All language subtitles for Lies.Deceit.and.Betrayal.S01E06.Camfield.1080p.ALL4.WEB-DL.AAC2.0.H.264-HiNGS_track3_[eng]

Blind dates is not something
that I've ever done.

Yeah, I really fell for him.

Romance fraudsters actually
do this for a living.

This is the man that I love.

"I can lend you enough just to
sort out the cash flow problem."

It's really substantial, 14,£000.

I had no idea she had paid
for this property.

"Mum, you don't have
this much money.

"What are you doing?"

He has manipulated her,
he's groomed her.

Andy is my future, my life.

She can't get away from him.

Bailiffs came to recover money.

That was the turning point for me.

My best friend had been brainwashed.

"We need to nail this guy."

This is all one horrendous mistake!

In a small quiet town on
the south coast of England

lives single mum of two, Louise.

I live in East Sussex,

alone with my dog.

I've worked in HR now for
about 30 years altogether.

And so, have a really keen interest

in anything to do with people.

I have a son and a daughter.

Both are grown-up.

The father of my children and I
divorced 25 years ago.

Since then, have not had any
significant relationships at all.

I am very independent,

and didn't need somebody
else in my life.

Me and my sister always joked
that she would be like

a recluse, always at home.

As time has gone on,
I was kind of keen

for my mum to find someone.

You don't want people
to grow old and lonely.

This was a feeling also shared
by Lou's best friend, Tanya.

I made friends with Lou, 2009.

Lou's children had flown the nest.

I think I've appeared in
her life at the right time -

as well as her appearing basically
in my life at the right time.

Tanya and I click
on many different levels.

You know, we both enjoy cooking.

We've developed a really
strong relationship,

that she knows me inside out.

Tanya started to talk to me about,

"Do you know what?
There's somebody at work,

"I think would be
a really good match for you."

Andy was a consultant
where I worked,

at a manufacturing company.

He would come into my office
and stop and have a chat,

talk about his family and
his daughter being up in Oxford,

and his father dying of cancer.

And the way he was talking
about his father

touched a nerve with me,

because I'd lost my mother
through cancer,

and I saw something in him,
and I thought,

"This is a family man.
Caring man."

And I thought, "Oh, I wonder..."

Tanya suggests setting Louise up
on a blind date with Andy.

I was convinced
it wasn't going to work.

Blind dates is not something
that I've ever done.

Ever.

I said to Lou,
"Trust me, it'll be fine.

"It'll be relaxed!"

Louise joins Tanya
and her husband at the pub

where she's introduced
to Andrew Camfield.

It's a little bit awkward.

He kisses me, just to say hello.

And we sit round the table together.

Conversation flowed.

He talked about the fact
that he had got grown-up children

and what they did,

and at one point, he winked at me.

And I thought, "Ooh, he's a bit
of a cheeky, funny person.

"He's really quite...yeah."

After the evening finished,

he told me it was lovely
to have met me.

He was going to head off back
to Oxford that evening.

He was going to move into a new home

that he was renting in
the Cotswolds,

and perhaps, he could get my number.

And I said, "Yeah,
that would be really nice."

A long-distance romance
quickly develops.

Our messaging just quickly
ramped up.

"What are you doing for Christmas?"

"This is my Christmas tree
I've just put up,

"and this is my log fire."

He was setting the scene of a home.

And I was thinking,

"Gosh, potentially,
I could be part of that."

Three weeks after they first meet,

Andy visits Louise's house for
their first one-to-one date.

He had bought me flowers.

And then, we spent the entire
evening chatting and laughing.

He was so easy-going.

He talked about cooking, his dog -

obviously, I've got my dog.

We had quite a lot in common.

Later that evening, Andy becomes
surprisingly vulnerable.

Andy talked about
the loss of his father.

He had been very close.

Yeah, he had a few tears.

I was touched by
how open he had been.

By crying about
the loss of his father,

it shows Andy's vulnerability -

which ups the Ante, in terms of
progressing the relationship.

It's also termed as
"trauma bonding".

