing ♪
517
00:26:16,157 --> 00:26:20,161
- [Dave] I wasn't laughing! I promise!
- ♪ I thought that I heard you sing ♪
518
00:26:20,161 --> 00:26:21,413
Oh, come on.
519
00:26:22,539 --> 00:26:27,377
♪ I think I thought I saw you try ♪
520
00:26:27,377 --> 00:26:29,671
I think I'm... I think that's it.
521
00:26:29,671 --> 00:26:31,256
[scattered applause]
522
00:26:31,256 --> 00:26:33,174
[Hugh] Okay. I'm gonna go.
523
00:26:33,174 --> 00:26:36,678
Thank you. Thanks a lot.
Thanks, Dave. Really appreciate it.
524
00:26:36,678 --> 00:26:38,054
Well done, lad.
525
00:26:39,139 --> 00:26:40,515
- [Nicky whoops]
- [clapping]
526
00:26:40,515 --> 00:26:42,392
- [Dave] Well done, lad.
- [Nicky whoops]
527
00:26:42,392 --> 00:26:43,393
Well done.
528
00:26:44,436 --> 00:26:46,730
See. He's got a good voice.
529
00:26:46,730 --> 00:26:48,690
- You'll bill me for that later.
- Cheers.
530
00:26:48,690 --> 00:26:49,733
[all] Cheers.
531
00:26:55,363 --> 00:26:57,365
- [Hugh] Speak soon. Yes.
- [Dave] Yeah, we better.
532
00:26:57,991 --> 00:27:00,118
- Bye. Okay.
- [Dave] Take care.
533
00:27:00,118 --> 00:27:01,661
- Cheers, Dave. See you.
- See you.
534
00:27:02,203 --> 00:27:05,415
- Oh.
- I'll get it, you're all right.
535
00:27:06,374 --> 00:27:07,375
Here you are, love.
536
00:27:08,460 --> 00:27:09,753
Uh, thank you.
537
00:27:09,753 --> 00:27:11,129
[calm music playing]
538
00:27:11,129 --> 00:27:12,422
[laughs]
539
00:27:19,846 --> 00:27:20,680
[knocking]
540
00:27:22,432 --> 00:27:25,435
My God, Hugh. What did they do to you
up there in the North?
541
00:27:25,435 --> 00:27:26,770
It's nothing. Silly. My fault.
542
00:27:26,770 --> 00:27:28,980
While you were traveling,
I got a call from Mr. Fishwick.
543
00:27:28,980 --> 00:27:31,232
He's keeping you on
at your full hourly rate.
544
00:27:31,232 --> 00:27:33,526
Which is, of course, music to my ears.
545
00:27:33,526 --> 00:27:36,905
He also said he'd convinced you
to move forward on the Bank of Dave.
546
00:27:36,905 --> 00:27:39,115
- Yes.
- Must be a hell of a salesman.
547
00:27:39,115 --> 00:27:41,534
Explain, because this I have to hear.
548
00:27:41,534 --> 00:27:44,829
Right. So, the banks are literally
a law unto themselves.
549
00:27:44,829 --> 00:27:46,706
They've created a model
of what a bank should be,
550
00:27:46,706 --> 00:27:48,750
which of course, is exactly like them.
551
00:27:48,750 --> 00:27:50,794
Dave Fishwick's proposal is a new model.
552
00:27:50,794 --> 00:27:56,424
A small local bank taking local deposits,
investing back into the local community.
553
00:27:56,424 --> 00:27:57,634
Ah, that's a nice idea.
554
00:27:58,426 --> 00:28:01,429
- FRB will never go for it, though.
- No, of course they won't.
555
00:28:01,429 --> 00:28:05,892
But they are going to have to justify
why the status quo is so much better.
556
00:28:06,518 --> 00:28:09,521
So, you want to take them on
in the court of public opinion?
557
00:28:10,647 --> 00:28:14,067
That's not a bad idea, given the public
opinion has never being so negative.
558
00:28:14,067 --> 00:28:16,069
But expect them to fight dirty.
559
00:28:16,069 --> 00:28:19,280
The good news is they have to win
and we don't mind losing.
560
00:28:19,280 --> 00:28:20,407
[Clarence scoffs]
561
00:28:20,407 --> 00:28:23,118
I'm liking this more and more.
What do you need?
562
00:28:23,118 --> 00:28:25,995
Any advice you have
on submitting to the FRB.
563
00:28:25,995 --> 00:28:28,081
You're going to need a business plan.
564
00:28:28,873 --> 00:28:31,376
Talk to your friend Oscar.
He churns them out every day.
565
00:28:31,376 --> 00:28:34,379
Yeah, that's a great idea.
Thanks, Clarence.
566
00:28:36,047 --> 00:28:39,551
So, these are all old,
but they all follow the same pattern.
567
00:28:40,677 --> 00:28:43,513
Huge upside, almost no risk.
568
00:28:43,513 --> 00:28:45,473
I'll e-mail you the bit of software
that makes
569
00:28:45,473 --> 00:28:47,392
putting one of these
together a piece of piss.
570
00:28:47,392 --> 00:28:49,269
These are great. Thank you.
571
00:28:49,269 --> 00:28:50,937
What's this all for anyway?
572
00:28:52,731 --> 00:28:54,149
- Um.
- I know, I know.
573
00:28:54,149 --> 00:28:57,026
You could tell me
but then you'd have to kill me.
574
00:28:57,026 --> 00:28:58,528
Something like that, yeah.
575
00:28:59,696 --> 00:29:01,406
So, tell me,
how's married life treating you?
576
00:29:02,282 --> 00:29:03,700
[sighs]
577
00:29:04,868 --> 00:29:05,994
- Oh, really?
- Hmm.
578
00:29:05,994 --> 00:29:07,746
Come on, it's not that bad.
579
00:29:09,622 --> 00:29:12,542
The baby keeps us up half the night,
every night.
580
00:29:13,168 --> 00:29:17,547
Priscilla is moody as fuck all the time.
And the house looks like Ground Zero.
581
00:29:18,590 --> 00:29:21,634
Aside from that,
I've never been happier.
582
00:29:23,636 --> 00:29:24,804
It sounds great to me.
583
00:29:25,472 --> 00:29:27,640
[indistinct chatter]
584
00:29:28,433 --> 00:29:29,350
[patron] Hugh.
585
00:29:30,435 --> 00:29:33,104
- Hey, Hen. How you doing?
- Hi. [Laughs]
586
00:29:33,104 --> 00:29:35,023
Never better. Will you join me?
587
00:29:35,940 --> 00:29:37,692
- No, I...
- Oh, please.
588
00:29:37,692 --> 00:29:40,153
Bloody Cynthia stood me up
at the last minute.
589
00:29:40,153 --> 00:29:42,530
A client dinner the dozy cow
had forgotten about.
590
00:29:42,530 --> 00:29:44,532
I'll be legless if I drink this on my own.
591
00:29:44,532 --> 00:29:46,826
- Please.
- Okay, I'll have one.
592
00:29:50,246 --> 00:29:52,999
So, what have you been up to?
593
00:29:52,999 --> 00:29:55,210
I've just come back from the North.
594
00:29:55,710 --> 00:29:57,170
- Hampstead?
- Uh, Burnley.
595
00:29:57,170 --> 00:29:58,880
Oh. Sounds grim.
596
00:29:59,756 --> 00:30:02,008
Actually, it's a surprisingly pretty
part of the world.
597
00:30:02,008 --> 00:30:03,802
They've got a great football side,
I think.
598
00:30:03,802 --> 00:30:05,470
Who knew? [Laughs]
599
00:30:05,470 --> 00:30:06,846
How's work?
600
00:30:06,846 --> 00:30:08,973
[inhales] It's full on.
601
00:30:09,766 --> 00:30:12,685
Giles is... Well, he's an asshole.
As you know.
602
00:30:12,685 --> 00:30:15,522
- Yeah.
- But I can honestly say I'm loving it.
603
00:30:15,522 --> 00:30:18,817
Great. I saw you and Jem the other night.
How's he doing?
604
00:30:20,819 --> 00:30:24,447
Yeah, he's good. He, um...
He just got a big promotion.
605
00:30:24,447 --> 00:30:25,615
Great.
606
00:30:26,407 --> 00:30:27,659
[Hen] Hmm.
607
00:30:28,201 --> 00:30:29,869
[muffled sobs]
608
00:30:29,869 --> 00:30:31,996
Oh, no. Oh no, what have I done?
609
00:30:31,996 --> 00:30:33,665
[cries] Sorry.
610
00:30:34,165 --> 00:30:36,167
Oh, my God, it's so embarrassing. Sorry.
611
00:30:36,167 --> 00:30:37,293
[breathless sob]
612
00:30:38,253 --> 00:30:42,215
- He dumped me.
- Oh, shit. I'm so sorry, Hen. That's...
613
00:30:42,215 --> 00:30:43,967
I mean, what am I gonna do?
614
00:30:44,759 --> 00:30:47,971
He's my boss now.
I can't go back to work there, but I...
615
00:30:49,180 --> 00:30:51,432
I can't afford to lose my job.
616
00:30:51,975 --> 00:30:54,894
- [gasping sob]
- I'm sure it'll work itself out.
617
00:30:56,104 --> 00:30:59,190
- Maybe Maybe slow down.
- [bartender] Yes, madam.
618
00:30:59,190 --> 00:31:02,902
- Maybe not drink so much if you're sad.
- This one, yeah. Thank you.
619
00:31:02,902 --> 00:31:04,320
[bartender] Absolutely.
620
00:31:04,320 --> 00:31:05,697
- You okay?
- I'm fine.
621
00:31:05,697 --> 00:31:08,199
- There's a step coming up.
- One, two, three.
622
00:31:08,199 --> 00:31:09,701
Good. Nice.
623
00:31:09,701 --> 00:31:10,952
- Um.
- [Hen giggling]
624
00:31:10,952 --> 00:31:13,788
- Okay.
- Thank you.
625
00:31:13,788 --> 00:31:16,583
Oh! Oh, no, Hen.
626
00:31:16,583 --> 00:31:20,587
No. You're vulnerable, I'm vulnerable.
This this won't solve anything.
627
00:31:20,587 --> 00:31:22,213
- No?
- No.
628
00:31:23,214 --> 00:31:24,924
- Okay.
- Okay.
629
00:31:24,924 --> 00:31:26,217
[groans]
630
00:31:26,217 --> 00:31:27,719
I do miss you though, Hugh.
631
00:31:27,719 --> 00:31:29,679
- I miss you too.
- Hmm.
632
00:31:30,680 --> 00:31:32,849
- We were so good together.
- Yeah.
633
00:31:33,516 --> 00:31:35,727
- Can I ask a favor?
- What do you want?
634
00:31:35,727 --> 00:31:38,313
All of Jem's stuff is at my house.
635
00:31:39,147 --> 00:31:41,524
- Can I stay at your house?
- Of course.
636
00:31:42,483 --> 00:31:43,526
But let's just...
637
00:31:44,652 --> 00:31:47,155
- Get into the cab, please. Yeah.
- Yeah. Okay.
638
00:31:47,739 --> 00:31:48,781
[Hugh grunts]
639
00:31:49,490 --> 00:31:50,700
[Hen] Hmm.
640
00:31:50,700 --> 00:31:51,701
- Okay?
- [Hen] Yes.
641
00:31:51,701 --> 00:31:53,995
- Please be careful...
- [Hen] Hello! [Thud, yelps]
642
00:31:54,704 --> 00:31:56,873
[sirens blaring]
643
00:32:05,590 --> 00:32:07,133
[dog barking]
644
00:32:15,183 --> 00:32:16,351
[grunts]
645
00:32:31,491 --> 00:32:32,909
[dog barking]
646
00:32:37,789 --> 00:32:39,082
Oh, Christ.
647
00:32:41,167 --> 00:32:42,335
[moans softly]
648
00:32:48,800 --> 00:32:49,759
[sighs] Thank God.
649
00:33:00,561 --> 00:33:01,813
[sighs]
650
00:33:08,152 --> 00:33:08,987
Hmm.
651
00:33:26,879 --> 00:33:28,131
[scoffs]
652
00:33:31,801 --> 00:33:33,177
[water pouring]
653
00:33:35,555 --> 00:33:37,140
- Hey.
- [Hen] Hello.
654
00:33:37,140 --> 00:33:40,601
- How are you doing? Are you okay?
- [rueful laugh] Hmm.
655
00:33:40,601 --> 00:33:44,272
I have made you a very strong coffee.
656
00:33:44,272 --> 00:33:45,398
Thank you.
657
00:33:46,190 --> 00:33:49,193
Sorry about last night.
I was in shocking shape.
658
00:33:49,193 --> 00:33:51,237
Don't be. I was glad I was there to help.
659
00:33:52,572 --> 00:33:54,198
Can we go for dinner soon?
660
00:33:54,198 --> 00:33:57,660
You know, like normal people.
When I'm not completely off my face.
661
00:33:58,202 --> 00:33:59,912
Yes. Whenever you like.
662
00:34:00,872 --> 00:34:02,290
Tonight?
663
00:34:05,001 --> 00:34:06,127
Yeah.
664
00:34:06,127 --> 00:34:07,086
Um...
665
00:34:08,212 --> 00:34:09,338
Yeah.
666
00:34:11,382 --> 00:34:13,801
- How's it going?
- Good. Getting there.
667
00:34:13,801 --> 00:34:17,221
Excellent. Because I found someone
you should speak to.
668
00:34:17,847 --> 00:34:20,808
Sir Charles Denbigh. Friend of a friend.
669
00:34:20,808 --> 00:34:23,728
He was on the board of the FRB
until three years ago.
670
00:34:23,728 --> 00:34:26,814
These days, he mainly does
legal consultancy for hedge funds.
671
00:34:26,814 --> 00:34:28,816
And he's going to be helpful?
672
00:34:28,816 --> 00:34:30,651
This needs to go public.
673
00:34:30,651 --> 00:34:33,905
Spin Sir Charles a convincing enough yarn,
he won't be able to help himself.
674
00:34:33,905 --> 00:34:35,281
He'll be on the phone right away
675
00:34:35,281 --> 00:34:37,825
to his friends in high places
in the banking world.
676
00:34:37,825 --> 00:34:40,870
And then you can tap
into the one thing you have on your side.
677
00:34:40,870 --> 00:34:42,330
Everybody hates bankers.
678
00:34:43,039 --> 00:34:44,040
Precisely.
679
00:34:45,124 --> 00:34:46,209
Toodle pip.
680
00:34:50,088 --> 00:34:51,923
Everybody hates bankers.
681
00:34:52,715 --> 00:34:56,552
- [classical piano playing softly]
- [chattering]
682
00:34:59,097 --> 00:35:00,681
[clears throat] Sir Charles?
683
00:35:00,681 --> 00:35:01,891
Hmm.
684
00:35:02,850 --> 00:35:04,936
Hugh Stockwell from Bentham and Green.
685
00:35:06,104 --> 00:35:07,313
Oh, you work with Lawrence.
686
00:35:07,313 --> 00:35:09,941
- Yeah, Clarence. Yes.
- [Charles] Clarence?
687
00:35:09,941 --> 00:35:11,025
Oh...
688
00:35:12,401 --> 00:35:13,861
I've never actually met the man
689
00:35:13,861 --> 00:35:17,031
and in fact, until yesterday,
I'd never even heard of him. [Laughs]
690
00:35:17,031 --> 00:35:18,866
But, anyway, you're here now, so...
691
00:35:19,450 --> 00:35:20,993
How can I be of service?
692
00:35:20,993 --> 00:35:22,120
Well, firstly, thank you.
693
00:35:22,120 --> 00:35:24,163
Everybody I speak to tells
me you're the country's
694
00:35:24,163 --> 00:35:26,082
leading expert on the banking system.
695
00:35:26,082 --> 00:35:28,334
Oh, well. I've put in my time.
696
00:35:29,043 --> 00:35:30,044
So I'll be brief.
697
00:35:30,044 --> 00:35:35,133
I represent a client who is looking
into establishing a new retail bank.
698
00:35:35,716 --> 00:35:37,301
[whispers] Not an American, I hope.
699
00:35:37,301 --> 00:35:41,806
[laughs] No. The gentleman in question
is definitely English.
700
00:35:41,806 --> 00:35:42,807
- Yah.
- Um...
701
00:35:42,807 --> 00:35:44,767
The question is more about scale.
702
00:35:45,268 --> 00:35:48,396
In the rest of the economy, we have
large companies and small companies.
703
00:35:48,396 --> 00:35:51,399
We have a chain of supermarkets
and corner shops.
