All language subtitles for Double.Indemnity.1944.DVDRip.XviD.AC3-[fb].english

Why, hello there,
Mr. Neff.

- Working pretty late, aren't you,
Mr. Neff? - Late enough. Let's ride.

- You look kind of all in, at that.
- I'm fine.

- How is the insurance business,
Mr. Neff? - Okay.

They wouldn't ever
sell me any.

They said I have
something loose in my heart.

- I say it's rheumatism.
- Yeah?

Twelve.

Office memorandum.

Walter Neff to Barton Keyes,
Claims Manager.

Los Angeles, July 16, 1938.

Dear Keyes...

I suppose you'll call this
a confession when you hear it.

Well, I don't like
the word confession.

I just want to set you right
about something you couldn't see...

because it was smack up
against your nose.

You think you're such a hot potato
as a Claims Manager...

such a wolf on a phony claim.

Maybe you are, but let's take a look
at that Dietrichson claim.

Accident and double indemnity.

You were pretty good in there
for a while, Keyes.

You said it wasn't
an accident. Check.

You said it wasn't suicide.
Check.

You said it was murder. Check.

You thought you had it cold,
didn't you?

All wrapped up in tissue paper,
with pink ribbons around it.

It was perfect.

Except it wasn't, because
you made one mistake...

just one little mistake.

When it came to picking the killer,
you picked the wrong guy.

You want to know who
killed Dietrichson?

Hold tight to that
cheap cigar of yours, Keyes.

I killed Dietrichson.

Me, Walter Neff,
insurance salesman.

35 years old, unmarried,
no visible scars...

until a while ago, that is.

Yes, I killed him.

I killed him for money...

and for a woman.

And I didn't get the money
and I didn't get the woman.

Pretty, isn't it?

It all began last May.

Around the end of May, it was.

I'd been out to Glendale to deliver
a policy on some dairy trucks.

On the way back I remembered this
auto renewal near Los Feliz Boulevard.

So I drove over there.

It was one of those
California Spanish houses...

everyone was nuts about
10 or 15 years ago.

This one must've cost somebody
about $30,000.

That is, if he ever
finished paying for it.

Is Mr. Dietrichson in?

- Who wants to see him?
- My name is Neff. Walter Neff.

- If you're selling something... - Look,
it's Mr. Dietrichson I want to talk to...

and it's not
magazine subscriptions.

- Listen, Mr. Dietrichson is not in.
- How soon do you expect him?

He'll be home when he gets here,
if that's any help to you.

What is it, Nettie? Who is it?

It's for Mr. Dietrichson.

I'm Mrs. Dietrichson.
What is it?

How do you do,
Mrs. Dietrichson?

I'm Walter Neff,
Pacific All Risk.

- Pacific all what? - The Pacific
All Risk Insurance Company.

It's about some renewals
on the automobiles.

I've been trying to contact your
husband for the past two weeks...

but he's never in his office.
Is there anything I can do?

The insurance ran out
on the 15th.

I'd hate to think of your
having a smashed fender...

or something
while you're not...

fully covered.

Perhaps I know
what you mean, Mr. Neff.

- I've just been taking a sunbath.
- No pigeons around, I hope.

About those policies, Mrs. Dietrichson,
I hate to take up your time, but...

Oh, that's all right.

If you'll wait till I put
something on, I'll be right down.

Nettie, show Mr. Neff
into the living room.

Where would
the living room be?

In there, but they keep
the liquor locked up.

It's all right.
I always carry my own keys.

The living room
was still stuffy...

from last night's cigars.

The windows were closed...

and the sunshine coming in
through the venetian blinds...

showed up the dust in the air.

On the piano, in a couple of fancy frames,
were Mr. Dietrichson and Lola...

his daughter
by his first wife.

They had a bowl of those
little red goldfish...

on the table behind
the big davenport.

But to tell you
the truth, Keyes...

I wasn't a whole lot interested
in goldfish right then.

Or in auto renewals, or in Mr. Dietrichson
and his daughter Lola.

I was thinking about that dame upstairs,
and the way she had looked at me...

and I wanted
to see her again, close...

without that silly staircase
between us.

- I wasn't long, was I?
- Not at all, Mrs. Dietrichson.

- Hope I've got my face on straight.
- It's perfect, for my money.

- Neff is the name, isn't it?
- Yeah.

With two "F's," like in Philadelphia,
if you know the story.

- What story?
- The Philadelphia Story.

Suppose we sit down and you tell me
about the insurance.

My husband never
tells me anything.

Well, it's on your two cars,
the LaSalle and the Plymouth.

We've been handling this insurance
for Mr. Dietrichson for three years...

and we'd hate to see
the policies lapse.

That's a honey of an anklet
you're wearing, Mrs. Dietrichson.

As I was saying, we'd hate to see
the policies lapse.

Of course, we give them 30 days.
That's all we're allowed to give.

I guess he's been too busy down
at Long Beach in the oil fields.

Couldn't I catch him at home
some evening for a few minutes?

I suppose so. But he's never
home much before 8:00.

That's fine with me.

You're not connected
with the Automobile Club, are you?

No, the All Risk,
Mrs. Dietrichson. Why?

Somebody from the Automobile Club
has been trying to get him.

- Do they have a better rate?
- If your husband's a member.

No, he isn't.

Well, then he'd have to join the club
and pay the membership fee to start with.

I never knock the other fellow's
merchandise, Mrs. Dietrichson.

The Automobile Club's fine.
I can do just as well for you, though.

I have a very attractive
policy here.

It wouldn't take me two minutes
to put it in front of your husband.

For instance, we're writing
a new kind of 50% retention feature...

in the collision coverage.

You're a smart insurance man,
aren't you, Mr. Neff?

- Well, I've been at it 11 years.
- Doing pretty well?

It's a living.

You handle just automobile insurance,
or all kinds?

All kinds. Fire, earthquake, theft,
public liability, group insurance...

industrial stuff and so on,
right down the line.

Accident insurance?

Accident insurance?
Sure, Mrs. Dietrichson.

Wish you'd tell me
what's engraved on that anklet.

- Just my name.
- As, for instance?

- Phyllis.
- Phyllis, huh?

- I think I like that.
- But you're not sure?

I'd have to drive it around
the block a couple of times.

Mr. Neff, why don't you drop by
tomorrow evening around 8:30?

- He'll be in then.
- Who?

My husband. You were anxious
to talk to him, weren't you?

Yeah, I was, but I'm sort of
getting over the idea...

if you know what I mean.

There's a speed limit in this state,
Mr. Neff. 45 miles an hour.

- How fast was I going, officer?
- I'd say around 90.

Suppose you get down off your
motorcycle and give me a ticket.

Suppose I let you off
with a warning this time.

Suppose it doesn't take.

Suppose I have to whack you
over the knuckles.

Suppose I bust out crying
and put my head on your shoulder.

Suppose you try putting it
on my husband's shoulder.

That tears it.

- 8:30 tomorrow evening then.
- That's what I suggested.

- Will you be here, too?
- I guess so, I usually am.

Same chair, same perfume,
same anklet?

I wonder if I know
what you mean.

I wonder if you wonder.

It was a hot afternoon
and I can still remember...

the smell of honeysuckle
all along that street.

How could I have known that murder
can sometimes smell like honeysuckle?

Maybe you would
have known, Keyes...

the minute she mentioned
accident insurance, but I didn't.

I felt like a million.

I went back to the office
to see if I had any mail.

It was the day you had that truck driver
from Inglewood on the carpet.

Remember, Keyes?

Mr. Neff, Mr. Keyes
wants to see you.

He's been yelling for you
all afternoon.

Is he sore, or just frothing
at the mouth a little?

Park this for me,
will you, sweetheart?

- Hello, Walter.
- Hi, George.

Come on. Come on, Garlopis.

You're not kidding anybody
with that line of bull.

- You're in a jam and you know it.
- Says you.

- All I want is my money.
- Says you.

All you're gonna get
is the cops. Hello, Walter.

- This is Sam Garlopis from Inglewood.
- Sure, I know Mr. Garlopis.

Wrote a policy on his truck.
How are you, Mr. Garlopis?

- I ain't so good. My truck burned down.
- Yeah. Now look, Garlopis.

Every month hundreds of claims
come to this desk.

Some of them are phonies,
and I know which ones.

How do I know? Because
my little man tells me.

- What little man?
- The little man in here.

Every time one of these phonies
comes along, it ties knots in my stomach.

I can't eat.

Yours is one of them, Garlopis.
That's how I knew your claim was crooked.

So what did I do?

I sent a tow car over to your
garage this afternoon...

and they jacked up that
burned-out truck of yours.

And what did they find?

They found what was left
of a neat pile of shavings.

What shavings?

The ones you soaked with kerosene
and dropped a match on.

Look, Mister, I'm just a poor guy.
Maybe I made a mistake.

That's one way of putting it.

I ain't feeling so good,
Mr. Keyes.

Here. Just a minute.
Sign this and you'll feel fine.

- Sign what? - It's a waiver
on your claim. Right here.

- Here?
- Here.

Now you're an honest man again.
Goodbye, Garlopis.

But I ain't got no more truck.

$2,600 is lot of dough
where I live.

What's the matter, Garlopis,
don't you know how to open the door?

Just put your hand
on the knob, turn it to the left.

Now pull it toward you.

