Would you like to inspect the original subtitles? These are the user uploaded subtitles that are being translated:
1
00:00:01,870 --> 00:00:04,370
This is a CNBC original.
2
00:00:11,410 --> 00:00:16,230
In this episode of American Greed, two
grannies in jail.
3
00:00:19,670 --> 00:00:21,010
Caught on tape.
4
00:00:22,430 --> 00:00:29,110
Their cold -blooded murder -for -money
plot is
5
00:00:29,110 --> 00:00:30,110
finally up.
6
00:00:30,160 --> 00:00:31,980
They'd already murdered two men who was
going to murder me.
7
00:00:32,200 --> 00:00:34,680
Their story is about to unravel.
8
00:00:35,080 --> 00:00:39,000
They just fed them and housed them like
animals, just for the sole purpose of
9
00:00:39,000 --> 00:00:42,480
killing them. And it sounds just like
something out of a Hollywood movie.
10
00:00:42,680 --> 00:00:47,460
I think I still could not really get my
brain around the fact that these two
11
00:00:47,460 --> 00:00:49,580
geriatrics had executed this guy.
12
00:01:13,290 --> 00:01:16,610
Los Angeles, California, June 22, 2005.
13
00:01:17,530 --> 00:01:23,070
In the early morning hours, traffic
detective Nelson Hernandez gets a call
14
00:01:23,070 --> 00:01:27,110
what looks like a hit -and -run in the
upscale neighborhood of Westwood.
15
00:01:27,390 --> 00:01:32,450
There was a man in the alley, dead, and
they wanted me to come out and
16
00:01:32,450 --> 00:01:33,450
investigate him.
17
00:01:33,650 --> 00:01:37,070
A middle -aged man lies face -up in the
center of the alley.
18
00:01:37,650 --> 00:01:39,570
There's a bicycle a few feet away.
19
00:01:39,790 --> 00:01:41,250
The front wheel is off.
20
00:01:41,550 --> 00:01:45,030
as though the man had been changing a
tire when he was hit by a car.
21
00:01:45,570 --> 00:01:48,030
We checked the tire, and it was hard. It
had air in it.
22
00:01:48,770 --> 00:01:52,750
And then the other thing was, well, if
he's going to work on the tire, why
23
00:01:52,750 --> 00:01:54,990
he put his helmet on top of this other
tire?
24
00:01:55,430 --> 00:01:56,650
It just didn't make any sense.
25
00:01:57,530 --> 00:01:59,530
And why would he stop here in darkness?
26
00:01:59,950 --> 00:02:04,290
Why wouldn't he just walk the bike down
to the end of the alley where there's
27
00:02:04,290 --> 00:02:05,290
light?
28
00:02:06,690 --> 00:02:10,830
The man has nothing in his pockets
except for two photo IDs.
29
00:02:11,390 --> 00:02:16,770
So it was very clear that someone wanted
to tell us who this guy was.
30
00:02:18,130 --> 00:02:20,230
His name is Kenneth McDavid.
31
00:02:20,570 --> 00:02:25,550
Hernandez notes that McDavid's clothes
are covered in grease, most likely from
32
00:02:25,550 --> 00:02:28,310
the bottom of a car, unusual for a hit
-and -run.
33
00:02:28,870 --> 00:02:33,090
Usually pedestrians will get hit and
then they will either get pushed to the
34
00:02:33,090 --> 00:02:37,470
side of the road or will flip over the
car and they will land someplace else.
35
00:02:37,590 --> 00:02:39,990
They will not have all that grease from
the undercarriage.
36
00:02:40,680 --> 00:02:43,540
So there were a few things here that
just didn't look right.
37
00:02:47,960 --> 00:02:53,900
Once the sun comes up, Hernandez combs
the area for witnesses and inquires
38
00:02:53,900 --> 00:02:56,340
any surveillance video taken that night.
39
00:02:56,660 --> 00:03:00,580
One of the stores on the block has
several cameras in the alley.
40
00:03:01,280 --> 00:03:04,500
We looked at the video that this camera
had captured.
41
00:03:05,180 --> 00:03:08,920
and we could see taillights of vehicles
entering the alley and traveling
42
00:03:08,920 --> 00:03:10,180
southbound in the alley.
43
00:03:11,440 --> 00:03:15,960
The camera doesn't capture the victim,
but there's something suspicious about
44
00:03:15,960 --> 00:03:18,100
one of the cars that enters the alley.
45
00:03:18,740 --> 00:03:21,740
The brake lights came on, all lights
went out.
46
00:03:22,500 --> 00:03:28,260
The lights came on five minutes later,
and the vehicle just drove off.
47
00:03:29,220 --> 00:03:33,760
It appeared to be a Ford Taurus or a
Mercury Stable station wagon.
48
00:03:34,920 --> 00:03:39,760
He can't make out the license plate
number. All he has is the possible make
49
00:03:39,760 --> 00:03:42,300
model of the car and the dead man's IDs.
50
00:03:42,980 --> 00:03:49,400
He follows the only lead he has,
McDavid's last known address, 1843
51
00:03:49,400 --> 00:03:51,900
Lane. We made a follow -up to that
address.
52
00:03:52,140 --> 00:03:56,980
We talked to the manager, and she said,
yeah, he used to live here. He used to
53
00:03:56,980 --> 00:03:58,080
live on the fourth floor.
54
00:03:58,700 --> 00:04:03,420
Ken McDavid played classical piano and
worked as a disc jockey in his hometown
55
00:04:03,420 --> 00:04:04,420
of Sacramento.
56
00:04:04,500 --> 00:04:07,760
He moves to L .A. to try his hand at
writing screenplays.
57
00:04:08,540 --> 00:04:12,420
He can't make it as a screenwriter and
eventually becomes homeless.
58
00:04:12,800 --> 00:04:18,220
The building manager at 1843 Cherokee
Lane tells Detective Hernandez what she
59
00:04:18,220 --> 00:04:19,480
knows about McDavid.
60
00:04:20,459 --> 00:04:25,660
An older woman named Helen Golay takes
him off the streets and pays his bills
61
00:04:25,660 --> 00:04:26,660
for many months.
62
00:04:27,600 --> 00:04:30,260
She appeared to be a well -to -do type
person.
63
00:04:30,480 --> 00:04:35,540
Why would this lady allow this
supposedly homeless man to stay in her
64
00:04:35,540 --> 00:04:36,540
for so many months?
65
00:04:37,220 --> 00:04:42,220
Before Hernandez can track Golay down,
he finds out that she's gone to the
66
00:04:42,220 --> 00:04:47,360
morgue, claiming to be McDavid's
fiancée. She identifies the body and
67
00:04:47,360 --> 00:04:50,280
that he be cremated. Then things get
stranger.
68
00:04:50,520 --> 00:04:55,140
Another woman, Olga Ruderschmidt, who
claims to be McDavid's cousin, shows up
69
00:04:55,140 --> 00:04:58,140
the police station asking for a copy of
the police report.
70
00:04:58,860 --> 00:05:04,520
Usually when a family member comes to
the station, they're hurting because
71
00:05:04,520 --> 00:05:05,379
loved one died.
72
00:05:05,380 --> 00:05:09,040
So they want us to explain to them the
report.
73
00:05:09,560 --> 00:05:13,780
Many cases, you know, they cry and so on
and so forth, and they have questions.
74
00:05:14,100 --> 00:05:15,240
Not in this case.
75
00:05:15,540 --> 00:05:18,560
They basically come in, get the copy,
and out the door.
76
00:05:20,000 --> 00:05:23,560
Rudderschmidt's cold, businesslike
demeanor leaves a profound impression.
77
00:05:24,940 --> 00:05:27,080
And then, more red flags.
78
00:05:28,060 --> 00:05:29,280
Toxicology comes back.
79
00:05:29,620 --> 00:05:34,180
Ken McDavid's body has large amounts of
two prescription medications, including
80
00:05:34,180 --> 00:05:35,980
a sleep aid, Ambien.
81
00:05:36,840 --> 00:05:40,500
Why would you be taking a sleeping pill
if you're going to go out and ride your
82
00:05:40,500 --> 00:05:41,500
bike?
83
00:05:42,900 --> 00:05:48,400
Hernandez begins to wonder if Ken
McDavid's death was no accident, if
84
00:05:48,400 --> 00:05:49,400
set him up.