So, Louise will feel compelled
psychologically to assist Andy,

to want to protect him early on.

In the weeks that follow,

Andy seems eager to impress Louise.

He was quite quick to mention,

"I'd love for you to come up,
see the cottage where I'm at."

I was quite excited about
the whole thing.

It was winter.

Beautiful log fire he'd got.

His dog, my dog seemed
to really hit it off.

We would have lazy breakfast.

It was a complete step into
a romantic world.

He presented a financially-stable
person with no money worries.

By showing that he's a family man,

h's financially stable,
h's got a nice house,

he loves his dog, we can see
Andy building these layers

of credibility and legitimacy.

And making her fall fast
and hard in love with him is

a really important part
of that long game.

Two months into dating,

Andy's efforts to make Louise fall
for him appear to pay off.

Valentine's Day,
he told me he loved me...

..and I told him I loved him.

Things were travelling really fast.

I was quite surprised,
but delighted.

Even I was surprised at how quickly

she's melted into this relationship.

I was happy,
my best friend's happy.

Yeah, I really fell for him.

Louise soon introduces Andy
to her children.

He was kind of very imposing.

Walking up to you, saying hello,
firm handshake.

A typical kind of snake-oil
salesman vibe I got.

Didn't have a career as such.

He was a businessman.

And that involved various
different things.

He had his own recruitment firm,

and he's working on some kind of
app for real estate agents.

My mum was super happy.

She was smiling like a Cheshire cat,
ear-to-ear.

And that kind of worry or protection
mechanism kind of just vanished.

Andy and Louise are spending more
and more time together

when Andy receives some big news.

He is due to inherit from
his father's will.

His father had been
a senior officer in the Army,

and all indications were that
it would be quite a bit of money.

Andy learns he has been given
a share of his father's flat,

as well as £20,000 -

but there is a delay with the money.

The problem was around finalising
the stocks and shares

that his father had.

Andy admits that his income as
a consultant is often unpredictable,

so this delay in receiving
his inheritance

has left him financially short.

He was going to have
a shortfall of about 2-3 grand.

This part of the con artist plan
is known as the set-up -

because this is where
the information is planted.

He's not asking her for money,

and she's concerned about him.

It means the onus is on her
to approach him

and ask if he needs help.

I'm thinking, "This is silly.
This is the man that I love."

I said to him, "I can lend you
enough just to sort out

"the cash flow problem.

"I've got this 0% card -
put it on there."

He said, "That would be so helpful."

So, I lend him £3,000.

He said, "I'll pay you back
with interest."

So, there was no reason to question

that that would not just,
in a matter of time, be sorted.

Little did we know just
how far wrong we were.

Three months into
their relationship,

Louise has fallen hard
for Andy Camfield,

and has already lent him
over £3,000.

But another problem arises
that will test the limits

of Louise's generosity.

Andy told me that he and his ex-wife

jointly had two time-share

apartments in Malta.

He showed me pictures,
and they were beautiful!

What was unfortunate was that
his ex-wife had fallen behind

on the mortgage payment.

Andy suggests that he buys
his ex-wife out of the property.

He negotiates a sum of £14,000.

The catch is it has to be paid
by the end of the month.

He "ums" and "ahs" because the
probate hasn't come through yet.

I say to him, "Well we could do it
through my credit cards."

This is a bit more, but actually,

I've seen all the documents.

And he said,
"Oh, you are so special!"

And, you know, "It will be ours.

"Actually, we'll call it ours!"

This is a much larger sum of money,

but this isn't giving
the money to somebody.

It's actually paying into
the relationship.

By investing this,
it solidifies her position

as officially Andy's,

and Andy is officially hers.

I did find it a little surprising,
with Lou's language,

in the way that she spoke
about the Malta property.

Even though they'd only been
together, say, less than a year,

she would say "our" property.

I had no idea, no knowledge
that she had actually

paid for this property.

A few months after
loaning him £14,000,

Andy repays Louise the original
£3,000 she'd leant him earlier.

