Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated:
1
1
00:00:01,631 --> 00:00:05,464
(rhythmic instrumental music)
2
2
00:00:35,276 --> 00:00:36,109
Welcome to the complete
3
3
00:00:36,109 --> 00:00:38,886
personal finance course, and thank you.
4
4
00:00:38,886 --> 00:00:41,874
Please, ask me as many questions as you want to during
5
5
00:00:41,874 --> 00:00:44,708
and after you take this course because I am here
6
6
00:00:44,708 --> 00:00:48,588
24 hours a day, seven days a week forever to humbly help.
7
7
00:00:48,588 --> 00:00:51,260
So by the end of this course you will be armed
8
8
00:00:51,260 --> 00:00:55,383
with many tools that will help you accomplish three goals.
9
9
00:00:55,383 --> 00:00:57,438
Number one, save more money.
10
10
00:00:57,438 --> 00:00:59,093
Number two, protect more money.
11
11
00:00:59,093 --> 00:01:01,027
And number three, make more money.
12
12
00:01:01,027 --> 00:01:04,039
So this is actually three courses in one.
13
13
00:01:04,039 --> 00:01:06,819
And there's many exercises in this course,
14
14
00:01:06,819 --> 00:01:09,794
most of which are in the following spreadsheet
15
15
00:01:09,794 --> 00:01:11,863
that is attached to this lecture,
16
16
00:01:11,863 --> 00:01:14,614
which is called the complete personal finance dashboard.
17
17
00:01:14,614 --> 00:01:17,124 line:15%
And it's in Excel format, of course.
18
18
00:01:17,124 --> 00:01:20,263 line:15%
The purpose of every exercise in this course
19
19
00:01:20,263 --> 00:01:22,795 line:15%
is to either help you save more money,
20
20
00:01:22,795 --> 00:01:26,256 line:15%
protect your money, or make more money.
21
21
00:01:26,256 --> 00:01:29,142 line:15%
And so this course contains no theory.
22
22
00:01:29,142 --> 00:01:30,970
It's actually based on my work experience,
23
23
00:01:30,970 --> 00:01:34,391
as I've managed over a billion dollars in my career.
24
24
00:01:34,391 --> 00:01:36,657
I've also worked for, met with,
25
25
00:01:36,657 --> 00:01:39,216
and partnered with many billionaires in my career.
26
26
00:01:39,216 --> 00:01:41,569
I'm certainly not one of them.
27
27
00:01:41,569 --> 00:01:43,762
And I will share their secrets,
28
28
00:01:43,762 --> 00:01:45,822
and their best practices with you in order
29
29
00:01:45,822 --> 00:01:50,030
to humbly help you save, protect, and make more money.
30
30
00:01:50,030 --> 00:01:51,701
Now, before I worked on Wall Street
31
31
00:01:51,701 --> 00:01:54,550
at Goldman Sachs, and at a top hedge fund,
32
32
00:01:54,550 --> 00:01:57,512
and in the venture capital industry,
33
33
00:01:57,512 --> 00:02:00,761
I used to be a programmer focused on making programs
34
34
00:02:00,761 --> 00:02:02,794
for the financial services sector
35
35
00:02:02,794 --> 00:02:05,453
when I worked in tech consulting at Accenture.
36
36
00:02:05,453 --> 00:02:08,804
And I mention this as I created your attached
37
37
00:02:08,804 --> 00:02:12,444
complete personal finance dashboard Excel spreadsheet
38
38
00:02:12,444 --> 00:02:16,202
based on my experience working in the technology sector.
39
39
00:02:16,202 --> 00:02:18,171
Now, I was actually also a beta tester
40
40
00:02:18,171 --> 00:02:20,732
for Microsoft on their financial products
41
41
00:02:20,732 --> 00:02:24,141
in the 1990s, I'm dating myself there.
42
42
00:02:24,141 --> 00:02:28,093
As such, in this course I will teach you based
43
43
00:02:28,093 --> 00:02:31,432
on my cumulative experiences, and make it very easy
44
44
00:02:31,432 --> 00:02:34,803
for you to save, protect, and make more money.
45
45
00:02:34,803 --> 00:02:36,862
You don't need to have any experience
46
46
00:02:36,862 --> 00:02:41,143
with Excel or in finance at all to complete this course.
47
47
00:02:41,143 --> 00:02:44,223
I also want to stress that I made the concepts
48
48
00:02:44,223 --> 00:02:48,261
in this course generic enough, and helpful enough,
49
49
00:02:48,261 --> 00:02:50,561
regardless of what country you live in.
50
50
00:02:50,561 --> 00:02:52,630
This is not a US only course, okay,
51
51
00:02:52,630 --> 00:02:56,989
this is meant to be used in every country in the world.
52
52
00:02:56,989 --> 00:03:00,751
And the advice is generic enough to be applied globally.
53
53
00:03:00,751 --> 00:03:02,912
Okay, so it's important for me to stress that,
54
54
00:03:02,912 --> 00:03:06,072
as I have students in 195 countries.
55
55
00:03:06,072 --> 00:03:10,400
Also, tax codes and finance laws change all the time,
56
56
00:03:10,400 --> 00:03:13,859
but the general concept of personal finance does not.