- That's the boy.
- Thank you, Mr. Keyes.

What kind of an outfit
is this, anyway?

Are we an insurance company,
or just a bunch of dimwitted amateurs...

to write a policy
on a mug like that?

Now, wait a minute, Keyes.
I don't rate this beef.

I clipped a note to that
Garlopis application...

to have him
thoroughly investigated...

- before we accepted the risk.
- I know you did, Walter.

I'm not beefing at you. It's the company.
It's the way they do things.

The way they don't do things!

The way they'll write anything
just to get it down on the sales sheet.

And I'm the guy that has to
sit here up to my neck in phony claims...

so they won't throw more money out
the window than they take in at the door.

Okay, turn the record over,
let's hear the other side.

Well, I get darn sick of trying to pick up
after a gang of fast-talking salesmen...

dumb enough to sell
life insurance to a guy...

who sleeps in the same bed
with four rattlesnakes.

Walter, I've had 26 years of this
and let me tell you, I'm getting...

Yeah, and you've loved
every minute of it, Keyes.

You love it, only you worry about it
too darn much, you and your little man.

You're so darn conscientious,
you're driving yourself crazy.

You wouldn't even say today is Tuesday
unless you looked at the calendar.

Then you'd check to see if it was
this year's or last year's calendar.

Then you'd find out
who printed the calendar...

and find out if their calendar checked
with the World Almanac's calendar.

Now, that's enough
from you, Walter.

Now, get out of here
before I throw my desk at you.

I love you, too.

I really did, too,
you old crab...

always yelling your head off,
always sore at everybody.

But you never fooled me with your
song and dance. Not for a second.

I kind of always knew that behind
the cigar ashes on your vest...

you had a heart
as big as a house.

Back in my office there was
a phone message from Mrs. Dietrichson...

about the renewals.

She didn't want me to come
tomorrow evening.

She wanted me to come
Thursday afternoon at 3.30 instead.

I had a lot of stuff lined up
for that Thursday afternoon...

including a trip
down to Santa Monica...

to see a couple of live prospects
about some group insurance.

But I kept thinking
about Phyllis Dietrichson...

and the way that
anklet of hers cut into her leg.

Hello, Mr. Neff.
Aren't you coming in?

I'm considering it.

I hope you didn't mind
my changing the appointment.

- Last night wasn't so convenient.
- That's all right.

I was working on
my stamp collection anyway.

I was just fixing some iced tea.
Would you like a glass?

Yeah, unless you've got
a bottle of beer that's not working.

There may be some.
I never know what's in the icebox.

Nettie.

About those renewals, Mr. Neff.
I talked to my husband about it.

- Oh, you did? - Yes. He'll renew
with you, he told me so.

As a matter of fact,
I thought he'd be here this afternoon.

- But he's not?
- No.

That's terrible.

Nettie!

Oh, I forgot,
today's the maid's day off.

Never mind the beer.
Iced tea will be fine.

- Lemon? Sugar?
- Fix it your way.

As long as it's the maid's day off,
maybe there's something I can do for you.

- Like running the vacuum cleaner.
- Fresh.

I used to peddle
vacuum cleaners.

Not much money,
but you learn a lot about life.

I didn't think you'd learned it
from a correspondence course.

Where'd you pick up
this tea drinking?

- You're not English, are you?
- No. Californian.

Born right here
in Los Angeles.

They say all native Californians
come from Iowa.

- Mr. Neff, I...
- Make it Walter, huh?

- Walter.
- That's right.

Tell me, Walter, on this insurance,
how much commission do you make?

Twenty percent. Why?

I thought perhaps I could throw
a little more business your way.

- I can always use it.
- I was thinking about my husband.

I worry a lot about him
down in those oil fields.

- It's very dangerous.
- Not for an executive, is it?

He doesn't just sit
behind a desk.

He's right down there
with those drilling crews.

It's got me worried sick.

You mean, some dark night
a crown block might fall on him?

- Please don't talk like that.
- But that's the idea.

The other day a casing line snapped
and caught the foreman.

- He's in the hospital
with a broken back. - That's bad.

It's got me jittery
just thinking about it.

Suppose something like that
happened to my husband.

- It could.
- Well...

don't you think he ought
to have accident insurance?

What kind of insurance
could he have?

Enough to cover doctors
and hospital bills.

Say $125 a week cash benefit.

And he'd rate around
$50,000 capital sum.

- Capital sum? What's that?
- In case he gets killed.

Maybe I shouldn't
have said that.

I suppose you have to think
of everything in your business.

Well, your husband
would understand.

I'm sure I could sell him on the idea
of some accident protection.

Why don't I talk
to him about it?

You could try,
but he's pretty tough-going.

They're all tough at first.

He has a lot on his mind.

He doesn't seem to want
to listen to anything...

except maybe
a baseball game on the radio.

Sometimes we sit here all evening
and never say a word to each other.

- Sounds pretty dull.
- So, I just sit and knit.

Is that what you
married him for?

Maybe I like the way
his thumbs hold up the wool.

Anytime his thumbs
get tired...

Only, with me around,
you wouldn't have to knit.

- Wouldn't I?
- You bet your life, you wouldn't.

Wonder if a little rum
would get this up on its feet.

I want to ask you
something, Walter.

Could I get an accident policy for him
without bothering him at all?

How's that, again?

It would make it easier for you, too.
You wouldn't even have to talk to him.

I have a little
allowance of my own.

I could pay for it and he needn't
know anything about it.

Why shouldn't he know?

Because he doesn't want
accident insurance.

- He's superstitious about it. - A lot
of people are. That's funny, isn't it?

If there was a way to get it like that,
all the worry would be over.

- See what I mean, Walter?
- Sure. I got good eyesight.

You mean you want him to have
the policy without him knowing it.

And that means without the insurance
company knowing that he doesn't know it.

- That's the setup, isn't it?
- Is there anything wrong with it?

No, I think it's lovely.

Then, if some dark, wet night,
that crown block did fall on him...

What crown block?

Only sometimes it can't quite make it
on its own, it has to have a little help.

I don't know what
you're talking about.

Of course, it doesn't have
to be a crown block.

It can be a car backing over him, or he
could fall out of the upstairs window.

Any little thing like that,
just so it's a morgue job.

- Are you crazy?
- Not that crazy.

- Goodbye, Mrs. Dietrichson.
- What's the matter?

Look, baby,
you can't get away with it.

You want to knock him off,
don't you?

That's a horrible
thing to say.

What'd you think
I was, anyway?

A guy that walks into a good looking
dame's front parlor and says:

"Good afternoon, I sell
accident insurance on husbands.

"You got one that's been
around too long?

"One you'd like to turn into
a little hard cash?

"Just give me a smile
and I'll help you collect."

- Boy, what a dope you must think I am.
- I think you're rotten.

I think you're swell,
so long as I'm not your husband.

- Get out of here.
- You bet I'll get out of here, baby.

I'll get out of here,
but quick.

So I let her have it
straight between the eyes.

She didn't fool me
for a minute, not this time.

I knew I had hold
of a red-hot poker...

and the time to drop it
was before it burned my hand off.

I stopped at a drive-in for a bottle of beer,
the one I had wanted all along...

only I wanted it worse now, to get
rid of the sour taste of her iced tea...

and everything
that went with it.

I didn't want to go back to the office
so I dropped by a bowling alley...

at Third and Western
and rolled a few lines...

to get my mind thinking about
something else for a while.

I didn't feel like eating dinner when
I left, and I didn't feel like a show.

So, I drove home, put the car away
and went up to my apartment.

It had begun to rain outside
and I watched it get dark...

and didn't even
turn on the light.

That didn't help me either.

I was all twisted up inside...

and I was still holding on
to that red-hot poker.

And right then it came over me that
I hadn't walked out on anything at all.

That the hook
was too strong...

that this wasn't the end
between her and me.

It was only the beginning.

So at 8.00 the bell would ring and I'd know
who it was without even having to think.

As if it was the most
natural thing in the world.

Hello. You forgot your hat
this afternoon.

- Did I?
- Don't you want me to bring it in?

Sure.

Put it on the chair.

- How'd you know where I live?
- It's in the phone book.

- It's raining.
- Yeah.

Peel off your coat
and sit down.

Your husband out?

Yes. Long Beach.
They're spudding in a new well.

He phoned he'd be late.
About 9:30.

It's about time you said
you were glad to see me.

I knew you wouldn't
leave it like that.

- Like what?
- Like it was this afternoon.

I must have said something that gave you
a terribly wrong impression.

You must never think anything
like that about me, Walter.

- Okay.
- No, it's not okay.

- Not if you don't believe me.
- What do you want me to do?

I want you to be nice to me.

Like the first time
you came to the house.

It can't be
like the first time.

- Something's happened.
- I know it has.

It's happened to us.

I feel as if he was watching me.
Not that he cares. Not anymore.

He keeps me on a leash
so tight I can't breathe.

He's in Long Beach,
isn't he? Relax.

Maybe I oughtn't
to have come.

- Maybe you oughtn't.
- You want me to go?

- If you want to.
- Right now?

Sure, right now.

- I'm crazy about you, baby.
- I'm crazy about you, Walter.

That perfume on your hair.
What's the name of it?

I don't know.
I bought it in Ensenada.

You ought to have some of that
pink wine to go with it.

The kind that bubbles.
All I got is bourbon.