That just shows you
how genuine he is,

to think about my needs.

This is a classic tactic.

By giving money back early on
in the relationship,

you're then sowing the seed that

you'll give money back
in the future.

And you can ask for more money,
more quickly,

and higher sums, as well.

But that's not
the last of the loans.

With the unpredictable
nature of his work,

and further delay with
his inheritance,

Louise continues to reach for
her wallet to help Andy.

I had great sympathy for him,

in that everything seemed
to be going wrong.

He was so apologetic.

He would say things like,

"Nobody has ever understood me
like you do.

"My family always said,
'Andy you just need to get a...

"'..a salaried job.

"'Stop messing around
being a consultant.'"

I'm responding by saying,

"Well, that's the nature
of consultancy work.

"It's feast and famine."

And I would lend him something
to tide him over.

Andy was keeping a spreadsheet
of all of the amounts

that I had lent him.

It was perfectly clear
he was going to pay me back.

But it's becoming a little
bit more difficult

to meet the minimum payments.

With over £18,000 now
lent to Andrew,

Louise turns to her family for help.

My mum messages me, saying,

"Hey, would it possible
to borrow £300?"

I thought nothing of it.

I had it, so I sent it over
to her straight away.

And this became more
and more frequent.

I kind of sat there,
feeling like a question mark.

"Why does she need the money now?

"Why all the cash flow problems?"

As a "thank you" to Louise for
helping him through a rough patch,

and so sure that his large
inheritance will arrive imminently,

Andy purchases a lavish gift.

He had booked an amazing
holiday for £17,000.

First-class service to
the Maldives!

He said, "It will be a very,
very special holiday.

"And I would like to buy
that holiday for you."

And I think, "OK, if that's
what he wants to do...

"..then that would be quite nice."

Louise, at this point, has put a lot
of money into the relationship.

But, by Andy putting this
huge amount of money into

this lavish holiday also shows
that he's paying into

the relationship, too.
It seems very equal.

And I do remember being
a little surprised,

cos it was an awful lot of money.

He's paid for that himself.

So, he's obviously got income
coming in from his consultancy work.

Andy convinces Louise this is
a treat they both deserve,

and any debts will soon be sorted
through the upcoming inheritance.

They've been in a relationship
for a while now,

and she believes that
inheritance is going to come

to both of them as a couple.

And Andy really plays on that
in order to get money from her.

At no time did it cross my mind ever

that I wasn't - it wasn't going
to be rectified,

and that everything
would just fall into place.

But when the time nears for
the couple to jet off,

an unprecedented event
gets in the way.

Come early 2020,

we've got Covid going on.

Andy makes the decision
to defer the holiday.

There's further bad news for Andy

when he's evicted from his rental
cottage in the Cotswolds.

The landlord wants it back
to sit out the lockdown.

Andy and I agree he could come
and live at my house.

So, essentially,
Andy's now moved in with Lou.

He sets himself up at
my dining room table.

He's on Zoom calls.

I would go in a different room,
and I would do my work.

As Andy settles into the house,

Louise's son, Matt, begins
to notice a change in his mum.

She was always with Andy.

Andy was even on our WhatsApp chats.

They were one unit, almost.

Andy was always there,

overriding my mum's kind of
outwardness, I would say.

She was a lot less open and
engaging in conversations.

When Andy moves into Louise's,

she can't get away from him,

and he can manipulate her in person,

day to day, day and night.

It's starting to look as though it's
having a negative effect on her.

Months into lockdown and
after a long period of bad luck,

some bittersweet news arrives.

Andy took a phone call.

When he came back,
he's clearly a bit shocked.

He said his godfather had died.

"And I've also just been told I'm
inheriting a third of his estate."

He's had tears, absolutely
big tears about this.

The weird thing about it was that
he didn't know his own godfather.

Why would someone leave
their godson,

that they've not seen for 50 years,
all of this money?

With Andy's first inheritance
still being tied up in legal delays,

this second inheritance could
solve their money worries.

We started to talk about,

"Well, should he invest it
in property?"

