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Economic justice is actually having the opportunity, a real opportunity.
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How you create generational wealth.
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How do you teach others to create generational wealth?
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The racial wealth gap is not a million dollar problem.
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It's not a billion dollar problem, it's a trillion dollar problem.
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It's been a never ending story.
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It is a challenge when you can't put gas in your car. When you can't buy food,
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you can't pay your light bill, or you can't pay your rent.
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Life is going on, life is happening. You know,
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trying to put a bandaid and stop the bleeding on the effects of generational
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poverty,
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investments and resources that are meant to get to these communities
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haven't gotten to 'em.
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There has to be economic warriors in the community to create economic
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justice. Hey, what's going on man? Everybody, everybody. Good.
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My name is Arlo Washington and my purpose in life is to advance
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equity, create opportunities, and build the community
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Just for the sake of teaching you departing, I want you to do this right here.
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Now watch this. Watch this right here.
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We'll go a fourth of an inch in fourth of an inch into the eyebrow.
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Take the point of your comb, you put it on the scalp,
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take the other hand right here and we'll put it back here in the nap area.
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And then we'll just take that point of that comb and just keep it on the scalp
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all the way till you feel that point with your, with your index finger.
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We feel that point with your index finger.
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Just slide your finger up to comb that way and pull it out to the side.
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That's one side. Alright? So,
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but you really want a good straight line so you can always go back and do it
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again.
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You just need to put a little bit more pressure on the scalp when you're going
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through. So I'm gonna take that and clamp that up. Yeah, there we go.
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Appreciate that. So for the first couple of weeks,
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this all y'all doing six sections.
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1, 2, 3, 4, 5, 6. How long it take?
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Five minutes. Now you ready to move on to, to something else?
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But let me let you try it.
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Good job. Good job Mr. LeBron. Good job Hughes.
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Use some of the techniques. Yeah, you got that looking smooth.
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What we gonna talk about JB, get our foot in the game.
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How to get your foot in the game, build your clientele up, learn the business,
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get a name for yourself out here and then open your barbershop up.
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When I was 20, I opened my first barbershop.
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I worked in my partner shop for two years first and built the clientele up
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right. So I had about maybe 80, 9,000 people coming to me every week.
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Then I opened up the barbershop. But right now, while you in school,
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be patient practice, cut as many hits as you can when you leave and go home.
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If you got little cousins, you got people in the neighborhood. Cut, cut,
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cut as much as you can. 'cause the more you cut, the better you get.
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Hey, hey, what's up Bronson? What's going on with I ain't just been busy.
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You are you getting for that application.
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Good afternoon. Thank you for calling people Trust. How can I help you?
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Yeah, is my credit score. It's gonna mess me
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Up at
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It. No ma'am. We don't base it off. Your credit score.
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Trucking, logistics. LLC? Yes sir. This is your plan right here.
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Have you got any business funding? You've been doing this all out your pocket?
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It just all in my pocket so far. As far as just driving. Yeah,
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I've been in business for you 10 years and my dad is a driver as well.
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I've cover every corner of the transportation industry,
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so I would want to create those jobs for other people.
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Tell me what it is that you wanna do. Uh,
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Long term, uh,
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I would ultimately like to have my own salon or become an instructor. Okay,
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Okay. Okay. You've been traveling to your customers? Yes. Like their homes,
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their Yes. Oh, okay. Yeah, that ain't, yeah. Yeah.
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Do you have any operating capital right now?
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Um, fortunately I do not at this time.
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Okay. Okay. So you need, so you need gas money, correct? You need,
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you need food, money,
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Product,
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Products and supplies.
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Um, and I have a business name. I made my own logo. I've been working.
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So we spoke on the phone. You were saying you were interested in the loan?
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Yes ma'am. Okay. I'm just gonna get this out.
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So tell me about what you're doing with your businesses.
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I'm Barbara SI do credit restoration.
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I also have a T-shirt and decal line. Okay.
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Due to the things that I deal with in life. Mm-Hmm. Such as sickle cell? Mm-Hmm.
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Having a pacemaker, having 80% mass in my right breast.
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Going to treatment once a week. And then you still run three businesses?
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Yes ma'am. I heard that now.
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You know, capital is a lifeblood of a community. If the blood ain't circulating,
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then you going to have some issues.
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So the blood has not been circulating for a long time.