85
00:05:50,460 --> 00:05:53,080
But if it's murder, what's the motive?
86
00:05:54,030 --> 00:05:57,410
It was just frustrating. I just didn't
have enough to be able to solve this
87
00:05:57,410 --> 00:05:58,410
case.
88
00:05:59,510 --> 00:06:01,730
Time passes with no new leads.
89
00:06:04,010 --> 00:06:08,610
Two months after Ken McDavid's death, a
life insurance claim comes in to money,
90
00:06:08,770 --> 00:06:10,030
Mutual of New York.
91
00:06:10,470 --> 00:06:13,510
Ed Webster is an investigator assigned
to the case.
92
00:06:13,990 --> 00:06:15,690
The claim is for $1 million.
93
00:06:16,510 --> 00:06:20,410
The beneficiaries were Olga Ruderschmidt
and Helen Golay. The contract was
94
00:06:20,410 --> 00:06:25,460
written. in the context that Kenneth
McDavid was a businessman.
95
00:06:26,080 --> 00:06:30,880
These two women were his business
partners in a company called HKO
96
00:06:30,940 --> 00:06:34,260
which, you know, is an acronym for
Helen, Kenneth, and Olga.
97
00:06:34,520 --> 00:06:39,960
They claimed that he made about $60 ,000
in annual income and that if he passed,
98
00:06:40,240 --> 00:06:42,120
their business would be adversely
affected.
99
00:06:42,620 --> 00:06:47,600
Ed Webster soon discovers that Helen and
Olga told police that they were
100
00:06:47,600 --> 00:06:49,540
McDavid's fiancé and cousin.
101
00:06:49,880 --> 00:06:50,880
not business partners.
102
00:06:51,180 --> 00:06:52,600
Something doesn't feel right.
103
00:06:54,980 --> 00:06:58,000
Webster flies to L .A. to try to get
some answers.
104
00:06:58,820 --> 00:07:04,100
There had been a medical examiner's
report, and when I looked at that, it
105
00:07:04,100 --> 00:07:09,580
the first time I saw Kenneth McDavid
represented as a homeless man, which
106
00:07:09,580 --> 00:07:12,900
in the face of all the documents that we
had underwriting.
107
00:07:14,060 --> 00:07:15,740
And there is more.
108
00:07:16,440 --> 00:07:18,780
The address that was listed as his home
address.
109
00:07:19,310 --> 00:07:21,550
was actually Helen's address in Santa
Monica.
110
00:07:21,990 --> 00:07:26,370
The address that was listed on the
application as his business address was
111
00:07:26,370 --> 00:07:28,690
Olga's address in West Hollywood.
112
00:07:29,010 --> 00:07:32,150
So those were clearly misrepresented.
113
00:07:33,010 --> 00:07:38,150
It looks like Helen and Olga are
definitely in business together. The
114
00:07:38,150 --> 00:07:39,990
is, what kind of business?
115
00:07:40,670 --> 00:07:44,710
They take in a homeless man, apply for a
million -dollar life insurance policy
116
00:07:44,710 --> 00:07:48,530
on him, lie about their relationships to
him, and now he's dead.
117
00:07:51,140 --> 00:07:56,040
Webster tries to schedule a meeting with
Helen Golay and Olga Ruderschmidt to
118
00:07:56,040 --> 00:07:57,520
ask them about Ken McDavid.
119
00:07:57,920 --> 00:08:01,780
To his surprise, all he gets is doors
slammed in his face.
120
00:08:02,360 --> 00:08:04,620
Neither of these two women would speak
with me.
121
00:08:05,400 --> 00:08:06,400
Ever.
122
00:08:07,040 --> 00:08:08,820
They would never call me back.
123
00:08:09,320 --> 00:08:11,060
They left cards in the mailbox.
124
00:08:11,340 --> 00:08:13,420
I screamed from the sidewalk. I did
everything.
125
00:08:13,680 --> 00:08:16,040
And they just flat out refused to talk
to me.
126
00:08:16,680 --> 00:08:20,120
Their expectation was to collect the
million dollars in life insurance
127
00:08:20,750 --> 00:08:24,550
Answering my questions would certainly
be one step towards fulfilling that
128
00:08:24,630 --> 00:08:26,150
and they just wouldn't do it.
129
00:08:26,930 --> 00:08:30,570
The two women's reaction makes Webster
even more suspicious.
130
00:08:31,010 --> 00:08:34,049
He decides it's time to talk to the
LAPD.
131
00:08:36,230 --> 00:08:40,870
When he and Detective Hernandez put the
evidence they found together, they're
132
00:08:40,870 --> 00:08:43,230
confident there's more to Ken McDavid's
death.
133
00:08:43,669 --> 00:08:48,070
Why would this lady be taking life
insurance policies on a guy that
134
00:08:48,070 --> 00:08:48,989
be homeless?
135
00:08:48,990 --> 00:08:52,930
Hernandez shows Webster the grainy
surveillance video taken of the alley.
136
00:08:54,210 --> 00:08:58,590
As they start to piece the puzzle
together, the two women who come across
137
00:08:58,590 --> 00:09:02,390
nice old grannies are beginning to look
like cold -blooded killers.
138
00:09:03,290 --> 00:09:06,490
They paid a lot of money in premiums for
a million dollars worth of life
139
00:09:06,490 --> 00:09:11,470
insurance. And they paid a lot of money
for rent and housing. So if you take all
140
00:09:11,470 --> 00:09:14,470
of that in mind, the only way that they
could capitalize on their investment is
141
00:09:14,470 --> 00:09:15,470
if he died.
142
00:09:16,720 --> 00:09:21,800
Next on American Green, a coincidence
that's too close for comfort for police
143
00:09:21,800 --> 00:09:25,000
reveals another victim of the killer
granny.
144
00:09:34,580 --> 00:09:41,080
In Los Angeles, Detective Nelson
Hernandez investigates a hit and run in
145
00:09:41,080 --> 00:09:45,460
Westwood alley. The victim, Ken McDavid,
was once a homeless man.
146
00:09:45,900 --> 00:09:49,620
until two older women take him in and
put him up in an apartment.
147
00:09:50,040 --> 00:09:54,340
But a puzzle is unraveling, and now what
once appeared to be two grannies
148
00:09:54,340 --> 00:09:57,600
lending a helping hand is starting to
look suspicious.
149
00:09:58,340 --> 00:10:02,780
The two women file for benefits on two
insurance policies they take out on
150
00:10:02,780 --> 00:10:04,080
McDavid. The total?
151
00:10:04,360 --> 00:10:05,640
One million dollars.
152
00:10:07,020 --> 00:10:11,080
Detective Fernandez talks about the case
with a colleague, Detective Willman,
153
00:10:11,180 --> 00:10:13,240
when they make a startling discovery.
154
00:10:14,140 --> 00:10:15,140
That's Lee.
155
00:10:15,790 --> 00:10:17,190
It just didn't make any sense.
156
00:10:17,630 --> 00:10:22,350
I got this guy in the alley, and now I
got this insurance guy telling me that
157
00:10:22,350 --> 00:10:28,250
these two old ladies in their 70s have
insurance policies on this guy totaling
158
00:10:28,250 --> 00:10:29,250
million dollars.
159
00:10:29,530 --> 00:10:34,670
He had mentioned that the guy was in an
alley, got hit by a car, and had life
160
00:10:34,670 --> 00:10:35,670
insurance policies.
161
00:10:35,790 --> 00:10:37,850
I'm thinking in my mind, hey, I had this
before, too.
162
00:10:42,410 --> 00:10:47,350
I walked back to where we keep our
unsolved fatals in our cold cases.
163
00:10:48,050 --> 00:10:51,770
Well, back in November of 99, this is
who I was dealing with.
164
00:10:52,830 --> 00:10:55,750
Detective Willman's victim is Paul
Vados.
165
00:10:56,190 --> 00:11:02,310
In 1999, Vados, a homeless man, is found
dead in an alley, an apparent victim of
166
00:11:02,310 --> 00:11:03,149
a hit -and -run.
167
00:11:03,150 --> 00:11:06,490
Two older ladies claim to be next of
kin.
168
00:11:07,660 --> 00:11:09,720
And he said, did you get the names of
those two ladies?
169
00:11:10,040 --> 00:11:12,460
And I said, yeah, one of them is Olga,
the other one is Helen.