Andy suggests putting the
money into a home

that they could buy together.

He said, "I'm including you in this

"because this would be
our forever home.

"And I will buy it, cash."

I thought "Wow, blimey."

I don't know what to do with my -
you know, if I'm not going to live

in my home, what do I do
with my home?

You know, do whatever you want.

What with your income and my income,

we're now talking a lot of money.

When Andy get news of this
second inheritance,

he makes a pledge to pay
that money into a dream home

for them both together.

Andy really plays on this,
on this idea,

this normative ideals of
husband and wife, and saying,

"Well, actually, we do give
money to each other.

"We are all one
relationship together.

"Our money is all the same pot."

And it's playing into this idea
that later on, they'll get married,

this is his future, they've got
this property together,

the inheritance is coming in -

and there's nothing there
to hit the brakes.

Committed to their future,

Andy and Louise look at
dream properties.

Andy found a house really
very quickly.

And we met the estate agent,
and he showed us around.

"Wow!" I just thought,
"This is amazing."

Andy said, "Well, if you're happy,
I'm going to put an offer on this."

And he told the estate agent
it'd be a cash buy,

and the estate said,
"Yep, absolutely fine.

"Do you want me to come and
sort out your house, Lou?"

Lou's really happy, you know,
getting so excited.

What are they going to do
to the house?

Buying furniture online,
putting it in the basket.

We go to the house, we measure up,

we download all the manuals for
the kitchen equipment.

We look we look at making
an extension to the garage.

We're installing a dog parlour.

They planned it down to the T,

down to what broadband package
they're going to get.

My mum was kind of over the moon.

She could see her life
progressing in a good way.

That, for me, was like,
you've won in life at the moment.

The way Andy was talking
about the house,

I did have concerns.

I can't put my finger on it.
"Something's not right.

"Something's not right."

The estate agent came, and he looked
at my house, and he said,

"This would go overnight as
a three-bedroom starter home.

"You know, it wouldn't be
a problem at all."

Driving up with Lou, I said to her,

"Please tell me your house is OK,

"that you're not
selling your house."

She confirmed to me,
"It's all fine, it's all fine."

I've got to accept her word
for this.

But she was sort of
closing down on me,

and wasn't the usual, open Lou.

Something didn't feel 100% right.

For now, Louise decides to hold off
selling her house.

Meanwhile, the rescheduled Maldives
holiday is fast approaching -

but disaster strikes again.

Andy told me he'd got major
cysts on his eardrums.

It was causing him a lot of pain,

and the doctor said,
"You can't fly."

And he certificated him not to fly.

I turned round to my husband,
and I did say...

I don't know, something in
the back of my mind

was just making me question,

did this holiday ever really exist?

With the holiday cancelled,

Louise is still juggling
her finances to support Andy.

I had several credit cards.

And so, when you looked at
them individually,

"Oh, that's six grand there,

"three grand there" -

you know, you wouldn't see it
as a massive sum.

I was managing it, in my mind.

However, to help out,

Andy tells Louise he'll have
the holiday repaid to her account.

So, he gave them my bank details

to pay it directly into
my bank account.

Never came. Nothing.

By now, Louise has borrowed over
£40,000 across seven credit cards

to support Andy.

I was getting more anxious
about not being able to pay

the minimum payments on
the credit cards.

He was telling me,
"I'm transferring it back."

And then, it would never arrive.

There would always be
some form of error.

I've lent him all this money
on the strength of

what he was telling me.

You know, it was all written out
that it was there.

Andy is my future.

We are about to move into
the house of our dreams.

I'm making plans.

I've boxed up stuff -
but still, we've not completed.

How could you be buying a house
if none of this was true?

Two years into their relationship,

Andy and Louise are still waiting
to complete on their dream home,

which should have happened
weeks ago.

DOORBELL RINGS

Things begin to feel even
more off when, one morning,

Louise gets some unwelcome visitors.

Out of the blue,
bailiffs came to recover money

and they ask for Andy.

It was for a debt of £7,000.