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Why is it that we overlook this economically segregated
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community? Why is the issue swept under the rug and not talked about?
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What do you think and feel when you hear the word ownership?
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For me, when I think about ownership,
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it's owning my own home so that I'll have something to pass down to
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my children.
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Nobody in my family own anything.
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So ownership is important to me because I want to create jobs and
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opportunities for my boys and my little cousins.
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And my nephews,
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My oldest is 27 and my youngest is seven. Um, and I think about it a lot.
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Of course nothing was passed down to me and I don't have anything to pass down
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to them.
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It just feel good to know that you have something that is yours that nobody can
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take away for so long. We haven't had anything that was ours. Yeah.
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We damn proud of. You know, when we do own something,
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whether it's a Cadillac or a house or a
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Boat,
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it's the idea of it belonging to you and that you can
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self determine what will happen to it without having to ask anyone.
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You don't have to ask for permission.
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Come
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In. Alright, thank you. You doing
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Williams? You
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Back today?
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I've been making Philly cheese steaks in Hogan since I was 16 years old.
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I've been in restaurant business for 26 years.
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You have a food truck or you
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I'm a food truck. Truck. I got food truck.
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But my ambition within 12 months is to have a brick and mortar.
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So who do you bank with right now? Well,
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I and and did you consider them for getting a loan?
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They gave me an understanding that they wouldn't owe me any money. Really?
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They still want my business.
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They still want me to process my credit card payment.
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Your business is still making deposits in this bank? Yes. Yes.
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That in turn will not make you a loan.
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Yes.
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The wealth gap has grown tremendously.
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The CDFI is a community development financial institution.
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All people matter regardless of their credit history. We are not restricted.
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So I was at a traditional bank for nine years, sadly.
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Bank and while black is, um, a real thing,
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they don't necessarily train you to know that.
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But once you get in there and you actually see that the person coming
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in, if they're white, they're gonna offer them credit cards,
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they're gonna offer them loans, financing, you know, all of those.
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But you come in, you're black. It's no services offered.
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Um, sometimes the interaction with the teller, it is, you know,
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you can see the difference in how they treat you. Uh, so I just don't,
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I just don't use banks
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Banking while black does exist,
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banking while black driving while black eating while black,
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your waiter or your waitress can treat you differently. I mean,
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there is just so many things. It's crazy.
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The the things that black people have to deal with.
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It becomes an experience that you just,
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you try to avoid the disappointment of it.
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And rather than go through the frustration,
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you, you work around it. It's a workaround.
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Big banks, they don't know the community. They don't know 'em,
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they don't have a relationship.
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You know, and you want to be able to be sustainable and you wanna be profitable.
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Exactly. And you wanna be scalable.
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But we just want you to think about every aspect. Yeah. All. Okay.
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And best position yourself.
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This helps you to really build your credit profile so we can provide you with
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some ongoing technical assistance to kind of help you along the way.
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We got the name People trust because trust in the financial system is just not
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there.
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My goal is to restore the trust and a system that may
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have not been built for you. So we try to see what's the problem,
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how can we help? We find a way.
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I've always wanted to own my own business.
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I hear it so much. If you, if I, if you could just gimme a chance,
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just gimme a chance
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to prove that I'm trustworthy, that I'm,
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that I'm credit worthy, that I can run, I can, I can,
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I can run this business successfully.
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Y'all ready? All right.
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1, 2, 3, 4, 5, 6, 7
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Uhuh. That should be a backing. She knew. She knew. Come on, let's go to one.
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Historically barbers have been the go-to, in the community,
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one of the oldest and most prestigious professions. They were the doctors.
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They did the bloodletting, they did the tooth pulling. They did the,
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they were the priest.
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One customer lost his job and he had been a faithful customer coming all
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the time. I mean, bringing his family, his kids, everybody, you know, he said,
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Mr. Washington, he said, uh,
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I'm down really bad and I need to borrow $150.
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I've been a barber in the community for over 20 years.
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So when the community start hurting, what do you think they gonna come to?
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They came to the people that they can come to for help. He said, I,
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I'm getting a job and I can pay you back in 30 days.
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So I made him a loan. You know,
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I didn't think he was gonna pay it back when I gave him the loan at the time.
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But he came back and he paid it back.
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And a couple weeks later he came back again. Guess what he did? He paid me back.
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So I made him another loan and he paid that loan back.