170
00:11:13,720 --> 00:11:16,280
They're the same names that I got for my
two old ladies.
171
00:11:16,800 --> 00:11:20,540
Do you have a phone number for them? He
says, wait a minute, that's the same
172
00:11:20,540 --> 00:11:22,080
phone number that I got for my two old
ladies.
173
00:11:23,040 --> 00:11:28,160
When Detective Willman talks to Helen
Golay, she claims to be Varus' fiancée.
174
00:11:28,440 --> 00:11:33,380
She had zero emotion on the phone about
what happened, and most people do.
175
00:11:34,420 --> 00:11:39,060
Later, Olga Ruderschmidt follows up with
a phone call claiming to be Paul Varos'
176
00:11:39,200 --> 00:11:42,540
cousin. She came in a couple weeks later
for a copy of the police report.
177
00:11:42,840 --> 00:11:46,980
She had no emotion. She had no interest
in the investigation. She just wanted to
178
00:11:46,980 --> 00:11:48,560
get the police report and leave.
179
00:11:49,220 --> 00:11:55,680
The parallels between Paul Varos' case
in 1999 and Ken McDavid's in 2005 are a
180
00:11:55,680 --> 00:11:57,060
little too close for comfort.
181
00:11:57,710 --> 00:12:02,530
Two homeless men with sizable life
insurance policies literally run over
182
00:12:02,530 --> 00:12:04,850
crushed to death in two different
alleys.
183
00:12:05,830 --> 00:12:09,170
Made the hair on the back of my neck
stand up. Gave me the kind of chilling
184
00:12:09,170 --> 00:12:14,470
feeling. And that's when we looked at
each other and it was, bingo, we got
185
00:12:14,470 --> 00:12:17,890
than a traffic accident here. These two
old ladies are killing the homeless.
186
00:12:18,410 --> 00:12:21,130
The irony of the situation doesn't
escape them.
187
00:12:21,440 --> 00:12:25,040
Two detectives who sit across from each
other just happened to hit on two
188
00:12:25,040 --> 00:12:26,080
identical cases?
189
00:12:26,740 --> 00:12:28,020
It was a miracle, basically.
190
00:12:28,480 --> 00:12:34,620
The odds of us sharing the same
information, the odds are just one in a
191
00:12:34,620 --> 00:12:35,900
billion.
192
00:12:38,400 --> 00:12:42,580
Insurance investigator Ed Webster hears
about the new development in the case
193
00:12:42,580 --> 00:12:44,180
and begins pounding the pavement.
194
00:12:45,020 --> 00:12:49,820
If what he and the police suspect is
right was a method to how Helen and
195
00:12:50,010 --> 00:12:51,670
find and choose their victims.
196
00:12:53,470 --> 00:12:58,570
He has a theory that the two women are
searching out victims on skid row and in
197
00:12:58,570 --> 00:12:59,570
treatment centers.
198
00:12:59,930 --> 00:13:05,090
The perfect vehicle for these women to
capture these fellows would be in rehabs
199
00:13:05,090 --> 00:13:07,310
or AA meetings where people are open.
200
00:13:07,890 --> 00:13:12,090
They can identify people who don't have
family. They can identify homeless
201
00:13:12,090 --> 00:13:15,470
people. You know, they can identify
people that would not be missed.
202
00:13:16,270 --> 00:13:17,890
His hunch pays off.
203
00:13:19,180 --> 00:13:22,840
I was able to find the Presbyterian
Church in North Hollywood where they
204
00:13:22,840 --> 00:13:24,720
actually were capturing these guys.
205
00:13:25,280 --> 00:13:29,820
Vados was there, McDavid was there, and
there were predictable gatherings of
206
00:13:29,820 --> 00:13:32,700
homeless people there. So that was like
a home run for me.
207
00:13:33,120 --> 00:13:37,940
Ken McDavid and Paul Vados were regulars
at Hollywood Presbyterian Church's
208
00:13:37,940 --> 00:13:38,940
homeless shelter.
209
00:13:39,900 --> 00:13:45,180
Two of the seemingly good souls who come
to help out are Helen Golay and Olga
210
00:13:45,180 --> 00:13:46,180
Ruderschmidt.
211
00:13:46,800 --> 00:13:49,360
Pastor Charles Sujeda remembers them.
212
00:13:50,480 --> 00:13:53,340
My first impression of Helen and Olga
was good.
213
00:13:54,020 --> 00:13:55,300
They were nicely dressed.
214
00:13:55,620 --> 00:13:59,580
Now, they didn't actually talk about
volunteering there or serving there at
215
00:13:59,660 --> 00:14:03,280
but they did express an interest and
wanted to know what we were doing.
216
00:14:03,720 --> 00:14:06,720
If they're coming for the first time, we
always explain to them a little bit
217
00:14:06,720 --> 00:14:09,280
about history and how people can
actually volunteer in the program.
218
00:14:10,480 --> 00:14:13,240
They do reach out to a few of the
homeless men.
219
00:14:13,460 --> 00:14:15,380
They seem interested in their plight.
220
00:14:15,800 --> 00:14:16,800
But they're not.
221
00:14:17,600 --> 00:14:20,120
They prey on their desperation and
isolation.
222
00:14:20,620 --> 00:14:23,820
They tell them each the same story. They
can help.
223
00:14:24,500 --> 00:14:28,740
They offer what's irresistible to a
homeless person, food and shelter.
224
00:14:29,100 --> 00:14:33,780
What the homeless men don't know is that
the women have a plan, and it's time to
225
00:14:33,780 --> 00:14:34,780
perfection.
226
00:14:34,980 --> 00:14:39,380
They immediately take out insurance
policies on the men, saying they are
227
00:14:39,380 --> 00:14:41,000
business partners or relatives.
228
00:14:41,540 --> 00:14:42,560
Then they wait.
229
00:14:43,020 --> 00:14:46,480
It takes two years before they can
collect on the insurance policies.
230
00:14:46,840 --> 00:14:50,320
They guard their prey like investments
for that two -year period.
231
00:14:51,560 --> 00:14:56,160
By housing them for two years, they
would know who they communicated with
232
00:14:56,160 --> 00:14:58,440
who they didn't communicate with, and
that there was nobody.
233
00:14:59,700 --> 00:15:03,600
They would become totally dependent on
these two women, and they would know
234
00:15:03,600 --> 00:15:07,720
conversation and phone calls, whatever,
that they had nobody else.
235
00:15:08,000 --> 00:15:10,640
So they would feel comfortable in having
them disappear.
236
00:15:12,540 --> 00:15:17,660
Once the two years are up and the women
can collect, the men are history.
237
00:15:18,700 --> 00:15:21,200
And they start looking for their next
victim.
238
00:15:23,400 --> 00:15:28,940
In downtown L .A., Jimmy Covington is
down on his luck, living on the streets.
239
00:15:30,030 --> 00:15:33,550
Mostly the hardest part of being out
there is just trying to get back up out
240
00:15:33,550 --> 00:15:37,430
the street because you need a little
help. I mean, I can work a little bit,
241
00:15:37,430 --> 00:15:41,590
I just couldn't get the housing that I
needed, and I couldn't get the medical
242
00:15:41,590 --> 00:15:44,270
attention at first, and I had to really
struggle to get those things.
243
00:15:46,930 --> 00:15:48,390
Olga watches Jimmy.
244
00:15:49,070 --> 00:15:53,150
He sleeps behind a church, and the
security guard has just kicked him out.
245
00:15:54,650 --> 00:15:59,210
One day, while Covington is walking in
downtown L .A., Olga approaches him.
246
00:16:00,520 --> 00:16:02,880
Olga approached me, she came right up to
me and asked me, are you homeless?
247
00:16:03,500 --> 00:16:07,200
I kind of said, well, why were you
asking? She said, real anxious.
248
00:16:07,760 --> 00:16:11,560
Well, I'm an advocate for homeless, and
I've helped other homeless guys, and I
249
00:16:11,560 --> 00:16:16,980
can get you benefits, and I can get you
$2 ,000 a month, plus I can pay you $15
250
00:16:16,980 --> 00:16:19,840
a day, and I also have a little place
for you to stay right now if you want to
251
00:16:19,840 --> 00:16:21,420
come up and fill out some paperwork for
me.