He says, "Oh, cos I've moved
out of the Cotswolds,

"it's just got overdue."

And these bailiffs turning up
were videoing the conversation

from the word go, and timing it.

It's a debt, it has to be paid,
and they're clock-watching -

and every 15 minutes,
it goes up by £400.

You're under a lot of pressure.

I'm shaking.

We can't let them in,
but they can force entry.

I'm worried about Andy.

I don't know what to do.

So, that's when I rang Matthew.

PHONE RINGS

I get a call from my mum.

"There's bailiffs at my door,"

and she's in absolute tears.

I did say to Matthew,

"I'm going to need quite a bit
of money, quite quickly."

And I distinctly remember
Andy in the background, saying,

"It's seven-and-a-half grand."

My first instinct was just
to sort my mum out,

don't query it.

Just get the pressure off my mum.

But this £7,500 is going to be
a big sacrifice for Matt.

Me and the missus were
planning a wedding,

so we've been saving and saving,
and saving.

And obviously, I needed that money
for getting married.

And giving that away was
heart-wrenching, in a way.

But the overriding factor
was to help my mum.

For Louise to have to ask her son

to dip into his wedding funds
to pay off her boyfriend's debt,

it really shows the level of
coercion and psychological hold

that Andy has over her.

And this happens
a lot in domestic abuse,

where the victim feels responsible
for the financial, psychological,

physical wellbeing of
the perpetrator.

With the money from Matt,

Louise and Andy settle
with the bailiffs.

I said to Andy, "OK.

"Is there anything else that's going
to come knocking on my door?"

"No. There's nothing else."

Andrew promises to pay
Louise's son back.

I was content that
that's exactly what would happen.

Weeks pass, but there's no
sign of Matt's money.

So, the initial agreement was
I'll lend Andy the money

for two-and-a-half weeks,
and he'll pay me back.

He didn't pay me back.

He started making really
out-there excuses,

like his bank account had
been flagged for fraud,

or the bank didn't have
enough cash.

This is absolute classic.

He's saying to Matt,

"This is not me against you,
it is us against the banks

"who are not moving quickly enough."

Andy positions himself as
the same as Matt,

as really needing that money,

and feeling really embarrassed that
he hasn't given Matt the money.

Months into chasing Andy for money,

an unexpected visitor
cements Matt's suspicions.

My sister called me and said that
Andy's ex-wife had been round,

demanding that Andy gives
her credit card back.

And it was at this point,
my sister said,

"My brother's just lent
some money to Andy."

And Andy's ex-wife said,

"You're never seeing
that money again."

That was the turning point for me.

My back is up.

Everything he's saying,
I'm now challenging.

I wanted to get
to the bottom of this,

for the sake of my mum and for me.

It's only until someone from
the outside gives that bolt

from the blue that you start
to sit up and look back

through all of those messages,

all of those interactions,
and see them with fresh eyes.

Louise's son, Matt, begins
investigating Andrew's claims -

starting with their dream house.

Andy had told my mum that,
after many weeks of delays,

that they'd finally exchanged.

I then called up the estate agents,
explained my situation.

I said, "I know there's some
boundaries, but just hear me out."

I mentioned Andy by name,
and they said,

"Yep, that's the buyer.

"I think he's defrauding us
out of some money."

And they said, "You know what?
Glad you said this,

"because in two weeks,
we had this scheduled

"to come back on the open market,

"because there's something
not right with this guy."

So, I said, fine.

That's confirmation from me
that they haven't exchanged.

Let's see what else he's been doing.

Call up solicitors, they said,
"I can confirm he is a client.

"And I can't tell you anything,
but read between the lines."

It's very obvious that
he'd not given them any money.

That is another nail in
the coffin for Andy.

As evidence mounts for Matt,

he wonders how Andrew could be short
on cash when he recently started

a new high-flying job.

He's been telling my family
that he works for this big

wholesale distribution company
as the financial director.

I then called up a store and say,

"Can you check for this person?"

And they said
they couldn't find him.

I then emailed their HR, who said,

"Look, no, we've never
heard of this guy,

"and we've never worked with him."

