All language subtitles for Payback.2023.S01E02

It was always gonna be weird
having someone in the house, right?

Mm.
The au pair is fine.

The kids will be fine.

And I get to spend all day,
every day,

working with my beautiful wife.

So you're completing
on the island this morning?

Money goes in start of business.

Oi! Oi, yous, come here.
Move it!

GRUNTS

Mrs Noble, what did your husband do
for a living?

He was an accountant.

Jared is dead.
How do I get my money?

So he was working for Morris?

He was working for Morris.
And who are the associates?

There's one -
his wife, Alexandra Noble.

SHE SOBS

Somebody's turned Jared's burner on.
Maybe his missus.

Seems like Jared
might have been planning

to start a new life
with his mistress.

What?

Let's say you found out that
he was planning to leave you.

Under that kind of pressure,

there's not many that wouldn't
crack.

Jared was the one who set up
the second Maltese account.

Yeah, but he must have given you
the details.

Mummy?
There's a man on the phone for you.

If I'm not back in two hours,
I want you to phone the police.

Tell them I went to
St Columba's on Lawnmarket.

You don't say no to me.

You keep the phone
and I'll call you.

'I'm off to the office now.'

'OK, bye.'

'Bye-bye.'
'Bye, sweetheart.'

ENGINE STARTS

SHE GASPS,
TYRES SCREECH

LORRY BLARES HORN

Jesus!

SHE GROANS

CAR HORN

Oh.
CAR HORN

SHE EXHALES

All the computers are still working,
so that's something.

Yeah. And Sophie's sorting out
all the files,

and, er, they dumped some of
Jared's personal things in boxes.

Did they?
Yeah, mainly invoices

and receipts
from when you had the house done.

So the police didn't hold on
to anything? No.

No, they said there wasn't anything
relevant to their investigation.

God knows
what they expected to find.

Lexie.

How are you?

Hi, Kathleen.
I'm so sorry.

If there's anything that I can do...
Thank you.

Er, so I'm gonna...

I'm gonna start calling everyone
today

and, um, explain there's gonna be
a handover period.

Yeah.
Um, I thought you'd wanna speak

to the bigger corporate clients
first,

so printed you off a list.

OK. And Jared's calendar
is on his laptop,

so all his meetings
and stuff should be on there.

Um, is there a breakdown for these?

Because these just say
"consultancy". Er, no.

No, sorry. Yeah, Jared dealt
with those five clients personally,

so he took care of the billing.

So you don't know what kind of work
he was doing for them?

Ah, said he was advising
on restructuring,

wealth management,
that kind of thing.

I'm surprised
he never mentioned them.

Those five companies bring in more
than all our other clients combined.

Oh. Thanks.

How the other half live, eh?

DI Royce, DS Livingston,

this is DC Khan
from our Economic Crime Unit.

As I said on the phone,
we have some information

we'd like to share with you.

It appears we've run into
a little conflict of interest.

Cal Morris, prominent local
businessman, philanthropist,

and, as you will be aware,

head of one of Edinburgh's
main crime families

for the past 30 years.

A vicious,
violent and canny bastard,

he has been notoriously difficult
to prosecute.

Him and his brother started out
with armed robbery and extortion,

then moved into drugs,

which is where they made
their real money.

He then invested that
into property

and has built up
quite a little empire -

hotels, restaurants,
shares in a golf course.

Hmph. They're now all run
by his daughter, Bianca.

So, seemingly
a legitimate businessman

but we know it's all based
on dirty money, we just...

just can't get near him.

You see,
we've never been able to prove

that the cash involved
is actually dirty.

Then about three months ago,
we learned that he was planning

to take an uncharacteristic risk.

We got intel that he was buying
a large piece of real estate...

a private island...
Huh. Nice.

..using his ill-gotten gains
to fund it.

And that's where Jared Noble
comes in.

I've managed to establish

that Noble was receiving
sizeable regular payments

into the account of his business
Jared Noble & Associates.

These payments look innocuous
on paper,

but, in fact, come from a number
of different shell companies.

Companies I strongly suspect
are being used

as money laundering vehicles
by Cal Morris.