Bourbon is fine, Walter.

Get a couple of glasses,
will you?

- Club soda?
- Plain water, please.

You know, about six months ago a guy
slipped on a cake of soap in his bathtub...

and knocked himself cold
and was drowned.

Only he had
accident insurance.

So they had an autopsy
and she didn't get away with it.

- Who didn't?
- His wife.

Then there was a case of a guy
who was found shot.

His wife said he was cleaning a gun
and his stomach got in the way.

All she collected was
a three-to-ten stretch in Tehachapi.

Perhaps it was
worth it to her.

See if you can carry that
as far as the living room.

It's nice here, Walter.
Who takes care of it for you?

A colored woman comes in
a couple of times a week.

- Cook your own breakfast?
- Squeeze a grapefruit once in a while.

- Get the rest down at the
corner drugstore. - Sounds wonderful.

Just strangers beside you.

You don't know them
and you don't hate them.

You don't have to
sit across the table...

and smile at him and that daughter
of his every morning of your life.

What daughter? You mean
the little girl on the piano?

Lola. She lives with us.

He thinks a lot more of her
than he does of me.

- You ever think of a divorce?
- He wouldn't give me a divorce.

I suppose because
it'd cost him too much money.

He hasn't got any money.
Not since he went into the oil business.

But he had
when you married him?

Yes, he had.
And I wanted a home. Why not?

But that's not the only reason.
I was his wife's nurse.

She was sick a long time.
When she died, he was terribly broken up.

- I pitied him so.
- And now you hate him.

Yes, Walter.
He's so mean to me.

Every time I buy a dress or
a pair of shoes he yells his head off.

He never lets me go anywhere.
He keeps me shut up.

He's always been mean to me.

Even his life insurance
all goes to that daughter of his.

- That Lola.
- Nothing for you at all?

No. And nothing is just
what I'm worth to him.

So you lie awake in the dark
and listen to him snore and get ideas.

Walter, I don't want
to kill him. I never did.

Not even when he gets drunk
and slaps my face.

- Only sometimes you wish he was dead.
- Perhaps I do.

Then you wish it was an accident,
and you had that policy for $50,000.

- Is that it?
- Perhaps that, too.

The other night we drove home
from a party. He was drunk again.

When we drove into the garage, he just sat
there with his head on the steering wheel...

and the motor still running.

And I thought what it would be like
if I didn't switch it off...

just closed the garage doors
and left him there.

I'll tell you what
it'd be like.

If you had that accident policy
and tried to pull a monoxide job...

We've got a guy
in our office named Keyes.

For him a setup like that'd be
just like a slice of rare roast beef.

In three minutes he'd know
it wasn't an accident.

In 10 minutes you'd be sitting
under the hot lights.

In a half-hour you'd be
signing your name to a confession.

But, Walter, I didn't do it
and I'm not going to do it.

Not if there's an insurance company
in the picture, baby.

They know more tricks
than a carload of monkeys.

And if there's a death mixed up in it,
you haven't got a prayer.

They'll hang you just as sure
as ten dimes will buy a dollar.

And I don't want you
to hang, baby.

Stop thinking about it,
will you?

So we just sat there.

She started crying softly, like the rain
on the window, and we didn't say anything.

Maybe she had stopped
thinking about it, but I hadn't.

I couldn't.

Because it all tied up with something
I'd been thinking about for years.

Since long before I ever
ran into Phyllis Dietrichson.

Because you know
how it is, Keyes.

In this business
you can't sleep...

for trying to figure out
all the tricks they could pull on you.

You're like the guy
behind the roulette wheel...

watching the customers to make sure
they don't crook the house.

And then one night, you get to thinking
how you could crook the house yourself.

And do it smart.

Because you've got that wheel
right under your hands.

You know every notch in it
by heart.

And you figure all you need
is a plant out front.

A shill to put down the bet.

And suddenly
the doorbell rings...

and the whole setup
is right there in the room with you.

Look, Keyes, I'm not trying
to whitewash myself.

I fought it, only I guess
I didn't fight it hard enough.

The stakes were $50,000,
but they were the life of a man, too.

A man who'd never
done me any dirt, except...

he was married to a woman
he didn't care anything about.

And I did.

Will you phone me?
Walter?

I hate him.
I loathe going back to him.

- You believe me, don't you, Walter?
- Sure I believe you.

I can't stand it anymore.
What if they did hang me?

They're not going
to hang you, baby.

It's better than
going on this way.

They're not gonna
hang you because...

you're gonna do it
and I'm gonna help you.

- Do you know what you're saying?
- Sure, I know what I'm saying.

We're gonna do it
and we're gonna do it right.

- And I'm the guy that knows how.
- Walter, you're hurting me.

There's not going to be any slip-up.
Nothing sloppy. Nothing weak.

It's got to be perfect.

Call me tomorrow.
But not from your house. From a booth.

And watch your step
every single minute.

This has got to be perfect, you understand?
Straight down the line.

Straight down the line.

That was it, Keyes.

The machinery had started to move
and nothing could stop it.

The first thing we had to do was
fix him up with that accident policy.

I knew he wouldn't buy, but all I wanted
was his signature on an application.

So I had to get him to sign without
his knowing what he was signing.

And I wanted another witness besides
Phyllis to hear me give him a sales talk.

I was trying to think
with your brains, Keyes...

because I wanted
all the answers ready...

for all the questions you were gonna
spring as soon as Dietrichson was dead.

A couple of nights later
I went to the house.

Everything looked fine, except I didn't
like the witness Phyllis had brought in.

It was Dietrichson's
daughter, Lola.

And it made me feel
a little queer in the belly...

to have her sitting right there
in the room, playing Chinese checkers...

as if nothing
were going to happen.

I suppose you realize,
Mr. Dietrichson...

that, not being an employee...

you are not covered by
the State Compensation Insurance Act.

The only way you can protect yourself is
by having a personal policy of your own.

Yeah, I know
all about that.

The next thing
you'll tell me I need...

earthquake insurance and
lightning insurance and hail insurance.

If we bought all the insurance
they can think up...

we'd stay broke paying for it,
wouldn't we, honey?

What keeps us broke is you going out
and buying five hats at a crack.

Who needs a hat in California?

Dollar for dollar,
Mr. Dietrichson...

accident insurance is
the cheapest coverage you can buy.

Well, maybe some other time,
Mr. Neff. I had a tough day.

Just as you say.

Suppose we just settle
that automobile insurance tonight.

Sure.

All we'll need on that is for you
to sign the application for renewal.

Phyllis, do you mind
if we don't finish this game?

- It bores me stiff.
- Got something better to do?

Yes, I have.

Father, is it all right
if I run along now?

- Run along where? Who with?
- Just Anne. We're going roller-skating.

- Anne who?
- Anne Matthews.

It's not that
Nino Zachetti again, is it?

It better not be
that Zachetti guy.

If I ever catch you
with that...

It's Anne Matthews,
I told you.

And I also told you
we're going roller-skating.

I'm meeting her at the corner of Vermont
and Franklin, the northwest corner...

in case you're interested,
and I'm late already.

I hope that's all quite clear.
Good night, Father.

- Good night, Phyllis.
- Good night, Miss Dietrichson.

- I'm sorry. Good night, Mr...
- Neff.

Good night, Mr. Neff.

A great little fighter
for her weight.

Now, if you'll just
sign these, Mr. Dietrichson.

- Sign what? - The applications
for the auto renewals.

So you'll be covered until
the new policies are issued.

- When will that be?
- About a week.

Just so I'm covered
when I drive up north.

- San Francisco?
- Palo Alto.

He was a Stanford man,
Mr. Neff.

And he still goes to his
class reunion every year.

What's wrong with that? Can't I have
a little fun, even once a year?

Great football school,
Stanford.

- Did you play football, Mr. Dietrichson?
- Left guard.

Almost made the varsity, too.
Where do I sign?

The bottom line.

- Both copies, please.
- Sign twice, huh?

Yes. One is
the agent's copy.

- I need it for my files.
- Files. Duplicates. Triplicates.

Thank you,
Mr. Dietrichson.

Don't worry about the check, I can
pick it up at your office some morning.

- How much you taking me for?
- $147.50.

I think that's enough
insurance for one evening, Mr. Neff.

Plenty.

Bring me some soda when you
come up, Phyllis. Good night, Mr. Neff.

Good night, Mr. Dietrichson.

I think you left your hat
in the hall, Mr. Neff.

Good night, Mr. Neff.

- All right, Walter?
- Fine.

- He signed it, didn't he?
- Sure he signed it. You saw him.

Now, listen. That trip to Palo Alto.
When does he leave?

End of the month.

- He drives, huh?
- He always drives.

Not this time. You're gonna
make him take the train.

- Why? - Because it's
all worked out for a train.

Listen, baby. There's a clause
in every accident policy...

a little thing called
double indemnity.

The insurance companies put it in
as a sort of come-on for the customers.

That means they pay double
on certain accidents.

The kind that almost
never happen.

Like for instance, if a guy
is killed on the train...

they pay $100,000
instead of $50,000.

- I see.
- We're hitting it for the limit, baby.

That's why
it's got to be the train.

It'll be the train, Walter.
Just the way you want it.

Straight down the line.

Hello, Mr. Neff.

It's me.

- Is anything wrong?
- I've been waiting for you.

