Original subtitles

VIP4K I'm here because I'm planning to open my new business

Come in.

Hello. Hi, dad.

Come on in. Take a seat.

Hi.

I'm John.

I'm the loan manager.

Please.

So... Tell me why you're here.

I'm here because I'm planning to open my new business and...

I need to learn.

Yes you do.

I see you've already filled in a lot of the details that I need but we have to

go over it in person.

Okay. Confirm those details and check how it's going to proceed.

It's partly automated.

I put a lot of the details into the computer and it gives me a

recommendation but ultimately the final decision will come down to me.

Based on some of the information that we have about you. Okay, so let me just Let

me just pull up Some of your details

Tell me a little bit about your financial situation

at the moment employment How long have you been employed?

At my current workplace I've been employed for about two years, I think.

Almost two years.

So right now I'm doing nails at the beauty place.

And I want to open my own business also doing that.

Okay, so you have experience.

Yes, yes. Even more years than two weeks.

I used to work in other places. Okay, so you would consider the job that you have

now rather stable, safe?

Very stable.

Okay, great. And do you plan to continue to do this job while

you get your new business started?

I think it's just a great job for me. I'm really good at it and I

want to continue it for Many years, right? But be self-employed is your

goal.

Okay. The concern I have is when someone starts a new business, very often it is

not profitable at the beginning. And we like to know that you have an income

stream while you get your own business started. So maybe you wrote down that

you're going to stay part-time in your current job while you work on your own

business. Is that correct?

Yes, exactly what I wanted to tell you. I'm still gonna be working part-time at

my current workplace I think for about six months But my

boss told me that I can stay however long I will need that. Okay, so she's

very supportive Fantastic.

Have you ever been unemployed for more than a few months?

Yes, you have been unemployed

I haven't looked.

No? No, I haven't. No.

Okay. At least her, I'm sorry. It's okay.

I have a list here of all your employment since leaving school.

And have you missed anything out? Are you happy that you've wrote down every

job you've had in your adult life?

Everything is here. Everything accounted for.

Nothing we don't know.

Let me just stress something to you. One of the biggest reasons that we have

people rejected for loans is they are not completely truthful or they

sometimes omit details.

I'm completely honest.

Sometimes they put things, you know, they say they've worked at a place for

longer. You can check everything, right? Okay, that's fine. I just want to make

sure to let you know that that's typically one of the biggest reasons

that we find out.

someone says they were never unemployed that won't be an issue with me okay good

because then we find out actually they were unemployed for two years and it's a

big problem okay some people are dissing it but i'm not one of them okay good

have you ever taken a loan before no i haven't that's my first one never never

from a bank do you owe anybody else money any family friends associates

business partners do you owe any money to anybody no okay

I see with our bank, you've been in your overdraft twice,

but you paid it back.

Of course.

So that's normal.

It's okay. You paid it back relatively quickly.

It's not a massive indicator for us. Okay.

And in your new business,

Do you have any other investors?

Do you have anybody else who's putting money into any other banks, individuals?

Investments besides.

Besides the loan that you're asking for? Is anybody else investing in your

business?

My husband is going to be my business partner.

Okay. Yeah. Okay. And he's putting money as a co-founder in the business

and you're doing that together. You're married.

Yes. being married does change slightly how the the loan works it's it's

probably going to be to the two of you as you understand but primarily in your

name uh okay that's great and what assets do you have

do you have any savings already any stocks investments or property

Yeah, I have savings from my current job and also me and my husband, we invested

in some apartments a couple of years ago. We live in one of them, but the

rest is different.

Okay, so you understand that when you have property and you're asking

for a loan of this size, the property will be collateral on that loan. If you

fail to make repayments...

your property may be at risk. You understand that? I'm sure that wouldn't

be a problem, but at first I understand it. Okay, good. Well, you've confirmed

pretty much all the information that I see

on my system.

One of the last things that we do is a personal background check.

This is just to find out anything that could be obviously a problem for us, the

bank. We have to...

trust you and know that you're safe and usually we send this off

to someone else to do but in this occasion it wasn't done so it's down to

me and you'll be amazed what you can find these days

just from a simple web search very much an online world right so i'm just

everything stays in internet right yeah so just having a look

So it's mostly nails and beauty that you said you've done. Yeah, of course.

Because that's what I always do.

Okay.

Have you ever worked at an establishment called the Leaping Leopard?

No. It seems to be a sort of gentleman's club.

I've never even been to one, let alone...

word there okay okay i mean that's interesting

probably some other person with my name well yes

of course this is uh just uh a cursory look

You probably found some of my teenage years pictures.

No, don't worry.

We don't mind about teenage selfies.

And remember what I said before about people not being completely honest

with every employment they've had in the past is one of the major...

Is there anything else you wish to tell me about your employment history?

Anything else that you've done for money?

Never? I got my everything.

What were you doing for a job around six years ago?

Six years ago? I was doing the same job, just a different place.

Okay, you never worked as an actress?

