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I live a very frugal life I pretty much

I live a very frugal life I pretty much

I live a very frugal life I pretty much always have and I probably always will

always have and I probably always will

always have and I probably always will I do a very strict budget and I track

I do a very strict budget and I track

I do a very strict budget and I track every single penny that I make or spend

every single penny that I make or spend

every single penny that I make or spend in excessive spreadsheets no I'm dead

in excessive spreadsheets no I'm dead

in excessive spreadsheets no I'm dead serious take a look at this

sometimes I wonder if I'm pushing the

sometimes I wonder if I'm pushing the

sometimes I wonder if I'm pushing the limits of frugality and just being cheap

limits of frugality and just being cheap

limits of frugality and just being cheap hey Siri what's the difference between

hey Siri what's the difference between

hey Siri what's the difference between being Frugal and being cheap

ass in all seriousness I distinguish

ass in all seriousness I distinguish

ass in all seriousness I distinguish between frugality and cheapness based

between frugality and cheapness based

between frugality and cheapness based not on how much money I spend on myself

not on how much money I spend on myself

not on how much money I spend on myself but more so on how I treat others but

but more so on how I treat others but

but more so on how I treat others but more on this later

more on this later

more on this later I think I have good reasons for being

I think I have good reasons for being

I think I have good reasons for being Frugal I try to live a simple life but

Frugal I try to live a simple life but

Frugal I try to live a simple life but one that's full of meaning and

one that's full of meaning and

one that's full of meaning and fulfillment and that doesn't necessarily

fulfillment and that doesn't necessarily

fulfillment and that doesn't necessarily require extensive spending I find

require extensive spending I find

require extensive spending I find immense joy in the simple things things

immense joy in the simple things things

immense joy in the simple things things like sleeping in walking my dog cooking

like sleeping in walking my dog cooking

like sleeping in walking my dog cooking meals reading books listening to

meals reading books listening to

meals reading books listening to podcasts making music and making these

podcasts making music and making these

podcasts making music and making these YouTube videos I love quiet time I love

YouTube videos I love quiet time I love

YouTube videos I love quiet time I love being alone and I love being able to do

being alone and I love being able to do

being alone and I love being able to do things at a leisurely Pace without

things at a leisurely Pace without

things at a leisurely Pace without feeling pressured or rushed but living

feeling pressured or rushed but living

feeling pressured or rushed but living an expensive lifestyle would seriously

an expensive lifestyle would seriously

an expensive lifestyle would seriously hinder my ability to live this way

hinder my ability to live this way

hinder my ability to live this way because the more I spend the more I have

because the more I spend the more I have

because the more I spend the more I have to earn and the more I have to earn the

to earn and the more I have to earn the

to earn and the more I have to earn the more I have to work and the more I have

more I have to work and the more I have

more I have to work and the more I have to work the less time I have to spend

to work the less time I have to spend

to work the less time I have to spend doing the things that actually make me

doing the things that actually make me

doing the things that actually make me happy and it's really that simple the

happy and it's really that simple the

happy and it's really that simple the main reason that I live frugally is not

main reason that I live frugally is not

main reason that I live frugally is not because I care about the money itself

because I care about the money itself

because I care about the money itself but because I care about my own freedom

but because I care about my own freedom

but because I care about my own freedom and there's another thing and that's

and there's another thing and that's

and there's another thing and that's compromise life is a balancing act and