57
57
00:03:13,859 --> 00:03:16,411
And it's similar in every single country.
58
58
00:03:16,411 --> 00:03:18,523
As such, this course will help
59
59
00:03:18,523 --> 00:03:21,344
you understand everything you need to know
60
60
00:03:21,344 --> 00:03:24,733
about personal finance from a high level perspective,
61
61
00:03:24,733 --> 00:03:27,112
regardless of what country you live in.
62
62
00:03:27,112 --> 00:03:29,627
The concepts of saving, protecting,
63
63
00:03:29,627 --> 00:03:32,653
and growing money, and compound interest,
64
64
00:03:32,653 --> 00:03:35,744
and minimizing expenses are universal.
65
65
00:03:35,744 --> 00:03:38,669
And this will be a lot of fun in this course, so you'll see.
66
66
00:03:38,669 --> 00:03:41,174
So I've worked and filed taxes,
67
67
00:03:41,174 --> 00:03:42,875
and set up retirement accounts,
68
68
00:03:42,875 --> 00:03:46,436
et cetera, in several different countries.
69
69
00:03:46,436 --> 00:03:49,424
Now, there's well over 100 tips on how
70
70
00:03:49,424 --> 00:03:52,446
to save much more money in this course.
71
71
00:03:52,446 --> 00:03:54,305
And if you end up using just one, two,
72
72
00:03:54,305 --> 00:03:57,665
or three of these 100 save money tips,
73
73
00:03:57,665 --> 00:04:01,832
then this course has paid for itself over many, many times.
74
74
00:04:02,929 --> 00:04:05,929
Many companies, I have to stress, try to take as much money
75
75
00:04:05,929 --> 00:04:09,671
as they can from you through hidden fees and marketing.
76
76
00:04:09,671 --> 00:04:13,952
And you'll be amazed at how much of your hard-earned money
77
77
00:04:13,952 --> 00:04:15,926
that you are giving up without even knowing
78
78
00:04:15,926 --> 00:04:18,448
about it through all these hidden fees.
79
79
00:04:18,448 --> 00:04:22,271
I want to make sure that this does not happen to you.
80
80
00:04:22,271 --> 00:04:26,672
Also, everybody has a bias when it comes to money.
81
81
00:04:26,672 --> 00:04:30,972
Anybody on TV that you see talking about stocks has a bias
82
82
00:04:30,972 --> 00:04:33,810
because they want you to buy that stock.
83
83
00:04:33,810 --> 00:04:35,443
Or they're a CEO of a company,
84
84
00:04:35,443 --> 00:04:37,889
and they're supporting their stock.
85
85
00:04:37,889 --> 00:04:42,354
So in this course, we're gonna tune out the noise and focus
86
86
00:04:42,354 --> 00:04:46,629
on how to save money, and also how to protect money.
87
87
00:04:46,629 --> 00:04:48,617
And you'll be amazed at the power
88
88
00:04:48,617 --> 00:04:51,989
of compound interest, and the future value of money.
89
89
00:04:51,989 --> 00:04:54,858
And just how easy it is to protect your hard-earned money,
90
90
00:04:54,858 --> 00:04:57,970
and make it grow very, very quickly over time.
91
91
00:04:57,970 --> 00:05:02,575
And in the next lecture, we're gonna discuss how to use
92
92
00:05:02,575 --> 00:05:06,822
your attached personal finance Excel dashboard file,
93
93
00:05:06,822 --> 00:05:09,004
and how we can customize this to work
94
94
00:05:09,004 --> 00:05:13,046
in every single country in the world, if applicable.
95
95
00:05:13,046 --> 00:05:15,254
As a side note, towards the end
96
96
00:05:15,254 --> 00:05:19,283 line:15%
of this course, in this section right here,
97
97
00:05:19,283 --> 00:05:22,397 line:15%
I will teach you how to create and customize
98
98
00:05:22,397 --> 00:05:26,310 line:15%
the Excel dashboard file included in this course.
99
99
00:05:26,310 --> 00:05:28,927 line:15%
In case you wanted to further customize it,
100
100
00:05:28,927 --> 00:05:32,374 line:15%
so it can help you save, protect, and make more money.
101
101
00:05:32,374 --> 00:05:34,802 line:15%
And I promise you that by the end
102
102
00:05:34,802 --> 00:05:38,383
of this comprehensive course you'll be much more confident
103
103
00:05:38,383 --> 00:05:40,888
in your abilities to save, protect, and make money.
104
104
00:05:40,888 --> 00:05:43,116
So thanks a lot for your commitment
105
105
00:05:43,116 --> 00:05:45,446
to this journey that we will take together.
106
106
00:05:45,446 --> 00:05:48,228
And please know, again, that I am here 24 hours a day,
107
107
00:05:48,228 --> 00:05:52,106
seven days a week, during and after you complete the course
108
108
00:05:52,106 --> 00:05:55,809
to help you save, protect, and make your money work for you.
109
109
00:05:55,809 --> 00:05:56,892
Let's begin.
10034
Can't find what you're looking for?
Get subtitles in any language from opensubtitles.com, and translate them here.