704
00:35:51,399 --> 00:35:53,901
- Greengrocers, butchers...
- Your point?
705
00:35:53,901 --> 00:35:55,111
Well, my point is,
706
00:35:55,111 --> 00:35:58,823
why do all banks
have to be like supermarkets?
707
00:35:59,574 --> 00:36:02,034
Isn't there room for a few corner shops?
708
00:36:04,162 --> 00:36:05,830
You're talking about Hoares.
709
00:36:06,998 --> 00:36:08,040
Am I?
710
00:36:08,040 --> 00:36:10,168
Oldest bank in the country, tiny.
711
00:36:11,002 --> 00:36:14,922
Caters for very exclusive clientele,
old money.
712
00:36:14,922 --> 00:36:17,800
No. Wh-What about people
on the other end of the spectrum?
713
00:36:17,800 --> 00:36:19,135
New money?
714
00:36:19,135 --> 00:36:20,761
No money.
715
00:36:22,054 --> 00:36:23,055
[puzzled laugh]
716
00:36:24,140 --> 00:36:28,227
I'm not quite sure
what you're getting at, Mr. Stockwell,
717
00:36:28,227 --> 00:36:31,147
but there is no right size of bank.
718
00:36:31,147 --> 00:36:33,441
The FRB exists to make sure
719
00:36:33,441 --> 00:36:37,695
that people's hard-earned money
is entrusted to the... [inhales]
720
00:36:37,695 --> 00:36:40,031
...well, right kind of chap.
721
00:36:40,031 --> 00:36:42,116
[Hugh] And that's the type of chap
you can trust?
722
00:36:42,116 --> 00:36:43,159
Precisely.
723
00:36:43,159 --> 00:36:47,038
If their job is selecting
the type of chap you can trust,
724
00:36:48,456 --> 00:36:52,418
you'd have to admit they've been doing
a pretty piss-poor job, haven't they?
725
00:36:53,044 --> 00:36:55,504
- I beg your pardon.
- Anyway, thank you, Sir Charles.
726
00:36:55,504 --> 00:36:59,926
My client is the type of chap
people in his community can trust.
727
00:37:00,676 --> 00:37:02,678
So I'm sure there won't be any problems.
728
00:37:03,596 --> 00:37:04,639
Thank you.
729
00:37:15,149 --> 00:37:17,944
- [Hugh] What do you think?
- [Dave, on phone] Looks bloody fantastic.
730
00:37:17,944 --> 00:37:20,780
Wouldn't be surprised if after
they saw all this, they say yes.
731
00:37:20,780 --> 00:37:23,449
[chuckles] I don't know about that, Dave.
732
00:37:23,449 --> 00:37:26,661
I'm going to hand-deliver this
to the FRB on Friday,
733
00:37:26,661 --> 00:37:28,829
so speak soon. Okay?
734
00:37:29,872 --> 00:37:31,082
Cheers.
735
00:37:32,041 --> 00:37:33,960
How was your day, anyway?
736
00:37:33,960 --> 00:37:35,503
[sighs] Fraught.
737
00:37:35,503 --> 00:37:37,463
Everyone was being incredibly nice to me,
738
00:37:37,463 --> 00:37:39,840
which is a sure sign
they're gonna get rid of you.
739
00:37:39,840 --> 00:37:41,634
- How about you?
- Ah...
740
00:37:41,634 --> 00:37:44,262
I had a meeting with Sir Charles Denbigh.
741
00:37:45,805 --> 00:37:47,431
- You're kidding.
- Yeah, I did.
742
00:37:48,224 --> 00:37:50,184
- He's a legend.
- Is he, though?
743
00:37:50,184 --> 00:37:53,771
Yes. He was tipped
to be the possible governor
744
00:37:53,771 --> 00:37:55,815
of the Bank of England
before the recession.
745
00:37:55,815 --> 00:37:57,233
What on earth did he want
to talk to you about?
746
00:37:57,233 --> 00:37:59,527
Nothing. I was picking his brains
about something.
747
00:38:00,278 --> 00:38:03,114
- Um...
- Meetings with Sir Charles Denbigh.
748
00:38:03,614 --> 00:38:05,825
- Secret trips to the North.
- Hmm.
749
00:38:05,825 --> 00:38:08,452
- It's hardly secret, Hen.
- What are you involved in, Hugh?
750
00:38:08,452 --> 00:38:10,538
- I'm not involved...
- Come on, spill.
751
00:38:12,498 --> 00:38:15,167
I'm filling the formal paperwork out
at the end of the week,
752
00:38:15,167 --> 00:38:17,211
so till then,
it has to be just between us.
753
00:38:17,211 --> 00:38:18,629
Of course.
754
00:38:19,297 --> 00:38:23,134
I have a client
who wants to start a new bank.
755
00:38:24,051 --> 00:38:25,052
You're kidding.
756
00:38:25,052 --> 00:38:27,471
He's aware the FRB
will inevitably turn him down,
757
00:38:27,471 --> 00:38:31,058
but he wants to force them to go public
with what they think a bank should be.
758
00:38:32,560 --> 00:38:34,562
Well, that'll certainly stir things up.
759
00:38:35,855 --> 00:38:37,023
Your client's credible?
760
00:38:37,815 --> 00:38:40,067
Uh... [chuckles] Yeah.
761
00:38:40,067 --> 00:38:42,153
He's certainly a character, but...
762
00:38:44,280 --> 00:38:45,531
But, yeah, I think he is.
763
00:38:46,532 --> 00:38:47,533
[Hen] Hmm.
764
00:38:54,206 --> 00:38:55,291
- May I help you?
- Hey.
765
00:38:55,291 --> 00:38:59,462
I'm here to submit a proposal
for the establishment of a new bank.
766
00:38:59,462 --> 00:39:00,463
[laughs]
767
00:39:00,463 --> 00:39:02,798
I'm not sure that's something
we deal with here.
768
00:39:02,798 --> 00:39:06,635
According to the Financial Markets
and Services Act passed in 2000, it is.
769
00:39:07,511 --> 00:39:08,888
Oh. Uh...
770
00:39:09,388 --> 00:39:12,099
If you'd like to take a seat,
I'll find someone who can help you.
771
00:39:12,099 --> 00:39:13,601
- Thank you.
- Okay.
772
00:39:15,144 --> 00:39:16,270
[phone clatters, dial tone]
773
00:39:22,193 --> 00:39:24,653
- Apologies for keeping you waiting.
- Hey.
774
00:39:25,154 --> 00:39:26,072
Edward De Thame.
775
00:39:26,072 --> 00:39:28,240
Hugh Stockwell from Bentham and Green.
776
00:39:28,240 --> 00:39:29,825
Here is the proposal.
777
00:39:30,993 --> 00:39:34,163
It's a long time since we've had
an application for a new bank.
778
00:39:34,163 --> 00:39:36,707
- 150 years, I'm told.
- Indeed.
779
00:39:36,707 --> 00:39:39,043
- Right, we'll be in touch. Right.
- Brilliant.
780
00:39:50,429 --> 00:39:53,265
[assistant, over phone]
Giles, Sir Charles Denbigh on line one.
781
00:39:54,850 --> 00:39:55,935
[clears throat]
782
00:39:57,812 --> 00:39:59,855
Sir Charles. What can I do for you?
783
00:39:59,855 --> 00:40:03,984
Your friend Hugh Stockwell
is causing us problems.
784
00:40:04,568 --> 00:40:06,904
[Giles] Hugh? He's not exactly a friend.
785
00:40:06,904 --> 00:40:09,615
We hired him a while back
just to do some legal donkey work.
786
00:40:10,408 --> 00:40:13,452
He's just filed with the FRB
to set up a new bank.
787
00:40:14,203 --> 00:40:18,124
[Giles] Doesn't sound like Hugh.
He's hardly a high-flyer.
788
00:40:18,124 --> 00:40:20,167
Well, it's hardly
a high-flying bank either.
789
00:40:20,167 --> 00:40:21,794
More of a corner shop.
790
00:40:21,794 --> 00:40:25,297
I see. So, less of a problem.
791
00:40:25,297 --> 00:40:26,757
[Charles] Quite the opposite.
792
00:40:26,757 --> 00:40:30,052
It's one thing rich foreign corporations
trying to home in on our business.
793
00:40:30,052 --> 00:40:32,221
We know how to deal
with those buggers, but once
794
00:40:32,888 --> 00:40:36,350
ordinary people start thinking
they can get in on the act,
795
00:40:36,350 --> 00:40:37,810
the floodgates'll open.
796
00:40:40,062 --> 00:40:42,606
Of course. I see.
797
00:40:42,606 --> 00:40:44,275
So how can I help, Sir Charles?
798
00:40:44,275 --> 00:40:46,610
I may need to call on you at some point.
799
00:40:46,610 --> 00:40:49,029
For now, I have the situation
well in hand.
800
00:41:00,040 --> 00:41:01,417
[dial tone]
801
00:41:01,417 --> 00:41:03,335
[Hen, on phone]
Sir Charles. Do we have a deal?
802
00:41:03,335 --> 00:41:06,297
[Charles] Send me that page
and you'll have your promotion.
803
00:41:16,474 --> 00:41:18,476
[distant siren blaring]
804
00:41:22,271 --> 00:41:23,981
[sirens approaching]
805
00:41:23,981 --> 00:41:25,441
Bloody hell?
806
00:41:29,487 --> 00:41:30,905
[car door slamming]
807
00:41:34,492 --> 00:41:35,701
[indistinct voices]
808
00:41:38,496 --> 00:41:40,039
[radio chatter]
809
00:41:46,253 --> 00:41:47,880
[dial tone]
810
00:41:47,880 --> 00:41:49,340
[phone vibrating]
811
00:41:50,341 --> 00:41:51,342
Hello.
812
00:41:51,342 --> 00:41:52,843
[Alexandra] Dave's been arrested.
813
00:41:54,678 --> 00:41:55,679
On what charge?
814
00:41:55,679 --> 00:41:56,847
Loan sharking.
815
00:41:57,848 --> 00:41:59,016
[Hugh] Really?
816
00:41:59,975 --> 00:42:02,645
Um... I-I-I'll call you back.
817
00:42:08,859 --> 00:42:12,947
I can't find anything illegal here.
These are all person-to-person loans.
818
00:42:12,947 --> 00:42:15,241
Unless there's proof of coercion
or threats of violence,
819
00:42:15,241 --> 00:42:18,077
- it's not loan sharking.
- Go to page 11.
820
00:42:23,541 --> 00:42:25,084
I haven't got page 11.
821
00:42:26,001 --> 00:42:27,294
Probably still in the photocopier.
822
00:42:27,294 --> 00:42:30,631
No, you've got the photocopied version.
These are the originals I took home.
823
00:42:30,631 --> 00:42:33,384
Well, the first loan Dave made
was through Fishwick Motors.
824
00:42:34,260 --> 00:42:36,136
[Hugh] So what? He has a lending license.
825
00:42:36,136 --> 00:42:39,139
He's allowed to lend money to anyone
who wants to buy a van or a minibus.
826
00:42:39,139 --> 00:42:40,391
This is for funeral expenses.
827
00:42:40,391 --> 00:42:42,226
But surely that's just
a minor technicality.
828
00:42:42,226 --> 00:42:45,646
That counts as illegal money lending,
for which you'll get a slap on the wrist,
829
00:42:45,646 --> 00:42:46,939
and a criminal record.
830
00:42:48,399 --> 00:42:50,776
- Of course.
- I told you they'd fight dirty.
831
00:42:57,157 --> 00:42:58,367
[Dave] This isn't a big deal.
832
00:42:58,367 --> 00:43:00,744
They let me out on bail
after a couple of hours.
833
00:43:00,744 --> 00:43:02,621
- But they did charge you?
- Yeah.
834
00:43:02,621 --> 00:43:04,999
- Can I see the charge sheet?
- [Dave] All right.
835
00:43:04,999 --> 00:43:06,333
- [Hugh] Hello.
- Hi.
836
00:43:06,333 --> 00:43:08,168
[Hugh] This is actually very serious.
837
00:43:08,919 --> 00:43:11,380
The police said the magistrates
might fine me a few quid.
838
00:43:11,380 --> 00:43:14,383
- I'm not going to prison.
- But you would have a criminal record.
839
00:43:14,383 --> 00:43:17,886
Which means you wouldn't be able to run
a financial institution of any kind.
840
00:43:17,886 --> 00:43:20,639
Yeah, exactly. If they get a conviction
for this, they've won.
841
00:43:20,639 --> 00:43:22,391
There's no more Bank of Dave.
842
00:43:24,226 --> 00:43:25,436
[Nicky] There you go, love.
843
00:43:25,436 --> 00:43:26,770
- [Dave sighs]
- [Hugh] Thank you.
844
00:43:28,397 --> 00:43:29,523
[Hugh clears throat]
845
00:43:30,107 --> 00:43:32,860
It weren't even supposed to be a loan.
846
00:43:32,860 --> 00:43:34,403
Sorry?
847
00:43:35,613 --> 00:43:39,533
The one they're talking about.
The first to Maureen.
848
00:43:40,451 --> 00:43:43,245
- Yeah.
- I've known her and Ron for years.
849
00:43:44,455 --> 00:43:46,248
He deserved a proper send-off.
850
00:43:46,790 --> 00:43:49,585
I were happy to pay for it,
but Maureen didn't want charity.
851
00:43:49,585 --> 00:43:50,544
So,
852
00:43:51,462 --> 00:43:55,382
I used one of the forms from
Fishwick Motors to make it into a loan.
853
00:43:56,800 --> 00:44:00,012
When she paid me back,
I had to file the paperwork.
854
00:44:00,012 --> 00:44:01,430
[sighs]
855
00:44:01,430 --> 00:44:03,515
So what's Dave's defense?
856
00:44:03,515 --> 00:44:05,351
- [Hugh] He doesn't have one.
- What?
857
00:44:05,351 --> 00:44:09,521
Sorry, but your husband committed a crime.
Obviously a very small one,
858
00:44:09,521 --> 00:44:12,232
and with good intentions,
but it's there in black-and-white.
859
00:44:12,232 --> 00:44:15,110
No jury or magistrate in the country's
going to find him not guilty.
860
00:44:15,110 --> 00:44:16,487
- It's...
- [Dave sighs]
861
00:44:18,656 --> 00:44:20,366
- [Hugh] If we...
- [sighs]
862
00:44:20,366 --> 00:44:24,495
If we could prove that the charges
were filed with malicious intent,
863
00:44:24,495 --> 00:44:26,789
and the intention wasn't to
punish Dave Fishwick,
864
00:44:26,789 --> 00:44:28,791
but the wider Burnley community.
865
00:44:28,791 --> 00:44:32,086
It's a long shot but I think
it's worth a go. What do you think?
866
00:44:32,086 --> 00:44:33,170
[Alexandra] I like it.
867
00:44:33,170 --> 00:44:35,255
You'll have to put on
a hell of a performance
868
00:44:35,255 --> 00:44:37,257
to convince the magistrates at the truth.
869
00:44:37,257 --> 00:44:39,760
- Like, "I want the truth."
- "You can't handle the truth."
870
00:44:39,760 --> 00:44:43,263
- Oh, I love that film.
- I've actually never seen it.
871
00:44:43,263 --> 00:44:44,848
- You've not seen it?
- No.
872
00:44:44,848 --> 00:44:46,225
I've just seen that scene.
873
00:44:46,225 --> 00:44:48,435
- Classic.
- I love it. Dave's not seen it.
874
00:44:48,435 --> 00:44:50,562
- Can we bring it back to me, please?
- [all] Yes.
875
00:44:50,562 --> 00:44:51,480
What are we doing?
876
00:44:51,480 --> 00:44:54,024
Right, so, I'll come right
to the showroom, first thing
877
00:44:54,024 --> 00:44:56,902
and go through all the numbers
with your accountant, is what we'll do.
878
00:44:57,403 --> 00:44:58,529
How can I help?
879
00:44:59,905 --> 00:45:01,657
Oh, well, um...
880
00:45:01,657 --> 00:45:04,785
Well, someone made the complaint
which led to the arrest,
881
00:45:04,785 --> 00:45:07,413
and it'd be great to find out who it was.
882
00:45:07,413 --> 00:45:09,665
I have a friend in the police.
I can speak to her.
883
00:45:09,665 --> 00:45:11,708
I can also speak to my sister.
884
00:45:12,334 --> 00:45:13,794
- Yeah?
- [Alexandra] She's a reporter.
885
00:45:13,794 --> 00:45:14,711
[Hugh] Great.