compromise life is a balancing act and

compromise life is a balancing act and it's full of compromises every time you

it's full of compromises every time you

it's full of compromises every time you say yes to something you're saying no to

say yes to something you're saying no to

say yes to something you're saying no to something else every time I decide that

something else every time I decide that

something else every time I decide that I'm going to spend my money on one thing

I'm going to spend my money on one thing

I'm going to spend my money on one thing I'm stopping myself from being able to

I'm stopping myself from being able to

I'm stopping myself from being able to spend it on something else and the same

spend it on something else and the same

spend it on something else and the same goes for your time and your efforts I'm

goes for your time and your efforts I'm

goes for your time and your efforts I'm pretty fortunate that I'm able to mostly

pretty fortunate that I'm able to mostly

pretty fortunate that I'm able to mostly comfortably cover all of my bills but

comfortably cover all of my bills but

comfortably cover all of my bills but I'm not rich and the truth is that the

I'm not rich and the truth is that the

I'm not rich and the truth is that the reason that I'm able to comfortably

reason that I'm able to comfortably

reason that I'm able to comfortably cover my bills is just because I'm so

cover my bills is just because I'm so

cover my bills is just because I'm so Frugal in every other way the cost of

Frugal in every other way the cost of

Frugal in every other way the cost of living here in Toronto is insanely high

living here in Toronto is insanely high

living here in Toronto is insanely high and only getting worse and so my money

and only getting worse and so my money

and only getting worse and so my money doesn't go very far and so I have to

doesn't go very far and so I have to

doesn't go very far and so I have to compromise and I have to prioritize and

compromise and I have to prioritize and

compromise and I have to prioritize and I have to decide what I'm willing to say

I have to decide what I'm willing to say

I have to decide what I'm willing to say no to so I can continue to say yes to

no to so I can continue to say yes to

no to so I can continue to say yes to the things that are important having a

the things that are important having a

the things that are important having a nice home is something that I value

nice home is something that I value

nice home is something that I value immensely you might walk into my house

immensely you might walk into my house

immensely you might walk into my house and look around and think you're not

and look around and think you're not

and look around and think you're not Frugal at all but it's by cutting

Frugal at all but it's by cutting

Frugal at all but it's by cutting spending in other ways that I'm able to

spending in other ways that I'm able to

spending in other ways that I'm able to actually afford to live the way that I

actually afford to live the way that I

actually afford to live the way that I live other people might decide to live

live other people might decide to live

live other people might decide to live entirely differently they might opt for

entirely differently they might opt for

entirely differently they might opt for cheaper living arrangements in lieu of

cheaper living arrangements in lieu of

cheaper living arrangements in lieu of being able to spend more freely on other

being able to spend more freely on other

being able to spend more freely on other things and that's great but that's still

things and that's great but that's still

things and that's great but that's still a compromise if I earned a little bit

a compromise if I earned a little bit

a compromise if I earned a little bit more money I might be a bit less Frugal

more money I might be a bit less Frugal

more money I might be a bit less Frugal in certain ways but for now this is my

in certain ways but for now this is my

in certain ways but for now this is my life and I'm A-Okay with it and if I'm

life and I'm A-Okay with it and if I'm

life and I'm A-Okay with it and if I'm being honest with you I kind of like

being honest with you I kind of like

being honest with you I kind of like being Frugal I kind of find saving money

being Frugal I kind of find saving money

being Frugal I kind of find saving money to be fun it's almost like a game to see