252
00:16:22,200 --> 00:16:26,180
I said, okay, I'll try it out. Where's
this place at? She said, right behind
253
00:16:26,180 --> 00:16:26,939
up there.
254
00:16:26,940 --> 00:16:28,520
I went, whoa, okay.
255
00:16:29,320 --> 00:16:31,560
I'll go up and see what this woman's all
about.
256
00:16:32,100 --> 00:16:36,400
Olga takes Jimmy to an office building
across the street near the intersection
257
00:16:36,400 --> 00:16:38,180
of El Centro and Hollywood Boulevard.
258
00:16:38,800 --> 00:16:43,040
She takes him upstairs to a small office
space that's sparsely furnished.
259
00:16:43,440 --> 00:16:46,140
She came back the next day and she had
some more paperwork.
260
00:16:46,500 --> 00:16:50,220
And then she started wanting my mother's
name and her Social Security number and
261
00:16:50,220 --> 00:16:54,660
her maiden name and my dad's stuff and
all their medical background and
262
00:16:55,370 --> 00:16:58,850
I said, I don't have that information
for you right now. I can't get it.
263
00:16:59,410 --> 00:17:02,290
She started banging on the desk, and her
fist was sticking out, and her eyes
264
00:17:02,290 --> 00:17:03,290
were sticking out.
265
00:17:03,390 --> 00:17:07,369
I'm just thinking that she's not right.
I don't know what her situation was.
266
00:17:08,130 --> 00:17:12,550
Jimmy lives at the office building on El
Centro for four days, but he reaches
267
00:17:12,550 --> 00:17:16,470
the breaking point when he hears Helen
and Olga fighting outside his door.
268
00:17:16,829 --> 00:17:20,829
And I said, here, here's your key back.
I shut the door, and I left.
269
00:17:22,170 --> 00:17:23,170
A smart move.
270
00:17:23,520 --> 00:17:24,900
as Jimmy will later realize.
271
00:17:25,400 --> 00:17:30,480
Helen and Olga apply for an $800 ,000
life insurance policy on his head.
272
00:17:30,800 --> 00:17:35,220
Unlike Vados and McDavid, Jimmy
Covington lives to tell about it.
273
00:17:37,500 --> 00:17:42,360
Back at the LAPD, detectives Hernandez
and Willman confront the shocking truth
274
00:17:42,360 --> 00:17:43,820
about Helen and Olga.
275
00:17:44,240 --> 00:17:51,020
It seemed to me unimaginable to think
that two old ladies in their 70s could
276
00:17:51,020 --> 00:17:52,920
be conspiring to kill.
277
00:17:53,440 --> 00:17:54,580
homeless people.
278
00:17:56,460 --> 00:18:01,020
The case is getting big, and LAPD's
homicide squad is called in.
279
00:18:03,220 --> 00:18:07,540
Next on American Greed, with an
undercover camera rolling, Helen and
280
00:18:07,540 --> 00:18:08,540
finally talk.
281
00:18:10,220 --> 00:18:14,440
What they say could land them in prison.
282
00:18:27,270 --> 00:18:32,350
And later, do the pair have another
potential victim in their sight?
283
00:18:45,570 --> 00:18:47,210
In Los Angeles...
284
00:18:47,550 --> 00:18:52,490
Two men, Ken McDavid and Paul Vados, are
found dead in two different alleys six
285
00:18:52,490 --> 00:18:53,490
years apart.
286
00:18:54,130 --> 00:18:58,610
LAPD detectives believe both men were
killed by Helen Golay and Olga
287
00:18:58,610 --> 00:19:03,990
Rudderschmidt. But Helen and Olga are
unlikely suspects, both in their 70s
288
00:19:03,990 --> 00:19:05,070
no criminal records.
289
00:19:05,610 --> 00:19:09,490
Most of the population we deal with, we
plug their name into these computers.
290
00:19:09,710 --> 00:19:12,770
The computers start smoking and spit out
30 pages of information.
291
00:19:13,030 --> 00:19:15,390
With Helen and Olga, there's nothing.
292
00:19:16,330 --> 00:19:20,030
We don't know if they're related. We
don't know what their connection is. We
293
00:19:20,030 --> 00:19:22,370
don't know what their connection is to
the victim, if any.
294
00:19:24,150 --> 00:19:26,850
The women are put on round -the -clock
surveillance.
295
00:19:28,290 --> 00:19:31,430
24 police officers watch their every
move.
296
00:19:33,850 --> 00:19:37,370
Detective Sanchez and I are kind of
floundering around trying to figure out,
297
00:19:37,470 --> 00:19:42,050
well, what are we going to get in the
daily lives of Helen and Olga? What are
298
00:19:42,050 --> 00:19:43,050
going to learn?
299
00:19:44,200 --> 00:19:48,520
We started reaping the rewards of the
surveillance almost immediately.
300
00:19:49,680 --> 00:19:54,140
And we started learning who they would
go see during the day, where they went,
301
00:19:54,220 --> 00:19:55,220
where they banked.
302
00:19:55,780 --> 00:19:57,620
They're the perfect odd couple.
303
00:19:57,980 --> 00:20:02,520
Helen Golay drives a Mercedes and lives
just a few blocks from the ocean in
304
00:20:02,520 --> 00:20:03,700
upscale Santa Monica.
305
00:20:04,140 --> 00:20:09,240
She's a creature of habit. She lunches
at Izzy's Deli several times a week and
306
00:20:09,240 --> 00:20:11,700
gets a reputation as a bad tipper.
307
00:20:13,070 --> 00:20:16,110
Olga, an immigrant from Hungary, is
athletic.
308
00:20:16,350 --> 00:20:21,390
She takes long walks and climbs steep
trails through the Hollywood Hills.
309
00:20:21,970 --> 00:20:25,230
To our amazement, they were never, ever
seen together.
310
00:20:25,470 --> 00:20:30,110
And it's not like Olga comes over for
pot roast on Thursday nights or
311
00:20:30,170 --> 00:20:31,170
It's just nothing.
312
00:20:31,470 --> 00:20:36,390
With surveillance on the suspect
underway, detectives meet with the
313
00:20:36,390 --> 00:20:40,930
family. Ken McDavid's family is
surprised to hear he had a fiancée.
314
00:20:41,340 --> 00:20:44,740
He never mentioned these ladies or never
mentioned a fiancé.
315
00:20:45,580 --> 00:20:47,180
Their names never came up.
316
00:20:49,260 --> 00:20:54,020
Meanwhile, Ed Webster, the insurance
investigator for Mutual of New York, is
317
00:20:54,020 --> 00:20:55,800
compiling a mountain of evidence.
318
00:20:56,200 --> 00:21:00,280
I was able to call other companies just
to determine if they had coverage, and I
319
00:21:00,280 --> 00:21:04,600
found that there was a lot more coverage
on McDavid and there was a lot of
320
00:21:04,600 --> 00:21:08,920
coverage on Vados, all of which was in
favor of Helen and Olga.
321
00:21:09,320 --> 00:21:14,240
There wasn't a single contract out there
that had anyone else as a beneficiary.
322
00:21:14,640 --> 00:21:19,960
In fact, there are 20 insurance policies
with a face value of more than $5
323
00:21:19,960 --> 00:21:20,960
million.
324
00:21:21,540 --> 00:21:25,580
Armed with what he thinks is a good
cause to pull the plug on his company's
325
00:21:25,580 --> 00:21:30,280
insurance, Webster returns to the
women's homes to get some answers, this
326
00:21:30,280 --> 00:21:34,280
with LAPD homicide detective Rosemary
Sanchez by his side.
327
00:21:35,400 --> 00:21:36,740
But they can't get in.
328
00:21:37,180 --> 00:21:40,820
Helen's house is surrounded by an eight
-foot wooden gate, and she won't answer
329
00:21:40,820 --> 00:21:41,820
the door.
330
00:21:42,880 --> 00:21:46,700
At Holder's residence, they meet
resistance of a different kind.
331
00:21:47,200 --> 00:21:48,460
Ed's knocking on the door.
332
00:21:48,720 --> 00:21:49,720
Who is it?
333
00:21:50,140 --> 00:21:53,940
He identifies himself, Ed Webster from
Mutual of New York.
334
00:21:54,640 --> 00:21:59,080
Immediately, she's busy now. She can't
come to the door. She's taking a bath.