So I think it is safe to assume
that Jared Noble was actually

Morris's money man,

a person we've been trying

and failing to identify
for a very long time.

Cal Morris was taking
an enormous risk buying this island.

We think he'll want to try again,
this time utilising Alexandra Noble.

We'll be monitoring her,
which means

when he tries again...
We can take him down.

Sir, I understand you wanting
us to proceed with caution,

but I do have to continue
with my investigation.

I mean, I can't just abandon
Lexie Noble as a possible suspect.

She has motive
for her husband's murder.

I don't see it.

More likely he was killed
by one of Morris's rivals.

Possibly, but...
Look,

until we know where Lexie Noble
fits in the bigger picture,

I don't want Morris to know
we've made the connection.

If he finds out we've linked them
he'll go to ground,

so I need you to tread
very carefully.

Can you do that for me?

Yes, sir.

DIAL TONE

'Ecosse Mutual, Angus speaking.'
Angus, hi. It's Lexie Noble.

'Mrs Noble.
Yes, I've just checked it.

'It seems that you no longer
have a mortgage with us.'

Right.

Er, can you tell me
who he re-mortgaged with?

'Well, he didn't. The mortgage
was repaid in full in 2019.'

Repaid?

Do you know who by?

'Yes.

'The payment came from a company
called Pier Horizon Enterprises.

'Hello?

'Is there anything else I can
help you with today, Mrs Noble?'

Er, no.
No, thanks, Angus. Thank you.

PHONE RINGS

Yes?

'Sorry to disturb you, Mrs Noble,
but there is a car waiting for you.'

Sorry?
'The driver just called in and said

'that he's in a black Audi
on Bishop Street.

'He said you'd recognise the car,
that he's taking you to a meeting

'with a client of Jared's.'

Thanks, Katie.

Lexie Noble?

We should get going.

Uncle Cal's waiting.

I'll need any phones or devices.

And you'll be leaving that bag
in the car.

Come on, slow coach.

CHATTER

This way.
How you doing?

How you doing, mate?
All right?

CHATTER

This a dry wine?
Yes.

SERVER: Welcome.

Can I take your coat for you?

No, we'll go for the red.
No, thank you.

We'll go for the Barolo.
Barolo?

Sure.
Good choice.

CAL: Have a seat.

You hungry?

No.
What's the risotto today?

It's mushroom today.
Mushroom.

Er, I'm not hungry, thank you.

Sure?

Sorry, Marco.

Now, have you found
those account details?

No. Look, I have been searching,
but the thing is,

if you know the banks
that are involved,

they can still track the money.

You'd think so, wouldn't you?

Problem is, your husband
was too good at his job.

You see, Jared arranged
for a third party

to withdraw the money in cash

from one foreign account
and then deposit it in another,

but for security reasons,

he didn't share the details
of that second account with us.

Right.

OK.

Well, here's the thing.

I'm in the process of buying
a piece of real estate.

No.
An island, to be precise.

Isle of Eris.

Thank you.

It's in the Outer Hebrides,
just off Harris.

It's a very beautiful,
magical place.

I've spent my entire life...
Thanks.

..dreaming about owning
an island like that.

Little piece of the Highlands,

something I can hand down to
my daughter and my grand-daughter.

So when it came on the market,
then I knew I had to have it.

I knew the purchase would have
to be handled with discretion.

So obviously I turned to my
trusted accountant, your husband.

Well, here's the thing. Time...

..is pressing,
and I'll be honest with you,

I have something
of a cash flow problem.

So if I don't find that money,
then I could lose my island.

Do you mind if I ask a question?

Are you...

..Pier Horizon Enterprises?

I'm a very generous man, Mrs Noble.

Your husband asked me,
as a friend...

..to help him out.

So I did.

I look after
the people who work for me.

We have 48 hours
to complete this deal,

which gives you, shall we say,

till midday tomorrow to come up
with those details.

You do that for us?

ESME CHATTERS

PHONE BUZZES

ESME: They're so sweet,
fluffy and really tiny.

We're going to give them all names.

One of them has got a funny leg
because it got stuck in the shell,

but Miss Laing says
it'll be all right.

Hey, lovely.
Who are you talking to?