For me? Why?

I thought you could let me ride
with you, if you're going my way.

- Which way would that be?
- Down the hill. Down Vermont.

Sure. Vermont and Franklin.
Northwest corner, wasn't it?

Be glad to, Miss Dietrichson.

Going roller-skating, huh?

- You like roller-skating?
- I can take it or leave it.

- Only tonight you're leaving it?
- Yes, I am.

I'm having
a very tough time at home.

My father doesn't understand me
and Phyllis hates me.

- Sounds tough, all right.
- That's why I have to lie sometimes.

You mean it's not
Vermont and Franklin?

It's Vermont and Franklin
all right.

Only it's not Anne Matthews.
It's Nino Zachetti.

You won't tell on me,
will you?

- I'd have to think it over.
- Nino's not what my father says at all.

He's just had bad luck.
He was doing premed at USC...

and working nights as an usher
in a theater downtown.

Got behind in his credits,
flunked out.

Then he lost his job for talking back.
He's so hot-headed.

Becomes expensive, doesn't it?

Guess my father thinks nobody's
good enough for his daughter...

except maybe the guy that
owns Standard Oil.

I wish he'd see it my way.
I can't give Nino up.

It'll all straighten out,
Miss Dietrichson.

I suppose it will sometime.
This is the corner right here, Mr. Neff.

Nino? Over here, Nino.

- This is Mr. Neff, Nino.
- Hello, Nino.

The name is Zachetti.

Nino, please. Mr. Neff gave me
a ride from the house.

I told him all about us.

Why does he have to
get told about us?

We don't have to worry
about Mr. Neff, Nino.

I'm not doing any worrying.

Just don't you
broadcast so much.

Well, what's the matter
with you, Nino?

- Why, he's a friend.
- I don't have any friends.

If I did, I like to pick them myself.
Come on.

Look, sonny, she needed a ride,
so I brought her along.

Is that anything
to get tough about?

All right, Lola, make up your mind.
Are you coming or aren't you?

Of course I'm coming.

Don't mind him, Mr. Neff.
And thanks a lot for the ride.

You're awfully sweet. Nino?

She was a nice kid.

Maybe he was a little better
than he sounded.

But right then it gave me a nasty feeling
to be thinking about them at all...

with that briefcase right behind my head
that had her father's signature in it...

and what that signature meant.

It meant he was a dead pigeon.

It was only a question of time,
and not very much time at that.

You know that big market
up on Los Feliz, Keyes?

That's the place Phyllis and I
had picked for a meeting place.

I already had most of
the plan in my head...

but a lot of details
had to be worked out.

And she had to know them
all by heart when the time came.

We had to be very careful
from now on.

We couldn't let anybody
see us together.

We couldn't even talk to each other
on the telephone.

Not from her house
or at my office, anyway.

So she was to be in the market
every morning about 11.00, buying stuff.

And I could sort of run into her there
any day I wanted to.

Sort of accidentally
on purpose.

- Walter, I wanted to...
- Not so loud.

I wanted to talk to you,
ever since yesterday.

Let me talk first.
It's all set.

The accident policy came through.
I've got it in my pocket.

I got his check, too.
I saw him down in the oil fields.

He thought he was paying
for the auto insurance.

The check's just made out to the company,
so it could be for anything.

But you have to send a check
for the auto insurance, see?

It'll be all right that way,
because one of the cars is in your name.

Open your bag. Quick.

Can you get in
the safe-deposit box?

- Yes. We both have keys.
- Fine.

But don't put the policy
in there yet. I'll tell you when.

Remember, you never saw it, you never
even touched it, you understand?

- I'm not a fool. - Okay.
When is he leaving on the train?

- That's just it. He isn't going.
- What?

That's what I've been trying
to tell you. The trip is off.

What happened?

Mister, could you reach me
that package of baby food?

That one up there?

I don't know why they always put
what I want on the top shelf.

Go ahead. I'm listening.

He had a fall-down at the well.
Broke his leg. It's in a cast.

- Broke his leg?
- What do we do now, Walter?

- Nothing. We just wait.
- Wait for what?

Until he can
take the train.

I told you it's got
to be the train.

But we can't wait.
I can't go on like this.

Look, we're not gonna grab a hammer and
do it quick, just to get it over with.

- There are other ways.
- We're not gonna do it other ways.

But we can't leave it
like this.

What do you suppose would happen if
he found out about the accident policy?

Plenty. But not as bad as sitting
in that death house.

Don't ever talk like that. - Don't let's
start losing our heads, that's all.

It's not our heads.
It's our nerve we're losing.

Excuse me.

We're gonna do it right.
That's all I said.

It's the waiting
that's getting me.

It's getting me
just as bad, baby.

- But we've got to wait.
- Maybe we have, Walter, only...

it's so tough without you.
It's like a wall between us.

I better go, baby.
I'm thinking of you every minute.

After that, a full week went
by and I didn't see her once.

I tried to keep my mind off her
and off the whole idea.

I kept telling myself that maybe
those Fates they say watch over you...

had gotten together and broken his leg
to give me a way out.

Then it was the 15th of June.
You may remember that date, Keyes.

You came into my office
around 3.00 in the afternoon.

Hello, Keyes.

I just came
from Norton's office.

The semiannual sales
records are out.

You're high man, Walter.
That's twice in a row. Congratulations.

Thanks. How would you
like a cheap drink?

How would you like
a $50 cut in salary?

- Do I laugh now or wait till
it gets funny? - No, I'm serious.

I've just been talking to Norton.
Too much stuff piling up on my desk.

Too much pressure
on my nerves.

I spend half the night
walking up and down in my bed.

I've got to have an assistant
and I thought of you.

Me? Why pick on me?

Well, because I've got a crazy idea
you might be good at the job.

That's crazy, all right.
I'm a salesman.

Yeah. A peddler,
a gladhander, a backslapper.

You're too good
to be a salesman.

- Nobody's too good to be a salesman.
- Phooey!

All you guys do is just ring doorbells
and dish out a smooth line of monkey talk.

What's troubling you
is that $50 cut, isn't it?

- Well, that'd trouble anybody.
- Now look, Walter.

The job I'm talking about
takes brains and integrity.

It takes more guts than
there is in 50 salesmen.

It's the hottest job
in the business.

Yeah, but it's still
a desk job.

- I don't want to be nailed to a desk.
- Desk job?

Is that all you can see in it?

Just a hard chair to park your pants on
from 9:00 to 5:00, huh?

Just a pile of papers to shuffle around,
and five sharp pencils...

and a scratch pad to make figures on,
maybe a little doodling on the side.

Well, that's not the way
I look at it, Walter.

To me, a claims man is a surgeon,
that desk is an operating table...

and those pencils are scalpels
and bone chisels.

And those papers are not just forms and
statistics and claims for compensation.

They're alive.
They're packed with drama...

with twisted hopes
and crooked dreams.

A claims man, Walter,
is a doctor and a bloodhound and a...

Who? Okay, hold on a minute.

A claims man is a doctor and a bloodhound
and a cop and a judge and a jury...

and a father confessor,
all in one.

And you want to tell me
you're not interested?

You don't want to work
with your brains?

All you want to work is with
your finger on the doorbell...

for a few bucks more a week.
There's a dame on your phone.

- Walter Neff speaking.
- I had to call you, Walter.

It's very urgent.
Are you with somebody?

Yes, I am.
Can't I call you back, Margie?

No, you can't.
I've only got a minute. It can't wait.

Listen. He's going tonight. On the train.
Are you listening?

- Walter?
- Yeah. I'm listening, Margie.

- Only, make it snappy, will you?
- He's on crutches.

The doctor says he can go if he's
careful. The change will do him good.

It's wonderful, Walter.
Just the way you wanted it, on a train.

Only with the crutches
it makes it much better, doesn't it?

Yeah. Yeah,
that's 100% better.

Hold the line a minute,
will you?

- Keyes, suppose I join you in your office?
- That's all right. I'll wait.

Only tell her
not to take all day.

Go ahead.

It's the 10:15 from Glendale.
I'm driving him.

It's still the same
dark street, isn't it?

And the signal is three honks
on the horn. Okay. Anything else?

No.

Oh, uh...

what color did you pick?

Blue. Navy blue.
And the cast is on his left leg.

Mmm-hmm.

Yeah, that suits me fine.

This is it, Walter.
I'm shaking like a leaf.

But it's straight down the line
for both of us.

I love you, Walter. Goodbye.

- Sorry, Keyes.
- What's the matter?

Dames chasing you again? Or still?
Or is it none of my business?

If I told you
it was a customer...

Margie. I bet she drinks
from the bottle.

Why don't you settle down
and get married, Walter?

- Why don't you, for instance?
- I almost did, once. Long time ago.

Now look, Keyes,
I've got to call on a prospect.

Even had the church
picked out, the dame and I.

She had a white satin dress
with flounces on it.

I was on my way to the jewelry store
to buy the ring.

And then suddenly that little man
in here started working on me.

So you went back
and had her investigated?

Yeah. And the stuff
that came out...

She'd been dyeing her hair
ever since she was 16.

There was a manic depressive
in her family, on her mother's side.

She already had one husband.

He was a professional
pool player in Baltimore.

- And as for her brother...
- I get the general idea.

- She was a tramp from a long line
of tramps. - Yeah. All right, all right.

