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Original subtitles

change in your life. Things will start to shift about.

themselves into debt because they don't back themselves

between those five guys somewhere within there that you

going to pass you by either way.

is a homeless person a bum you know someone who just doesn't

yourself first. You don't pay your electricity bill, you

yourself first. So whenever you get your income, you pay

and you grow your wealth you will become more and more

way that you can change for yourself is by deciding to pay

your savings account and your calendar reminders now and

innovate. So they just become net consumers. And that

people's brands and businesses. They buy into other people's

you they're going to have to pay to go to lunch with you but

your degree of magnetism that's what you believe about yourself

the stage it's a complete role reversal you have to pay to get

will do that for you you know you don't get yourself into

the stage you know all the way down at the left hand side of

wake up and work hard at it. Nothing is impossible. You

should get to the point where anyone else would quit and

slot yourself is your degree of financial resonation that's

because they don't pay themselves first they just

course you're going to take the billionaire to lunch right?

don't pay yourself first and you don't back yourself and

yourself up around people so of course there's a spot in

Just do it. Some people dream success while you're going to

this the the guy second from the right let's say he's a

law that says to he who has more is given to he who hath

Do it. Just do it. Yes, you can. Just do it.

you're not going to stop there. No. What are you waiting for?

grace them with your presence and then down at other end of

millionaire and the next guy along you know he's doing

they get wealthier and wealthier so the guy on the far

being allocated to your savings account what you can expect is

your minimum financial standards just that bit more

going to go and take to lunch if all you knew about them was

don't pay your phone bill, your internet bill, your car

when this becomes a habit, watch what happens. Things will

people's brands, other people's products and services. But the

Do it. Do it. Don't let your dreams be dreams. Yesterday you

Because when you pay yourself other people will want to pay

going to suddenly cut your car, turn off electricity bill,

literally this kind of weird energetic shift because you are

which is an extremely super simple but extremely effective

you first and you will become more magnetic. With every

the rich get richer and the poor get poorer so as you go

debt by accident it's not a mistake that you get yourself

month in month four you take that 10% and you multiply it by

now officially living seeing and working for reasons beyond

the mass side of it that we just looked at you know

form of compounding you know magnetism for lack of a better

homeless people well they're a dime a dozen. You can go down

So right now, and I literally mean right now before you do

1. 1 so that gives you 11% right so essentially you've

they are paying, paying, paying other people's dreams, other

into debt because debt is a degree of financial resonation

don't pay themselves first. They don't create. They don't

now your phone and your calendar hopefully if it synced

finance, forget them. Pay yourself. Trust me, they're not

not more is taken away right it's just a fancy way of saying

in 235 10 years time because it's hard right now for our

world around you will treat you the way you treat you if you

you're not investing and growing your wealth who else

consumer and that's someone who has positioned themselves down

throw their money at you just for your presence alone just to

you will pay the other people on the right and wherever you

people five guys standing up on the stage and on the left there

They end up just blowing on other people's stuffs on other

anything else, go and set up your automated transfer into

back to your financial fingerprint that is displayed

to take the billionaire to lunch too and you'll say nope

dollar that you save, you will literally become more magnetic.

actually save so picture this for a moment there are five

will slot yourself with the people on the left hand side of

dreams. Not their own. They don't back themselves. They

thank yourself in a few years time. Because those years are

plans, they will work with you. You pay yourself first. And

this guy to lunch but then the next person next to you wants

billion people on the planet are on the right of them. And

right? They want their money. They'll put you on payment

my calendar to remind me to increase my automated savings

you know in all honesty if you implement an execution this

left so we've got homeless to billionaire. So here's a

financially and you will manifest to your life results

to the city and you can talk to 50 homeless guys a day. Lower

that fit into that resonation because just get this now the

he's the one who attracts it because there is a universal

centimeter billionaire you will be a money magnet people will

money over time everyone that I personally know who's done this

middle class you know they're probably in your family. You

on the left hand side of the stage where most of the other 7

five guys he's the one who needs the money the least but

subordinate to everyone else and when they get their money

lunch and there are other people perhaps in the audience

excuses literally pause the video go and do it right

question for you. Who would you take to lunch? Who are you

keep up a little bit and a little bit so that you are

this amount for three months in a row then after that third

increase that by 10% every quarter so you just going to

him so you put up a bid you know I'll pay 1, 000 to take

I'll pay him 1500 quid right and there'll be some kind of

smart. In fact if the guys were up there on the stage and

magnetic when you get to multi multi-millionaire you know

10% or whatever figure you have chosen just do it right now no

day every month ideally when you get paid right whether it's

you're going to set a reminder in your calendar to remind you

can't believe how effective it is you know when they look back

said tomorrow. So just do it. Make your dreams come true.

can go and talk to your family at the dinner table. So of

essentially a little bit of a clickbait title to a degree but

just simply multiplying your previous savings percentage by

then as you approach and surpass 50% of your income

so if you do implement this the money you will save will

mere survival. Now with saving and building a cash buffer

just literally throw money at the billionaire and out of the

auction in the audience everyone's banned together to

pause the video right now until this now go log into your bank

account to your savings account right that goes out on the same

course you're going to take the billionaire to lunch if you're

right is a billionaire we got big Billy on the right then

saving 11% of your income for another three months then in

down until you've got the lower middle class second from the

1. 1 so let's say month one right you save 10% so you save

lifetime subscription well yeah sorry you know that was

their net worth. Who you going to take to lunch? You of

essentially more than pay right for your photo and subscription

with you you know sitting next to you just link for the

alright he's got 100K saved up and then it goes all the way

have their **** together and then as you move to the right

version of yourself which you know you can imagine or dream

to pay as much into your savings account as possible so

just increased that 10% by 10% so now what you're doing is

you know there's a psychology to debt and people get

actually pay to take the billionaire to lunch you'll pay

everyone knows about compound interest but there's another

later you bump that up by another 10% so now you're

you're presented with the opportunity to take someone to

Obviously you're going to take the billionaire. Because

phrase there's something that happens you decide to go and

you know what on earth does all of this have to do with a free

to increase your savings rate by 10% every three months so

change your life if you implement it. I guarantee it.