to be fun it's almost like a game to see

to be fun it's almost like a game to see how much value I can extract from each

how much value I can extract from each

how much value I can extract from each dollar I see no need for fancy things

dollar I see no need for fancy things

dollar I see no need for fancy things most of the time there's definitely some

most of the time there's definitely some

most of the time there's definitely some exceptions there are some times where

exceptions there are some times where

exceptions there are some times where you definitely get what you pay for but

you definitely get what you pay for but

you definitely get what you pay for but the vast majority of the time something

the vast majority of the time something

the vast majority of the time something that's expensive is really only

that's expensive is really only

that's expensive is really only expensive because it's seen as a status

expensive because it's seen as a status

expensive because it's seen as a status symbol and I have no interest in that

symbol and I have no interest in that

symbol and I have no interest in that whatsoever I buy all of my clothing on

whatsoever I buy all of my clothing on

whatsoever I buy all of my clothing on sale and I try to find a good balance

sale and I try to find a good balance

sale and I try to find a good balance between value and quality but I'm

between value and quality but I'm

between value and quality but I'm generally not at all interested in the

generally not at all interested in the

generally not at all interested in the specific brand name unless there's

specific brand name unless there's

specific brand name unless there's something special about that either in

something special about that either in

something special about that either in the quality of it in the way that it

the quality of it in the way that it

the quality of it in the way that it fits or in the ethics of the

fits or in the ethics of the

fits or in the ethics of the manufacturing even still I'm definitely

manufacturing even still I'm definitely

manufacturing even still I'm definitely not into wearing any brand names

not into wearing any brand names

not into wearing any brand names plastered across myself if you were to

plastered across myself if you were to

plastered across myself if you were to remove all of the tags and all the logos

remove all of the tags and all the logos

remove all of the tags and all the logos and all the branding most people

and all the branding most people

and all the branding most people couldn't tell the difference between a

couldn't tell the difference between a

couldn't tell the difference between a 10 shirt and a 100 shirt and I

10 shirt and a 100 shirt and I

10 shirt and a 100 shirt and I personally have no interest in spending

personally have no interest in spending

personally have no interest in spending 10 times more than I need to just to

10 times more than I need to just to

10 times more than I need to just to flex I don't feel like I need to own

flex I don't feel like I need to own

flex I don't feel like I need to own very much to live a good life and so I

very much to live a good life and so I

very much to live a good life and so I don't buy things that I don't need or

don't buy things that I don't need or

don't buy things that I don't need or that don't provide me with long-term Joy

that don't provide me with long-term Joy

that don't provide me with long-term Joy I don't tend to attach a sentimental

I don't tend to attach a sentimental

I don't tend to attach a sentimental value to material possessions but I do

value to material possessions but I do

value to material possessions but I do hold a deep level of gratitude and

hold a deep level of gratitude and

hold a deep level of gratitude and appreciation for the things that I own

appreciation for the things that I own

appreciation for the things that I own and the purpose that they serve if you

and the purpose that they serve if you

and the purpose that they serve if you take care of your belongings and you

take care of your belongings and you

take care of your belongings and you treat them with respect even inexpensive

treat them with respect even inexpensive

treat them with respect even inexpensive things can last you a very long time

things can last you a very long time

things can last you a very long time even when it comes to experiences or

even when it comes to experiences or

even when it comes to experiences or spending time with friends I find that

spending time with friends I find that

spending time with friends I find that the important part is the actual

the important part is the actual

the important part is the actual spending time together not necessarily

spending time together not necessarily

spending time together not necessarily the activity that you're doing or the

the activity that you're doing or the

the activity that you're doing or the place that you're doing it and so for

place that you're doing it and so for

place that you're doing it and so for example for the cost of one all you can

example for the cost of one all you can

example for the cost of one all you can eat sushi dinner I would much rather go

eat sushi dinner I would much rather go

eat sushi dinner I would much rather go out and buy a whole bunch of groceries

out and buy a whole bunch of groceries

out and buy a whole bunch of groceries and have like five friends over and cook

and have like five friends over and cook

and have like five friends over and cook them a really good meal and we can hang

them a really good meal and we can hang

them a really good meal and we can hang out and eat and laugh and play board

out and eat and laugh and play board

out and eat and laugh and play board games and to me that's so much more fun

games and to me that's so much more fun

games and to me that's so much more fun than doing something like an escape room

than doing something like an escape room