Now what do I say to Norton?
What about this job I want you for?

I don't think
I want it, Keyes.

- Thanks just the same.
- Fair enough.

Only get this,
I picked you for the job...

not because I think
you're so darn smart...

but because I thought you were a shade
less dumb than the rest of the outfit.

Guess I was wrong.
You're not smarter, Walter.

You're just a little taller.

Yes, Keyes.

Those Fates I was talking about
had only been stalling me off.

Now they had thrown the switch.
The gears had meshed.

The time for thinking
had all run out.

I wanted my movements accounted for
up to the last possible moment.

So when I left the office I put my rate book
on the desk as if I had forgotten it.

That was part of my alibi.

From here on, it was a question
of following the timetable...

move by move.

I got home about 7.00 and
drove right into the garage.

This was another item
to establish my alibi.

- Hi, Mr. Neff.
- Hello, Charlie.

How about giving
the heap a wash job?

How soon you gonna want it?

I got a couple cars
ahead of you.

Any time you get
to it, Charlie.

- I'm staying in tonight.
- Okay.

Up in my apartment
I called Lou Schwartz...

one of the salesmen
that shared my office.

He lived in Westwood, so it was a toll call
and there'd be a record of it.

I told him I'd forgotten my rate book
and needed some dope...

on the public liability bond
I was figuring.

I changed into a navy blue suit like
Dietrichson was going to wear.

Lou Schwartz called me back
and gave me a lot of figures.

I stuffed a hand towel and
a roll of adhesive into my pockets...

so I could fake something that
looked like a cast on a broken leg.

Next, I stuck a card
inside the telephone box...

so that it would fall down
if the bell rang.

That way I'd know if anybody had
called me while I was away.

Then I did the same thing to the doorbell
in case anybody came to see me.

I left the apartment
by the service stairs. Nobody saw me.

I walked all the way from my apartment
to the Dietrichson house.

I didn't want
to take the bus...

because there was always the chance that
someone might remember seeing me on it.

I was being that careful.

I could smell that
honeysuckle again.

Only it was even stronger,
now that it was night.

I slid the garage door open
as quietly as I could.

She'd backed the sedan in,
just the way I told her to.

I'd figured it was
safer that way...

in case he got into the car
before she drove it out.

I got into
the back of the car.

I lay there on the floor
and waited.

All the time I was thinking about that
dark street on the way to the station...

where I was to do it...

and the three honks on the horn
that were to be the signal.

About 10 minutes later
they came down.

- All right, honey?
- Yeah, I'm all right.

I'll have the car out
in a second.

- Take it easy, honey.
We've got lots of time. - Yeah.

Remember what the doctor said.
If you get careless...

you might end up
with a shorter leg.

So what? I could break
the other one and match them up again.

It makes you feel pretty good
to get away from me, doesn't it?

It's only for four days.
I'll be back Monday at the latest.

This is not the right street.
Why did you turn here?

What are you doing that for?

What are you
honking the horn for?

You take care of the redcap
and the conductor.

- Don't worry.
- Keep away from me as much as you can.

- Tell them I don't want to be helped.
- I said, don't worry, Walter.

You start as soon as
the train leaves.

When you get to the refinery,
turn off the highway onto the dirt road.

From there it's exactly
eight-tenths of a mile...

to the dump beside the tracks.
Remember.

- I remember everything.
- No speeding.

You don't want any cops stopping you
with him in the back.

Walter, we've been through
all that so many times.

When you leave the highway,
turn off all your lights.

I'll be back on
the observation platform.

I'll drop off as close to
the spot as I can.

Let the train pass,
then dim your lights twice.

- San Francisco train, lady?
- Car 9, section 11. Just my husband.

Car 9, section 11?
This way please.

Thank you. My husband
doesn't like to be helped.

Car number 8. Up there.

Car 9, section 11. Thank you.

- Here're the tickets. - Take good
care of yourself with that leg.

Yeah. You take it easy
driving home.

- I'll miss you, honey.
- Section 11, sir.

- All aboard!
- Thank you.

- Goodbye, honey.
- All aboard!

Good luck, honey.

Porter, will you make up
my berth right away?

Yes, sir.

I'm going back to
the observation car for a smoke.

Right this way, sir.

Like a chair?

No, thanks. I'd rather stand.

- You going far?
- Palo Alto.

My name's Jackson.

I'm going all the way
to Medford. Medford, Oregon.

I had a broken arm once.

That darn cast itches
something fierce, doesn't it?

I thought I'd go crazy
with mine.

Palo Alto's a nice little town.
You a Stanford man?

- I used to be. - I'll bet you
left something behind.

I always do.

My cigar case. I guess I left it
in my overcoat back in the section.

Would you care to roll
yourself a cigarette, Mister...

Dietrichson.

No thanks,
I really prefer a cigar.

- Maybe the porter could...
- Well, I could get your cigars for you.

- Be glad to, Mr. Dietrichson.
- If it's not too much trouble.

- Car 9, section 11.
- Car 9, section 11. With pleasure.

Okay. This has gotta be fast.

Here, take his hat.
Pick up the crutches back on the tracks.

Okay, baby. That's it.

All right. Let's go.

On the way back,
we went over once more...

what she was to do
at the inquest...

if they had one, and about the insurance,
when that came up.

I was afraid she might go to pieces
a little, now that we had done it.

But she was perfect. No nerves.
Not a tear, not even a blink of the eyes.

She dropped me a block
from my apartment house.

Walter, what's the matter?
Aren't you going to kiss me?

It's straight down the line,
isn't it?

- I love you, Walter.
- I love you, baby.

It was two minutes past 11.00,
as I went up the service stairs again.

Nobody saw me this time either.
In the apartment I checked the bells.

The cards hadn't moved.
No calls. No visitors.

Then I changed my clothes again.
That left one last thing to do.

I had to go down to the garage.
I wanted Charlie to see me again.

You gonna use your car, after all?
I'm not quite through.

Well, that's all right,
Charlie.

Just going up to the drugstore
to get something to eat.

Been working upstairs all night.
My stomach's getting a little sore at me.

Yes, sir, Mr. Neff.

That was all there was to it.

Nothing had slipped,
nothing had been overlooked.

There was nothing
to give us away.

And yet, Keyes, as I was walking down
the street to the drugstore...

suddenly it came over me that
everything would go wrong.

It sounds crazy, Keyes,
but it's true, so help me.

I couldn't hear
my own footsteps.

It was the walk of a dead man.

That was the longest night
I ever lived through, Keyes...

and the next day was worse,
when the story had broke in the papers...

and they started talking
about it at the office...

and the day after that,
when you started digging into it.

I kept my hands in my pockets because
I thought they were shaking.

I put on dark glasses
so people couldn't see my eyes.

And then I took them off again so they
wouldn't get to wondering why I wore them.

I tried to
hold myself together, but...

I could feel my nerves
pulling me to pieces.

- Oh, Walter?
- Hello, Keyes.

Come along. The big boss
wants to see us.

- The Dietrichson case?
- Must be.

- Anything wrong?
- Well, the guy is dead.

We had him insured and it's gonna
cost us dough. That's always wrong.

- What have they got so far?
- Autopsy report.

No heart failure, no apoplexy,
no predisposing medical cause of any kind.

Died of a broken neck.

- When's the inquest?
- Had it this morning.

His wife and daughter
made the identification.

The train people and some of
the passengers told how he went through...

to the observation car.

It was all over in 45 minutes.
Verdict? Accidental death.

What do the police figure?

That he got tangled up
in his crutches and fell off the train.

They're satisfied.

It's not their dough.
Come on, Walter.

All right. Thank you
very much, gentlemen.

I believe the legal position
is now clear.

Please stand by.
I may need you later.

Come in, Mr. Keyes.
You, too, Mr. Neff.

You find this an uncomfortably
warm day, Mr. Keyes?

I'm sorry, Mr. Norton,
but I didn't know this was formal.

- Sit down, gentlemen.
- Thank you.

Any new developments?

I just talked to this Jackson
long distance, up in Medford, Oregon.

Who's Jackson?

He's the last man who saw
Dietrichson alive.

They were out on the
observation platform together, talking.

Dietrichson wanted a cigar
and so Jackson went back...

to get Dietrichson's
cigar case for him.

When he returned to the
observation platform, no Dietrichson.

Well, Jackson didn't think
anything was wrong until...

a wire caught up with
the train at Santa Barbara.

They found Dietrichson's body
on the tracks near Burbank.

Very interesting about
the cigar case.

Anything else?
No, not much.

Dietrichson's secretary says she
didn't know anything about the policy.

There's a daughter, but all she remembers
is Neff talking to her father...

about accident insurance
at their house one night.

I couldn't sell him at first.

Mr. Dietrichson opposed it.
He said he'd think it over.

Later I saw him
in the oil fields and closed him.

He signed the application
and gave me his check.

A fine piece of salesmanship
that was, Mr. Neff.

Well, there's no sense in
pushing Neff around.

He's got the best
sales record in the office.

Are your salesmen supposed to know
a customer is going to fall off the train?

Fall off a train? Are we sure
Dietrichson fell off the train?

- I don't get it.
- You don't, Mr. Keyes?

Then what do you
think of this case?

This policy might cost us
a great deal of money.

As you know, it contains
a double indemnity clause.

Just what is your opinion?

- No opinion at all.
- Not even a hunch?