886
00:45:14,711 --> 00:45:16,380
No, you won't be needed in court,
887
00:45:16,380 --> 00:45:19,675
but a statement for the record
would be great. If you could manage it.
888
00:45:20,884 --> 00:45:22,511
Yeah? Brilliant.
889
00:45:22,511 --> 00:45:24,179
Okay, speak soon.
890
00:45:24,179 --> 00:45:27,057
Um... [clears throat] Dave?
I just wanted to...
891
00:45:27,057 --> 00:45:29,351
[Dave] Hugh, come here.
I want you to meet someone.
892
00:45:29,351 --> 00:45:32,312
This is Rick Purdey,
legendary music promoter.
893
00:45:32,312 --> 00:45:33,230
- [Hugh] Hey.
- Hello.
894
00:45:33,230 --> 00:45:35,607
Hugh's a lawyer from London,
but don't hold it against him.
895
00:45:35,607 --> 00:45:37,484
Fuck me. Double whammy.
896
00:45:37,484 --> 00:45:40,070
Yeah, Rick's managed some amazing bands.
897
00:45:40,821 --> 00:45:42,906
Really? Any I would've heard of?
898
00:45:42,906 --> 00:45:45,200
- Saxon, Bad Company...
- Okay.
899
00:45:45,200 --> 00:45:47,536
- [Rick] ...Def Leppard.
- No, shut up. No, you don't.
900
00:45:47,536 --> 00:45:50,330
They're still going strong.
I'm still in touch with the lads.
901
00:45:50,330 --> 00:45:52,666
- Rich Savage only lives down the road.
- Does he?
902
00:45:52,666 --> 00:45:55,002
I used to play a bit...
903
00:45:55,961 --> 00:45:58,172
- So you're still managing?
- Oh no, I got out.
904
00:45:58,172 --> 00:46:00,757
That end of the business
got a bit corporate for me.
905
00:46:00,757 --> 00:46:01,884
It's corporate, isn't it?
906
00:46:01,884 --> 00:46:03,552
Still keep your hand in though,
don't you?
907
00:46:03,552 --> 00:46:05,804
I, well, spend most of my time
helping my son Jake.
908
00:46:05,804 --> 00:46:08,515
He's managing this great local
band called The Goa Express.
909
00:46:08,515 --> 00:46:09,683
Goa Express.
910
00:46:09,683 --> 00:46:12,853
Part of my job, it appears,
is getting him a new minibus,
911
00:46:12,853 --> 00:46:15,439
'cause they smashed up the last one.
Rock 'n roll, eh, Dave?
912
00:46:15,439 --> 00:46:18,567
- You're getting mates' rates. Don't worry.
- Bless you.
913
00:46:18,567 --> 00:46:20,486
Rock 'n roll, yeah. God, Def Leppard.
914
00:46:20,486 --> 00:46:22,362
- I mean, I...
- [phone ringing]
915
00:46:23,447 --> 00:46:24,323
Uh... Um...
916
00:46:24,323 --> 00:46:26,116
- Nice to meet you.
- You too, mate.
917
00:46:26,617 --> 00:46:28,035
Hello. Hugh Stockwell.
918
00:46:30,370 --> 00:46:31,205
Vans?
919
00:46:31,205 --> 00:46:32,581
[giggling]
920
00:46:33,540 --> 00:46:35,083
I need to talk to you about Dave.
921
00:46:35,584 --> 00:46:37,169
- Fishwick?
- Yeah.
922
00:46:37,169 --> 00:46:39,379
Your lot arrested him a few days ago.
923
00:46:39,379 --> 00:46:42,132
Not us. London sent a team up.
924
00:46:42,758 --> 00:46:45,177
When we heard, we thought
they must have their wires crossed.
925
00:46:45,177 --> 00:46:47,930
Dave's an hustler, no question.
926
00:46:47,930 --> 00:46:50,724
And he's fond of the sound
of his own voice.
927
00:46:50,724 --> 00:46:52,976
- [both laugh]
- But he's hardly a loan shark.
928
00:46:52,976 --> 00:46:55,354
I know he lends a few bob
to friends and local businesses.
929
00:46:55,354 --> 00:46:57,189
Yeah, close to a million quid.
930
00:46:57,773 --> 00:46:58,732
You're kidding.
931
00:46:59,858 --> 00:47:02,736
We need to find out
who filed the original complaint.
932
00:47:04,821 --> 00:47:07,741
You know I can't share details
of an ongoing investigation.
933
00:47:07,741 --> 00:47:09,743
Look, I think he's being set up, Vi.
934
00:47:09,743 --> 00:47:13,747
I think someone's trying to use the police
and courts to take him out of the game.
935
00:47:13,747 --> 00:47:15,207
I just want to do what's right.
936
00:47:15,832 --> 00:47:18,877
I really think Dave
could do some good for Burnley.
937
00:47:19,378 --> 00:47:22,589
[Hugh, on phone] Yes, but I'm a solicitor,
Clarence. Like you,
938
00:47:22,589 --> 00:47:25,592
I don't stand up in court
and shout at people and stuff.
939
00:47:25,592 --> 00:47:27,761
But admit it, you want to.
940
00:47:27,761 --> 00:47:31,390
Yeah, but I don't think this is the
best time to indulge my fantasies.
941
00:47:31,390 --> 00:47:32,849
Maybe we should get a barrister?
942
00:47:32,849 --> 00:47:35,519
[Clarence] They don't appear very often
in Magistrate's Court,
943
00:47:35,519 --> 00:47:39,523
and when they do, the assumption is
that it's because their client is guilty.
944
00:47:39,523 --> 00:47:42,901
Yes, but in this case,
my client is guilty, so...
945
00:47:43,527 --> 00:47:45,112
[Clarence] You'll do fine, Hugh.
946
00:47:46,863 --> 00:47:47,823
Thank you.
947
00:47:47,823 --> 00:47:48,907
Thanks.
948
00:47:50,284 --> 00:47:51,702
Saw you on TV.
949
00:47:51,702 --> 00:47:54,746
Can you believe they finally
let me present my own story?
950
00:47:54,746 --> 00:47:56,164
You were brilliant.
951
00:47:56,164 --> 00:47:58,292
I always knew
you'd be the star of the family.
952
00:47:58,292 --> 00:47:59,793
Well, tell that to Mum and Dad.
953
00:47:59,793 --> 00:48:03,630
Doesn't matter what I do, you got into
Cambridge and now you're saving lives.
954
00:48:03,630 --> 00:48:06,592
- We're both not doing too badly, are we?
- Mm-hmm.
955
00:48:06,592 --> 00:48:09,136
Right! We're finally out
on the lash. Come on.
956
00:48:09,136 --> 00:48:12,222
No. No way.
I'm in surgery at 9:00 tomorrow.
957
00:48:12,222 --> 00:48:15,017
Yeah, course you are,
but we're celebrating my first big story.
958
00:48:16,143 --> 00:48:19,021
Speaking of...
Have you got your next one yet?
959
00:48:19,521 --> 00:48:22,232
I'm working on it. Got any ideas?
960
00:48:22,232 --> 00:48:23,317
I might.
961
00:48:24,443 --> 00:48:25,944
[Dave] I just sell minibuses.
962
00:48:26,653 --> 00:48:29,364
I used to sell vans. Any color you like
so long as it's white.
963
00:48:29,364 --> 00:48:30,282
[laughter]
964
00:48:30,282 --> 00:48:31,867
Just kidding. Any road...
965
00:48:32,576 --> 00:48:35,746
When I was selling vans,
I met hundreds, maybe thousands
966
00:48:35,746 --> 00:48:38,624
of small businesses.
Who doesn't need a van, right?
967
00:48:38,624 --> 00:48:40,083
But they all need money.
968
00:48:40,083 --> 00:48:42,669
To expand or survive.
969
00:48:42,669 --> 00:48:44,421
How's somebody in London
970
00:48:44,421 --> 00:48:47,257
supposed to decide
if they're a good investment? Hmm?
971
00:48:47,883 --> 00:48:50,093
I'm with Dave 100% on this.
972
00:48:50,719 --> 00:48:53,805
I mean, what kind of world do we live in?
973
00:48:53,805 --> 00:48:55,724
Where you can get prosecuted
974
00:48:55,724 --> 00:48:57,809
for trying to help those
who need it the most.
975
00:48:57,809 --> 00:49:00,187
- It's all we're doing.
- Hopeful of a good result?
976
00:49:00,187 --> 00:49:02,689
[Dave] If there's any sense in the world,
we are, yeah.
977
00:49:02,689 --> 00:49:05,692
- Ah, no. We're hopeful.
- We are.
978
00:49:05,692 --> 00:49:08,028
- It's all you got, innit?
- Yes, it is.
979
00:49:10,322 --> 00:49:11,573
[whispers]
980
00:49:14,493 --> 00:49:15,494
All right.
981
00:49:16,662 --> 00:49:18,246
[gavel bangs]
982
00:49:19,831 --> 00:49:24,044
Case 1220. Mr. David Fishwick
on a charge of illegal money lending.
983
00:49:24,544 --> 00:49:25,462
Loan sharking?
984
00:49:25,462 --> 00:49:28,298
Sounds like the kind of thing
we should be kicking up to Crown court.
985
00:49:28,298 --> 00:49:29,883
Hmm.
986
00:49:29,883 --> 00:49:32,678
[barrister] Your Honor,
despite the seriousness of the charge,
987
00:49:32,678 --> 00:49:35,222
prosecution will not
be seeking a custodial sentence.
988
00:49:35,222 --> 00:49:36,765
It can be dealt with here.
989
00:49:37,265 --> 00:49:40,060
Very well. Mr. Fishwick, how do you plead?
990
00:49:40,977 --> 00:49:42,020
Not guilty, Your Honor.
991
00:49:42,896 --> 00:49:44,356
Well, continue.
992
00:49:44,356 --> 00:49:45,732
[clears throat]
993
00:49:46,983 --> 00:49:48,652
The documents in front of you
994
00:49:48,652 --> 00:49:52,280
show that Mr. Fishwick,
through his company Fishwick Motors,
995
00:49:52,280 --> 00:49:57,619
made a loan of £1,100
on October 11th, 2007
996
00:49:58,537 --> 00:50:00,622
to a Mrs. Maureen Clayton for
997
00:50:01,790 --> 00:50:03,125
funeral expenses.
998
00:50:03,959 --> 00:50:07,379
Now, in the second document,
you will see that Fishwick Motors
999
00:50:07,379 --> 00:50:09,840
is not authorized
to make a loan of that nature.
1000
00:50:10,549 --> 00:50:12,592
[scoffs] And the charge
is loan sharking?
1001
00:50:13,468 --> 00:50:18,473
I am aware that the defendant doesn't fit
the usual image of a loan shark.
1002
00:50:18,473 --> 00:50:22,769
However, the documents in front of you
prove beyond a shadow of a doubt,
1003
00:50:22,769 --> 00:50:24,855
he has engaged in illegal money lending.
1004
00:50:25,397 --> 00:50:28,650
He has broken the law
and must now face the consequences.
1005
00:50:30,485 --> 00:50:32,863
- Are you representing Mr. Fishwick?
- I am, Your Honor.
1006
00:50:32,863 --> 00:50:34,990
Hugh Stockwell, Bentham and Green.
1007
00:50:34,990 --> 00:50:37,576
Do you contest the veracity
of these documents?
1008
00:50:37,576 --> 00:50:39,161
We do not, Your Honor.
1009
00:50:39,161 --> 00:50:42,497
I'm assuming you will be presenting
some kind of defense for your client.
1010
00:50:42,497 --> 00:50:45,375
No. We accept that Mr. Fishwick,
on a minor technicality,
1011
00:50:45,375 --> 00:50:47,127
did indeed break the law.
1012
00:50:47,127 --> 00:50:48,503
Well.
1013
00:50:48,503 --> 00:50:49,880
However...
1014
00:50:52,382 --> 00:50:55,093
we are asking that you throw the case out
1015
00:50:55,093 --> 00:50:57,846
on the basis that the complaint,
the charge and the prosecution
1016
00:50:57,846 --> 00:50:59,389
were brought with malicious intent.
1017
00:51:01,433 --> 00:51:05,395
And this malice
is directed towards Mr. Fishwick?
1018
00:51:05,395 --> 00:51:08,648
The malice is directed towards
the people of Burnley, Your Honor.
1019
00:51:08,648 --> 00:51:09,649
[judge] Well,
1020
00:51:09,649 --> 00:51:12,319
all three of us on the bench
are residents to Burnley.
1021
00:51:12,319 --> 00:51:14,696
Are you saying the malice
is directed towards us?
1022
00:51:14,696 --> 00:51:16,031
Yes, it most certainly is.
1023
00:51:16,031 --> 00:51:19,993
You're being used to enforce
a corrupt scheme by convicting my client.
1024
00:51:19,993 --> 00:51:24,122
I don't think we need to waste our time
listening to wild conspiracy theories.
1025
00:51:24,122 --> 00:51:26,750
No, of course not, Your Honor.
Of course not.
1026
00:51:27,334 --> 00:51:31,129
You may have noticed there's a great deal
of press interest in this particular case.
1027
00:51:31,922 --> 00:51:34,090
They're looking for a story.
Ideally a simple one,
1028
00:51:34,090 --> 00:51:36,635
where there's good guys and bad guys.
1029
00:51:39,679 --> 00:51:42,390
I'd urge you to listen
to the evidence we have
1030
00:51:42,390 --> 00:51:44,309
before deciding which side you're on.
1031
00:51:47,521 --> 00:51:48,522
[clears throat]
1032
00:51:51,650 --> 00:51:56,863
We will hear this case, but Mr. Stockwell,
I urge you to be brief.
1033
00:51:56,863 --> 00:51:59,699
This is not the Old Bailey and this is not
the time for grandstanding.
1034
00:51:59,699 --> 00:52:01,910
Yes, I understand, Your Honor.
1035
00:52:01,910 --> 00:52:04,788
But while this
might not be the Old Bailey,
1036
00:52:04,788 --> 00:52:06,998
the justice meted out here
is no less important
1037
00:52:06,998 --> 00:52:08,708
and no less worthy of our respect.
1038
00:52:08,708 --> 00:52:11,044
- Too bloody right.
- [scattered laughs]
1039
00:52:11,044 --> 00:52:12,087
Sorry.
1040
00:52:15,882 --> 00:52:18,343
I'd like to call Maureen Clayton
to the witness box.
1041
00:52:21,471 --> 00:52:24,432
Dave said he were happy
to pay for everything.
1042
00:52:25,308 --> 00:52:28,603
But in my whole life,
I've never taken a handout.
1043
00:52:29,354 --> 00:52:30,689
I've never taken charity.
1044
00:52:32,148 --> 00:52:33,358
It's just not me.
1045
00:52:34,192 --> 00:52:38,530
I'm the one who said it had to be a loan.
It had to be official.
1046
00:52:40,615 --> 00:52:44,536
[sobs] There wasn't a single day
that Ron and I weren't together.
1047
00:52:47,289 --> 00:52:48,498
And suddenly,
1048
00:52:49,708 --> 00:52:50,750
he were gone.
1049
00:52:51,418 --> 00:52:52,836
And I were all alone.
1050
00:52:56,923 --> 00:53:00,343
My mind is a total blank
about those first few days.
1051
00:53:01,011 --> 00:53:03,096
I must have been in a right state.
1052
00:53:06,057 --> 00:53:07,767
It were only... [exhales]
1053
00:53:07,767 --> 00:53:11,605
...after the funeral
that I started to come out of it.
1054
00:53:14,774 --> 00:53:16,192
And it weren't just Dave.
1055
00:53:16,192 --> 00:53:19,905
Friends, neighbors,
folk I hadn't seen for years.
1056
00:53:19,905 --> 00:53:22,991
They just popped by
and told me they were there for me.
1057
00:53:25,660 --> 00:53:30,123
It were the only thing
that got me through those days and nights.
1058
00:53:32,417 --> 00:53:34,711
And the loan from Dave
covered the funeral?
1059
00:53:37,505 --> 00:53:39,674
- And you paid him back?
- Every penny.
1060
00:53:41,426 --> 00:53:46,014
I gave Dave the money and he gave it
straight to the homeless shelter.
1061
00:53:46,014 --> 00:53:49,684
Those poor people really do need charity.
1062
00:53:52,145 --> 00:53:53,229
Thank you, Maureen.
1063
00:53:53,229 --> 00:53:55,315
[clears throat]
Your Honor, I think it's clear
1064
00:53:55,315 --> 00:53:58,026
that the charge of loan sharking
is utterly absurd.