Straight away, I'm thinking,
"This guy is a con man."

He's lying about the job.
He's lying about the house.

What else is he lying about?

How deep does this rabbit hole go?

Matthew gives me a ring,
and he says,

"I need to talk to you about money."

And I said, "That's fine,
come on round, Andy's here.

"We can all talk about it."

And he said, "No,
I don't want Andy to be there.

And I'm thinking, "Oh, my God."

Now I feel sick.

And he says, "Come down to
the car park at the supermarket."

I just pulled her to the side in
the car park, and I said,

"Mum, something fundamentally
is not right."

Matt reveals his findings
about Andy to his mum.

Matthew is trying to tell me,
"This is a bad one,"

and I'm saying, "It's not.
You just got it wrong."

I'm in a very difficult
situation now.

Andy is my future, my life...

..and yet, these are my children.

I said to her, "Mum, how much money
do you have tied up with this guy?"

She said to me that she had
no money tied up with him.

So, I was kind of relieved
at this point.

But Louise was lying.

I'm just totally overwhelmed.

Don't know what to do.

STAMMERING: I was really...
in love with him.

Everything he said,
I totally believed.

Louise Tries to make
excuses for Andy.

It's because of this coercion.

What Andy has done
is created a false reality.

And, if Louise turns around
and believes that,

everything that's happened in
the last year or two has been a lie.

And psychologically,
the harm in that is huge.

If I can prove that
this solicitor has said this,

and that money is coming from
that probate here, and then...

TEARFULLY: ..and then,
it can all go away,

and we can all walk away and forget
this really unpleasant situation.

Louise returns home
to ask Andy about the money.

So, I talk to Andy,

and he says I've got absolutely
nothing to worry about.

You know, there's noth...
there's no problems here.

He says, "What I'll do is I'll go
and get some cash out the bank,

"take it to Matthew."

Andrew sets off to get the £7,500
that Matt previously lent him

to pay off the bailiffs.

He called me up to say
he'd got money,

he's en route to my house.

He's saying, "Oh, the traffic's
really, really bad,"

he's going to be an extra hour.

Another hour went by,
and I couldn't get hold of him.

I said to my mum,
"This is make-or-break for him.

"Where is he?"

Oh, I'm getting more
and more anxious.

Matthew's getting more and more,
"Told you so."

At that point, Tanya walks in.

"Hi!" You know, walked in,
"Hi, yeah, yeah, how's everyone?"

Get the dogs, greeted by the dogs,

you know, "You all right?"

"Yeah, how you doing?
I'm fine, fine, yeah,

"absolutely fine."
And she can just see.

"Are you sure?"

How do you start a story like that?

"Talk to me, just talk to me."

And she kneels in front of me,
and she holds my hand,

and I'm thinking...
SHE SOBS

"I don't know what I'm going
to do now, because I'm at

"a point now where I can't
take this any more."

And I've gotta say -
I've just got to say it.

"So, Andy owes money."

Lou's saying to me, "He's borrowed
Matt's wedding fund money.

"And Matt was actually getting
married in literally

"about three weeks' time."

"And he's on his way to see Matthew,
and he's not there yet."

"We've had the Bailiffs, you know,
we had to borrow some money."

"I don't know what to do."

"Phew! Wh-What?"

I was being hit...
with so many facts.

It was like, "Yep, borrowed
some money from Matt.

"Borrowed some money
from mum and Dad.

"Borrowed some money from Kimberly."

Hell, if I'd have known this...

Now, it's very easy to say,
"How could this happen?"

But this has gone on for years.

He has manipulated her,
he has groomed her,

and you get to a position where
you're making decisions

that seem good and reasonable,

but actually, they're
against you financially.

Anyone can become a victim
of this kind of fraud.

It's not about intelligence,
it's just about love.

As Louise tells all,
a text comes in from Andy.

He sends a message to say,
"I've had to pull over.

"Feeling really, really unwell,
and I've called an ambulance."