Daddy. I want to tell him
about the baby chicks.

Right.

He can come and see them
when he picks me up.

Es...

You know Daddy can't come
and pick you up. Yes, he can.

We can go to the park afterwards.
He can't, honey.

Cos he's not here any more.

Hey, let's unpack this bag
from the hotel. Hmm?

It's all my clothes.
Yeah.

These can all go in the wash,
can't they?

Es, why do you have this
in your bag?

I don't know.

Where did you find it?

On the chair.

Did you want to keep it
cos it's Daddy's?

It smells like him.

Yeah, it does.
Right, come on.

Shall we get you some breakfast?
Come on.

There we go.

OK, you go down.

I'll be down in a second, OK?

IDLE CHATTER

Lexie, you want
I should take Esme to school?

No, um... No, it's OK.

I'm just gonna get dressed.

I'm back.

You all right?

We have no fishfingers for lunch.

Don't we?
No.

We do not have anything.

Do you want me to go shopping?
Er, yeah.

That...
You'll need money.

They're still not letting me
get cash out. Erm...

Look, I'm so sorry.
I know I haven't paid you either.

I will sort it out, OK?
When will that be?

If you can't afford me, I...

It's not... It's not that.
It's not that I can't afford you.

OK.
You will get paid, I promise.

But if not...

..I have to work.

Yeah, I know.

I know.

I... I understand that,

but if I could just extend
my overdraft temporarily?

'We offer
a premium current account.'

OK.
'But...'

OK, if...
'..it requires a deposit.'

That's fine. If I...

If I were to apply for a loan,
how long would that take?

'Well, depending on the type
of loan, two to three weeks.'

OK. OK, that's fine.

I'm... I'm actually gonna have to
call you back, OK?

Thanks.

PHONE RINGS

LEXIE RECITES NUMBERS

'Two, three, three, seven, zero,

'five, three, four, five,

'six, seven, eight, two,

'one, zero, nine, eight,
four, eight, two, six.'

Two, six, three, nine.

You're sure that's right?
'Yeah.'

Oh... No, no, no, it's not.

God, I'm sorry, it's not.

It's a...
Jared used a... hang on, hang on.

OK, so it's M-T,
but then it's three, one,

M-A-L-T,

'zero, one, one,
five, eight, three,

'one, two...'

Yeah, that's the number
we've been given.

'Yes, the format is correct.'

It's definitely a Maltese account?
'Absolutely.'

Thanks, Dimitri, that's great.

Let me know when you're in.

I need confirmation
that the money is there.

OK. Well done, Mrs Noble!

I think that deserves a drink,
don't you?

'That won't... won't be necessary.'

Oh, no.
I'm sorry, I have to insist.

'There's a lovely cocktail bar
that I think you'd like.

'It'll give us a chance
to talk about your house.'

Er, OK.

You know the car park
behind the castle?

Er, Castle Terrace?

'Six is... Six is fine.'

She never uses his name?

No. We only got her side
of the conversation.

She must have a mobile
we don't know about.

Gonna be pushing it

to get a full team authorised
in time.

If we can confirm she's meeting
Morris, that's all we need.

It would prove
she's involved as well.

Right.
Colin, get on to Turncross Road.

They're the closest
to Castle Terrace.

Tell them we need an unmarked car.

Erm, should we inform Royce?

Let's hold off on that for now.

See how it plays out.

Right, what's happening?

Subject's parked up on third.
She's on the move.

Party prep.
What do you think so far?

Yeah. Yeah.

Looking... very pink, very gold,
very colourful.

A work in progress.
Are you all right?

Yeah, just been...
been a bit of a week at work.

Trouble in paradise?

Eh, no...

Turtles are snapping a bit.

Should I be worried?
No.

Why don't
you just concentrate on...

on decorating and...

creating this vision of loveliness
for Olivia,

so give her a day
she'll never forget.

She's three months old.

She's never gonna remember it.
You don't know that.

You need to hear this.

So?

So, the Maltese transfer
went through.

All right, so the money's gone in?

Yeah. Yeah, it's there.

Problem is?

Well, I wanted to be sure
that we weren't missing

any other account details,

so I had Dimitri's guys
go through all the shell companies.