1065
00:53:58,026 --> 00:54:00,362
My client only had the best intentions
1066
00:54:00,362 --> 00:54:02,948
and the charge hinges
on a minor clerical error.
1067
00:54:05,450 --> 00:54:06,868
Also, I should point out
1068
00:54:06,868 --> 00:54:09,955
that these charges were not brought
by the local Burnley police.
1069
00:54:10,455 --> 00:54:14,167
A team was sent all the way from London
to make the arrest.
1070
00:54:14,167 --> 00:54:15,293
Why all that time and effort
1071
00:54:15,293 --> 00:54:18,088
for a crime that doesn't even
merit a county court hearing?
1072
00:54:18,088 --> 00:54:21,091
Well, your answer is here.
1073
00:54:21,925 --> 00:54:23,385
Over the last year and a half,
1074
00:54:23,385 --> 00:54:27,931
Dave Fishwick has made
almost 200 perfectly legal loans
1075
00:54:27,931 --> 00:54:29,849
to individuals and businesses in Burnley.
1076
00:54:29,849 --> 00:54:32,894
These loans have created 150 jobs.
1077
00:54:34,062 --> 00:54:35,522
Here are the documents.
1078
00:54:36,231 --> 00:54:41,444
But now, my client wishes to expand in
order to help more businesses in Burnley.
1079
00:54:41,444 --> 00:54:44,739
But in order to do that, he needs
to be able to take deposits
1080
00:54:44,739 --> 00:54:46,574
so that he can reinvest that money.
1081
00:54:46,574 --> 00:54:48,660
So, a fortnight ago,
1082
00:54:48,660 --> 00:54:52,038
I submitted documentation
to the Financial Regulations Board
1083
00:54:52,038 --> 00:54:53,999
to get him the necessary accreditation.
1084
00:54:53,999 --> 00:54:58,753
And all of this
is to stop him getting that accreditation.
1085
00:55:00,171 --> 00:55:02,674
- Why?
- So they can preserve their monopoly.
1086
00:55:02,674 --> 00:55:06,761
But why all this? Don't they have their
own evaluation procedures in London?
1087
00:55:06,761 --> 00:55:08,596
They do, Your Honor. Yes, they do.
1088
00:55:08,596 --> 00:55:11,725
But I suspect they'd rather
you do their dirty work for them.
1089
00:55:11,725 --> 00:55:14,477
You can disqualify my client
in an instant.
1090
00:55:14,477 --> 00:55:17,147
I also suspect
they'd like to avoid media scrutiny.
1091
00:55:17,147 --> 00:55:19,232
Their image is already badly tarnished,
1092
00:55:19,232 --> 00:55:22,444
and this way, they're not the bad guys.
1093
00:55:22,944 --> 00:55:24,070
Who is?
1094
00:55:26,156 --> 00:55:27,490
You are.
1095
00:55:31,995 --> 00:55:32,996
[sighs]
1096
00:55:33,747 --> 00:55:37,834
We need to look at these documents.
We'll recess for lunch.
1097
00:55:37,834 --> 00:55:40,754
- Reconvene at 2 p.IN.
- [gavel bangs]
1098
00:55:44,215 --> 00:55:45,467
- Hey.
- [Alexandra] Hey.
1099
00:55:46,134 --> 00:55:48,386
- You're doing all right in there.
- Thank you.
1100
00:55:48,386 --> 00:55:52,098
Not quite Tom Cruise
in A Few Good Men levels, but...
1101
00:55:52,098 --> 00:55:54,225
- Getting there.
- Yes. I think there's elements.
1102
00:55:54,225 --> 00:55:56,519
- There's definitely elements.
- Thank you.
1103
00:55:56,519 --> 00:55:57,729
Um...
1104
00:55:57,729 --> 00:56:00,774
My contact in Bolton Police is here
and she got a name.
1105
00:56:00,774 --> 00:56:02,776
- Yeah?
- Sir Charles Denbigh?
1106
00:56:04,110 --> 00:56:05,612
No, you're kidding me.
1107
00:56:06,529 --> 00:56:08,490
- Yeah.
- Oh, God. That piece of...
1108
00:56:08,490 --> 00:56:11,701
I met him, but I didn't give him
enough information to start all this.
1109
00:56:13,661 --> 00:56:15,163
I-I don't understand.
1110
00:56:17,999 --> 00:56:19,250
Have you got a plan?
1111
00:56:20,376 --> 00:56:21,377
Yeah, maybe.
1112
00:56:22,253 --> 00:56:23,129
- Why?
- You...
1113
00:56:23,797 --> 00:56:26,257
- You're doing that brow furrowing thing.
- Am I?
1114
00:56:26,257 --> 00:56:27,884
Okay, sorry. I don't know what...
1115
00:56:27,884 --> 00:56:31,638
Don't apologize. It's sweet,
it's, um... [clears throat]
1116
00:56:31,638 --> 00:56:32,931
- Um, so...
- Wha...
1117
00:56:32,931 --> 00:56:35,058
- Sweet?
- [giggles] What's the plan?
1118
00:56:39,521 --> 00:56:41,231
[gavel bangs]
1119
00:56:41,231 --> 00:56:44,317
[judge] All right, let's continue.
Mr. Stockwell. Mr. Fishwick.
1120
00:56:44,317 --> 00:56:47,153
All of this is very impressive.
1121
00:56:47,737 --> 00:56:52,117
You are to be congratulated, Mr. Fishwick,
for all you have done for our community.
1122
00:56:52,117 --> 00:56:56,371
Whilst there is no question
that the law has indeed been broken,
1123
00:56:56,371 --> 00:57:01,209
your argument that the prosecution
was malicious is compelling.
1124
00:57:02,085 --> 00:57:03,670
However,
1125
00:57:03,670 --> 00:57:08,299
in order for us to throw this case out,
we need proof beyond reasonable doubt
1126
00:57:08,299 --> 00:57:11,636
that the banks were indeed behind it.
1127
00:57:13,221 --> 00:57:14,681
Do you have this proof?
1128
00:57:14,681 --> 00:57:15,890
I do not.
1129
00:57:17,684 --> 00:57:20,437
- In which case, unfortunately...
- [Hugh] But
1130
00:57:21,104 --> 00:57:24,649
perhaps the prosecution
has what you're looking for.
1131
00:57:25,817 --> 00:57:26,776
[barrister] Excuse me?
1132
00:57:26,776 --> 00:57:29,737
When you were given this case,
surely the police gave you all the details
1133
00:57:29,737 --> 00:57:33,074
about where the complaint originated.
That's standard procedure, isn't it?
1134
00:57:33,074 --> 00:57:36,494
Well, in this case, no.
I don't have those details.
1135
00:57:37,495 --> 00:57:39,247
- You don't?
- No.
1136
00:57:41,124 --> 00:57:42,417
Seems odd.
1137
00:57:43,793 --> 00:57:46,254
Okay, so let me get this clear.
1138
00:57:47,380 --> 00:57:49,382
- An anonymous tip.
- [scoffs]
1139
00:57:49,382 --> 00:57:53,011
The kind that causes a team
to be sent all the way from London
1140
00:57:53,011 --> 00:57:56,139
to arrest someone
for filling out the wrong form.
1141
00:57:56,139 --> 00:57:57,474
I have no idea.
1142
00:57:58,391 --> 00:58:02,187
- I have no idea what you want from me.
- I'd like the truth, if possible.
1143
00:58:02,187 --> 00:58:05,857
Your Honor, this is outrageous.
I'm not on trial here.
1144
00:58:05,857 --> 00:58:08,943
Perhaps you should be.
This is a court of law, sir.
1145
00:58:09,611 --> 00:58:11,488
If you lie in here, it's called perjury.
1146
00:58:11,488 --> 00:58:13,948
- Mr. Stockwell.
- Apologies, Your Honor.
1147
00:58:18,286 --> 00:58:20,538
Very well. Then as my next witness,
1148
00:58:20,538 --> 00:58:23,333
I'd like to call a senior officer
from the Bolton Police Force.
1149
00:58:23,333 --> 00:58:26,252
This individual has first-hand knowledge
of the case and will confirm
1150
00:58:26,252 --> 00:58:31,341
that the original complaint came
from the office of Sir Charles Denbigh,
1151
00:58:31,341 --> 00:58:34,344
formerly of
the Financial Regulations Board.
1152
00:58:34,344 --> 00:58:36,721
He is one of the most
senior bankers in the country.
1153
00:58:36,721 --> 00:58:40,350
And the prosecution is fully aware
of his role in the case, but regrettably,
1154
00:58:40,350 --> 00:58:42,060
has chosen to lie about it.
1155
00:58:42,852 --> 00:58:44,771
- May I approach the bench?
- No.
1156
00:58:47,357 --> 00:58:49,567
I was asked to keep his name out of it.
1157
00:58:49,567 --> 00:58:51,361
[judge scoffs] Asked by whom?
1158
00:58:53,696 --> 00:58:54,989
I'm not at liberty to say.
1159
00:58:54,989 --> 00:59:01,287
We will not accept this kind of subterfuge
and obfuscation in this courtroom.
1160
00:59:02,038 --> 00:59:04,207
- Your Honor...
- No, enough.
1161
00:59:04,207 --> 00:59:05,500
You are on very thin ice.
1162
00:59:05,500 --> 00:59:08,127
Your Honor, seeing as the prosecution
has admitted perjury,
1163
00:59:08,127 --> 00:59:09,587
I think a mistrial is in order.
1164
00:59:09,587 --> 00:59:12,590
- No.
- I can do better than that, Mr. Stockwell.
1165
00:59:13,466 --> 00:59:14,634
Case dismissed.
1166
00:59:14,634 --> 00:59:16,094
[gavel bangs]
1167
00:59:17,345 --> 00:59:18,429
[crowd gasps]
1168
00:59:19,389 --> 00:59:20,515
- Yes.
- [Dave] Is that it?
1169
00:59:21,516 --> 00:59:22,642
[Nicky] Oh my God!
1170
00:59:22,642 --> 00:59:23,851
- We won?
- [Hugh laughs] Yes.
1171
00:59:23,851 --> 00:59:25,436
[crowd cheering]
1172
00:59:26,229 --> 00:59:27,564
Get in!
1173
00:59:28,273 --> 00:59:29,274
[laughs]
1174
00:59:30,733 --> 00:59:32,402
[Dave] You were a bloody star.
1175
00:59:32,402 --> 00:59:35,905
The war's only just begun.
That was only the first battle, Dave.
1176
00:59:35,905 --> 00:59:38,866
Which we won. So let's celebrate.
1177
00:59:38,866 --> 00:59:42,245
We're all going back to ours after.
You're welcome to stay over.
1178
00:59:42,245 --> 00:59:44,706
Hey, Leanne. Have some bubbles.
1179
00:59:46,332 --> 00:59:48,167
[Alexandra]
What do you think of him, sis?
1180
00:59:48,167 --> 00:59:50,503
Not bad-looking for a socialist.
1181
00:59:50,503 --> 00:59:51,713
He's from London.
1182
00:59:51,713 --> 00:59:53,590
They have socialists there too.
1183
00:59:54,549 --> 00:59:57,844
I didn't mean that.
I just meant, you know, he's...
1184
00:59:57,844 --> 01:00:00,513
He's a lawyer.
He's part of the establishment.
1185
01:00:01,556 --> 01:00:05,476
I spoke to Eric, who is slightly more
left-wing than Karl Marx.
1186
01:00:05,476 --> 01:00:08,396
After hearing him in court,
he thought he was one of your lot.
1187
01:00:10,148 --> 01:00:11,441
He did good.
1188
01:00:13,276 --> 01:00:16,321
Well, despite coming from London,
1189
01:00:16,321 --> 01:00:19,657
and despite being a lawyer,
which is even worse,
1190
01:00:19,657 --> 01:00:20,742
you did good today.
1191
01:00:20,742 --> 01:00:22,994
- Thank you.
- No, thank you.
1192
01:00:22,994 --> 01:00:24,704
Your testimony was the clincher.
1193
01:00:24,704 --> 01:00:27,540
Without that,
Dave would probably be banged up now.
1194
01:00:27,540 --> 01:00:28,458
- No?
- Yeah.
1195
01:00:28,458 --> 01:00:30,501
He's kidding you, Maureen.
1196
01:00:30,501 --> 01:00:33,755
Dave spent more on champagne tonight
than he would've had to pay in fines.
1197
01:00:33,755 --> 01:00:35,798
- [Dave] Right, everybody!
- Oh, you bugger.
1198
01:00:35,798 --> 01:00:37,008
Everybody!
1199
01:00:37,008 --> 01:00:40,261
This is a celebration,
so you know what that means.
1200
01:00:40,261 --> 01:00:42,221
[crowd cheers]
1201
01:00:42,221 --> 01:00:45,433
A night without singing
is like a day without sunshine.
1202
01:00:45,433 --> 01:00:48,478
I don't know if you've noticed, Dave,
but this is Burnley.
1203
01:00:48,478 --> 01:00:50,521
Days without sunshine are not bloody rare.
1204
01:00:50,521 --> 01:00:53,775
You get the point, anyway, right?
You can all join in with this one.
1205
01:00:53,775 --> 01:00:56,235
One of the greatest rock anthems
of all time.
1206
01:00:56,235 --> 01:00:57,153
[both] Oh!
1207
01:00:57,153 --> 01:01:00,198
["All Right Now" by Free playing]
1208
01:01:01,783 --> 01:01:03,409
[Hugh shouts] Go on, Dave!
1209
01:01:03,409 --> 01:01:06,079
♪ Wow oh oh oh ♪
1210
01:01:07,413 --> 01:01:09,165
This is his natural home, isn't it?
1211
01:01:09,165 --> 01:01:10,583
Put your hands together.
1212
01:01:11,709 --> 01:01:15,088
♪ There she stood in the street ♪
1213
01:01:15,088 --> 01:01:16,172
[Lucy shrieks]
1214
01:01:16,172 --> 01:01:19,717
♪ Smiling from her head to her feet ♪
1215
01:01:19,717 --> 01:01:22,970
♪ I said, "Hey, what is this?" ♪
1216
01:01:22,970 --> 01:01:23,888
[Nicky laughing]
1217
01:01:23,888 --> 01:01:27,183
♪ "Maybe she's in need of a kiss" ♪
1218
01:01:27,183 --> 01:01:31,729
♪ I said, "Hey, what's your name, baby?" ♪
1219
01:01:31,729 --> 01:01:35,650
- ♪ "Maybe we can see things the same" ♪
- [chuckling]
1220
01:01:35,650 --> 01:01:40,238
♪ "Now don't you wait or hesitate" ♪
1221
01:01:40,238 --> 01:01:42,699
♪ "Let's move before
They raise the parking rate" ♪
1222
01:01:42,699 --> 01:01:44,367
Come on. Sing it with me!
1223
01:01:44,367 --> 01:01:51,374
[all] ♪ All right now
Baby, it's all right now ♪
1224
01:01:52,166 --> 01:01:55,169
♪ All right now ♪
1225
01:01:55,169 --> 01:01:59,382
♪ Baby, it's all right now ♪
1226
01:02:00,550 --> 01:02:02,552
[all cheering]
1227
01:02:07,890 --> 01:02:11,728
[music, cheering fades]
1228
01:02:15,273 --> 01:02:16,107
[inhales]
1229
01:02:16,107 --> 01:02:18,484
[birdsong]
1230
01:02:20,153 --> 01:02:22,280
[groans]
1231
01:02:23,990 --> 01:02:25,116
[grunts]
1232
01:02:32,165 --> 01:02:33,166
[grunts]
1233
01:02:35,168 --> 01:02:36,335
Oh, God.
1234
01:02:49,056 --> 01:02:50,975
- Oh, hello. Hi.
- Morning.
1235
01:02:51,934 --> 01:02:53,478
I think Dave's doing breakfast.
1236
01:02:53,478 --> 01:02:55,772
Okay, I'll be down in a minute.
1237
01:02:55,772 --> 01:02:56,814
Okay.
1238
01:03:06,741 --> 01:03:09,494
- [Hugh] Oh, dear.
- Ah, here he is.
1239
01:03:09,494 --> 01:03:11,579
- Doctor, he's alive!
- [Hugh] Yeah.
1240
01:03:11,579 --> 01:03:13,498
Get some of this down you.
1241
01:03:13,498 --> 01:03:15,875
Bloody ages
since I've had a proper fry up.
1242
01:03:15,875 --> 01:03:18,044
Oh, Rick Purdey rang.