One of those interesting
little hunches of yours?

Nope. Not even a hunch.

I'm surprised, Mr. Keyes.
I've formed a very definite opinion.

I think I know. In fact, I know
I know what happened to Dietrichson.

- You know you know what?
- I know it was not an accident.

- What do you say to that?
- Me?

Well, you've got the ball.
Let's see you run with it.

There's a widespread feeling that
just because a man has a large office...

Yes? Have her come in, please.

There's a widespread
feeling that...

just because a man has a large office,
he must be an idiot.

I'm having a visitor,
if you don't mind.

No, no. I want you to stay
and watch me handle this.

Mrs. Dietrichson.

Thank you very much
for coming, Mrs. Dietrichson.

I assure you I appreciate it.
This is Mr. Keyes.

- How do you do?
- How do you do?

- And Mr. Neff.
- I've met Mr. Neff. How do you do?

- Mrs. Dietrichson.
- Won't you sit down?

May I extend our sympathy
in your bereavement?

I hesitated before asking you
to come here so soon after your loss.

But now that you're here I hope you won't
mind if I plunge straight into business?

You know why we asked
you to come, don't you?

No. All I know is that your secretary
made it sound very urgent.

Your husband had
an accident policy with this company.

Evidently you don't know that,
Mrs. Dietrichson.

No. I remember some talk at the house,
but he didn't seem to want it.

Your husband took the policy out
a few days later, Mrs. Dietrichson.

You'll probably find the policy
among his personal effects.

His safe-deposit box
hasn't been opened yet.

It seems a tax examiner
has to be present.

Please, Mrs. Dietrichson,
I don't want you to think...

you're being subjected to
any questioning...

but there are a few things
we should like to know.

What sort of things?

We have the report of
the coroner's inquest.

Accidental death.
We are not entirely satisfied.

In fact,
we are not satisfied at all.

Frankly, Mrs. Dietrichson,
we suspect...

a suicide.

- I'm sorry. Would you like
a glass of water? - Please.

Thank you.

Had your husband been depressed
or moody lately, Mrs. Dietrichson?

Did he have financial worries,
for instance?

He was perfectly all right and
I don't know of any financial worries.

Let us examine this
so-called accident.

First, your husband takes out this
policy in absolute secrecy. Why?

Because he doesn't want his family
to suspect what he intends to do.

- Do what? - Next, he goes
on this trip entirely alone.

He has to be alone. He hobbles all the
way out to the observation platform.

Very unlikely with his leg in a cast,
unless he has a very strong reason.

Once there, he finds he is not alone.
There is a man there.

- What was his name, Keyes?
- His name was Jackson. Probably still is.

So he gets rid of this Jackson
with some flimsy excuse about cigars.

- And then he is alone.
And then he does it. - Does what?

He jumps. Suicide. In which case,
the company is not liable.

You know that, of course.
Now, we could go to court...

I don't know anything. In fact,
I don't know why I came here.

Just a moment, please. I said we could
go to court. I didn't say we want to.

What I want to suggest is
a compromise on both sides.

A settlement for a certain sum,
a part of the policy value.

Don't bother, Mr. Norton. When I came in
here, I had no idea you owed me any money.

You told me you did.
Then you told me you didn't.

Now you tell me you want to
pay me a part of it, whatever it is.

You want to bargain with me,
at a time like this.

I don't like your insinuations about my
husband, and I don't like your methods.

In fact, I don't like you, Mr. Norton.
Goodbye, gentlemen.

Nice going, Mr. Norton.
You sure carried that ball.

Only you fumbled
on the goal line.

Then you heaved an illegal forward pass
and got thrown for a 40-yard loss.

Now you can't pick yourself up because
you haven't got a leg to stand on.

I haven't, eh? She can go to court
and we can prove it was suicide.

Oh, can we?

Mr. Norton, the first thing
that struck me was that suicide angle.

Only I dumped it into the wastepaper
basket just three seconds later.

You know, you ought to take a look
at the statistics on suicide sometime.

You might learn a little something
about the insurance business.

Mr. Keyes, I was raised
in the insurance business.

Yeah, in the front office.

Come now, you've never read
an actuarial table in your life, have you?

Why, they've got 10 volumes
on suicide alone.

Suicide by race, by color,
by occupation...

by sex, by seasons of the year,
by time of day.

Suicide, how committed? By poisons,
by firearms, by drowning, by leaps.

Suicide by poison,
subdivided by types of poison...

such as corrosive, irritant,
systemic, gaseous, narcotic...

alkaloid, protein,
and so forth.

Suicide by leaps, subdivided by
leaps from high places...

under the wheels of trains,
under the wheels of trucks...

under the feet of horses,
from steamboats. But, Mr. Norton...

of all the cases on record there's not
one single case of suicide by leap...

from the rear end
of a moving train.

And do you know how fast
that train was going...

at the point where the body was found?
15 miles an hour.

Now how can anybody jump off
a slow moving train like that...

with any kind of expectation
that he would kill himself?

No. No soap, Mr. Norton.

We're sunk, and we'll have to pay
through the nose, and you know it.

May I have this?

Come on, Walter.

Next time I'll rent a tuxedo.

I could have hugged you
right then and there, Keyes...

you and your statistics.

You were the only one
we were really scared of...

and instead you were
almost playing on our team.

Pacific All Risk.
Good afternoon.

Hello, Mr. Neff.

- Hello.
- Lola Dietrichson.

- Don't you remember me?
- Yes. Yes, of course.

Could I talk with you
just a few minutes?

Somewhere where
we could be alone?

Oh, yes. Come into my office.

Is it something about
what happened?

Yes, Mr. Neff.
It's about my father's death.

I'm terribly sorry,
Miss Dietrichson.

Lou, do you mind if I use the office
alone for a few minutes?

No. It's all yours, Walter.

Look at me, Mr. Neff.

I'm not crazy. I'm not hysterical.
I'm not even crying.

But I have the awful feeling
that something's wrong...

and I had that same feeling
once before, when my mother died.

When your mother died?

We were at Lake Arrowhead.
That was six years ago.

We had a cabin there.

It was winter and very cold.
My mother was very sick with pneumonia.

She had a nurse with her.

There were just
the three of us in the cabin.

One night I got up
and went into my mother's room.

She was delirious with fever.

All the bed covers were on the floor
and the windows were wide open.

The nurse wasn't in the room.

I ran and covered my mother up
as quickly as I could.

Just then I heard
a door open behind me.

The nurse stood there.

She didn't say a word,
but there was a look in her eyes...

I'll never forget.

Two days later,
my mother was dead.

Do you know who
that nurse was?

- No. Who?
- Phyllis.

I tried to tell my father,
but I was just a kid then.

He wouldn't listen to me.
Six months later she married him...

and I kind of talked myself out of the idea
she could have done anything like that.

But now it's all back again, now that
something's happened to my father, too.

You're not making sense, Miss Dietrichson.
Your father fell off a train.

Yes, and two days before he fell off
that train, what was Phyllis doing?

She was in her room in front of
a mirror, with a black hat on...

pinning a black veil to it.

As if she couldn't wait to see
how she would look in mourning.

You've had a pretty bad shock,
Miss Dietrichson.

Aren't you just
imagining these things?

I caught her eyes
in the mirror.

They had that look in them
they had before my mother died.

That same look.

You don't like
your stepmother, do you?

Isn't it just because
she is your stepmother?

I loathe her because she did it.
She did it for the money.

Only you're not going to
pay her, are you, Mr. Neff?

She's not going to get away with it
this time, because I'm going to speak up.

I'm going to
tell everything I know.

- You'd better be careful, saying things...
- I'm not afraid. You'll see.

I'm sorry.

I didn't mean to
act like this.

All this that you've been telling me,
who else have you told?

No one.

- How about your stepmother?
- Of course not.

I've moved out.

I'm not living
at home anymore.

And you haven't told that
boyfriend of yours? Zachetti?

I'm not seeing him anymore.
We had a fight.

Where are you living now?

I got myself a little
apartment in Hollywood.

Four walls, and you just sit
and look at them?

Yes, Mr. Neff.

So that evening
I took her to dinner...

at a Mexican restaurant down on Olvera
Street where nobody would see us.

I wanted to cheer her up.

The next day was Sunday and we went
for a ride down to the beach.

She had loosened up a bit,
she was even laughing.

I had to make sure that she wouldn't tell
that stuff about Phyllis to anybody else.

It was dynamite,
whether it was true or not.

And I had no chance
to talk to Phyllis.

You were watching her
like a hawk, Keyes.

I couldn't even phone her because I
was afraid you had the wires tapped.

Monday morning there was a note on my
desk that you wanted to see me, Keyes.

For a minute I wondered
if it could be about Lola.

It was worse.

Outside your door was the last guy
in the world I wanted to see.

Come in. Come in, Walter.

- Hello, Keyes.
- I want to ask you something.

After all the years
we've known each other...

do you mind if I make
a rather blunt statement?

- About what?
- About me.

- Walter, I'm a very great man.
- Yeah?

This Dietrichson business,
it's murder...

and murders don't come
any neater.

As fancy a piece of homicide
as anybody ever ran into...

smart, tricky,
almost perfect, but...

I think Papa has it
all figured out.

Figured out and wrapped up in
tissue paper with pink ribbons on it.

- Go ahead. I'm listening.
- You know what?