335
00:21:59,300 --> 00:22:01,300
So we said we'd wait for her.
336
00:22:01,520 --> 00:22:02,580
No, no, no, no.
337
00:22:03,470 --> 00:22:06,650
I don't want to talk to you. Well, we'll
come back later. No, no, I have nothing
338
00:22:06,650 --> 00:22:09,430
to say. She did not want to talk to Ed
Webster at all.
339
00:22:10,090 --> 00:22:12,790
But now Webster has another card to
play.
340
00:22:14,070 --> 00:22:18,370
He calls Helen Golay and sets up a
meeting at her favorite deli, supposedly
341
00:22:18,370 --> 00:22:20,130
deliver her insurance check.
342
00:22:21,630 --> 00:22:25,510
We were just reaching for anything that
was going to help us build our murder
343
00:22:25,510 --> 00:22:29,870
case. In our minds, now we're thinking,
okay, they're murderers, and we've got
344
00:22:29,870 --> 00:22:31,430
to get them off the street here.
345
00:22:32,260 --> 00:22:36,620
Detective Sanchez is with him. This
time, she's wired for audio, and she has
346
00:22:36,620 --> 00:22:39,260
small camera that looks like a button on
her shirt.
347
00:22:39,660 --> 00:22:40,980
Is there a signature on here?
348
00:22:42,660 --> 00:22:43,700
That's where you signed it?
349
00:22:44,000 --> 00:22:48,520
When we met Helen initially, the first
thing out of her mouth was, I'm not
350
00:22:48,520 --> 00:22:51,260
answering any, I'm here for my checks,
don't ask me no questions.
351
00:22:51,980 --> 00:22:56,660
But instead of the $1 million check, he
hands Helen a refund for her premium
352
00:22:56,660 --> 00:23:00,540
payments. He says the insurance company
is canceling the policy.
353
00:23:01,070 --> 00:23:02,070
She's outraged.
354
00:23:02,510 --> 00:23:08,190
I gave her the letter and the check, and
she read it, and she threw the whole
355
00:23:08,190 --> 00:23:12,950
thing at us, and just started ranting
that it was unacceptable, she was going
356
00:23:12,950 --> 00:23:13,950
call her lawyer.
357
00:23:16,270 --> 00:23:19,570
And then
358
00:23:19,570 --> 00:23:26,490
she went outside, and we
359
00:23:26,490 --> 00:23:28,590
waited, but she clearly was not coming
back.
360
00:23:29,290 --> 00:23:36,010
I'm thinking, oh, yeah, she is just an
evil, greedy woman
361
00:23:36,010 --> 00:23:37,510
that needs to go down.
362
00:23:38,410 --> 00:23:39,970
They're involved. They killed him.
363
00:23:40,350 --> 00:23:41,930
How they did it, we don't know yet.
364
00:23:42,610 --> 00:23:43,610
So we're on it.
365
00:23:44,250 --> 00:23:45,710
Now it's Olga's turn.
366
00:23:46,090 --> 00:23:49,330
They arrange to meet her in a bank
lobby, but she doesn't show.
367
00:23:49,850 --> 00:23:51,210
Helen could have warned her.
368
00:23:51,930 --> 00:23:54,310
They go to her apartment and knock on
the door.
369
00:23:54,810 --> 00:23:58,890
This time, Detective Sanchez gets it all
on tape with her undercover camera.
370
00:23:59,250 --> 00:24:00,450
We're locking on the door.
371
00:24:01,110 --> 00:24:02,210
He's pissed off.
372
00:24:03,010 --> 00:24:04,170
Talk to my lawyer.
373
00:24:04,510 --> 00:24:08,150
If we don't get away from the door, he's
going to throw hot water on us.
374
00:24:08,410 --> 00:24:09,450
I said, go ahead.
375
00:24:09,730 --> 00:24:12,950
Then I told her that, you know, her deal
might be different than Helen's.
376
00:24:13,570 --> 00:24:16,230
And so she always will open the door and
take the letter.
377
00:24:23,919 --> 00:24:25,960
It's a refund for the premiums that you
pay.
378
00:24:27,280 --> 00:24:31,420
Read it. Read the policy there. The
letter. I don't see it.
379
00:24:31,920 --> 00:24:32,920
Thank you.
380
00:24:33,260 --> 00:24:34,520
Wait, one more question.
381
00:24:36,380 --> 00:24:37,279
Go ahead.
382
00:24:37,280 --> 00:24:38,860
Quit slamming. You're going to break the
door.
383
00:24:39,380 --> 00:24:45,400
Neither one of them would engage for a
second.
384
00:24:46,080 --> 00:24:47,080
Not for a second.
385
00:24:48,140 --> 00:24:49,780
Next on American Greed.
386
00:24:50,410 --> 00:24:52,050
I have to call my lawyer.
387
00:24:52,250 --> 00:24:55,830
As fraud evidence mounts, investigators
make arrests.
388
00:24:56,130 --> 00:24:58,110
But can they prove murder?
389
00:24:58,470 --> 00:24:59,470
There you go.
390
00:25:00,470 --> 00:25:01,470
Oh,
391
00:25:02,950 --> 00:25:03,990
my, that's a lie.
392
00:25:04,450 --> 00:25:05,930
This is an assumption.
393
00:25:19,120 --> 00:25:23,380
In Los Angeles, Helen Golay and Olga
Rudderschmidt are trapped.
394
00:25:24,220 --> 00:25:25,360
Helen is angry.
395
00:25:25,960 --> 00:25:30,040
If you're not going to pay me the full
amount, this has been a total waste of
396
00:25:30,040 --> 00:25:31,040
time.
397
00:25:31,160 --> 00:25:33,120
Olga is even more blunt.
398
00:25:33,960 --> 00:25:38,080
Read it. Read the policy there. The
letter. I don't see it.
399
00:25:38,560 --> 00:25:45,120
Their behavior bolsters detectives'
darkest suspicions that the two women
400
00:25:45,120 --> 00:25:47,080
Paul Barros and Ken McDavid.
401
00:25:47,470 --> 00:25:48,550
for insurance money.
402
00:25:48,990 --> 00:25:53,410
You just see her and you're like, yeah,
she's so evil, yeah, she would do it.
403
00:25:53,770 --> 00:25:58,490
I think everybody involved in this case
knew that these women were as hard as it
404
00:25:58,490 --> 00:25:59,309
could be.
405
00:25:59,310 --> 00:26:00,310
They were killing these guys.
406
00:26:00,510 --> 00:26:02,790
So they knew they weren't normal
grannies.
407
00:26:03,230 --> 00:26:07,770
The circumstantial evidence is
compelling, but investigators have no
408
00:26:07,770 --> 00:26:12,210
gun. They plan to buy some time by first
building a mail fraud case.
409
00:26:12,730 --> 00:26:14,910
The charges fall into play.
410
00:26:15,550 --> 00:26:19,790
When you make your monthly premium
payment and you put a fraudulent
411
00:26:19,790 --> 00:26:23,770
in an envelope, put a stamp on it, and
you put it in the United States mailbox,
412
00:26:24,130 --> 00:26:26,910
well, each time you do that, that's one
count of mail fraud.
413
00:26:29,110 --> 00:26:34,430
Continuing investigation finds that
Helen and Olga apply for 26 fraudulent
414
00:26:34,430 --> 00:26:37,150
insurance policies with multiple
companies.
415
00:26:38,010 --> 00:26:40,930
The face value totals close to $7
million.
416
00:26:41,930 --> 00:26:43,670
But the applications are filled with
lies.
417
00:26:43,970 --> 00:26:48,750
They lie about addresses, income levels,
and most importantly, their
418
00:26:48,750 --> 00:26:50,030
relationships to the men.
419
00:26:50,690 --> 00:26:56,270
They claim to be fiancé and cousin to
both dead men on some claims, business
420
00:26:56,270 --> 00:26:57,370
partners on others.
421
00:26:58,090 --> 00:27:03,330
When in reality, Barros and McDavid are
homeless strangers they take in off the
422
00:27:03,330 --> 00:27:04,330
street.
423
00:27:05,310 --> 00:27:09,230
Those were the kinds of things that made
immediately apparent that there was
424
00:27:09,230 --> 00:27:10,230
fraud.
425
00:27:11,950 --> 00:27:14,710
To help make the case, the FBI gets
involved.