The next thing we know,
Andy's in an ambulance

at a petrol station halfway between
our house and Matt's house.

And Matthew is sending messages,

I told you, "Mum, I told you,

"this is just another part
of his story."

Oh, my God, what's...

What's happening?
I don't know what's happening.

I was, "That's it," you know,
"we're getting in the car."

When I drove to this location
and saw the ambulance,

I was kind of like, "Oh, OK.

"Maybe there's some truth to this,
just maybe."

We've got to the petrol station.

Matt's there. There's now me,
Lou standing outside.

The ambulance people said
that he was absolutely fine.

And then, he opens the back of
the ambulance, he came walking out.

The first thing he did was
pull my mum to the side,

away from absolutely everyone.

And I said to him straight away,
"Where is my money?"

"Where is my money?"

"Where's this cash
that you've got for me?"

He said the money was in the bank,

and he was on the way over to me
to explain what's going on.

And then, it all seems to kick off -

people shouting and accusations
flying around, calling him liar.

And I'm thinking, "This is all
one horrendous mistake."

In the end, the paramedics said
that they were concerned enough

not to put him back into
an environment that was stressful,

and it was wrong for them
to leave him there with us.

So, as a precaution
for Andy's health,

the paramedics decide to
take him to hospital.

After the whole ambulance incident,

seeing my mum the way she was,
it was just horrible,

because I've effectively torn down
her perfect little world.

My mum was still distraught,
and I remember thinking,

"What else is bugging you here,
Mum?"

I then asked her again. I said,

"Mum, how much money
have you lent Andy?"

I started to say,
"I've been subbing Andy

"until that point, to some big
tune of over 50 grand.

I was like, "Oh, my God,
how could this happen?

I was almost in denial myself.

I was like,
"Mum, you don't have this money.

"What are you doing?"

The first thing that I had to do
was report this to the police.

What Matt actually said
to the police originally was,

"I think my mum's being conned,"

and it went from there.

One of the important things is
to convince the victim that

they are actually a victim.

In Louise's case, she really
just wanted to believe

that he was genuine, and that
this was all a big mistake.

She didn't recognise herself
as a victim.

Police have been told,
and I'm beginning to hear

this massive story that
he's been spinning me.

Can't theoretically be true,

and yet, my heart is there with it,

saying, "It is true."

It was weird, this strong,

intelligent woman had
been brainwashed.

With Andy in hospital
and the police now involved,

Louise's family try to make her see

that she's the victim of
an elaborate con.

It would've been typical
for Louise to be told not to have

any contact with Andrew
during the period

while he's under investigation,

especially with her family
also being involved

as potential victims themselves.

I said, "I'm so worried
that you will go back to him.

I said, "I'm telling you now that
if you do go back to him...

"..you will lose us."

Despite the pleas from
her loved ones,

Louise is still under Andy's spell

and collects him from hospital
a few hours later.

He comes back, packs his stuff up.

I'm a wreck, he's a wreck...

..and he's gone.

I don't know where he goes.

This guy is on the run.
What is he doing?

He's taken my mum's money.
He's taken my money.

What else is he capable of?

We need to nail this guy.

Days after he's released
from hospital,

Andrew Camfield has taken off
with Louise's money.

There's not much I can do.

Ultimately, I have to
leave it up to the police.

But catching a con artist
is not so easy.

Fraud is a very complex crime
to investigate.

And that invariably causes
quite a delay between

the initial report and the arrest.

Police spend months combing through
anything they can get on Andrew.

The investigation involved
seizing a lot of documentation

and taking multiple statements
from different parties.

The police wanted to know every
detail about our relationship,

and about how the money
came to change hands -

and evidence for every
single bit of that.

Away from Andrew's influence,

Louise begins to see who
the man she loves really is.

When I'm beginning to hear,
"This is not true...

"..that's not true..."

..it occurs to me,

"I wonder what he's has got in
all his private papers

"in the garage.

"Do you know what? I'm going to
have a look through this."

I find there's a document that says,

"I hereby relinquish all rights
to the Malta apartments,"

dated February 9th -
just after I met him.