1243
01:03:18,044 --> 01:03:20,254
His son's band's playing
in Burnley tonight.
1244
01:03:20,254 --> 01:03:21,506
That'll help the hangover.
1245
01:03:21,506 --> 01:03:24,217
- You're staying in with me tonight.
- Yes, I know.
1246
01:03:24,217 --> 01:03:26,385
Sounds like the perfect
hangover cure, actually.
1247
01:03:26,385 --> 01:03:28,638
- I'm in.
- Yeah. Yeah, me too.
1248
01:03:29,597 --> 01:03:32,809
Right, I declare Café Dave open.
1249
01:03:34,393 --> 01:03:36,687
- [associate clears throat]
- [indistinct whispering]
1250
01:03:40,983 --> 01:03:42,276
[door closes]
1251
01:03:43,611 --> 01:03:46,072
I'm sure you heard that your friend,
1252
01:03:46,072 --> 01:03:49,242
the one who isn't a high-flyer,
just wiped the floor with us.
1253
01:03:49,951 --> 01:03:50,952
I was surprised.
1254
01:03:52,370 --> 01:03:55,081
Especially as I was led to believe
it was all in hand.
1255
01:03:55,081 --> 01:03:57,625
I saw an opportunity and I took it.
1256
01:03:59,502 --> 01:04:03,631
Unfortunately, the threat remains
and it affects us all.
1257
01:04:05,466 --> 01:04:08,511
I'm sorry, I'm afraid I don't understand
the reason for all this panic.
1258
01:04:10,429 --> 01:04:14,141
Just because a white van man
from some Northern shithole wants a bank
1259
01:04:14,141 --> 01:04:16,352
doesn't mean
the barbarians are at the gate,
1260
01:04:16,352 --> 01:04:18,271
or we all need to move to DEFCON 4.
1261
01:04:18,271 --> 01:04:20,189
Sorry, you're not suggesting
that we give in?
1262
01:04:20,189 --> 01:04:23,693
Oh, of course not.
The whole idea is absurd,
1263
01:04:24,777 --> 01:04:27,363
but let's not lose sight
of the bigger picture here.
1264
01:04:28,739 --> 01:04:32,577
The whole financial system
is built on trust.
1265
01:04:32,577 --> 01:04:36,831
We spend billions every year
trying to persuade the great unwashed
1266
01:04:36,831 --> 01:04:40,209
that we are the the
the caring, sharing bank,
1267
01:04:40,209 --> 01:04:42,712
or whatever other nonsense
our advertisers come up with.
1268
01:04:42,712 --> 01:04:46,549
And yet, we still come across as entitled,
1269
01:04:46,549 --> 01:04:48,718
untrustworthy assholes.
1270
01:04:48,718 --> 01:04:50,636
So what are you suggesting?
1271
01:04:50,636 --> 01:04:56,767
Just that we start playing by the rules,
and insisting that everyone else does too.
1272
01:04:58,811 --> 01:05:00,730
Of course, we still hold the trump card.
1273
01:05:01,439 --> 01:05:02,523
Which is?
1274
01:05:03,566 --> 01:05:05,067
Well, we make the rules.
1275
01:05:08,946 --> 01:05:12,950
It's hard to believe this was once
one of the richest towns in England.
1276
01:05:12,950 --> 01:05:14,702
- Really?
- Yeah.
1277
01:05:15,328 --> 01:05:18,873
Yeah, more cloth and more looms were
made here than anywhere else in the world.
1278
01:05:19,874 --> 01:05:21,500
Well, it has its charms. I think.
1279
01:05:24,003 --> 01:05:27,465
In London, I live a life
of quiet desperation, really.
1280
01:05:28,883 --> 01:05:31,135
I don't feel that here. I don't know why.
1281
01:05:33,346 --> 01:05:35,765
- There may be hope for you yet.
- Oh, shut up.
1282
01:05:35,765 --> 01:05:37,058
[chuckles]
1283
01:05:39,268 --> 01:05:40,853
[Hugh] So, I think this...
1284
01:05:41,854 --> 01:05:44,273
- [Alexandra] Is this it?
- [Hugh] I think this is it, is it?
1285
01:05:44,273 --> 01:05:45,775
- Hello.
- [Alexandra] Hey.
1286
01:05:45,775 --> 01:05:46,943
[Hugh] How you doing?
1287
01:05:48,277 --> 01:05:52,615
- I feel like we've entered a time warp.
- Is this the right place... Yeah. Rick!
1288
01:05:53,324 --> 01:05:54,742
- Yeah.
- You all right, Hugh?
1289
01:05:54,742 --> 01:05:56,744
- How's the North treating you?
- All right.
1290
01:05:56,744 --> 01:05:58,412
- Hello, I'm Rick.
- Hey. Alexandra.
1291
01:05:58,412 --> 01:05:59,914
Nice to meet you. Want a drink?
1292
01:05:59,914 --> 01:06:00,873
Yes, please.
1293
01:06:01,749 --> 01:06:03,668
- I'll have one of those.
- Me too.
1294
01:06:03,668 --> 01:06:04,835
Two of the same, please.
1295
01:06:04,835 --> 01:06:07,713
Rick, what was it like
working with Def Leppard?
1296
01:06:07,713 --> 01:06:10,007
- I have to ask you.
- Oh, man, it was amazing.
1297
01:06:10,007 --> 01:06:11,676
- It was...
- Yeah?
1298
01:06:11,676 --> 01:06:13,886
Yeah. I had the time of
my life with those boys.
1299
01:06:13,886 --> 01:06:17,098
If I was out for a pint with Rick and Joe
two weeks ago...
1300
01:06:17,098 --> 01:06:19,767
- Shut up!
- ...reminiscing about the time on the road.
1301
01:06:19,767 --> 01:06:21,268
- I can't believe...
- Good old days.
1302
01:06:21,268 --> 01:06:23,229
- What?
- Are you a massive Def Leppard fan?
1303
01:06:23,229 --> 01:06:27,149
- Yeah, are you not a Def Leppard fan?
- He is, yeah.
1304
01:06:27,149 --> 01:06:29,860
I know who they are.
Don't know if I could name a song.
1305
01:06:29,860 --> 01:06:33,489
Thank you. That's weird.
I think that's your upbringing in Burnley.
1306
01:06:33,489 --> 01:06:36,367
- Very sheltered upbringing.
- Very sheltered, aren't they?
1307
01:06:36,367 --> 01:06:39,036
Your Def Leppard-less upbringing.
1308
01:06:39,036 --> 01:06:40,079
Sorry, what?
1309
01:06:40,079 --> 01:06:42,373
- Pretty sure they're a Northern band.
- [Hugh] Who?
1310
01:06:42,999 --> 01:06:44,959
[Alexandra laughs] Shut up!
1311
01:06:45,960 --> 01:06:47,962
[chattering]
1312
01:06:48,671 --> 01:06:53,843
♪ The morning skyscrapers go by ♪
1313
01:06:55,970 --> 01:07:01,225
♪ Everything looks better
When you're high ♪
1314
01:07:05,146 --> 01:07:07,565
- Not bad. Yeah.
- Yeah, good.
1315
01:07:10,526 --> 01:07:16,157
♪ Everything looks better
When you're high ♪
1316
01:07:22,663 --> 01:07:24,790
[music continues]
1317
01:07:39,221 --> 01:07:40,848
- [Rick] You all right?
- Hey.
1318
01:07:40,848 --> 01:07:42,308
- What you reckon?
- Yeah, they're great.
1319
01:07:42,308 --> 01:07:43,934
- Good, aren't they?
- They're great.
1320
01:07:43,934 --> 01:07:45,978
- Thanks for coming.
- Thanks for inviting us.
1321
01:07:45,978 --> 01:07:47,396
- Cheers. Enjoy.
- Cheers.
1322
01:07:47,396 --> 01:07:48,814
[Hugh] Thanks.
1323
01:07:50,608 --> 01:07:52,610
[crowd cheering]
1324
01:07:55,696 --> 01:07:58,866
- [muffled drum riff]
- Oh, no. Wait, wait, wait!
1325
01:07:58,866 --> 01:08:02,828
- ♪ Take the bottle, shake it up ♪
- This is Def Leppard.
1326
01:08:02,828 --> 01:08:04,080
You know this song?
1327
01:08:04,663 --> 01:08:06,749
- No.
- How could you not know this song?
1328
01:08:06,749 --> 01:08:08,584
- I don't know this song.
- I thought you were cool.
1329
01:08:08,584 --> 01:08:10,795
- It's a good song.
- I thought you were a cool person.
1330
01:08:10,795 --> 01:08:12,046
- Great song.
- Thank you.
1331
01:08:13,881 --> 01:08:17,218
[train clattering]
1332
01:08:31,565 --> 01:08:33,776
- I had fun tonight.
- [Hugh] Yeah, me too.
1333
01:08:33,776 --> 01:08:36,570
- Yeah.
- This place is constantly surprising me.
1334
01:08:36,570 --> 01:08:42,034
Yeah, it's been a while since
I haven't thought about work, so thanks.
1335
01:08:42,034 --> 01:08:43,119
I'm glad.
1336
01:08:44,578 --> 01:08:46,497
- Right, well...
- Do you want a cup of tea?
1337
01:08:46,497 --> 01:08:47,706
Yes, please.
1338
01:08:49,667 --> 01:08:51,085
Uh, hold on.
1339
01:08:52,419 --> 01:08:53,254
Sorry.
1340
01:08:54,547 --> 01:08:55,714
- Thanks.
- Thank you.
1341
01:08:59,885 --> 01:09:01,929
[birdsong]
1342
01:09:09,562 --> 01:09:11,564
[phone vibrating]
1343
01:09:14,984 --> 01:09:16,986
[water pouring]
1344
01:09:25,119 --> 01:09:26,078
[clears throat]
1345
01:09:27,538 --> 01:09:28,914
Hey, Clarence.
1346
01:09:30,791 --> 01:09:31,625
Oh, really?
1347
01:09:33,544 --> 01:09:34,837
Okay, great.
1348
01:09:34,837 --> 01:09:35,921
Um...
1349
01:09:36,755 --> 01:09:37,923
Uh...
1350
01:09:37,923 --> 01:09:39,175
Okay. I have to go.
1351
01:09:39,800 --> 01:09:41,343
But, great. Okay, bye.
1352
01:09:42,178 --> 01:09:43,137
- Sorry.
- Hello.
1353
01:09:43,137 --> 01:09:45,139
Hi. Morning. I brought you a tea.
1354
01:09:45,139 --> 01:09:46,515
[laughs] Thank you.
1355
01:09:48,142 --> 01:09:50,102
- Where are you going?
- [Alexandra] Work.
1356
01:09:50,811 --> 01:09:51,687
It's Sunday.
1357
01:09:51,687 --> 01:09:54,607
Yeah. People still get sick on weekends.
1358
01:09:56,317 --> 01:09:57,693
Aha. [Slurps]
1359
01:09:58,194 --> 01:09:59,445
That was my boss.
1360
01:10:00,779 --> 01:10:04,116
I've got a meeting about Bank of Dave
at the Financial Regulations Board
1361
01:10:04,116 --> 01:10:05,117
tomorrow afternoon.
1362
01:10:05,951 --> 01:10:07,036
That's good news, right?
1363
01:10:07,036 --> 01:10:09,997
Yeah. They'll probably still
turn us down, but...
1364
01:10:11,624 --> 01:10:13,584
Maybe you could come to London?
1365
01:10:13,584 --> 01:10:15,169
I've got a sofa for you.
1366
01:10:15,669 --> 01:10:19,089
- It's about the same as this sofa.
- [laughs]
1367
01:10:20,174 --> 01:10:21,175
I'd love to,
1368
01:10:22,134 --> 01:10:24,553
but I'm on call all week.
1369
01:10:24,553 --> 01:10:27,181
But I'll be keeping my fingers crossed
for you.
1370
01:10:28,349 --> 01:10:29,225
Thanks.
1371
01:10:33,270 --> 01:10:34,939
- I should probably go.
- Yeah.
1372
01:10:34,939 --> 01:10:37,358
But, um, you can let yourself out.
1373
01:10:38,025 --> 01:10:39,568
- Really?
- Yeah.
1374
01:10:41,946 --> 01:10:42,988
Bye.
1375
01:10:43,614 --> 01:10:44,615
Bye.
1376
01:10:55,459 --> 01:10:58,045
[siren blaring]
1377
01:10:58,837 --> 01:11:00,297
[car horns beeping]
1378
01:11:03,717 --> 01:11:05,261
So what are they going to ask us?
1379
01:11:05,261 --> 01:11:07,471
I don't know, Dave.
I've never done this before.
1380
01:11:08,514 --> 01:11:11,350
- But neither have they.
- I'm out of my depth here, mate.
1381
01:11:11,350 --> 01:11:13,769
Listen, we've answered every
single one of their questions
1382
01:11:13,769 --> 01:11:15,437
and concerns in the application.
1383
01:11:15,437 --> 01:11:17,356
After what happened
in the Burnley Magistrates,
1384
01:11:17,356 --> 01:11:20,025
they're fully aware
of the media interest in this case.
1385
01:11:20,025 --> 01:11:21,860
They are going to turn you down.
1386
01:11:21,860 --> 01:11:24,280
They're going to have to think
of some clever way of saying
1387
01:11:24,280 --> 01:11:26,657
you're not the right type of chap
to run a bank.
1388
01:11:26,657 --> 01:11:28,242
I'm probably not, am I?
1389
01:11:29,243 --> 01:11:31,412
- Hello, here to see Edward De Thame.
- Hello.
1390
01:11:31,412 --> 01:11:32,454
Of course.
1391
01:11:32,997 --> 01:11:36,542
Now, Mr. Fishwick, you've asked us
to approve the formation of a new bank.
1392
01:11:37,418 --> 01:11:41,255
We've studied your, um,
your impressive proposal.
1393
01:11:41,922 --> 01:11:43,465
And we're unanimous.
1394
01:11:44,591 --> 01:11:46,135
The answer is yes.
1395
01:11:48,137 --> 01:11:49,305
Hmm.
1396
01:11:49,888 --> 01:11:53,642
Of course, the Bank of Dave
will be subject to the same rules
1397
01:11:53,642 --> 01:11:55,144
as every other bank in the country.
1398
01:11:55,144 --> 01:11:59,273
[associate] Transparency is
critically important these days.
1399
01:11:59,273 --> 01:12:03,235
You'll need an IT system that
tracks every transaction in real time.
1400
01:12:03,235 --> 01:12:05,529
We'll need monthly audited reports.
1401
01:12:05,529 --> 01:12:08,282
[associate] Getting the system set up
is the hard part.
1402
01:12:09,199 --> 01:12:11,035
After that,
everything should run smoothly.
1403
01:12:11,035 --> 01:12:12,119
And lastly,
1404
01:12:12,119 --> 01:12:16,206
there's the standard capital requirements
that apply to all banks.
1405
01:12:16,206 --> 01:12:19,793
Taking into account
the intended scale of your operation,
1406
01:12:19,793 --> 01:12:21,795
we've arrived at a figure of, um...
1407
01:12:24,298 --> 01:12:25,841
twelve million pounds.
1408
01:12:25,841 --> 01:12:27,968
Which we'd need deposited in 90 days.
1409
01:12:27,968 --> 01:12:29,678
[clock ticking]
1410
01:12:35,976 --> 01:12:37,436
Thank you very much.
1411
01:12:37,436 --> 01:12:38,604
[puffs]
1412
01:12:39,897 --> 01:12:41,899
[Muzak playing]
1413
01:12:44,610 --> 01:12:45,736
[floor bell pings]
1414
01:12:47,738 --> 01:12:49,198
[lift PA] Doors opening.
1415
01:12:53,494 --> 01:12:56,663
Don't have a clue
how I'm gonna raise 12 million quid.
1416
01:12:56,663 --> 01:12:58,540
[Hugh] There's no rules
against borrowing it.
1417
01:12:59,958 --> 01:13:01,960
You think the banks are gonna help us?
1418
01:13:03,003 --> 01:13:04,338
No, probably not.
1419
01:13:05,506 --> 01:13:07,466
We could look at institutional investors.
1420
01:13:07,466 --> 01:13:09,760
That kind of money
is a drop in the ocean for them.
1421
01:13:09,760 --> 01:13:13,347
No. It's gotta be
a local bank set up with local money.
1422
01:13:15,557 --> 01:13:19,186
Probably raise four mill
against the business and the house.
1423
01:13:19,812 --> 01:13:22,356
Maybe another couple
from businesses I've helped.
1424
01:13:24,608 --> 01:13:26,527
- You're nearly halfway there.