426
00:27:15,750 --> 00:27:19,710
Anytime we identified a bank account,
credit cards, we would start subpoenaing
427
00:27:19,710 --> 00:27:21,590
the records, and they were a wealth of
information.
428
00:27:22,150 --> 00:27:26,410
We found that Helen was actually wiring
money from her account to Paul
429
00:27:26,410 --> 00:27:30,630
Vodafone's account to pay premiums. So
it would appear to the insurance company
430
00:27:30,630 --> 00:27:32,430
that he was making the premium payment.
431
00:27:32,850 --> 00:27:36,850
In terms of proving a fraud case, it
made my life really easy. I mean, it was
432
00:27:36,850 --> 00:27:38,930
just one pack of lies after another.
433
00:27:39,500 --> 00:27:44,760
As investigators build a mail fraud
case, the LAPD has Helen and Olga under
434
00:27:44,760 --> 00:27:45,679
-hour surveillance.
435
00:27:45,680 --> 00:27:50,360
They learn that Olga is meeting
regularly with an elderly Hungarian man
436
00:27:50,360 --> 00:27:51,500
Joseph Gabor.
437
00:27:52,220 --> 00:27:55,800
Surveillance has taken pictures of Olga,
Mr. Gabor.
438
00:27:56,360 --> 00:28:02,200
She's leading him into banks, opening
bank accounts, side streets on the back
439
00:28:02,200 --> 00:28:03,580
her car, signing papers.
440
00:28:04,080 --> 00:28:08,600
And she's obviously instructing him what
to do and where to sign.
441
00:28:09,290 --> 00:28:12,510
So right before our eyes, they're
working up another victim.
442
00:28:13,050 --> 00:28:17,530
We're as far as we can go, and I can't
have surveillance people on Helen and
443
00:28:17,530 --> 00:28:21,130
Olga and watch them run over Mr. Gabor.
We can't do that.
444
00:28:22,190 --> 00:28:28,970
On May 18, 2006, 70 agents from the FBI,
LAPD, and other agencies
445
00:28:28,970 --> 00:28:33,110
arrest Helen and Olga. I have to call my
lawyer.
446
00:28:35,090 --> 00:28:37,670
All at once.
447
00:28:38,010 --> 00:28:41,510
The tentacles go out, and we're going to
seize all the information that we can
448
00:28:41,510 --> 00:28:42,750
get at one time.
449
00:28:43,870 --> 00:28:45,790
I don't know what is this.
450
00:28:46,050 --> 00:28:47,790
What is happening here?
451
00:28:48,830 --> 00:28:52,810
It was a Cecil B. DeMille production. I
mean, there was a ton of people.
452
00:28:53,010 --> 00:28:54,010
On your knees. Come on.
453
00:28:54,330 --> 00:28:55,330
There you go.
454
00:28:55,350 --> 00:28:57,450
And it went off basically without a
hitch.
455
00:28:58,070 --> 00:29:02,130
Who's Galay? My name is Sam Arrows. I'm
with the FBI. You're under arrest for
456
00:29:02,130 --> 00:29:02,829
mail fraud.
457
00:29:02,830 --> 00:29:04,310
Mail fraud? Yes.
458
00:29:04,840 --> 00:29:05,840
But what reason?
459
00:29:06,160 --> 00:29:07,680
For fraud. There's no proof?
460
00:29:07,900 --> 00:29:09,780
No. It's actually for mail fraud.
461
00:29:10,120 --> 00:29:13,660
I haven't done any mail fraud. What are
you talking about? Insurance.
462
00:29:14,340 --> 00:29:19,520
When Helen was arrested, all she kept
saying was, who would do this to me?
463
00:29:20,040 --> 00:29:21,460
Who would do this to me?
464
00:29:21,700 --> 00:29:23,540
Who would do this to me and why?
465
00:29:26,380 --> 00:29:27,800
What are you talking about, Helen?
466
00:29:28,960 --> 00:29:30,500
Yeah, you did it to yourself.
467
00:29:31,340 --> 00:29:36,040
Perhaps because of experience, Olga is
quick to throw Helen under the bus.
468
00:29:36,520 --> 00:29:39,620
There was no insurance fraud. Helen
Goley made insurance.
469
00:29:41,320 --> 00:29:45,160
Olga is pretty predictable. She's
ranting and raving, and she's quite the
470
00:29:45,160 --> 00:29:49,660
talker. We know this by now, that she
just never... She's not crazy, but she's
471
00:29:49,660 --> 00:29:52,960
very caustic with anybody she comes
across on the street.
472
00:29:53,260 --> 00:29:54,580
Oh, my, that's a lie.
473
00:29:55,040 --> 00:29:56,580
This is an assumption.
474
00:29:58,080 --> 00:29:59,080
Anytime...
475
00:29:59,610 --> 00:30:04,110
Helen, on the other hand, comes out, and
she's a little missed innocent. Oh,
476
00:30:04,250 --> 00:30:08,670
what's going on? You've got the wrong
house. It can't be me. I haven't done
477
00:30:08,670 --> 00:30:12,950
anything. I can't believe this. I have
no mail fraud whatsoever.
478
00:30:15,470 --> 00:30:21,070
But inside, Helen's home is filled with
evidence against her. When we searched
479
00:30:21,070 --> 00:30:24,930
Helen's residence, there was a book in
the living room, and the book was The
480
00:30:24,930 --> 00:30:26,230
Sociopath Next Door.
481
00:30:26,960 --> 00:30:31,220
With a subtitle or something like that,
one in 25 Americans has no conscience
482
00:30:31,220 --> 00:30:36,460
whatsoever. And we're thinking, gee,
that's a strange book for Helen to be
483
00:30:36,460 --> 00:30:39,700
reading. The book is only the tip of the
iceberg.
484
00:30:40,120 --> 00:30:46,800
We found a whole bunch of original
checks that she had written to pay for
485
00:30:46,800 --> 00:30:51,680
premiums for the insurance companies,
for the rent on Ken McDavid's apartment.
486
00:30:52,980 --> 00:30:56,240
I saw a check Olga had written to a
rubber stamp company.
487
00:30:56,650 --> 00:31:00,470
We called the owner and met with him.
When we went over there, we showed him a
488
00:31:00,470 --> 00:31:01,830
picture of Olga.
489
00:31:02,170 --> 00:31:04,250
And he said, oh, this is a black widow.
490
00:31:05,070 --> 00:31:06,730
And we said, what?
491
00:31:08,130 --> 00:31:09,270
What are you talking about?
492
00:31:09,590 --> 00:31:11,450
I thought maybe he knew something we
didn't know.
493
00:31:11,790 --> 00:31:15,470
The stamps are precise copies of her
victim's signatures.
494
00:31:16,150 --> 00:31:20,010
But she bought a number of signature
stamps, not only in Ken McDavid's name,
495
00:31:20,010 --> 00:31:25,170
also Paul Vados' name, her own husband's
name, even Helen Golay's name.
496
00:31:25,690 --> 00:31:30,210
She would tell the stamp guys, yeah, I'm
helping out the homeless, or I'm trying
497
00:31:30,210 --> 00:31:33,670
to help these people who can't get in
here and pay their bills.
498
00:31:34,390 --> 00:31:37,070
Supposedly, she was doing her good deed
for society.
499
00:31:37,590 --> 00:31:40,730
The money trail highlights the
viciousness of the crime.
500
00:31:41,350 --> 00:31:45,610
Helen and Olga planned to keep the men
alive just long enough to avoid
501
00:31:45,610 --> 00:31:47,790
and then lead them to slaughter.
502
00:31:48,390 --> 00:31:54,130
We found scratch paper in Olga's
apartment where she was literally
503
00:31:54,130 --> 00:31:57,780
how much premium, They were going to
have to pay over a two -year period.
504
00:31:58,480 --> 00:32:00,940
That's pretty good circumstantial
evidence, I think.
505
00:32:01,200 --> 00:32:05,240
They just fed them and housed them like
animals, just for the sole purpose of
506
00:32:05,240 --> 00:32:06,139
killing them.
507
00:32:06,140 --> 00:32:11,280
While the LAPD and the FBI are searching
their homes, detectives Kilcoyne and
508
00:32:11,280 --> 00:32:14,080
Sanchez take Helen and Olga in for
questioning.