No, I always wanted to, but...

Never happened.

And just watching a video that came up.

Yes.

I've paused it at this moment. Would you like to take a look?

Sure. Just have a look. Is that from my high school theater?

It's not high school theater, I can tell you. Please, take a look.

Okay, sure.

Why are you showing me that? That's inappropriate.

I agree. I agree. I wouldn't usually pull up videos like this in the office.

But I thought maybe you should take a look. What do you think?

No, it's just crazy.

Well, why is it crazy? Just because it's an X-rated video or something else?

I don't know who that is.

You don't know who that is?

No. Let's watch some more.

You see, to my eye, that is you.

With my eye, it's a completely different person.

That's a completely different person.

It is.

That's not you.

You snagged me and you're making me feel uncomfortable.

Well... I don't mean to make you feel uncomfortable, I'm sorry for that, but

as far as I can tell, the person I'm looking at on this screen looks

identical to you.

Same eyes. Maybe everyone has look-alikes.

You're saying this is your doppelganger?

This is your look-alike?

Definitely my look-alike.

Same color hair, same color eyes, same lips.

The body type is... It happens, but...

No, I will be I will be honest with you this girl in this video right here Has

exactly the same nose ring on the same side I Mean what are the chances of that

someone who looks exactly like you but they also wear a nose ring

It's popular right

so you're saying this isn't you know, I didn't have a nose ring Six years ago

when you said... Look,

I don't know how this is... I don't know how this is going to

work, but as I said before, being dishonest is a huge, huge red flag for

the bank. I'm not dishonest. It's not me.

If we can maybe admit that this was a part of your past, maybe we can move on

going forward. At least we know.

And there's still a chance, but dishonesty is not going to go well for

you in regard to this life.

Look,

this person looks exactly like you. And can I be completely honest? Have you had

any other alias?

Have you had any other names? Have you used any other names other than your

maiden name before you were married? Have you used any other names? No.

Never? Just this name and your married name? Yeah.

Amber Bloom.

Does that name mean anything to you?

Amber Bloom.

I've never heard this name before.

As you read when we made this meeting, this meeting is being recorded.

The audio so that nothing is misunderstood.

So is there anything you want to say now so we can move forward truthfully and

honestly and have a good chance of you getting the loan that you want?

Is this loan really for what you are saying it's for?

The business plan looked very good. The business analysts who went over it said

it was a really tight business plan.

There's no problems with the business plan if indeed this is what your

business is.

I'm starting to believe that there's some dishonesty in your job history,

which leads me to think that maybe the money is actually going to be used for

something else and not the beautician business.

The money is for my new business, like I told you.

You read the business plan and you said it's good.

It is good, but this is a problem. Like I said, the face, the nose, the hair,

the eye color. I mean, look at the body type. I don't wish to be lewd, but look

at the breasts.

They're very ample and you are not a flat

chested.

Well, unfortunately my hand was forced, wasn't it? Because look

what I found with a simple search of your name and birthdate and location.

And I found it within two minutes. This is not you.

How would you go around proving that it's not you?

Look at these breasts.

Look at them. And tell me they don't look... Why are you still watching that?

It's probably AI.

Okay. It's probably AI. Someone made an AI video of you.

Amber Bloom.

You don't mind if I call you Amber?

No one's ever called you Amber before?

Never. Okay.

Never.

Listen, I want to help.

Contrary to popular belief, it's not my job just to say no to everybody.

And I don't want to say no. I like giving people loans. I like making their

dreams come true.

And I always try to help my clients get the loan that they want. Okay? You're in

a good position.

You've got a good business plan. You have... Property is collateral.

You're in a stable marriage. Everything is perfect.

Everything is good.

Except... Except what?

Except the clear and obvious symbols and signals that you are not being honest

with me about your employment history.

That's just ridiculous.

Really? Okay, so the nose is the same. What about these? How do you explain

just this fine instance?

It's exactly the same.

It's not the same. No. They're smaller.

Prove it.

I still think it's inappropriate, but... At least you'll believe me

then, Bryce.

I think what you've done isn't appropriate.

You're right.

I mean, they look the same size.

No kidding that.

Show me the nipples. It might not be there. I think these nipples are going

to be exactly the same.

Show me how they're different.

It's not possible.

What are you doing?

Identical. Why didn't you get it in your office?

Absolutely identical.

Open your mouth. They're different.

Open your mouth.

Identical. You look exactly like the girl in the video.

No. Definitely not.

I'm sorry, but your attempts to disprove that this is you have

failed. You look identical. And now, do you want to continue, or will you just

accept and admit that this is you, you have done porn in the past, and that was

something you did for a job? Would you like to admit that?

I have never done something like that.

Would you like to continue to try and prove your innocence?

Look at this. You want to prove that that isn't your butt?

That's really crazy.

Admit it.

Admit it. That is your butthole.

What?

Admit it.

It's not.

Me? Let's just update your employment history and move forward with this

meeting. Because I am under the belief that this is you. And that is your

butthole.