- [scoffs]
1425
01:13:27,528 --> 01:13:31,490
Better get back to Burnley, see if
I can rustle up another six million quid.
1426
01:13:31,490 --> 01:13:33,200
Yeah. What you want me to do?
1427
01:13:34,118 --> 01:13:36,620
You've done everything asked of you
and more, Hugh.
1428
01:13:36,620 --> 01:13:40,249
This next part's down to me.
Thanks for everything, mate.
1429
01:13:44,044 --> 01:13:47,256
Um, okay, yeah.
Well, let me know how it goes.
1430
01:13:47,256 --> 01:13:49,174
You got it. Take care.
1431
01:13:54,430 --> 01:13:57,391
Our very own superstar lawyer is back.
1432
01:13:57,391 --> 01:14:01,145
You went full Perry Mason
in a Burnley magistrates' court.
1433
01:14:01,145 --> 01:14:03,814
A memento of your courtroom triumph.
1434
01:14:04,690 --> 01:14:05,983
I have more good news.
1435
01:14:05,983 --> 01:14:09,319
Neo Clarity Capital Partners
want us to take over all their legal work
1436
01:14:09,319 --> 01:14:11,405
and they want you to take the lead.
1437
01:14:11,405 --> 01:14:13,198
That's good news, right?
1438
01:14:13,198 --> 01:14:16,660
Spectacularly so. It means our billings
more than double overnight.
1439
01:14:16,660 --> 01:14:21,206
It also means a six-figure bonus
for you on signature.
1440
01:14:21,206 --> 01:14:23,834
[chuckles]
1441
01:14:23,834 --> 01:14:24,918
Wow, that's great.
1442
01:14:24,918 --> 01:14:28,380
They want you to be exclusive,
but I figure that shouldn't be a problem.
1443
01:14:28,380 --> 01:14:31,258
Your work for Dave Fishwick
is pretty much done.
1444
01:14:31,258 --> 01:14:34,178
Unless you know a way to help him
raise 12 million quid.
1445
01:14:35,429 --> 01:14:38,432
- [Hugh] Hmm.
- I'll give you time to process this.
1446
01:14:39,266 --> 01:14:42,352
But I need to get back to them
first thing tomorrow.
1447
01:14:44,021 --> 01:14:47,524
And while there are a number of people,
including myself,
1448
01:14:47,524 --> 01:14:50,360
who were impressed
by your success in the North,
1449
01:14:50,360 --> 01:14:54,198
there are others who don't take kindly
to the public humiliation
1450
01:14:54,198 --> 01:14:56,658
of a scion of the financial establishment.
1451
01:14:56,658 --> 01:15:00,204
So, if you do walk away
from this opportunity,
1452
01:15:00,204 --> 01:15:06,210
the chance of any more work in your
only area of expertise is close to zero.
1453
01:15:08,045 --> 01:15:09,338
I understand.
1454
01:15:11,715 --> 01:15:13,383
[door opens, closes]
1455
01:15:23,268 --> 01:15:24,102
[grunts]
1456
01:15:27,314 --> 01:15:28,649
[dial tone]
1457
01:15:29,525 --> 01:15:31,568
- [clears throat]
- [dial tone continues]
1458
01:15:35,197 --> 01:15:38,200
- Hey, it's Alexandra. Leave a message.
- [message tone beeps]
1459
01:15:38,200 --> 01:15:39,117
[forcefully] Hey.
1460
01:15:39,117 --> 01:15:41,745
[clears throat] Hey, sorry.
Shouted that. Um...
1461
01:15:43,497 --> 01:15:47,251
I just thought I'd ring
and see how you're doing.
1462
01:15:47,251 --> 01:15:49,795
Uh, things are pretty crazy
here in London.
1463
01:15:51,004 --> 01:15:53,006
It's boring, isn't it? Um...
1464
01:15:54,591 --> 01:15:56,927
But, yeah, hope you're good.
1465
01:15:58,345 --> 01:16:02,558
Hopefully we can
see each other again somewhere
1466
01:16:03,350 --> 01:16:04,977
sometime soon.
1467
01:16:06,770 --> 01:16:08,188
If that's...
1468
01:16:09,106 --> 01:16:10,524
You know, if that's, um...
1469
01:16:11,942 --> 01:16:15,445
Just... Sorry, nonsense.
Anyway, give me a call.
1470
01:16:22,536 --> 01:16:23,579
I miss you.
1471
01:16:29,042 --> 01:16:30,377
[thud]
1472
01:16:31,628 --> 01:16:32,629
[softly] Yeah.
1473
01:17:04,244 --> 01:17:05,579
No.
1474
01:17:05,579 --> 01:17:08,790
[Hen] We'll take over his accounts
slowly, so that he doesn't realize.
1475
01:17:10,626 --> 01:17:11,877
You stole from me.
1476
01:17:12,794 --> 01:17:14,755
- I'm in a meeting.
- She stole from me.
1477
01:17:16,340 --> 01:17:18,592
You two can leave.
We'll finish this on Monday morning.
1478
01:17:18,592 --> 01:17:20,636
Are you not going to admit to it?
1479
01:17:21,595 --> 01:17:22,554
Why should I?
1480
01:17:23,388 --> 01:17:26,433
- I saw an opportunity and I took it.
- An opportunity for what, Hen?
1481
01:17:26,433 --> 01:17:28,352
I was in a bad way, remember?
1482
01:17:28,352 --> 01:17:30,312
I thought I was going to lose my job.
1483
01:17:31,188 --> 01:17:32,481
Instead, I got a promotion.
1484
01:17:32,481 --> 01:17:33,732
Did it not occur to you,
1485
01:17:33,732 --> 01:17:35,942
you might be putting people's
livelihoods at risk with this?
1486
01:17:35,942 --> 01:17:39,112
Oh, please. Since when were you
the bleeding heart liberal?
1487
01:17:39,613 --> 01:17:42,240
You were the one who gave me the idea
to go to Sir Charles Denbigh
1488
01:17:42,240 --> 01:17:43,950
when you mentioned him at dinner.
1489
01:17:43,950 --> 01:17:46,244
And you've not done too badly
out of it, have you?
1490
01:17:46,244 --> 01:17:47,329
Meaning what?
1491
01:17:47,329 --> 01:17:50,332
Well, how do you think you got such
a high-paying gig at Neo Clarity?
1492
01:17:50,999 --> 01:17:52,334
- You tell me.
- [Hen scoffs]
1493
01:17:53,210 --> 01:17:54,711
Giles put you up for it.
1494
01:17:55,545 --> 01:17:57,756
He and Sir Charles
wanted you out of the picture
1495
01:17:57,756 --> 01:18:00,008
while the Bank of Dave
faded into obscurity.
1496
01:18:02,010 --> 01:18:04,721
They bought you off.
That's what they always do.
1497
01:18:04,721 --> 01:18:07,599
Section 29, paragraph 14k.
1498
01:18:09,810 --> 01:18:11,353
The new wording works for me.
1499
01:18:13,480 --> 01:18:14,731
We're all good.
1500
01:18:15,691 --> 01:18:16,733
Great work, Hugh.
1501
01:18:16,733 --> 01:18:18,443
[voices fade]
1502
01:18:48,140 --> 01:18:50,684
[reporter on TV]
Do you consider this to be good news?
1503
01:18:50,684 --> 01:18:52,436
[text message alert pings]
1504
01:18:52,436 --> 01:18:56,481
[interviewee on TV] ...consistently lowered
bank charges to make itself look good.
1505
01:18:56,481 --> 01:19:01,653
I suspect the government will use this
as an excuse to make further savings.
1506
01:19:02,279 --> 01:19:05,198
[parson] It was then the Lord replied,
1507
01:19:05,198 --> 01:19:11,413
"My child, I love you
and I'll never leave you."
1508
01:19:11,413 --> 01:19:17,753
"It was when you saw only
one set of footprints in the sand.
1509
01:19:18,795 --> 01:19:19,963
I carried you."
1510
01:19:21,047 --> 01:19:25,260
I have asked Mr. Dave Fishwick,
1511
01:19:25,802 --> 01:19:28,722
a good friend of Maureen Clayton's,
1512
01:19:29,556 --> 01:19:30,891
to say a few words.
1513
01:19:34,811 --> 01:19:35,812
[door opens]
1514
01:19:39,608 --> 01:19:40,442
[Dave] Hiya.
1515
01:19:42,194 --> 01:19:45,906
For the last few months,
I've known that Maureen was sick.
1516
01:19:47,824 --> 01:19:51,536
But I only found out by accident
that she had cancer.
1517
01:19:53,747 --> 01:19:55,123
She didn't tell anybody.
1518
01:19:56,082 --> 01:19:59,294
'Cause she, uh...
Well, she didn't want pity.
1519
01:20:00,754 --> 01:20:03,632
She were a fighter right to the very end.
1520
01:20:06,760 --> 01:20:09,846
Maureen were a nurse for 25 years.
1521
01:20:10,972 --> 01:20:14,893
It's hard to imagine
how many people she helped.
1522
01:20:14,893 --> 01:20:17,395
How many lives she touched in that time.
1523
01:20:18,855 --> 01:20:22,526
When we think of a
a pillar of the community,
1524
01:20:22,526 --> 01:20:26,613
we we tend to think
of someone rich and powerful,
1525
01:20:27,531 --> 01:20:28,698
like a politician.
1526
01:20:29,991 --> 01:20:31,034
Even a bloody banker.
1527
01:20:31,034 --> 01:20:32,702
[scattered laughs]
1528
01:20:32,702 --> 01:20:35,622
But that's not right.
1529
01:20:38,792 --> 01:20:43,547
It's ordinary people
who aren't after status or fame or money,
1530
01:20:44,297 --> 01:20:49,678
they're the ones
who define who we are as a community.
1531
01:20:51,763 --> 01:20:52,764
What we are.
1532
01:20:54,891 --> 01:20:56,643
Maureen were...
1533
01:21:02,274 --> 01:21:04,276
She were a real pillar of the community.
1534
01:21:06,570 --> 01:21:09,281
From the day she arrived,
we were a richer place.
1535
01:21:11,408 --> 01:21:13,118
And with her passing we're poorer.
1536
01:21:17,080 --> 01:21:18,039
We'll all miss her.
1537
01:21:21,209 --> 01:21:24,421
["No Woman No Cry" by Bob Marley playing]
1538
01:21:31,678 --> 01:21:34,639
♪ No woman, no cry ♪
1539
01:21:36,433 --> 01:21:39,352
♪ No woman, no cry ♪
1540
01:21:39,352 --> 01:21:41,438
- [Nicky] Can I get you a drink, Hugh?
- I'm okay.
1541
01:21:42,564 --> 01:21:43,607
How you doing?
1542
01:21:43,607 --> 01:21:44,816
- Hey.
- Hi.
1543
01:21:45,817 --> 01:21:47,777
Didn't expect to see you here.
1544
01:21:48,695 --> 01:21:49,696
Yeah.
1545
01:21:50,363 --> 01:21:53,825
I only met Maureen twice,
but I just felt like I should come.
1546
01:21:54,451 --> 01:21:55,285
Yeah.
1547
01:21:56,161 --> 01:21:58,622
I'm sorry I didn't call you back,
I've just been...
1548
01:21:58,622 --> 01:21:59,789
Don't be.
1549
01:21:59,789 --> 01:22:02,500
- ...busy with work, you know.
- Yeah. It's fine.
1550
01:22:02,500 --> 01:22:05,670
And you have your life
in London and mine's here.
1551
01:22:05,670 --> 01:22:09,716
- Yeah, exactly.
- Just not sure how we'd make that work.
1552
01:22:09,716 --> 01:22:11,927
Yeah, I don't even... Yeah, I mean...
1553
01:22:13,094 --> 01:22:14,095
Yeah, it's okay.
1554
01:22:14,930 --> 01:22:17,682
- It's not, but it's just how it is.
- It's what it is.
1555
01:22:17,682 --> 01:22:18,850
- Yeah, that's...
- Yeah.
1556
01:22:18,850 --> 01:22:20,769
Welcome back to the grim North.
1557
01:22:20,769 --> 01:22:23,647
- Good to be here. No, thank you, Dave.
- I'm good.
1558
01:22:23,647 --> 01:22:24,981
Can't seem to shift 'em.
1559
01:22:25,941 --> 01:22:27,484
How's the fundraising going?
1560
01:22:28,735 --> 01:22:31,488
Well, I've mortgaged everything I have.
1561
01:22:32,322 --> 01:22:34,574
Uh, I pulled in every favor.
1562
01:22:34,574 --> 01:22:37,369
People have been very generous
with their contributions.
1563
01:22:38,078 --> 01:22:39,746
We're still four mill short.
1564
01:22:41,122 --> 01:22:42,582
We're not going to make it.
1565
01:22:43,124 --> 01:22:48,254
I need to face up to the fact that
the Bank of Dave is not gonna happen.
1566
01:22:48,254 --> 01:22:51,549
No. There are some other options
we can look at. Um...
1567
01:22:51,549 --> 01:22:54,636
Yeah, maybe. Just not now, eh? [Laughs]
1568
01:22:54,636 --> 01:22:55,845
Yeah, of course.
1569
01:22:56,930 --> 01:23:01,101
- How's things going for you in London?
- Good. Great, never better.
1570
01:23:01,101 --> 01:23:03,019
Ah! Well, that's great.
1571
01:23:03,979 --> 01:23:06,022
- I'm happy for you, lad.
- Thanks, Dave.
1572
01:23:30,171 --> 01:23:31,423
[sighs]
1573
01:23:59,868 --> 01:24:03,955
[inaudible conversation]
1574
01:24:14,841 --> 01:24:16,009
[sniffs]
1575
01:24:18,678 --> 01:24:20,096
Rick? It's Hugh.
1576
01:24:21,890 --> 01:24:23,349
- All the best.
- Good to see you.
1577
01:24:23,349 --> 01:24:25,018
- Thanks.
- Good to see you, pal.
1578
01:24:28,688 --> 01:24:30,148
[Hugh] Yeah, thank you so much.
1579
01:24:30,148 --> 01:24:31,900
You're a legend. Bye.
1580
01:24:31,900 --> 01:24:32,984
Dave.
1581
01:24:33,568 --> 01:24:34,569
I know how to do it.
1582
01:24:34,569 --> 01:24:37,322
- What is it we're doing?
- Making the Bank of Dave happen.
1583
01:24:38,323 --> 01:24:39,699
We need to fight back.
1584
01:24:42,118 --> 01:24:43,620
- Come on in then.
- [Hugh] Yeah.
1585
01:24:45,330 --> 01:24:46,706
Right, hear me out.
1586
01:24:46,706 --> 01:24:50,919
You know, if this thing works out,
then we'd draw a huge crowd,
1587
01:24:50,919 --> 01:24:52,545
which'd give us really good publicity,
1588
01:24:52,545 --> 01:24:54,422
which would bring in
even more contributions.
1589
01:24:54,422 --> 01:24:57,425
Hugh, I get it. I like it.
I love the idea of a concert.
1590
01:24:57,425 --> 01:25:01,179
But... are they really gonna do it?
1591
01:25:01,179 --> 01:25:03,765
Rick says Def Leppard
are recording in London right now.
1592
01:25:03,765 --> 01:25:06,476
- The timing couldn't be any better.
- I don't know, I...
1593
01:25:08,144 --> 01:25:11,356
I've only just accepted the fact
Bank of Dave's not gonna happen.
1594
01:25:12,982 --> 01:25:14,901
I need to sleep on it, all right?
1595
01:25:16,319 --> 01:25:17,362
[sighs] Okay.
1596
01:25:21,658 --> 01:25:22,492
[Dave] Oh, dear.
1597
01:25:24,160 --> 01:25:25,328
Morning, Dave.
1598
01:25:27,122 --> 01:25:28,915
Didn't hardly sleep a wink, you bugger.
1599
01:25:28,915 --> 01:25:31,709
Been thinking about
this idea of yours all night.
1600
01:25:31,709 --> 01:25:32,627
Sorry.
1601
01:25:32,627 --> 01:25:35,505
The biggest problem is that
it's not going to make us enough money.
1602
01:25:36,464 --> 01:25:41,010
Even if we charge folk 30, 40, 50 quid,
still doesn't add up.
1603
01:25:42,095 --> 01:25:43,388
So here's my idea.
1604
01:25:44,514 --> 01:25:47,684
You can buy a ticket for, say, 35 quid,
1605
01:25:47,684 --> 01:25:52,272
or you can put 100 quid
on deposit at Bank of Dave.