than doing something like an escape room or mini golf or going to a movie and

or mini golf or going to a movie and

or mini golf or going to a movie and just spending money for the sake of

just spending money for the sake of

just spending money for the sake of spending money

spending money

spending money I price match all of my groceries yes I

I price match all of my groceries yes I

I price match all of my groceries yes I am totally that person that will hold up

am totally that person that will hold up

am totally that person that will hold up the grocery store line just to save 50

the grocery store line just to save 50

the grocery store line just to save 50 cents on a cucumber but every 50 cents

cents on a cucumber but every 50 cents

cents on a cucumber but every 50 cents adds up and by price matching my

adds up and by price matching my

adds up and by price matching my groceries I'm often able to save

groceries I'm often able to save

groceries I'm often able to save somewhere between five and twenty

somewhere between five and twenty

somewhere between five and twenty dollars per grocery trip which is pretty

dollars per grocery trip which is pretty

dollars per grocery trip which is pretty significant I also have a bit of a chip

significant I also have a bit of a chip

significant I also have a bit of a chip on my shoulder about giving more money

on my shoulder about giving more money

on my shoulder about giving more money than necessary to the billionaires that

than necessary to the billionaires that

than necessary to the billionaires that own the grocery store conglomerates here

own the grocery store conglomerates here

own the grocery store conglomerates here in Canada and so just out of principle

in Canada and so just out of principle

in Canada and so just out of principle alone the less money you can give them

alone the less money you can give them

alone the less money you can give them the happier I am I go around my house

the happier I am I go around my house

the happier I am I go around my house and unplug everything that I don't use

and unplug everything that I don't use

and unplug everything that I don't use on a regular basis I'm not really sure

on a regular basis I'm not really sure

on a regular basis I'm not really sure how much of a difference that makes I'm

how much of a difference that makes I'm

how much of a difference that makes I'm not really sure how much energy is drawn

not really sure how much energy is drawn

not really sure how much energy is drawn by something that's plugged in but

by something that's plugged in but

by something that's plugged in but turned off but I figure once again it

turned off but I figure once again it

turned off but I figure once again it all adds up so if I don't use it on a

all adds up so if I don't use it on a

all adds up so if I don't use it on a reoccurring basis I just keep it

reoccurring basis I just keep it

reoccurring basis I just keep it unplugged until I need it anytime I'm

unplugged until I need it anytime I'm

unplugged until I need it anytime I'm making an online purchase I will search

making an online purchase I will search

making an online purchase I will search for a coupon code or discount before I

for a coupon code or discount before I

for a coupon code or discount before I put through the order and whenever

put through the order and whenever

put through the order and whenever possible I wait for a sale so if

possible I wait for a sale so if

possible I wait for a sale so if something's not completely urgent I'll

something's not completely urgent I'll

something's not completely urgent I'll usually just wait until a better deal

usually just wait until a better deal

usually just wait until a better deal comes along I'll routinely compare

comes along I'll routinely compare

comes along I'll routinely compare prices between insurance companies for

prices between insurance companies for

prices between insurance companies for my house insurance and car insurance and

my house insurance and car insurance and

my house insurance and car insurance and also for the internet and phone company

also for the internet and phone company

also for the internet and phone company just to make sure I'm getting the best

just to make sure I'm getting the best

just to make sure I'm getting the best deal possible and I have absolutely no

deal possible and I have absolutely no

deal possible and I have absolutely no problem with pulling my contract at any

problem with pulling my contract at any

problem with pulling my contract at any point and switching to another brand if

point and switching to another brand if

point and switching to another brand if it's going to save me a few bucks

it's going to save me a few bucks

it's going to save me a few bucks another thing is that I simply just

another thing is that I simply just

another thing is that I simply just don't eat at restaurants or order

don't eat at restaurants or order

don't eat at restaurants or order takeout unless I'm actually going to

takeout unless I'm actually going to

takeout unless I'm actually going to hang out with somebody and it's more of

hang out with somebody and it's more of

hang out with somebody and it's more of a social thing if it's just a meal for

a social thing if it's just a meal for

a social thing if it's just a meal for myself if it's just about being lazy I

myself if it's just about being lazy I

myself if it's just about being lazy I just don't do it I just force myself to

just don't do it I just force myself to

just don't do it I just force myself to come home and cook my own meals because

come home and cook my own meals because

come home and cook my own meals because it's probably going to be better and

it's probably going to be better and

it's probably going to be better and honestly it's going to be a lot cheaper

honestly it's going to be a lot cheaper

honestly it's going to be a lot cheaper and like I said even if I'm seeing

and like I said even if I'm seeing