509
00:32:15,880 --> 00:32:17,860
We put them together and interview them.
510
00:32:18,490 --> 00:32:23,170
Like a couple of convicts, they
immediately start shushing each other,
511
00:32:23,170 --> 00:32:25,810
can't keep her mouth shut. She's just
running at the mouth.
512
00:32:26,010 --> 00:32:31,290
The interrogation is being taped. What
the two women don't realize is that when
513
00:32:31,290 --> 00:32:34,170
detectives leave the room, the video is
still running.
514
00:32:34,790 --> 00:32:40,270
Why did you make all these extra
insurances? Too many you had. There's a
515
00:32:40,830 --> 00:32:42,590
You can't do that many.
516
00:32:43,570 --> 00:32:44,650
You were greedy.
517
00:32:44,910 --> 00:32:45,910
That's the problem.
518
00:32:47,280 --> 00:32:51,880
I mean, this is a goldmine for us. I
mean, right before our eyes, they're
519
00:32:51,880 --> 00:32:53,560
rowboats sinking fast.
520
00:32:54,020 --> 00:32:55,580
We had no problem in the relationship.
521
00:32:55,780 --> 00:33:00,140
You pay me and be nice and do me
excellent things. I was doing everything
522
00:33:00,140 --> 00:33:01,780
you. They're hanging themselves.
523
00:33:02,140 --> 00:33:06,940
And Helen knows she's cognizant of
what's going on. She keeps trying to
524
00:33:06,940 --> 00:33:09,180
Olga up, but it's not working.
525
00:33:09,420 --> 00:33:12,380
You are wasting your time and energy
with this.
526
00:33:13,130 --> 00:33:15,850
And secondly, no, we're going to go to
jail.
527
00:33:16,050 --> 00:33:17,670
They're going to lock you in.
528
00:33:18,030 --> 00:33:24,470
And they come just short of saying that,
you know, that they personally did it.
529
00:33:26,710 --> 00:33:27,710
Yes.
530
00:33:40,360 --> 00:33:41,460
It doesn't matter.
531
00:33:41,720 --> 00:33:43,120
It doesn't matter.
532
00:33:45,480 --> 00:33:50,500
Next on American Greed, the police have
the murder weapon, which leaves one
533
00:33:50,500 --> 00:33:51,500
question.
534
00:33:51,700 --> 00:33:55,520
Who's behind the wheel? The shocking
answer when American Greed returns.
535
00:34:10,320 --> 00:34:15,520
In May of 2006, Helen Golay and Olga
Rudderschmidt are in federal lockup,
536
00:34:15,580 --> 00:34:17,520
looking at eight counts of mail fraud.
537
00:34:18,639 --> 00:34:21,800
But LAPD detectives suspect them of much
more.
538
00:34:22,659 --> 00:34:23,659
Murder.
539
00:34:24,280 --> 00:34:27,739
They believe Helen and Olga have killed
two homeless men.
540
00:34:28,139 --> 00:34:33,580
Ken McDavid and Paul Vados, to collect
$2 .8 million in life insurance payouts.
541
00:34:33,860 --> 00:34:38,659
The problem is investigators have
trouble believing that Helen, who's 75,
542
00:34:38,659 --> 00:34:41,960
Olga, 73, killed the two men by
themselves.
543
00:34:42,760 --> 00:34:46,780
We knew that they had committed murder.
We just didn't have direct evidence
544
00:34:46,780 --> 00:34:51,440
linking them to it. We can't just seem
to wrap our brains around the fact that
545
00:34:51,440 --> 00:34:56,620
these little old gals are that vicious
that they are actually behind the wheel
546
00:34:56,620 --> 00:34:57,479
of the car.
547
00:34:57,480 --> 00:35:00,680
You know, we're holding out for more and
more information all the time, as are
548
00:35:00,680 --> 00:35:01,578
the prosecutors.
549
00:35:01,580 --> 00:35:04,340
They're just saying, you know what,
you're not there yet, you're almost
550
00:35:04,420 --> 00:35:06,200
but who's behind the wheel?
551
00:35:06,900 --> 00:35:11,880
During a search of Helen's apartment,
FBI Special Agent Sam Mayrose finds an
552
00:35:11,880 --> 00:35:14,640
answer to that question in Helen's daily
planner.
553
00:35:14,980 --> 00:35:20,320
I come across this one page, and there's
a post -it on it, and it's got a
554
00:35:20,320 --> 00:35:22,740
partial tag, a partial VIN.
555
00:35:23,340 --> 00:35:24,840
I was like, holy smoke.
556
00:35:25,340 --> 00:35:29,340
Eureka, we found gold, because we knew
that had to be the car.
557
00:35:30,020 --> 00:35:34,160
So I gave that to Dennis. He called back
to his office, and within minutes, they
558
00:35:34,160 --> 00:35:38,940
had the complete VIN number, the license
plate number, knew who the current
559
00:35:38,940 --> 00:35:42,840
registered owner was, and from there, it
was just Katie barred the door.
560
00:35:43,140 --> 00:35:49,380
It's a 1999 silver Mercury Sable station
wagon, just like we have in the video.
561
00:35:49,480 --> 00:35:52,100
And we go out, and they locate it.
562
00:35:52,760 --> 00:35:57,220
Now the pieces are beginning to fit
together to form the perfect scenario of
563
00:35:57,220 --> 00:35:58,220
murder for money.
564
00:35:58,940 --> 00:36:03,260
The night of the murder, shortly after
the time stamp on the surveillance video
565
00:36:03,260 --> 00:36:07,960
shows the mercury sable pulling out of
the alley, Helen Golay makes a call to
566
00:36:07,960 --> 00:36:10,180
auto repair shop from her cell phone.
567
00:36:10,520 --> 00:36:12,880
She's hit something and broken the fuel
line.
568
00:36:13,200 --> 00:36:19,420
She actually called for road service on
the night of McDavid's murder, one block
569
00:36:19,420 --> 00:36:22,040
away from McDavid's murder off Westwood
Boulevard.
570
00:36:22,540 --> 00:36:27,760
to have a 1999 Mercury Sable station
wagon, the car we've got in our lab
571
00:36:27,760 --> 00:36:29,880
now, towed back to her residence.
572
00:36:31,120 --> 00:36:33,780
The phone call puts Helen at the scene
of the crime.
573
00:36:34,680 --> 00:36:39,440
She abandons the car in the alley behind
her home. It's later impounded by the
574
00:36:39,440 --> 00:36:43,760
city. But the underside of the car
hasn't been touched since that night.
575
00:36:43,760 --> 00:36:46,220
perfect specimen for forensic testing.
576
00:36:46,600 --> 00:36:50,980
The Ohio Patrol people put it up on a
lift, and they start going through the
577
00:36:50,980 --> 00:36:52,000
undercarriage of the car.
578
00:36:52,490 --> 00:36:57,170
On the right side of the undercarriage
is what they call wiping, and the road
579
00:36:57,170 --> 00:36:58,750
grease is absent.
580
00:36:59,110 --> 00:37:02,970
Well, that shows that they ran over
something that wiped the bottom of the
581
00:37:02,970 --> 00:37:03,970
clean.
582
00:37:04,670 --> 00:37:10,110
Kilcoyne believes that something was the
body of Ken McDavid. When McDavid was
583
00:37:10,110 --> 00:37:13,270
found in the alley, his clothes were
covered with car grease.
584
00:37:13,510 --> 00:37:18,010
There are dark spots on the underside of
the vehicle that police think could be
585
00:37:18,010 --> 00:37:19,090
Ken McDavid's blood.
586
00:37:20,410 --> 00:37:22,170
They send samples to the lab.
587
00:37:22,460 --> 00:37:23,460
for DNA testing.
588
00:37:23,520 --> 00:37:28,200
The answer could conclusively identify
Golay's car as the murder weapon.
589
00:37:29,280 --> 00:37:33,680
Helen and Olga are sitting in federal
prison arrested for mail fraud to buy
590
00:37:33,680 --> 00:37:36,220
police time to build a murder case
against them.
591
00:37:36,520 --> 00:37:38,280
The mail fraud is easy to prove.
592
00:37:38,700 --> 00:37:42,400
Each one of the life insurance policies
the two women take out on the dead men
593
00:37:42,400 --> 00:37:43,760
is a pack of lies.
594
00:37:44,260 --> 00:37:47,420
In some, Helen and Olga claim to be
business partners.