Turns out the Maltese account
wasn't the only one

we don't have access to.

Hi, Dimitri.

Mr Morris.
What's he talking about?

As you know, my team of lawyers
set up multiple corporate identities

so that Mr Noble could move
the money around.

Right, yeah, we know that.

But it appears
that during the process,

someone set up regular transfers

to a dozen corporate accounts
we knew nothing about.

How can that be? We've got
records of all the transfers.

Jared showed statements
of all the accounts

and you checked them yourself,
so...

How... How can that money
go elsewhere?

It is our suspicion that, um,

Mr Noble may have been, um...

..doctoring the paperwork.

What do you mean, doctoring?

How much?

How much?
We don't have a final figure.

Roughly.
So far there's around, er...

..£28 million unaccounted for.

£28 million?

He stole £28 million,
and you knew fuck all about it?

We're still trying to...

Where's Aaron?
He's gone to pick up the wife.

Seems we were wrong
to trust either of them.

What did you say?

What did you just say?

PHONE RINGS

Hey.

OK.

Are you sure?

Fine.

Change of plan.

ELEVATOR DINGS

Mr Morris.

Sit.

Did you know?

Sorry?

Did you know
your husband was robbing me blind?

I don't understand.
Tell her.

Over the past 12 months,

someone's been
systematically removing funds

from the companies Jared set up
to protect Mr Morris's money.

£28 million in total.

Now, I pride myself on being
a good judge of character...

..but it seems
that your husband...

..my friend, Jared...

..was helping himself to my money.

So I'm gonna ask you again.

Did you know about it?

No.

I didn't. I didn't even know
that Jared was working for you.

Why should I believe you?

How do I know you're not
just lying to me the way he did?

I'm not.
Jared didn't tell me anything.

You were with him day in, day out.

You shared a bed with the man.

Did you not think anything was up?

I did...

I did think that
he might be hiding something.

He... he... There were some
meetings and phone calls that...

But I asked him about it

and he just said
everything was fine, and then...

You just believed him?

You didn't ask, where's
all this extra cash coming from?

28 million!

There wasn't any extra cash!

Apparently he wasn't even paying
my daughter's school fees.

He's emptied my savings accounts.

I haven't got any money.

THAT'S how little I knew!

Well, you know now.

SHE BREATHES HEAVILY

Nobody steals from me.

No-one.

That money was mine,

and I will tear this city apart
if need be to get back what's mine.

SHE GASPS

I own your house.

I own you.

And unless you get me my money,

I'm going to be taking a lot more
than just property from you.

You understand me?
Mr Morris,

I'm not a forensic accountant.

I can't find your money.

I would have to go through
every corporate bank account,

every transfer, every...

Look for recurring...

It would take me months,
it would take me years to do that.

Well,
you'd better get started then, huh?

Nothing leaves this room.

Computer, spreadsheets, software -

you tell us what you need
and we'll provide it.

Aaron here
will be with you at all times.

And I need to know
exactly what you're doing,

so I'm gonna want
regular detailed updates.

There's a file for each
of the companies

Jared and the lawyers set up.

Inside, you'll find the statements
for the corresponding bank accounts.

Why are there two sets
of statements for each period?

One set came from the bank
this afternoon.

The others
are the ones your husband showed us.

The ones he doctored.

If I'd found out sooner...

..I would have killed him myself.

How long have you known about this?
Just found out.

Noble must have had a death wish.

Guess that worked out
about right for him, then.

Think she could be playing us?

Maybe she already knows
how he did it.

Then she'd be wise to admit it.

Sooner rather than later.

So...

..what can you tell me?

I... I think I can see a pattern,

but I can't concentrate any more.
I'm...

I'm exhausted.

If I could just go home,
get some rest, see my kids.

Please,
we could continue this tomorrow.

OK.
Aaron, you can take her to her car.

Get some sleep. Back first thing.

And, Mrs Noble?

Don't do anything stupid.

We're watching.

Eyes on vehicle drop-off.

Subject exited black Audi.
Driver unknown.

Registration Sierra, Kilo, 2, 2,
Alpha, Uniform, Yankee.

Audi is registered
to one Aaron Morris.