brains to really understand the power of compounding in reality

month seven you bump it up by 10% again so now you're saving

saving 13. 1% right and so on so you are probably wondering

you know we talk about this and we laugh about it and they just

opportunity maybe you might even start an auction you might

up it's going to remind you in three months time to bump that

what into a separate savings account that you cannot touch

12. 1% a month then another the month 10 right three months

there is you know another part of that there's the numbers and

account set up an automated transfer from your current

literally grab your phone and say hey Siri please put it in

boring I know it's not that sexy but I promise you there is

situation, we need to raise the floor and the ceiling, we need

10% or whatever figure you started on you're going to

raising your lower financial thermostat your lower floor

are going to save each month so let's say to so you're going to

can do that will guarantee you success with building your

your lifestyle and your expenses decrease, you start to

profitable consistency with your trading and to potentially

financial strategy I guarantee it will make you a **** load of

every three months so what you're essentially doing is

by 10% every three months starting from today right and

hopefully you've done that now what you're going to do is

increase your savings by 10% via calendar reminders and

put away 10% of your income every single month no matter

your ideal self but the problem is you are not the highest

psychology behind this that we will discuss at a much later

your bank account right after this video or you know what

generate other income streams our ultimate your objective is

by the heartbeat of your bank account how is it that we can

of your earthly life so every three months you're going to

raise our minimum standards how can we raise our self worth in

automated force bank transfers so you're going to log into

uncomfortable for you do it anyway I don't care right 10%

going to pick a percentage of your current income that you

As with most things in life that are truly effective it is

and discomfort but if this initial allocation is too

esoteric stuff aside for now and we'll just focus on

now if this initial allocation is too comfortable then turn up

you're going to be approximating 100% by the end

here is your current self and this is your current financial

point in the program but we'll leave the more you know

mobilizing new energy new creativity and desire to reach

the savings so that it sits right at the border of comfort

You are your lowest standards. You can dream as high as you

implement right this second that I can guarantee will

lower financial thermostat could be likened to your

savings up and building your financial net worth and raising

dreams. If you become that character, become your ideal

to transcend your current self and turn into a character who

directly correlated how can we do that well there's a lot of

about when you write down your goals instead you are the

want but you are not going to achieve it with your current

something very simple and that is automating your savings yes

lowest person which you can possibly accept and tolerate

order to you know increase our net worth because they are

character, your ideal self, who has its standards as your

self, you will then achieve those dreams. You will then be

almost nothing else in you know your financial world that you

able to play up at that level as your new minimum baseline

all areas of your life, not just your finances. So, Going

something extremely practical that you can literally

everyone can do this now transmute that discomfort into

need to ask yourself who do I have to become to be where I

that minimum flaw so what you're going to do is you're

upper thermostat could be likened to your dreams and your

has your dreams as its standards. You must design a

you will always uphold your minimum standards. So if this

character. So the question how do you actually achieve your

dreams and your goals? Well, how you achieve your dreams is

standards. You don't always achieve your highest dreams but

income opportunities, right? Because you're just starting to

contributor to your overall financial situation. So, your

hate the feeling of being so uncomfortable you know near

thermostat but you actually want to improve it then you

Now, out of the two thermostats, your lower

your work ethic and your consistency increases because

look out for them and you start to manifest unexpected income

become a person to achieve the goals that are associated with

attract people, situations and circumstances to provide new

another way of describing the middle is your comfort zone

or financial wins. So if we want to improve our financial

approaches or exceeds your upper financial thermostat you

your actions are then adjusted to keep you in the middle so

declines because you know you're a bit less motivated. As

that financial floor so you start rein in your spending,

financial thermostat is by far the most significant

situation approaches or exceeds your lower financial thermostat

got money etcetera etcetera but then as your financial

situation is you're starting to approach these levels then your

you start to buy you know unnecessary luxuries that

from you. You manifest bills or you know financial emergencies

financially calculated you start to take less risks maybe

your financial motivation starts to increase because you

to raise our upper and our lower financial thermostats.

you start tightening up you've come you know a lot more

situations and circumstances to literally have your money taken

actions are automatically and you know often unconsciously

want to be? Because you have to become the person to achieve

your overall financial thermostat your internal

the goals that are associated with that person. You have to

and of course, this applies to achieving goals and dreams in

increasing and increasing. You start to attract people,

heartbeat of the mass population's bank account so

your you know your lifestyle and your expenses are slowly

from family whoever who start to reach out they know you've

before you would even usually even look at you start to take

each and every single day. You are not your highest dreams.

financial self worth. Now as your financial situation

start loosening up. You become more financially sloppy. Maybe

pattern that looks something like this this is literally the

financial level you know your financial self image or your

very likely find that over time that that chart would form a

your upper financial thermostats now I call these

greater risks. Maybe your work ethic and your consistency

thermostats because as you perceive that your financial

your financial it tends to bounce between a floor and a

ceiling and you might call these levels your lower and

account and if you were to chart the column of the

now if you were to download a statement from your bank

patterns in your bank accounts your income and your net worth

changing total amount of money in your bank account you will

You have a unique financial fingerprint that is formed by

If you're tired of starting over, stop giving up.

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