Louise had previously given
Andrew £14,000 to buy out

his ex-wife's Malta properties.

And they actually turned out to be
owned solely by his ex-wife.

There was also various spreadsheets
where he had demonstrated to me,

"This is what I owe you there,

"I owe you that, and then,
I had that amount of interest

"and this is how much
the new house is going to be,"

you know, all laid out.

He actually wrote down a lot of
his own lies and deceit.

We looked into the claims
that Andrew made.

He claimed he was due probate
from his father's will -

he was due nothing from
his father's will.

He claimed he was CEO of a company.

We spoke to the company,

and they had no record of him
ever working there.

He claimed that he was due some
probate from his godfather's will.

Turned out, his godfather
hadn't actually died,

and he wasn't even in
that will anyway.

Stacking it all up like that,
in black and white,

I had no choice but to realise
he had lied to me...

..probably from day one.

SHE SNIFFLES

I'm not a stupid person.

When you look at these things
on the television, and people say

"Oh, I sent £100,000 over
to somebody I've never met."

I knew Andy.

I loved him completely.

And to have that destroyed...
devastated, really.

The damage that's inflicted
psychologically

on victims of romance fraud,

somebody like Louise,
is absolutely catastrophic.

The impact on self-esteem,

on being able to trust people
in the future,

of any kind of relationship,
with being able to trust yourself

is absolutely destroyed.

Nine months since the start
of the investigation,

and with a strong case
against Andrew,

the police set out to find him.

I didn't really know
where he had gone,

and the police would obviously
have to track him down.

All this time,
Andy has got no idea that

the police are looking at him,

and where he is,
and what he's doing.

After monitoring
Andy's digital footprint,

police hone in on a town just
ten miles away.

Andrew was located at
a hotel in Eastbourne

and arrested in March 2022.

POLICE RADIO CHATTER

This wave of relief just
came over me,

knowing that there was
the potential to get some justice.

Andrew continues
to plead his innocence,

and so, is brought to trial.

The date for the trial was set,

and then, that was when Louise
started to get nervous.

I'm thinking, "Oh, my gosh,
I might have to take stand.

"I might have to personally
give my own evidence.

"I might have to see him."

But on the first day of trial,

the overwhelming evidence
convinces Andrew

to change his plea to guilty.

Relief, absolute relief. It's over.

The judge said that this was a
prolonged and sophisticated fraud,

and he had systematically defrauded
Louise by stringing her along

with an elaborate set of lies.

Andrew was eventually convicted
of three counts of fraud

and one count of theft.

Andrew Camfield is sentenced

to seven years in prison
in May 2022.

Andy would sometimes just put on

certain little different personas,

and I used to say to him,

"Oh, you'd be absolutely
brilliant onstage!"

And, yeah, now I understand,

this man really was an actor.

A great actor. He deceived us all.

He's an absolute bottom-feeder.

And preying on people like that
is just disgusting.

Over their two years together,

Louise gave Andrew Camfield
over £70,000.

She still has a £41,000 debt
on her credit cards,

and her credit rating is
severely impacted.

The fact that Matthew volunteered
his wedding fund...

I'm so sad about that.

Louise has since paid just
£2,000 back to her son.

And he tells me,
"Do you know what?

"It doesn't really matter.
It's only money."

You know, they're married,
and they had a lovely wedding.

When I reflect back on all
the promises he made,

I now know that they were
never going to be true.

It's left me in a complete mess.

I would never trust somebody
ever again to get that close to me.

He's destroyed all of that.

It's one of the most cruel
and heartless crimes,

because they are preying on
that victim's hopes and dreams.

They're trying to build
a future - and in fact,

they're blowing apart their future.

How do you minimise the damage
he's left behind him?

The strength that I've gained
from Tanya and the children,

as well, and my parents,
and saying "Do you know what?

"It doesn't really no matter
what's happened,

"because we love you,
and we'll be there for you."

That's just that's just
worth everything.

Everything.

Subtitles by Red Bee Media