That guy Dietrichson
was never on the train.

- He wasn't?
- No, he wasn't.

Now look, Walter.
You can't be sure of killing a man...

by throwing him off a train
that's going 15 miles an hour.

The only way you can be sure
is to kill him first...

and then throw
his body on the tracks.

Now that would mean
either killing him on the train...

or, and this is where it really gets
fancy, you kill him somewhere else...

and put him on the tracks.

Two possibilities,
and I personally buy the second.

You're way ahead of me,
Keyes.

Well, look, Walter,
it was like this.

They killed the guy, the wife
and a somebody else...

and the somebody else took the crutches
and went on the train as Dietrichson...

then the somebody
else jumped off...

then they put the body on the tracks
where the train had passed.

An impersonation, see?
A cinch to work.

Because it was night,
very few people were about...

they have the crutches
to stare at...

they never really looked
at the man at all.

Fancy all right, Keyes,
but maybe it's a little too fancy.

Is it? I tell you, it all
fits together like a watch.

Now let's see what we have
in the way of proof.

The only guy who really got a good look
at this supposed Dietrichson...

is sitting
right outside my office.

I took the trouble to bring
him down here from Oregon.

- Come here, Mr. Jackson.
- Yes, sir, Mr. Keyes.

These are fine cigars
you smoke.

- Two for a quarter.
- That's what I said.

Well, did you study
those photographs?

Yes, indeed.
I studied them thoroughly.

- Very thoroughly.
- Have you made up your mind?

Mister Keyes, I'm a Medford man.
Medford, Oregon.

Up in Medford we take our time
making up our mind.

Well, we're not in Medford now.
We're in a hurry. Let's have it.

Are these photographs
of the late Mr. Dietrichson?

Yes.

- Then my answer is no.
- What do you mean, no?

I mean, this is not
the man that was on the train.

Will you swear to that?

Mr. Keyes, I'm a Medford man.
Medford, Oregon.

If I say it, I mean it.
If I mean it, of course I'll swear it.

There you are, Walter.
There's your proof.

This is Mr. Neff,
one of our salesmen.

- Pleased to meet you, Mr. Neff.
- Pleased, indeed.

- How are you?
- Very fine, thank you.

- Never was better.
- Sit down, Mr. Jackson.

Just how would you describe the man
you saw on the observation platform?

Well, I'm pretty sure
he was a younger man...

about 10 or 15 years younger
than the man in these photographs.

Dietrichson was about 50,
wasn't he, Walter?

Fifty-one,
according to the policy.

The man I saw was nothing like
51 years old.

Of course, it was pretty dark
out on that platform.

Come to think of it,
he tried to keep his back towards me.

- But I'm positive just the same.
- Thank you, Jackson.

Of course, you understand
this matter is strictly confidential?

We may need you again down here in
Los Angeles, if the case comes to court.

Any time you need me, I'm entirely
at your disposal, gentlemen.

- Expenses paid, of course.
- Oh, yes. Yes. Of course.

Get me Lubin,
in the cashier's office.

Hello, Lubin. This is Keyes.

Listen. I'm sending a man named Jackson
down to you with an expense account.

Well, we brought him down here from
Medford, Oregon in connection with...

the Dietrichson claim.

Well, take care of his
hotel bill, will you?

Ever been in Oregon, Mr. Neff?

Yeah. He'll be right down.

No. Never been up there.

Wait a minute.
You go trout fishing?

- Maybe I saw you up Klamath Falls way.
- Nope. I don't fish.

You don't go fishing,
Mr. Neff. Neff. It's the name.

- There's a family of Neffs
in Corvallis. - No relation.

Let me see. This man's
an automobile dealer in Corvallis.

- A very reputable man, too, I'm told.
- All right, Mr. Jackson.

Suppose you go down to
the cashier's office.

Room 27 on the 11th floor.

He'll take care of your expense account
and your ticket for the train tonight.

Tonight?

Tomorrow morning would suit me better.
There's a very good osteopath in town...

- I'd like to see before I leave.
- Osteopath?

Well, just don't put her
on the expense account.

Well, goodbye, gentlemen.

- It's been a pleasure.
- Goodbye.

There it is, Walter. It's beginning
to come apart at the seams already.

Murder's never perfect.
Always comes apart sooner or later.

And when two people are involved,
it's usually sooner.

Now, we know the Dietrichson dame
is in it, and a somebody else.

Pretty soon we'll know
who that somebody else is.

He'll show. He's got to show.
Sometime, somewhere, they've got to meet.

Their emotions
are all kicked up.

Whether it's love or hate doesn't matter.
They can't keep away from each other.

They may think it's twice as safe
because there are two of them.

But it isn't twice as safe.

It's 10 times twice as dangerous.
They've committed a murder...

and it's not like taking
a trolley ride together...

where they can get off
at different stops.

They're stuck with each other
and they've got to ride...

all the way to
the end of the line.

And it's a one-way trip,
and the last stop is the cemetery.

She put in her claim.

I'm gonna throw it
right back at her.

Let her sue us if she dares.

I'll be ready for her
and that somebody else.

They'll be digging
their own graves.

Mrs. Dietrichson?
This is Jerry's Market.

We just got in a shipment of that
English soap you were asking about.

Will you be coming by today?
Thank you, Mrs. Dietrichson.

- Hello, Walter.
- Come over here.

- What's the matter?
- Everything's the matter.

Keyes is rejecting your claim.

He's sitting back with his
mouth watering, waiting for you to sue.

He wants you to sue,
but you're not going to.

- What's he got to stop me?
- He's got plenty.

He's figured out how
it was worked.

He knows it was somebody else
on the train...

and he's dug up a witness
he thinks can prove it.

Prove it how? If he rejects
that claim, I have to sue.

Yeah? And then you're in court and a lot
of other things are going to come up.

Like, for instance, about you
and the first Mrs. Dietrichson.

What about me and
the first Mrs. Dietrichson?

The way she died.

And about that black hat you were
trying on before you needed a black hat.

Lola's been telling you
some of her cockeyed stories.

- She's been seeing you. - I've been
seeing her, if you want to know.

So she won't yell her head off
about what she knows.

She's putting on an act for you,
crying all over your shoulder, the lying...

Keep her out of this. All I'm telling you
is we're not going to sue.

Because you don't want
the money anymore...

even if you could have it,
because she's...

made you feel like
a heel all of a sudden?

It isn't the money anymore. It's our necks.
We're pulling out, do you understand?

Because of what Keyes can do?
You're not fooling me, Walter.

It's because of Lola,
what you did to her father.

You're afraid she might find out someday
and you can't take it, can you?

I said, leave her out of this.

It's me I'm talking about.

- I don't want to be left out of it.
- Stop saying that.

It's just that it
hasn't worked as we wanted.

- We can't go through with it, that's all.
- We have gone through with it.

The tough part
is all behind us.

We just have to hold on now
and not go soft inside...

stick close together
the way we started out.

Watch it.

I loved you, Walter,
and I hated him.

But I wasn't going to do anything
about it, not until I met you.

You planned the whole thing.
I only wanted him dead.

And I'm the one that
fixed it so he was dead.

- Is that what you're telling me?
- And nobody's pulling out.

We went into this together,
we're coming out at the end together.

It's straight down the line
for both of us, remember?

Yes, I remembered.

Just like I remembered
what you had told me, Keyes...

about that trolley car ride...

and how there was no getting off
till the end of the line...

...where the cemetery was.

And then I got to thinking
what cemeteries are for.

They're to put dead people in.

I guess that was the first time
I ever thought about Phyllis that way.

Dead, I mean.

And how it would be
if she were dead.

I saw Lola three or four times
that week.

One night we went up into the hills
behind the Hollywood Bowl.

I guess it sounds crazy, Keyes,
but it was only with her that...

I could relax
and let go a little.

Why are you crying?

Not gonna tell me, huh?

Of course I will, Walter.
I wouldn't tell anybody else but you.

- It's about Nino.
- Zachetti? What about him?

They killed my father together.
He and Phyllis.

He helped her do it.
I know he did.

What makes you say that?

I've been following him. He's been
to her house, night after night.

It was Phyllis
and him all along.

Maybe he was just going with me as
a blind. And the night of the murder...

You promised me you weren't
gonna talk like this anymore.

He was supposed to pick me up
after a lecture at UCLA.

But he never showed up.
He said he was sick.

Sick!

He couldn't show up, because the train
was leaving with my father on it.

Maybe I'm just crazy.
Maybe it's all in my mind.

Sure, it's all in your mind.

I only wish it were, Walter,
'cause I still love him.

Zachetti.
Phyllis and Zachetti.

What was he doing up at her house?
I couldn't figure that one out.

I tried to make sense out of it
and got nowhere.

But the real braintwister
came the next day.

You sprang it on me, Keyes,
after office hours, when you caught me...

down in the lobby
of the building.

Walter. Walter, just a minute.

- Hello, Keyes.
- Just hang on to your hat, Walter.

- What for?
- Oh, nothing much.

That Dietrichson case
just busted wide open.

- How do you mean?
- The guy showed. That's how.

- What guy?
- The guy who helped her do it.

The somebody else?

- No kidding?
- Yeah. She just filed suit against us.

It's okay by me.

When we get them in that courtroom,
I'll tear them to pieces, both of them.

- Come on. I'll buy you a martini, Walter.
- No thanks, Keyes.