and like I said even if I'm seeing friends I often prefer just to host them

friends I often prefer just to host them

friends I often prefer just to host them here than to go out to a restaurant

here than to go out to a restaurant

here than to go out to a restaurant anyways here's a pro tip for you I

anyways here's a pro tip for you I

anyways here's a pro tip for you I actually fill my dog's medication

actually fill my dog's medication

actually fill my dog's medication prescriptions at a pharmacy and by doing

prescriptions at a pharmacy and by doing

prescriptions at a pharmacy and by doing so I save about 30 versus actually just

so I save about 30 versus actually just

so I save about 30 versus actually just getting the medicine from the vet

getting the medicine from the vet

getting the medicine from the vet directly a lot of people don't realize

directly a lot of people don't realize

directly a lot of people don't realize you can do that but there actually are a

you can do that but there actually are a

you can do that but there actually are a lot of pharmacies that sell pet

lot of pharmacies that sell pet

lot of pharmacies that sell pet medications and actually there's a lot

medications and actually there's a lot

medications and actually there's a lot of pet prescriptions that are actually

of pet prescriptions that are actually

of pet prescriptions that are actually just human medications okay okay so none

just human medications okay okay so none

just human medications okay okay so none of these things are all that

of these things are all that

of these things are all that controversial here let me tell you some

controversial here let me tell you some

controversial here let me tell you some of the things that I do that are really

of the things that I do that are really

of the things that I do that are really Frugal or maybe even cheap pretty much

Frugal or maybe even cheap pretty much

Frugal or maybe even cheap pretty much every day I heat up bread for lunch I

every day I heat up bread for lunch I

every day I heat up bread for lunch I take it out of my fridge or my freezer I

take it out of my fridge or my freezer I

take it out of my fridge or my freezer I wrap it in aluminum foil and I stick it

wrap it in aluminum foil and I stick it

wrap it in aluminum foil and I stick it in the oven for a few minutes and I will

in the oven for a few minutes and I will

in the oven for a few minutes and I will save that piece of aluminum foil and I

save that piece of aluminum foil and I

save that piece of aluminum foil and I will use it over and over and over again

will use it over and over and over again

will use it over and over and over again until it rips because I'm just heating

until it rips because I'm just heating

until it rips because I'm just heating up bread and that's not dirty and why

up bread and that's not dirty and why

up bread and that's not dirty and why would I throw it out

would I throw it out

would I throw it out I also wait until either the night time

I also wait until either the night time

I also wait until either the night time or the weekends to run my dishwasher or

or the weekends to run my dishwasher or

or the weekends to run my dishwasher or do my laundry because we have what we

do my laundry because we have what we

do my laundry because we have what we call on and off peak time here for

call on and off peak time here for

call on and off peak time here for electricity and it is cheaper to use

electricity and it is cheaper to use

electricity and it is cheaper to use electricity after 7 P.M or on the

electricity after 7 P.M or on the

electricity after 7 P.M or on the weekends so I just make sure that I run

weekends so I just make sure that I run

weekends so I just make sure that I run all of my appliances during the off-peak

all of my appliances during the off-peak

all of my appliances during the off-peak hours here's one that I think is a

hours here's one that I think is a

hours here's one that I think is a little bit outside the box if there's an

little bit outside the box if there's an

little bit outside the box if there's an item that I need for a single use or

item that I need for a single use or

item that I need for a single use or just for a short period of time like a

just for a short period of time like a

just for a short period of time like a tool of some sort I will go online I

tool of some sort I will go online I

tool of some sort I will go online I will buy that item second hand I'll use

will buy that item second hand I'll use

will buy that item second hand I'll use it for the time that I need it and then

it for the time that I need it and then

it for the time that I need it and then I will resell it for the exact same

I will resell it for the exact same

I will resell it for the exact same amount that I paid for it so I'm

amount that I paid for it so I'm

amount that I paid for it so I'm basically getting a free rental that's

basically getting a free rental that's

basically getting a free rental that's one of the bonuses of buying things used

one of the bonuses of buying things used

one of the bonuses of buying things used is you're already accounting for the

is you're already accounting for the

is you're already accounting for the depreciation of it not being brand new

depreciation of it not being brand new

depreciation of it not being brand new anymore so yeah if I buy something and I

anymore so yeah if I buy something and I

anymore so yeah if I buy something and I use it for a week or a month or however

use it for a week or a month or however

use it for a week or a month or however long I can usually just resell it and

long I can usually just resell it and

long I can usually just resell it and get all my money back another way that I

get all my money back another way that I

get all my money back another way that I save money is by limiting how much heat

save money is by limiting how much heat

save money is by limiting how much heat I'm using during the winter time very