And there we have it.

OK, people. We know she went
for a ride with the monkey.

Stay on her. Let's see if she'll
take us to the organ grinder.

CHURCH BELLS CHIME

OK.

So if we take this first company,
Sentinel Bridge Holdings,

and we call that Company A.

Now, it has a number
of corporate bank accounts,

which in itself is not unusual.

Now, Jared had set up
a standard automated transfer system

that moved money from account A1

to A2, A2 to A3, etc.

And then at the same time,
there's smaller sums

that are being transferred
to the next shell company.

So account A1 to B1, A2 to B2, etc.

OK. OK.

But then when I compare

the statements from the bank
with these...

these fake ones
that you've been given,

it appears that for each
of these shell companies,

there's one account...
In this case, account A5.

..that you don't have access to.

So any money that goes
into that account goes...

Into someone else's pocket.

Mm-hm.

But then, these have been altered
to make it look like

that money is still moving
through the system.

So you're saying each shell company

has one of these extra accounts
that we don't have access to?

Well, I've only looked
at the first three.

But if we're talking about this one,
Sentinel Bridge Holdings,

well, you've got
the real statements right there.

So presumably, you can see
where the money's been going.

Yeah.
Well, it's been going to account A5.

And A5 is the extra account
that we don't have access to.

Correct,
because it belongs to someone else.

Hang on, hang on.

We own Sentinel Bridge Holdings,

and all of these accounts, A1,

two, three, four,
are all in that name.

Yeah, that's right.
What about A5?

Also called
Sentinel Bridge Holdings.

Well, last I checked,
you can't incorporate two companies

with the exact same name.

Not in the same jurisdiction.

So the most likely explanation is

that someone incorporated
a duplicate company,

also called
Sentinel Bridge Holdings,

but in a different legal territory,
probably abroad,

and with
a different beneficial owner,

and THAT is who
this extra account belongs to.

So how do we get the money back?

Well, I mean,
the first step would be to find out

where each duplicate company
is registered.

If you're not gonna go
through official channels,

that's not an easy task.

You'd basically have to go
through the company registers

of every legal jurisdiction.

There's... hundreds of them.

OK. So what do you need?

Secure browser? Encrypted email?

I mean, that...

That would make it safer, yeah,
but it won't make it any faster.

Well, when it's ready,
we'll let you know.

Aaron will take you home.

Where are we? You said you
were taking me back to my car.

Don't be daft.

What's going on?
This way.

He won't be long.

Don't touch anything.

You OK, Dad?

Hello! She sleeping?
Mm.

Who's the woman?

That's Jared's wife.

Oh.

Oh, the poor lamb.
She must be in pieces.

I wouldn't give her
too much sympathy.

Turns out he's been stealing.

How much?

Enough.

No-one steals from us.

I know.

Malky tells me
you're making progress.

Yeah. I am, but it's gonna take
a really long time to trace it.

How long?

I don't know.
Roughly.

A day? A week?

A month? A year? A decade?

What? Help me.
I can't... I can't say.

It's a huge amount of work.

Maybe this will help
you concentrate.

I can't take your money.

Why not?

Jared took it.

That's why you're in this mess.

Here.

That's fine.
I'll speak to the bursar directly.

Yeah. It was just to say
I'll be in in the morning

and I'll...
I'll settle the fees in full.

Great.
Thank you. Bye.

You have money now?
Yeah. Erm...

I have to pay you in cash.

Erm...

I'm gonna give you a bit extra
cos...

..I know it's really late.

Thanks.

And I'll...
I'll find some time today

to get to the supermarket,
get some food and... Sure.

Hello, sir.

I just spoke to a contact
at the Scottish Land Registry.

Apparently the agent handling
the sale of the Isle of Eris

has gone missing, along with
some fairly crucial paperwork.

It's got to be Morris.

I knew he hadn't given up.
Course he hasn't.

Have a look at who's been
helping him with his finances.

I would say that was
a cash in hand payment.

Wow.
Yeah.

Which means
she could be very useful to us.

Mrs Noble.

DCI Adam Guthrie.

I'd like to speak to you
regarding your relationship

with Callum Morris.

Subtitles by accessibility@itv.com