With two olives.

No, I've got to get a shave
and a shoeshine. I've got a date.

Margie. I still bet she drinks
from the bottle.

They give you matches
when you buy cigars, you know.

All you have to do is
ask for them.

Don't like them, they always explode
in my pocket. So long, Walter.

I was scared stiff, Keyes.

Maybe you were playing
cat-and-mouse with me.

Maybe you knew all along
I was the somebody else.

I had to find out, and I knew
where to look. In your office.

Memo to Mr. Norton.

Confidential.
Dietrichson file.

With regard to your proposal
to put Walter Neff under surveillance...

I disagree absolutely.

I have investigated his
movements on the night of the crime...

and he's definitely placed
in his apartment from 7.15 p.m. on.

In addition to this, I have known
Neff intimately for 11 years...

and I personally vouch for him
without reservation.

Furthermore, no connection whatsoever
has been established...

between Walter Neff and
Mrs. Phyllis Dietrichson...

whereas I am now able to report that
such a connection has been established...

between her and another man.

This man has been observed
to visit Mrs. Dietrichson...

on the nights of July 9th,
10th, 11th, 12th and 13th.

We have succeeded in
identifying him as one Nino Zachetti...

former medical student,
age of 28...

residing at
Lilac Court Apartments...

12281/2 North La Brea Avenue.

We have checked Zachetti's movements
on the night of the crime...

and have found that
they cannot be accounted for.

I am preparing a more detailed report
for your consideration.

It is my belief that we already have
sufficient evidence against Zachetti...

and Mrs. Dietrichson
to justify police action.

I strongly urge that this whole matter
be turned over to the office...

of the district attorney.

Respectfully, Barton Keyes.

Phyllis? It's Walter.
I've got to see you. Tonight.

Yes, it has to be tonight.

How's 11:00?

Don't worry about Keyes.

Just leave the front door unlocked
and put the lights out.

No, nobody's watching
the house. Not anymore.

It's just for the neighbors.
I told you not to worry about Keyes.

I'll see you at 11:00. Yeah.

Goodbye, baby.

I guess I don't have to
tell you...

what I intended to do
at 11.00, Keyes.

For the first time, I saw a way to get
clear of the whole mess I was in...

and of Phyllis, too,
all at the same time.

Yeah, that's what I thought.

What I didn't know was that
she had plans of her own.

In here, Walter.

Hello, baby.

- Anybody else in the house?
- Nobody. Why?

- What's that music?
- A radio up the street.

Just like the first time
I came here, isn't it?

We were talking about
automobile insurance.

Only you were thinking
about murder.

I was thinking about
that anklet.

And what are you
thinking about now?

I'm all through thinking,
baby.

- I just came to say goodbye.
- Goodbye?

- Where are you going? - You're
the one that's going, baby. Not me.

I'm getting off the trolley car
right at this corner.

Suppose you stop being fancy.
Let's have it, whatever it is.

All right, I'll tell you.
A friend of mine's got a funny theory.

He says when two people commit a murder,
it's sort of like they're riding...

on a trolley car together.
One can't get off without the other.

They're stuck with each other
and they have to go on...

riding together
clear to the end of the line.

And the last stop
is the cemetery.

- Maybe he's got something there.
- You bet he has.

Two people are gonna ride
to the end of the line, all right.

Only I'm not gonna be one of them. I've
got another guy to finish my ride for me.

- Just who are you talking about?
- An acquaintance of yours.

A Mr. Zachetti.

Come on, baby,
I just got into this thing...

because I happen to know a little
something about insurance, didn't I?

I was a sucker.

I'd have been brushed off just as soon
as you got your hands on the money.

- Nobody wanted to brush you off.
- Save it. I'm telling this.

It's been you and that
Zachetti guy all along, hasn't it?

That's not true.

Doesn't make any difference
if it's true or not.

The point is, Keyes believes Zachetti
is the one he's been looking for.

He'll have him in that gas chamber
before he knows what's happened to him.

- What's happening to me all this time?
- Don't be silly, baby.

What do you think is gonna happen to you?
You helped him do the murder, didn't you?

That's what Keyes thinks.

And what's good enough
for Keyes is good enough for me.

Maybe it's not good enough for me,
Walter. Maybe I don't go for the idea.

Maybe I'd rather talk.

Sometimes people are where they can't
talk. Under six feet of dirt, maybe.

And if it was you, they'd charge that up
to Zachetti, too, wouldn't they?

Sure they would, and that's just
what's gonna happen, baby.

'Cause he's coming here
tonight, in about 15 minutes.

With the cops right behind him.
It's all taken care of.

That would make everything
lovely for you, wouldn't it?

Right. And it's got to be done before
that suit of yours comes to trial...

and Lola gets a chance
to sound off...

before they trip you up on the stand, and
you start to go in drag me down with you.

Maybe I had Zachetti here so they
won't get a chance to trip me up...

so we can get the money
and be together.

- That's cute. Say it again. - He came
here first to ask where Lola was.

I made him come back.
I was working on him.

He's a crazy sort of guy,
quick-tempered.

I kept hammering into him
that she was with another man...

so he'd go into one of his jealous rages,
and then I'd tell him where she was.

And you know what he would've
done to her, don't you, Walter?

Yeah, and for once I believe you,
because it's just rotten enough.

We're both rotten.

Only you're
a little more rotten.

You got me to take care
of your husband for you...

and then you got Zachetti to take care
of Lola, maybe take care of me, too.

Then somebody else would have come along
to take care of Zachetti for you.

- That's the way you operate,
isn't it, baby? - Suppose it is.

Is what you've got cooked up
for tonight any better?

I don't like that music anymore.
Mind if I close the window?

You can do better than that,
can't you, baby?

Better try it again.

Maybe if I came
a little closer?

How's this?
Think you can do it now?

Why didn't you
shoot again, baby?

Don't tell me it's because you've been
in love with me all this time.

No, I never loved you, Walter,
not you or anybody else.

I'm rotten to the heart.
I used you, just as you said.

That's all you
ever meant to me...

until a minute ago...

when I couldn't fire
that second shot.

I never thought
that could happen to me.

- Sorry, baby. I'm not buying.
- I'm not asking you to buy.

Just hold me close.

Goodbye, baby.

Zachetti.

Come here.

I said, come here.

- My name is Neff.
- Yeah, and I still don't like it.

What do you want?

Look, kid.

I want to give you a present.
This nice new nickel.

- What's the gag?
- Suppose you go on back down the hill...

to the drugstore
and make a phone call.

Keep your nickel and buy yourself
an ice-cream cone.

The number is Granite-0-3-8-6.

Ask for Miss Dietrichson.
First name is Lola.

She isn't worth a nickel.

If I ever talk to her, it's not
going to be over any telephone.

Tough, aren't you?

Here, take the nickel
and call her. She wants you to.

She doesn't want
any part of me.

I know who told you that.
It's not true.

Lola's in love with you.
She always has been.

Don't ask me why.
I couldn't even guess.

Here. Granite-0-3-8-6.
Now go on and call her.

Go on. That way.

It's almost 4:30 now, Keyes.

It's cold.

I wonder if she's still lying alone
up there in that house...

or if they've found her
by now.

I wonder a lot of things.
They don't matter anymore.

Except I want you to do
a favor for me, Keyes.

I want you to be the one to tell Lola,
kind of gently, before it breaks wide open.

And I want you to take care of her
and that guy Zachetti...

so he doesn't get
pushed around too much.

Hello, Keyes.

Up pretty early, aren't you?

I always wondered what time
you got down to the office.

Or did that little man of yours
pull you out of bed?

The janitor did.

Seems you leaked a little blood
on the way in here.

Yeah.

Wouldn't be surprised.

I wanted to straighten you out
on that Dietrichson case.

So I gather.

- How long have you been standing there?
- Long enough.

Kind of a crazy story
with a crazy twist to it.

One you didn't
quite figure out.

You can't figure them all,
Walter.

That's right.
I guess you can't at that.

Now I suppose
I get the big speech...

the one with all the
two-dollar words in it.

Let's have it, Keyes.

Walter, you're all washed up.

Thanks, Keyes.
That was short anyway.

I'm gonna call for a doctor.

What for?
So they can patch me up?

So they can nurse me along
till I get back on my feet?

So I can walk into that gas chamber up
at San Quentin on my own power?

Is that it, Keyes?

Something like that.

- I've got a different idea.
- Yeah?

Look, Keyes.

Suppose you went back to bed
and didn't find these cylinders...

till tomorrow morning,
when the office opens...

After that you can
play it any way you like.

Would you do
that much for me, Keyes?

- Give me one good reason. - I need
four hours to get where I'm going.

- You're not going anywhere, Walter.
- You bet I am.

- I'm going across the border.
- You haven't got a chance, Walter.

Good enough to try for.

- You'll never make the border.
- That's what you think.

Just watch me.

You'll never even make
the elevator.

So long, Keyes.

Hello...

send an ambulance to
the Pacific Building on Olive Street.

Yeah. It's a police job.

- How you doing, Walter?
- Fine.

Only somebody moved the elevator
a couple of miles away.

They're on the way.

You know why you couldn't
figure this one, Keyes?

I'll tell you.

Because the guy you were
looking for was too close.

He was right across
the desk from you.

Closer than that, Walter.

I love you, too.