I'm using during the winter time very

I'm using during the winter time very rarely do I set my thermostat above 20

rarely do I set my thermostat above 20

rarely do I set my thermostat above 20 degrees Celsius because you know what if

degrees Celsius because you know what if

degrees Celsius because you know what if I'm cold it cost me nothing to just put

I'm cold it cost me nothing to just put

I'm cold it cost me nothing to just put on another sweater I don't see the need

on another sweater I don't see the need

on another sweater I don't see the need to rack up a huge gas bill just to make

to rack up a huge gas bill just to make

to rack up a huge gas bill just to make it one or two degrees warmer in the

it one or two degrees warmer in the

it one or two degrees warmer in the house it blows my mind when I go to

house it blows my mind when I go to

house it blows my mind when I go to somebody else's house over the winter

somebody else's house over the winter

somebody else's house over the winter and their thermostat is set to like 25

and their thermostat is set to like 25

and their thermostat is set to like 25 degrees and they're walking around in

degrees and they're walking around in

degrees and they're walking around in shorts and bare feet and I'm like what

shorts and bare feet and I'm like what

shorts and bare feet and I'm like what are you doing are all these things

are you doing are all these things

are you doing are all these things reasonable frugality or am I just cheap

reasonable frugality or am I just cheap

reasonable frugality or am I just cheap I don't know you'll have to tell me but

I don't know you'll have to tell me but

I don't know you'll have to tell me but as I mentioned earlier I'm definitely

as I mentioned earlier I'm definitely

as I mentioned earlier I'm definitely not cheap with other people and I think

not cheap with other people and I think

not cheap with other people and I think that that's what's most important if

that that's what's most important if

that that's what's most important if somebody comes over to visit and they're

somebody comes over to visit and they're

somebody comes over to visit and they're cold I will turn up the thermostat for

cold I will turn up the thermostat for

cold I will turn up the thermostat for them I'm not going to just make them sit

them I'm not going to just make them sit

them I'm not going to just make them sit there and freeze and deal with it if I'm

there and freeze and deal with it if I'm

there and freeze and deal with it if I'm going to visit somebody else I never

going to visit somebody else I never

going to visit somebody else I never show up empty-handed I'll bring food or

show up empty-handed I'll bring food or

show up empty-handed I'll bring food or I'll bring drinks or I'll bring

I'll bring drinks or I'll bring

I'll bring drinks or I'll bring something just to show my appreciation

something just to show my appreciation

something just to show my appreciation for having me over as a guest and like I

for having me over as a guest and like I

for having me over as a guest and like I mentioned earlier I'm very happy to have

mentioned earlier I'm very happy to have

mentioned earlier I'm very happy to have my friends over and cook elaborate meals

my friends over and cook elaborate meals

my friends over and cook elaborate meals for them and I never expect anybody to

for them and I never expect anybody to

for them and I never expect anybody to contribute in any way it's just

contribute in any way it's just

contribute in any way it's just something I like to do for them so I

something I like to do for them so I

something I like to do for them so I guess the real question is what do I

guess the real question is what do I

guess the real question is what do I spend money on what am I okay with

spend money on what am I okay with

spend money on what am I okay with spending on a little bit more freely

spending on a little bit more freely

spending on a little bit more freely there's a few things

there's a few things

there's a few things well like I said earlier my home is

well like I said earlier my home is

well like I said earlier my home is probably on the top of this list I'm a

probably on the top of this list I'm a

probably on the top of this list I'm a big homebody I spend a lot of time here

big homebody I spend a lot of time here

big homebody I spend a lot of time here and I'm also somebody who's very Visual

and I'm also somebody who's very Visual

and I'm also somebody who's very Visual and to me it's very important to have a

and to me it's very important to have a

and to me it's very important to have a home that is both comfortable and

home that is both comfortable and

home that is both comfortable and beautiful and I find a lot of joy in

beautiful and I find a lot of joy in

beautiful and I find a lot of joy in interior design and Decor as well and so

interior design and Decor as well and so

interior design and Decor as well and so I still do shop on sale and look for

I still do shop on sale and look for

I still do shop on sale and look for deals but my home is something that I'm

deals but my home is something that I'm

deals but my home is something that I'm very happy to invest money into because

very happy to invest money into because

very happy to invest money into because it's something that I find really

it's something that I find really

it's something that I find really impacts the quality of my life on a

impacts the quality of my life on a

impacts the quality of my life on a day-to-day basis the one thing that I

day-to-day basis the one thing that I

day-to-day basis the one thing that I would say that's even more important to

would say that's even more important to

would say that's even more important to me than my home is Levi he's my son he's

me than my home is Levi he's my son he's

me than my home is Levi he's my son he's my pride and joy he's the yin to my yang