1606
01:25:53,481 --> 01:25:56,067
In six months, you take it out,
plus interest.
1607
01:25:56,067 --> 01:25:59,404
- So you saw the concert for free.
- If Bank of Dave doesn't happen?
1608
01:25:59,404 --> 01:26:02,949
Then you get your 100 quid back.
The concert's still free.
1609
01:26:04,367 --> 01:26:06,911
Eh? Not as daft as I look, am I?
1610
01:26:08,413 --> 01:26:09,414
Um...
1611
01:26:10,957 --> 01:26:12,709
Hello again. How you doing?
1612
01:26:13,376 --> 01:26:15,587
I was looking for Dr. Ashforth.
1613
01:26:15,587 --> 01:26:17,338
She should be out in a few moments.
1614
01:26:17,338 --> 01:26:19,799
- Want to take a seat?
- Yeah, thank you. Nice to see you.
1615
01:26:21,593 --> 01:26:23,261
- Hello.
- Hi.
1616
01:26:23,261 --> 01:26:26,598
- What are you doing here?
- Oh, the private hospital was full...
1617
01:26:26,598 --> 01:26:28,683
Actually, it's not funny.
It's rammed, isn't it?
1618
01:26:28,683 --> 01:26:30,935
Yeah. That's why we need the clinic.
1619
01:26:30,935 --> 01:26:33,605
Me and Dave are working on it.
It's partly why I'm here, actually.
1620
01:26:33,605 --> 01:26:35,315
Oh? Is there something I can do?
1621
01:26:35,315 --> 01:26:37,233
Could I have your sister's number?
1622
01:26:38,693 --> 01:26:39,527
Sure. Why?
1623
01:26:39,527 --> 01:26:41,529
I might have a story for her.
1624
01:26:43,031 --> 01:26:45,366
- Wha...
- No. Yeah, of course.
1625
01:26:45,366 --> 01:26:46,993
It all goes to local charities.
1626
01:26:48,036 --> 01:26:49,996
Oh, mate, that's fantastic news.
1627
01:26:50,997 --> 01:26:53,333
Yeah, I owe you one. Right, speak soon.
1628
01:26:54,167 --> 01:26:56,669
- If we get this sorted, we've got a venue.
- Where?
1629
01:26:57,670 --> 01:26:58,880
Their stadium.
1630
01:27:01,674 --> 01:27:02,842
[laughs]
1631
01:27:02,842 --> 01:27:04,719
- [Dave] All right, lads.
- All right, Dave.
1632
01:27:04,719 --> 01:27:06,054
- All right?
- [Dave] Hey.
1633
01:27:06,054 --> 01:27:07,222
- Hey, Jake.
- Dave.
1634
01:27:07,222 --> 01:27:08,139
[Rick] Hey, Hugh.
1635
01:27:08,139 --> 01:27:09,766
- How you doing?
- This is my lad, Jake.
1636
01:27:09,766 --> 01:27:10,683
Nice to meet you.
1637
01:27:10,683 --> 01:27:14,145
- I saw The Goa Express. They were great.
- Thanks for coming.
1638
01:27:14,145 --> 01:27:16,314
Thank you. So, what news?
1639
01:27:16,314 --> 01:27:19,317
Well, I spoke to the boys
from Def Leppard.
1640
01:27:19,317 --> 01:27:20,985
I told them about the Bank of Dave.
1641
01:27:20,985 --> 01:27:23,947
Told them about the trial
and those bastards on the finance board.
1642
01:27:23,947 --> 01:27:25,865
- Yes, and?
- [Rick] Guess what?
1643
01:27:26,908 --> 01:27:29,118
- They're bang up for it!
- You're kidding me.
1644
01:27:29,118 --> 01:27:31,120
[Rick] No. They said let's make it happen.
1645
01:27:31,120 --> 01:27:32,664
Def Leppard.
1646
01:27:32,664 --> 01:27:36,000
- Yeah.
- [Dave] That is absolutely fantastic news.
1647
01:27:36,000 --> 01:27:38,628
I'm here with Dave Fishwick
from Fishwick Motors
1648
01:27:38,628 --> 01:27:41,172
to talk about the concert.
Dave, what can we expect?
1649
01:27:41,172 --> 01:27:44,133
This is gonna be the biggest night
this town has seen
1650
01:27:44,133 --> 01:27:46,010
since we went up to Premiership.
1651
01:27:46,010 --> 01:27:49,389
No, since we won the League.
And that were 1960.
1652
01:27:49,389 --> 01:27:50,682
Sounds brilliant.
1653
01:27:50,682 --> 01:27:55,103
The concert is this Saturday,
eight o'clock at Turf Moor stadium.
1654
01:27:55,103 --> 01:27:57,021
It's all to help Dave Fishwick
raise the money
1655
01:27:57,021 --> 01:28:00,066
to set up the country's
very first local bank,
1656
01:28:00,066 --> 01:28:03,778
dedicated to supporting Burnley's
businesses and families.
1657
01:28:03,778 --> 01:28:05,530
But Dave is running out of time.
1658
01:28:05,530 --> 01:28:09,158
The clock is ticking and there's just
a week left to come up with the money.
1659
01:28:09,158 --> 01:28:11,744
So the whole community
needs to pull together.
1660
01:28:11,744 --> 01:28:13,162
We all need to be there.
1661
01:28:13,162 --> 01:28:15,206
I, for one,
wouldn't miss it for the world.
1662
01:28:15,206 --> 01:28:19,252
You're gonna have to do better than that
for me, mate. This is no ordinary gig.
1663
01:28:19,252 --> 01:28:23,006
This is one of the biggest bands
in the world, doing a concert for Burnley.
1664
01:28:23,006 --> 01:28:24,882
For those who need it most.
1665
01:28:25,550 --> 01:28:27,218
Cool. All right, that'll work.
1666
01:28:27,218 --> 01:28:29,637
Top man.
Don't lose sight of the big picture.
1667
01:28:30,138 --> 01:28:32,682
Clarence, you need to get them
to give us one more week.
1668
01:28:35,059 --> 01:28:35,893
Okay, great.
1669
01:28:36,477 --> 01:28:37,603
Yeah.
1670
01:28:37,603 --> 01:28:39,439
We'll know, either way, by then.
1671
01:28:49,157 --> 01:28:50,116
- [Alexandra] Hi.
- Hiya.
1672
01:28:51,117 --> 01:28:53,244
[Rick] What do you think, Sean?
Not a bad fixture for Saturday.
1673
01:28:53,244 --> 01:28:54,954
I think it'll be deafening.
1674
01:28:57,206 --> 01:29:00,418
[laughs] Come on! [Chuckles]
1675
01:29:01,336 --> 01:29:02,253
- [Nicky] Hugh.
- Hey.
1676
01:29:02,253 --> 01:29:03,254
This is going well.
1677
01:29:03,254 --> 01:29:05,089
- Yeah?
- [Nicky] Yeah, look at this.
1678
01:29:05,089 --> 01:29:07,925
So, most of the football team have
stepped up with their deposits,
1679
01:29:07,925 --> 01:29:10,094
and it looks like
the concert's gonna sell out.
1680
01:29:11,095 --> 01:29:14,015
- We're gonna get close. Hit it. It's good.
- Come on! Come on!
1681
01:29:14,015 --> 01:29:16,476
[fans cheering]
1682
01:29:22,273 --> 01:29:24,400
[wild cheering]
1683
01:29:28,529 --> 01:29:33,076
Hello, Burnley!
How you doing? All right?
1684
01:29:34,577 --> 01:29:38,122
- Can't hear you. Are you all right?
- [louder cheering]
1685
01:29:38,122 --> 01:29:40,541
You ready for some rock 'n roll?
1686
01:29:41,292 --> 01:29:44,879
Give a proper Burnley welcome
to a proper Burnley band.
1687
01:29:45,713 --> 01:29:51,427
Please welcome on stage
the wonderful Goa Express.
1688
01:29:51,427 --> 01:29:53,513
[crowd cheering]
1689
01:29:57,433 --> 01:30:01,062
Hello, hello, hello.
We're buzzing to be back in Burnley
1690
01:30:01,062 --> 01:30:02,980
and we're chuffed to be part of this.
1691
01:30:04,690 --> 01:30:07,527
["Everybody In The UK"
by Goa Express playing]
1692
01:30:10,780 --> 01:30:14,117
- [muffled music]
- [coins clinking]
1693
01:30:14,117 --> 01:30:15,409
[knocking on door]
1694
01:30:16,953 --> 01:30:19,205
- Hey.
- Ah. Here he is.
1695
01:30:19,997 --> 01:30:21,582
It's getting busy out there.
1696
01:30:22,250 --> 01:30:23,543
You all right, Dave?
1697
01:30:23,543 --> 01:30:26,420
Yeah, yeah, great. Great. Just, um...
1698
01:30:27,797 --> 01:30:29,715
You know, thinking about
what's at stake, yeah.
1699
01:30:29,715 --> 01:30:32,051
How are how are the numbers looking?
1700
01:30:32,552 --> 01:30:36,013
Well, I'd be lying
if I said we were a shoo-in,
1701
01:30:36,013 --> 01:30:39,517
but, uh, where there's time, there's hope.
1702
01:30:41,978 --> 01:30:43,312
Still,
1703
01:30:43,312 --> 01:30:45,314
whether or not we make it,
1704
01:30:45,314 --> 01:30:47,775
this is gonna be
the best bloody night of my life.
1705
01:30:47,775 --> 01:30:49,819
- Excuse me?
- [phone vibrates]
1706
01:30:50,319 --> 01:30:51,988
- That includes my wedding night.
- Yeah?
1707
01:30:51,988 --> 01:30:55,241
- [laughs] Just joking.
- God. Come on, you two.
1708
01:30:56,033 --> 01:30:57,660
Two seconds, I just need to, uh...
1709
01:31:02,999 --> 01:31:04,250
Yeah.
1710
01:31:05,084 --> 01:31:08,296
Okay. Yeah, I'll come and find you.
1711
01:31:09,589 --> 01:31:11,048
Hello.
1712
01:31:11,048 --> 01:31:12,967
You did it. This is amazing.
1713
01:31:12,967 --> 01:31:15,553
- No, we did it. Come on. We did it.
- Yeah, well...
1714
01:31:15,553 --> 01:31:16,929
- [Hugh] Yeah.
- Um.
1715
01:31:17,513 --> 01:31:19,140
How are the numbers looking?
1716
01:31:19,140 --> 01:31:21,225
[inhales] Bit scared, but...
1717
01:31:21,225 --> 01:31:23,352
- Yeah, I mean...
- ...that's fine, isn't it?
1718
01:31:23,895 --> 01:31:26,230
...whatever happens, what we did here,
1719
01:31:26,230 --> 01:31:28,191
bringing all these people together
for a cause,
1720
01:31:28,191 --> 01:31:31,485
I think it's really something
to be proud of. Yeah.
1721
01:31:32,361 --> 01:31:34,363
- Right. I'm just going to find my boss.
- Okay.
1722
01:31:34,363 --> 01:31:36,699
- Yeah, I'll see you later. Yeah.
- I'll see you later.
1723
01:31:40,703 --> 01:31:42,330
[exclaims, chuckles]
1724
01:31:44,916 --> 01:31:45,833
[Hugh] Clarence!
1725
01:31:46,542 --> 01:31:48,294
- Hey.
- This is wonderful.
1726
01:31:48,294 --> 01:31:50,463
- Really?
- It takes me back to my youth.
1727
01:31:50,463 --> 01:31:52,673
You've never been to a rock concert?
1728
01:31:52,673 --> 01:31:55,009
- Glyndebourne.
- Never heard of them.
1729
01:31:55,009 --> 01:31:58,763
Um, anyway, one second.
I need to ask you a favor, Clarence.
1730
01:31:58,763 --> 01:32:00,348
- And it's quite the big one.
- Right.
1731
01:32:00,348 --> 01:32:02,558
[muffled music]
1732
01:32:05,645 --> 01:32:06,938
[Dave sighs]
1733
01:32:11,525 --> 01:32:12,985
[moans]
1734
01:32:15,321 --> 01:32:16,530
We're so close.
1735
01:32:18,491 --> 01:32:19,992
- Yeah.
- [knocking, door opens]
1736
01:32:20,493 --> 01:32:22,453
[Rick] I'm gonna get Def Leppard
on in a minute.
1737
01:32:24,121 --> 01:32:27,333
You go down. I'll finish up here
and I'll be down in five.
1738
01:32:29,752 --> 01:32:31,128
[hand clap]
1739
01:32:35,383 --> 01:32:37,009
How's it going in there?
1740
01:32:37,677 --> 01:32:39,303
Oh, Dave, I'm sorry.
1741
01:32:40,137 --> 01:32:41,013
Still,
1742
01:32:42,139 --> 01:32:43,933
- let's have some fun, eh?
- Yeah.
1743
01:32:45,810 --> 01:32:47,520
Hugh. Don't want to miss this.
1744
01:32:47,520 --> 01:32:49,105
- One minute.
- [Rick] Band's coming on.
1745
01:32:51,816 --> 01:32:52,942
See you up there.
1746
01:32:58,823 --> 01:33:00,825
[coins clinking]
1747
01:33:08,624 --> 01:33:09,625
[box lid closes]
1748
01:33:16,507 --> 01:33:17,800
[muffled music ends]
1749
01:33:17,800 --> 01:33:21,595
[crowd cheering]
1750
01:33:25,516 --> 01:33:27,727
- You ready?
- [crowd cheers]
1751
01:33:27,727 --> 01:33:30,438
It's the moment
we've all been waiting for.
1752
01:33:31,230 --> 01:33:33,941
It's the moment I've been waiting for
for bloody years.
1753
01:33:33,941 --> 01:33:35,985
It is my privilege
1754
01:33:35,985 --> 01:33:40,823
to welcome on stage one
of the greatest rock bands of all time.
1755
01:33:41,574 --> 01:33:44,243
- Come on.
- Yeah. I'm here.
1756
01:33:45,036 --> 01:33:46,579
- Here. Stairs!
- [Alexandra yelps]
1757
01:33:46,579 --> 01:33:50,583
Right here, right now, live on stage.
1758
01:33:51,208 --> 01:33:52,335
It's Def Leppard!
1759
01:33:52,335 --> 01:33:54,045
[ecstatic cheers]
1760
01:33:59,175 --> 01:34:00,593
Whoo!
1761
01:34:05,639 --> 01:34:06,474
Hey!
1762
01:34:07,058 --> 01:34:07,975
Go on!
1763
01:34:11,771 --> 01:34:14,398
["Animal" by Def Leppard playing]
1764
01:34:17,485 --> 01:34:18,486
[Hugh] All right.
1765
01:34:19,445 --> 01:34:22,156
- I give you the Leppard!
- [yelps]
1766
01:34:24,241 --> 01:34:26,202
[Alexandra] How can we dance?
Shall we dance?
1767
01:34:26,202 --> 01:34:29,580
That's it. I was gonna give you a lesson
but you've got it.
1768
01:34:29,580 --> 01:34:32,208
Maybe a bit more fist punching.
1769
01:34:33,834 --> 01:34:36,462
♪ Such a lust for life ♪
1770
01:34:37,171 --> 01:34:40,466
♪ The circus comes to town ♪
1771
01:34:41,550 --> 01:34:44,261
♪ We are the hungry ones ♪
1772
01:34:49,475 --> 01:34:53,104
♪ Just like a river runs ♪
1773
01:34:53,104 --> 01:34:55,439
♪ And like a fire needs flame ♪
1774
01:34:56,649 --> 01:34:59,110
♪ Oh, I burn for you ♪
1775
01:34:59,110 --> 01:35:03,447
♪ I got to feel it in my blood ♪
1776
01:35:03,447 --> 01:35:05,658
- Too much.
- No.
1777
01:35:06,992 --> 01:35:12,123
♪ I need your touch don't need your love ♪
1778
01:35:12,123 --> 01:35:13,624
- ♪Whoa oh ♪
- [Joe Elliot] Sing it!
1779
01:35:13,624 --> 01:35:15,084
- [crowd] ♪ And I want ♪
- Dave!
1780
01:35:15,084 --> 01:35:17,253
We've hit the target.
1781
01:35:17,253 --> 01:35:19,588
- What?
- We've got the money!
1782
01:35:19,588 --> 01:35:20,506
Can't hear you.
1783
01:35:21,757 --> 01:35:23,884
We've got the money. We've done it. Look!