No. Prove it.

Prove what?

Prove this isn't your butthole.

Okay, I will do it. I will do it and you will see.

That I'm being honest with you.

Let's see about that.

Hmm.

Identical.

There's no way they are identical. Absolutely identical.

First, it was the hair, the eyes, the nose ring, the titties, the nipple, and

now the smoking gun.

An identical butthole. I'm sorry, but this isn't beyond all doubt.

Admit it.

Please, take a seat. Please, take a seat.

Amber.

Stop calling me Amber.

I have some. I already told you my name. You got it in your files.

I'm sorry, but this is going to be hard for you to hear.

But it pains me to say that I think today we're going to have to reject your

loan application.

I do believe that you've been dishonest with your employment history.

And I do believe that calls into question your business and whether

this money is really for what you say it is. Okay, so I'm very sorry,

Amber, if I can call you that. But on this occasion, we are going to have to

reject your application. I'm sorry.

Well, unfortunately, that's what's happened.

Well, not everything You can say that that isn't you but as far as I'm

concerned I am a hundred percent convinced that that is you on that video

Therefore your employment history has been fabricated Do you have a twin

sister?

And if it shouldn't matter, it's my loan, not one sibling's loan.

I'm telling you, that is you, and you have lied to the bank. I'm very sorry.

You can put those away if you wish.

I don't even think we look alike.

I've compared your titties, your mouth, nose ring, eyes, and now the

butthole. Everything.

I've even seen you with a cock in your mouth, let's be honest. You're saying

it's inappropriate and I actually agree with you. It is, it is, but not me doing

anything because I've never done anything like that.

It's you.

I'm sorry, this discussion is unfortunately over. I'm sorry.

Is there anything I can do about it?

Well, like I said, if you were honest from the beginning, maybe, but clearly

that didn't happen.

And... I've been really uninterested, dude.

Well, I mean, would you want to continue? Should I check some other

parts of the video and see if you look the same doing those things? Please, no,

please, no, don't do that, please, no.

Okay, I get an idea, I get an idea, and maybe it will make you believe

me.

I bet I look completely different with a date in my mouth.

I don't think so.

I've seen quite a lot of this video and I can clearly see

that that is you.

Well, I think my throat is better.

Oh, okay.

You want to prove that, do you? You really want to change my life? I really

need my lung.

Well, we can compare, but I'll be honest, I'm not going to be convinced.

I don't think so.

I believe I can hear you.

I can see that that's you and you're gonna look exactly the same.

But I will watch, I will compare.

It's similar but maybe there are some differences.

Yes, they completely different.

Completely.

I mean, I don't know. Let me look at the eyes.

I don't know. Maybe you're right.

You do seem to suck it better than the girl. Of course I'm right.

All details.

Let's see if the tongue is the same. Show me the tongue.

It's a little different.

I told you.

It's not me.

I didn't want to give you this long, so... I didn't want to believe it's been

you.

I guess. Very similar, huh?

So now you believe me?

I'm still not convinced, but I do see some differences now you mention it.

Yeah, I see many differences.

I think I saw her use that move though.

The titties.

Oh, it's so good. Yeah, very good.

Okay, let's see.

Yeah,

let's

get those titties wet.

Let's see if they're the same.

Yeah, maybe some small differences.

Let me see if this is the same.

Yeah.

Okay, let's see.

I'm starting to see a few differences, but she really does look very much like

you, right?

You know what? Show me that butthole again, actually.

Show me that again.

Maybe I will see the difference.

Okay.

It feels tighter than the go of it.

So many similarities.

So much difference, right?

You know what?

I think I need to see more.

I'm starting to see a few differences.

Many differences.

Feel tighter than a girl Hey

I'm starting to see what you mean, actually.

A little different.

Unfortunately, I have no speakers on my computer, so I can't hear how you sound.

I think I need to see just a few more things.

Maybe what you look like with a dick inside.

I see that.

You and the camera.

those are bigger than the video you know maybe they're a little bigger but still

very very similar but maybe just a minute maybe a little bigger

way deeper maybe your tongue is a little

longer

feel good enough for me to get the loan? Well, that is to be determined so far.

I need to work out it isn't the same asshole on this video.

Yeah. Yeah.

No, no, no, no, no, no.

Plus he looks a little different to that girl.

Way different.

Just a little bit. Very small.

I saw the girl make that face. Do that again with your eyes.

Put it on.

Put it on.

That's too long of a video.

Oh yeah.

Get me one, yeah.

The end of the line is nice.

Yes, yes

Yes.

Yes.

Yes. Look at him.

Yes. Oh yes. Yes. Oh yes.

Oh yes.

This was a little inappropriate, because on further reflection, this girl is

clearly not you.

She has different hair,

different bone structure, and she sucks different.

She definitely doesn't suck as good as you, so... So, is it approved?

Approved! Congratulations on your launch.

You're welcome.

Repairments on the first of the month, starting next month.