my pride and joy he's the yin to my yang

my pride and joy he's the yin to my yang and I will stop at no expense to make

and I will stop at no expense to make

and I will stop at no expense to make sure he has the best care possible I

sure he has the best care possible I

sure he has the best care possible I make his food from scratch using the

make his food from scratch using the

make his food from scratch using the highest quality ingredients money can

highest quality ingredients money can

highest quality ingredients money can buy he only gets the healthiest treats

buy he only gets the healthiest treats

buy he only gets the healthiest treats and unfortunately he has a heart

and unfortunately he has a heart

and unfortunately he has a heart condition which means that a lot of

condition which means that a lot of

condition which means that a lot of money is spent at the vet and on

money is spent at the vet and on

money is spent at the vet and on medications and I'm absolutely anything

medications and I'm absolutely anything

medications and I'm absolutely anything but stingy when it comes to that I want

but stingy when it comes to that I want

but stingy when it comes to that I want to make sure he can live as long as

to make sure he can live as long as

to make sure he can live as long as possible and be as happy and healthy as

possible and be as happy and healthy as

possible and be as happy and healthy as possible and so I know that his

possible and so I know that his

possible and so I know that his medications and his vet bills are a huge

medications and his vet bills are a huge

medications and his vet bills are a huge expense I think they're actually the

expense I think they're actually the

expense I think they're actually the biggest expense that I have on a yearly

biggest expense that I have on a yearly

biggest expense that I have on a yearly basis other than my mortgage itself

basis other than my mortgage itself

basis other than my mortgage itself which sounds insane but it is what it is

which sounds insane but it is what it is

which sounds insane but it is what it is and I'm certainly not going to deprive

and I'm certainly not going to deprive

and I'm certainly not going to deprive him of care just to save a few bucks

him of care just to save a few bucks

him of care just to save a few bucks something else that I'm willing to spend

something else that I'm willing to spend

something else that I'm willing to spend good money on is what I call stress

good money on is what I call stress

good money on is what I call stress prevention so in particular for me that

prevention so in particular for me that

prevention so in particular for me that means having a reliable car and a

means having a reliable car and a

means having a reliable car and a reliable phone especially because I use

reliable phone especially because I use

reliable phone especially because I use both of those things for work having

both of those things for work having

both of those things for work having something that's unreliable or that

something that's unreliable or that

something that's unreliable or that doesn't do what I needed to do is just

doesn't do what I needed to do is just

doesn't do what I needed to do is just not an option and of course something

not an option and of course something

not an option and of course something I'm always willing to invest in is

I'm always willing to invest in is

I'm always willing to invest in is healthy food like I mentioned I do price

healthy food like I mentioned I do price

healthy food like I mentioned I do price match I do shop for sales but eating

match I do shop for sales but eating

match I do shop for sales but eating healthy food is important to me and so I

healthy food is important to me and so I

healthy food is important to me and so I would much rather spend a little bit

would much rather spend a little bit

would much rather spend a little bit more on something that's good for me

more on something that's good for me

more on something that's good for me than a little bit less than something

than a little bit less than something

than a little bit less than something that's bad for me I also look at it as

that's bad for me I also look at it as

that's bad for me I also look at it as junk food causes my skin to break out

junk food causes my skin to break out

junk food causes my skin to break out and fruits and vegetables will always be

and fruits and vegetables will always be

and fruits and vegetables will always be cheaper than sit cream so it is what it

cheaper than sit cream so it is what it

cheaper than sit cream so it is what it is Frugal Living isn't something I think

is Frugal Living isn't something I think

is Frugal Living isn't something I think a lot about on a daily basis to me it's

a lot about on a daily basis to me it's

a lot about on a daily basis to me it's kind of just an instinctive way to live

kind of just an instinctive way to live

kind of just an instinctive way to live my life it's a habit it's a way that I

my life it's a habit it's a way that I

my life it's a habit it's a way that I set myself up to achieve the things I

set myself up to achieve the things I

set myself up to achieve the things I want to achieve and ultimately it's a

want to achieve and ultimately it's a

want to achieve and ultimately it's a means to an end if you consider yourself

means to an end if you consider yourself

means to an end if you consider yourself to be a Frugal person I'm very curious

to be a Frugal person I'm very curious

to be a Frugal person I'm very curious to know if you have any tips or tricks

to know if you have any tips or tricks

to know if you have any tips or tricks you use to save money and if you're

you use to save money and if you're

you use to save money and if you're somebody who is actively trying to be

somebody who is actively trying to be

somebody who is actively trying to be more frugal I'd like to know what

more frugal I'd like to know what

more frugal I'd like to know what category of spending you tend to

category of spending you tend to

category of spending you tend to struggle with the most if you enjoyed

struggle with the most if you enjoyed

struggle with the most if you enjoyed this video please consider liking and

this video please consider liking and

this video please consider liking and subscribing I'm going to leave a link to

subscribing I'm going to leave a link to

subscribing I'm going to leave a link to some other similar videos I've made over

some other similar videos I've made over

some other similar videos I've made over here for you so you can check those out

here for you so you can check those out

here for you so you can check those out as well thank you so much as always for

as well thank you so much as always for

as well thank you so much as always for watching and I will see you next week

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