595
00:37:47,680 --> 00:37:49,840
In others, fiancées and relatives.
596
00:37:50,600 --> 00:37:55,020
But Helen and Olga aren't worried. In a
telephone conversation, Helen tells her
597
00:37:55,020 --> 00:37:58,680
daughter she's confident police can't
build a case against them.
598
00:37:59,580 --> 00:38:00,580
She's wrong.
599
00:38:00,740 --> 00:38:03,220
Two weeks later, the DNA results come
back.
600
00:38:03,460 --> 00:38:06,820
The spots on the underside of the car
are Ken McDavid's blood.
601
00:38:07,320 --> 00:38:13,420
So then we all realize these are evil,
evil women. And they are, in fact, the
602
00:38:13,420 --> 00:38:14,780
ones behind the wheel of the car.
603
00:38:17,220 --> 00:38:20,080
It's our belief that they probably met
him, took him to dinner.
604
00:38:20,490 --> 00:38:25,810
And the combination of this prescription
medication, which we found in powder
605
00:38:25,810 --> 00:38:30,030
form mixed together in a prescription
vial in her medicine chest, they're
606
00:38:30,030 --> 00:38:31,990
sprinkling that in his drink that night.
607
00:38:32,690 --> 00:38:37,330
And we can see from the videotape, the
car goes down the alley, passes under
608
00:38:37,330 --> 00:38:40,490
one camera, the brake light comes on,
the lights go out.
609
00:38:41,930 --> 00:38:47,410
Now, for four to five minutes, the
lights are out, which is our belief that
610
00:38:47,410 --> 00:38:48,790
that's the time that they're...
611
00:38:49,080 --> 00:38:54,600
pushing mcdavid out of the car the
backup lights come on the car comes back
612
00:38:54,600 --> 00:39:00,420
about 50 feet stops and then the car
moves forward so they've laid them out
613
00:39:00,420 --> 00:39:04,780
back up to get a running start and then
they go forward and they just bulldoze
614
00:39:04,780 --> 00:39:10,500
over this man crushing him to death and
it's at this point we believe that the
615
00:39:10,500 --> 00:39:14,120
fuel line is pulled from the
undercarriage of the car
616
00:39:14,860 --> 00:39:20,340
And then because of the 15 % grade on
that alley, the car rolls down to the
617
00:39:20,340 --> 00:39:25,520
block, and that's where Helen calls for
AAA to come get her. The evidence
618
00:39:25,520 --> 00:39:27,680
against Helen and Olga is overwhelming.
619
00:39:28,060 --> 00:39:32,460
They're charged with two counts of
murder and conspiracy to commit murder
620
00:39:32,460 --> 00:39:33,460
financial gain.
621
00:39:33,600 --> 00:39:36,020
Their relatively cushy lives abruptly
change.
622
00:39:36,240 --> 00:39:39,400
They trade in their upscale lifestyles
for county jail.
623
00:39:40,860 --> 00:39:42,720
You could tell that they were terrified.
624
00:39:43,470 --> 00:39:46,270
that this was not part of their world.
625
00:39:46,750 --> 00:39:50,670
You know, this was something that you
read about maybe in a magazine or the L
626
00:39:50,670 --> 00:39:54,810
.A. Times and you turn the page because
it disgusts you. But this is real life
627
00:39:54,810 --> 00:39:56,570
in the city, and they were part of it
now.
628
00:39:58,490 --> 00:40:02,090
On March 18, 2008, the case goes to
trial.
629
00:40:02,550 --> 00:40:06,330
Deputy District Attorney Bobby Grace is
one of the lead prosecutors.
630
00:40:07,470 --> 00:40:12,670
People say, wow, you know, these people
were upwards of 70, 80, going on 80
631
00:40:12,670 --> 00:40:17,570
years old, and they were involved in
this complex scheme to murder two
632
00:40:17,570 --> 00:40:20,270
individuals for financial gain.
633
00:40:20,790 --> 00:40:23,650
Even in Los Angeles, that's unheard of.
634
00:40:24,110 --> 00:40:27,550
Definitely have never prosecuted anybody
as old as they are for murder.
635
00:40:27,790 --> 00:40:31,530
Grace has to prove that these two women
are not what they appear to be.
636
00:40:31,900 --> 00:40:36,440
I think there's a lot of people out
there that would commit crimes to
637
00:40:36,440 --> 00:40:41,760
to enrich themselves. But how many of
them are willing to go through such
638
00:40:41,760 --> 00:40:46,420
elaborate means to get millions of
dollars? It's just mind -boggling.
639
00:40:46,640 --> 00:40:49,180
The prosecution has a mountain of
evidence.
640
00:40:49,540 --> 00:40:54,020
But the coup de grace is a tape of what
transpires between the two women after
641
00:40:54,020 --> 00:40:55,020
they were arrested.
642
00:40:55,240 --> 00:41:00,040
Their interrogation is taped. And when
detectives leave the room, the little
643
00:41:00,040 --> 00:41:01,440
ladies speak their mind.
644
00:41:02,300 --> 00:41:04,160
Admit it was your fault.
645
00:41:04,640 --> 00:41:07,840
Because what you did, of course I got
angry.
646
00:41:08,280 --> 00:41:09,380
You were greedy.
647
00:41:09,660 --> 00:41:10,660
That's the problem.
648
00:41:11,860 --> 00:41:14,520
We have to cooperate now.
649
00:41:14,960 --> 00:41:17,080
We have to attack money together.
650
00:41:18,260 --> 00:41:22,960
That was just really the nail in the
coffin, so to speak. Once the jury got
651
00:41:22,960 --> 00:41:28,080
opportunity to really hear from Helen
Golay and Olga Richmond out of their own
652
00:41:28,080 --> 00:41:33,080
mouth. then they realized that these
women were truly, truly greedy and truly
653
00:41:33,080 --> 00:41:36,700
evil, that they were willing to do
anything to gain and to profit.
654
00:41:37,520 --> 00:41:42,740
After a six -week trial, Helen Golay and
Olga Ruderschmidt are found guilty and
655
00:41:42,740 --> 00:41:44,780
sentenced to life in prison without
parole.
656
00:41:45,460 --> 00:41:50,000
Among those satisfied with the sentence
is Jimmy Covington, the victim who got
657
00:41:50,000 --> 00:41:51,000
away.
658
00:41:51,150 --> 00:41:55,390
I went around with the papers, showing
everybody, look, this is what they got
659
00:41:55,390 --> 00:41:57,850
him, they got him, they were going to
kill me, they got him. I went through
660
00:41:57,850 --> 00:41:59,570
trip for a while. I was really ecstatic
about it.
661
00:41:59,850 --> 00:42:02,430
Olga and Helen are sent to different
prisons.
662
00:42:02,990 --> 00:42:04,690
Both women appeal their cases.
663
00:42:04,990 --> 00:42:09,590
But in August 2009, their convictions
are upheld and the appeals are denied.
664
00:42:11,030 --> 00:42:13,670
They will remain in prison the rest of
their lives.
665
00:42:14,290 --> 00:42:17,970
That's probably the best punishment for
two greedy people.
666
00:42:18,430 --> 00:42:23,170
like Helen and Olga, that they ought to
sit out the rest of their naturalized
667
00:42:23,170 --> 00:42:27,410
thinking about. Why did I let greed
drive me to have to spend the rest of my
668
00:42:27,410 --> 00:42:28,410
life in prison?
669
00:42:28,770 --> 00:42:32,890
You almost wonder if it was like a drug
to them. I joke a lot that it's crack.
670
00:42:33,350 --> 00:42:36,910
Maybe they got addicted to it. They just
wanted money.
671
00:42:37,430 --> 00:42:41,850
Detective Kilcoyne has an interesting
theory about the pair. It all comes down
672
00:42:41,850 --> 00:42:42,850
to greed.
673
00:42:43,600 --> 00:42:49,220
If they had slowed down, not got so many
policies on McDavid and the millions,
674
00:42:49,280 --> 00:42:52,520
multiple millions of dollars, they'd
still be out there.
675
00:42:52,570 --> 00:42:57,120
Repair and Synchronization by
Easy Subtitles Synchronizer 1.0.0.0
62274
Can't find what you're looking for?
Get subtitles in any language from opensubtitles.com, and translate them here.