1784
01:35:23,884 --> 01:35:25,511
♪ And I need ♪
1785
01:35:25,511 --> 01:35:27,179
♪ And I lust ♪
1786
01:35:27,179 --> 01:35:29,306
♪ Animal ♪
1787
01:35:29,306 --> 01:35:31,475
- We've done it! We've done it!
- We've done it!
1788
01:35:31,475 --> 01:35:33,602
- He's bloody done it!
- [yelling]
1789
01:35:33,602 --> 01:35:35,479
I'm getting you out. We're going on.
1790
01:35:35,479 --> 01:35:37,356
- What? What?
- Come on.
1791
01:35:38,357 --> 01:35:39,191
Wow.
1792
01:35:39,942 --> 01:35:42,486
[applause, cheering]
1793
01:35:42,486 --> 01:35:44,738
Whoo!
1794
01:35:46,574 --> 01:35:49,201
Everybody, this is Dave.
1795
01:35:49,785 --> 01:35:50,703
Go on, Dave.
1796
01:35:52,121 --> 01:35:54,832
Dave, Dave, Dave, Dave, Dave, Dave!
1797
01:35:54,832 --> 01:35:58,127
[crowd chanting]
1798
01:35:58,127 --> 01:35:59,628
[chuckling]
1799
01:35:59,628 --> 01:36:01,130
[shakily] Hello.
1800
01:36:01,881 --> 01:36:06,469
Thank you, Rick.
Listen, I just I just wanted to say
1801
01:36:07,303 --> 01:36:08,304
thank you.
1802
01:36:09,346 --> 01:36:10,681
We hit our target.
1803
01:36:11,307 --> 01:36:12,933
[wild cheering]
1804
01:36:14,351 --> 01:36:16,437
Go on! Hey!
1805
01:36:17,146 --> 01:36:18,397
Yeah.
1806
01:36:19,773 --> 01:36:22,067
Which means that we're gonna have a bank
1807
01:36:22,067 --> 01:36:26,989
which looks after the whole community.
Each and every one of us.
1808
01:36:28,032 --> 01:36:30,117
And and that's all thanks to you.
1809
01:36:33,037 --> 01:36:34,497
So thank you.
1810
01:36:36,165 --> 01:36:37,458
But it's more than that.
1811
01:36:38,125 --> 01:36:40,044
This is bigger even than Burnley.
1812
01:36:42,796 --> 01:36:45,758
We're sending a message today
to the banks.
1813
01:36:45,758 --> 01:36:47,134
We're saying
1814
01:36:48,802 --> 01:36:50,638
enough's enough.
1815
01:36:52,389 --> 01:36:53,599
Enough of your greed.
1816
01:36:55,142 --> 01:36:58,521
Enough of giving money
to those that don't need it
1817
01:36:58,521 --> 01:37:00,022
and nowt to them that do.
1818
01:37:02,191 --> 01:37:05,819
We're saying that there's another way.
1819
01:37:06,820 --> 01:37:08,072
A better way.
1820
01:37:10,407 --> 01:37:12,368
- [person 1] Go on, Dave!
- [person 2] Yes!
1821
01:37:12,368 --> 01:37:14,495
- Yes!
- Yes.
1822
01:37:17,665 --> 01:37:18,666
Look, I'm...
1823
01:37:19,875 --> 01:37:23,087
I'm nothing special.
I'm just Dave from Burnley.
1824
01:37:24,838 --> 01:37:26,298
So if I can do it,
1825
01:37:28,008 --> 01:37:29,218
anyone can.
1826
01:37:30,719 --> 01:37:31,804
And they should.
1827
01:37:33,305 --> 01:37:34,515
All over.
1828
01:37:37,685 --> 01:37:39,520
Because helping each other,
1829
01:37:40,771 --> 01:37:42,856
where we can, how we can.
1830
01:37:46,569 --> 01:37:48,862
That's what community's all about.
1831
01:37:51,448 --> 01:37:52,825
So thank you.
1832
01:37:52,825 --> 01:37:54,410
Thank you, everybody.
1833
01:37:54,410 --> 01:37:57,162
[crowd cheering]
1834
01:37:59,164 --> 01:38:00,499
[Dave] Have a great night!
1835
01:38:00,499 --> 01:38:03,836
Dave, don't go anywhere.
Stay with us on this one.
1836
01:38:03,836 --> 01:38:05,796
- Me? Oh, no.
- Yeah, you.
1837
01:38:05,796 --> 01:38:08,799
- You don't wanna hear me sing.
- Wanna hear him sing a song?
1838
01:38:08,799 --> 01:38:10,009
- Oh, no.
- Yeah?
1839
01:38:10,009 --> 01:38:11,927
[chuckles] Yes, Dave.
1840
01:38:11,927 --> 01:38:14,471
I can do karaoke but I can't do Turf Moor!
1841
01:38:14,471 --> 01:38:15,764
Just one. One song.
1842
01:38:15,764 --> 01:38:18,809
Oh, my God. What have I got myself into?
1843
01:38:18,809 --> 01:38:21,145
- This is a huge mistake.
- Go on!
1844
01:38:21,145 --> 01:38:25,316
♪ Step inside, walk this way
You and me, babe ♪
1845
01:38:25,316 --> 01:38:26,609
[crowd cheering]
1846
01:38:26,609 --> 01:38:29,194
["Pour Some Sugar On Me"
by Def Leppard playing]
1847
01:38:37,661 --> 01:38:40,456
♪ Love is like a bomb, baby
C'mon get it on ♪
1848
01:38:40,456 --> 01:38:43,042
♪ Livin' like a lover with a radar phone ♪
1849
01:38:43,042 --> 01:38:45,794
♪ Lookin' like a tramp
Like a video vamp ♪
1850
01:38:45,794 --> 01:38:48,088
♪ Demolition woman
Can I be your man? ♪
1851
01:38:48,088 --> 01:38:49,381
♪ Your man ♪
1852
01:38:50,299 --> 01:38:52,092
♪ Huh! ♪
1853
01:38:53,886 --> 01:38:56,680
♪ Razzle 'n' a dazzle 'n' a flash
A little light ♪
1854
01:38:56,680 --> 01:38:59,475
♪ Television lover, baby, go all night ♪
1855
01:38:59,475 --> 01:39:02,227
♪ Sometime, anytime, sugar me sweet ♪
1856
01:39:02,227 --> 01:39:04,188
♪ Little miss innocent sugar me ♪
1857
01:39:04,188 --> 01:39:06,106
♪ Yeah ♪
1858
01:39:07,066 --> 01:39:09,234
♪ Yeah ♪
1859
01:39:09,234 --> 01:39:10,986
♪ So c'mon ♪
1860
01:39:10,986 --> 01:39:13,530
[both] ♪ Take a bottle ♪
1861
01:39:13,530 --> 01:39:15,741
♪ Shake it up ♪
1862
01:39:16,617 --> 01:39:18,994
♪ Break the bubble ♪
1863
01:39:18,994 --> 01:39:21,163
♪ Break it up ♪
1864
01:39:21,163 --> 01:39:24,833
♪ Pour some sugar on me ♪
1865
01:39:24,833 --> 01:39:26,669
♪ Ooh, in the name of love ♪
1866
01:39:26,669 --> 01:39:30,297
♪ Pour some sugar on me ♪
1867
01:39:30,297 --> 01:39:32,216
♪ C'mon, fire me up ♪
1868
01:39:32,216 --> 01:39:35,761
♪ Pour your sugar on me ♪
1869
01:39:35,761 --> 01:39:37,471
♪ I can't get enough ♪
1870
01:39:37,471 --> 01:39:39,848
[muffled music]
1871
01:39:59,326 --> 01:40:01,829
♪ Sometime, anytime, sugar me sweet ♪
1872
01:40:01,829 --> 01:40:05,958
♪ Little miss innocent sugar me
Yeah ♪
1873
01:40:07,167 --> 01:40:08,711
♪ Yeah ♪
1874
01:40:08,711 --> 01:40:10,754
♪ So give a little more ♪
1875
01:40:10,754 --> 01:40:15,592
♪ Take a bottle, shake it up ♪
1876
01:40:16,593 --> 01:40:21,348
♪ Break the bubble, break it up ♪
1877
01:40:21,348 --> 01:40:24,560
♪ Pour some sugar on me ♪
1878
01:40:24,560 --> 01:40:26,770
♪ Ooh, in the name of love ♪
1879
01:40:26,770 --> 01:40:29,356
♪ Pour some sugar on me ♪
1880
01:40:29,356 --> 01:40:33,610
Incredible scenes tonight
at Burnley Turf Moor football stadium
1881
01:40:33,610 --> 01:40:37,406
where a concert has helped raise money
to set up the first new bank
1882
01:40:37,406 --> 01:40:39,700
in over 150 years.
1883
01:40:43,620 --> 01:40:45,664
[Joe Elliot] Give it up, Burnley!
1884
01:40:45,664 --> 01:40:48,959
[cheering]
1885
01:40:51,253 --> 01:40:55,841
[crowd chanting] Dave, Dave, Dave!
1886
01:40:56,592 --> 01:40:59,386
[crowd cheering, applause]
1887
01:41:03,849 --> 01:41:05,058
Hugh.
1888
01:41:06,602 --> 01:41:08,729
Hey. I-I saw the books.
1889
01:41:08,729 --> 01:41:11,064
They were nearly a million short
until you stepped in.
1890
01:41:11,064 --> 01:41:12,399
- Oh, you saw that?
- Yeah.
1891
01:41:13,484 --> 01:41:16,779
Yeah, yeah. I borrowed the money
off Clarence
1892
01:41:16,779 --> 01:41:18,739
and put my flat up as collateral.
1893
01:41:18,739 --> 01:41:22,409
- So you'll have to sell it?
- Probably.
1894
01:41:23,535 --> 01:41:26,205
It's fine, though.
Property's a lot cheaper in Burnley.
1895
01:41:26,205 --> 01:41:27,331
Think it is, anyway.
1896
01:41:27,331 --> 01:41:32,628
[laughs] Hugh, no one in their right mind
moves from Primrose Hill to Burnley.
1897
01:41:32,628 --> 01:41:36,548
They don't. You're right, they don't.
Unless
1898
01:41:37,591 --> 01:41:40,844
they have recklessly strong feelings
about someone
1899
01:41:41,512 --> 01:41:42,971
they don't even really know.
1900
01:41:55,818 --> 01:41:56,819
You talking about me?
1901
01:41:56,819 --> 01:41:58,987
- Yeah. I'm talking about you.
- Okay.
1902
01:41:58,987 --> 01:42:00,113
[chuckling]
1903
01:42:00,864 --> 01:42:02,950
[yelling, laughing]
1904
01:42:05,118 --> 01:42:06,578
[Nicky] Come on, Dave!
1905
01:42:06,578 --> 01:42:09,915
- Come on, we did it!
- [Jake] We did it!
1906
01:42:12,709 --> 01:42:14,044
[exhales shakily]
1907
01:42:26,431 --> 01:42:27,724
[lift PA] Going down.
1908
01:42:30,769 --> 01:42:32,813
[reporter] Any comment on
what just happened to you?
1909
01:42:32,813 --> 01:42:36,108
[presenter] Our investigative team
has uncovered what they describe as
1910
01:42:36,108 --> 01:42:40,028
underhand tactics
employed against Dave Fishwick.
1911
01:42:40,028 --> 01:42:43,657
The Financial Regulation Board
denies all knowledge of such tactics,
1912
01:42:43,657 --> 01:42:46,368
but at least two
of the individuals involved
1913
01:42:46,368 --> 01:42:49,079
have been let go by their employers.
1914
01:42:49,079 --> 01:42:53,208
- Count down with me. Three.
- [all] Two, one.
1915
01:42:53,208 --> 01:42:56,044
[crowd cheering]
1916
01:42:56,044 --> 01:42:58,964
There she is. Bank of Dave.
1917
01:43:01,884 --> 01:43:04,052
[all cheer]
1918
01:43:05,637 --> 01:43:06,930
Here's to you all.
1919
01:43:06,930 --> 01:43:08,515
- Here's to Burnley.
- Cheers.
1920
01:43:08,515 --> 01:43:09,850
Give us a kiss.
1921
01:43:11,768 --> 01:43:16,607
In Burnley, the newest and smallest bank
in the country opened for business.
1922
01:43:16,607 --> 01:43:18,984
According to its founder, Dave Fishwick,
1923
01:43:18,984 --> 01:43:22,070
the Bank of Dave
will bring hundreds of jobs to Burnley
1924
01:43:22,070 --> 01:43:27,409
and will fund local enterprises, including
Lancashire's first walk-in free clinic.
1925
01:43:27,409 --> 01:43:30,245
[Dave] Can't forget them.
They helped a bit.
1926
01:43:31,872 --> 01:43:34,333
- Well done us!
- [cheers]
1927
01:43:34,333 --> 01:43:37,544
["Kick" by Def Leppard playing]
1928
01:43:37,544 --> 01:43:39,630
- ♪ And I just can't stop it ♪
- Ahhh!
1929
01:43:39,630 --> 01:43:41,256
♪ All night, every day ♪
1930
01:43:41,256 --> 01:43:45,594
♪ And I just can't stop it
And I love it that way ♪
1931
01:43:45,594 --> 01:43:49,890
♪ I don't wanna kick, kick
Kick your habit ♪
1932
01:43:49,890 --> 01:43:54,019
♪ 'Cause you never quit, quit
I gotta have it ♪
1933
01:43:54,019 --> 01:43:57,940
♪ I don't wanna kick, kick
Kick your habit ♪
1934
01:43:57,940 --> 01:44:02,110
♪ 'Cause you never quit, quit
I gotta have it ♪
1935
01:44:02,110 --> 01:44:06,073
♪ Na, na, na-na, na, na, na ♪
1936
01:44:06,073 --> 01:44:10,077
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1937
01:44:10,077 --> 01:44:14,081
♪ Na, na, na-na, na na na ♪
1938
01:44:14,081 --> 01:44:18,001
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1939
01:44:18,001 --> 01:44:19,336
♪ Ah, kick it ♪
1940
01:44:26,760 --> 01:44:32,265
♪ You're racing through my brain
Like a bolt of white lightnin' ♪
1941
01:44:35,018 --> 01:44:40,482
♪ And I can't sleep it off
'Cause your love's always strikin' ♪
1942
01:44:42,442 --> 01:44:46,655
♪ You're the tonic to my thirst
Sweet nectar of sin ♪
1943
01:44:46,655 --> 01:44:50,534
♪ I keep runnin' away
But you keep draggin' me in ♪
1944
01:44:50,534 --> 01:44:54,663
♪ And I just can't stop it
All night, every day ♪
1945
01:44:54,663 --> 01:44:58,917
♪ And I just can't stop it
And I love it that way ♪
1946
01:44:58,917 --> 01:45:03,088
♪ I don't wanna kick, kick
Kick your habit ♪
1947
01:45:03,088 --> 01:45:07,134
♪ 'Cause you never quit, quit
I gotta have it ♪
1948
01:45:07,134 --> 01:45:11,179
♪ I don't wanna kick, kick
Kick your habit ♪
1949
01:45:11,179 --> 01:45:15,225
♪ 'Cause you never quit, quit
I gotta have it ♪
1950
01:45:15,225 --> 01:45:19,271
♪ Na, na, na-na, na, na, na ♪
1951
01:45:19,271 --> 01:45:23,233
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1952
01:45:23,233 --> 01:45:27,404
♪ Na, na, na-na, na, na, na ♪
1953
01:45:27,404 --> 01:45:31,324
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1954
01:45:31,324 --> 01:45:32,659
♪ Ah, kick it ♪
1955
01:45:56,058 --> 01:46:00,062
♪ I don't wanna kick, kick
Kick your habit ♪
1956
01:46:00,062 --> 01:46:04,149
♪ 'Cause you never quit, quit
I gotta have it ♪
1957
01:46:04,149 --> 01:46:08,195
♪ I don't wanna kick, kick
Kick your habit ♪
1958
01:46:08,195 --> 01:46:12,282
♪ 'Cause you never quit, quit
I gotta have it ♪
1959
01:46:12,282 --> 01:46:16,286
♪ Na, na, na-na, na, na, na ♪
1960
01:46:16,286 --> 01:46:20,248
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1961
01:46:20,248 --> 01:46:24,419
♪ I said, na, na, na-na, na, na, na ♪
1962
01:46:24,419 --> 01:46:28,340
- ♪ Na, na, na ♪
- ♪ So won't you gimme some more? ♪
1963
01:46:28,340 --> 01:46:30,175
♪ Ah, kick it ♪
1964
01:47:35,407 --> 01:47:38,451
[Dave laughs]
153875
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