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So then we started thinking about,
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well how can these small loans at that size really have an impact?
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If they don't have credit, then they can't get a loan from a bank.
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That means they have to go to a loan shark or they have to go to some payday
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lender that's going to never let 'em pay 'em off.
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And I thought about it and I said, wait a minute.
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This is what's affecting my community.
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So you see how it built up now, man, we in service like 2020,
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we serving 900 folks.
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And so what we did was we applied to become a community development financial
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institution,
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which was put in place to be able to help low and
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moderate income communities that wouldn't otherwise receive the opportunity.
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Let him down and let him go.
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Come on in,
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In April of this year, my house caught a fire. So, you know,
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I was pushed out. Mm-Hmm.
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I was calling to inquire about your, uh, rental assistance.
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You're behind on rent now. I forgot your name. Give me your name again.
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Cece Ford. Okay. Cancer Survivor. Yeah.
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Unfortunately it's just a one time deal.
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I believe we're the only rapid rehousing that is in central Arkansas.
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How much does it cost you to, to live every month?
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I don't know. 'cause I ain't
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Never been on my own.
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Okay. Have you been looking around? Yeah, I don't,
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I had a landlord in today and I asked him, he doesn't have anything.
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And when you move,
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we'll pay the security deposit and your first three months rent.
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Let's talk about a budget.
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How's the job looking any?
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Well, uh, just,
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It is really that I'm,
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it's hard because I don't have nowhere to shower and stuff. Right?
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That is one thing about Little Rock.
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There's just really not a lot of affordable housing.
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There's a huge housing need.
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Right? There's just too many people waiting for help.
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You're four months behind. But did she tell you the balance?
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This is a grant, just an emergency grant. As I heard you say,
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you didn't have any clothes, you didn't have any transportation. You, you know,
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if everything burnt up for
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17 days in a hotel, man,
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There you go. How much is the weekly rent?
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The weekly rent Uhhuh. It's not weekly.
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She was just gonna charge me like 5 25 a month.
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My mother, she, she passed away with cancer. And uh,
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so I'm just thinking if since you, you know, in that situation,
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maybe if we was able to do, you know, maybe a,
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a grant for a month that'd give you time to find a place.
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How you think that works?
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It'll help me a lot.
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I think that'll help. What you think.
237
00:15:53,255 --> 00:15:54,165
It'll help me a lot.
238
00:15:58,795 --> 00:16:02,965
Most of the time it's state of emergency, but I needed help. Like yesterday,
239
00:16:06,945 --> 00:16:09,245
we had never got the 40 acres in the mule that was promised.
240
00:16:09,665 --> 00:16:14,365
That's like the big elephant in the room. This was promised to you.
241
00:16:15,265 --> 00:16:18,485
You never got it. Nobody never talked about it.
242
00:16:19,105 --> 00:16:23,165
It didn't come up in any type of other political discussions.
243
00:16:24,505 --> 00:16:26,445
And the fallout is what we see.
244
00:16:27,125 --> 00:16:30,165
A huge racial wealth gap.
245
00:16:31,205 --> 00:16:36,165
Economic injustices. Um, and no,
246
00:16:36,385 --> 00:16:38,685
no, not really an end to it in sight.
247
00:16:43,705 --> 00:16:46,925
Up here in Little Rock, there is a physical divide.
248
00:16:48,555 --> 00:16:51,205
Have on one side, have not on the other.
249
00:16:53,315 --> 00:16:56,245
It's not a wealth gap, it's a wealth chasm.
250
00:17:00,605 --> 00:17:02,605
I six 30, the great divide.
251
00:17:10,055 --> 00:17:12,405
How's it going man? You ready to ride?
252
00:17:14,465 --> 00:17:18,485
You know when we cross I six 30, you can tell a big
253
00:17:19,935 --> 00:17:20,605
Difference.
254
00:17:20,605 --> 00:17:23,805
This neighborhood is the heart of the black community.
255
00:17:24,695 --> 00:17:25,845
There are no banks over here.
256
00:17:25,845 --> 00:17:28,645
And you got about 30,000 community members over here. Mm-Hmm.
257
00:17:28,725 --> 00:17:30,645
You'd be hard pressed to find an ATM.
258
00:17:32,195 --> 00:17:36,525
That community has been economically segregated.
259
00:17:38,555 --> 00:17:40,205
Look at this. We got four,
260
00:17:41,355 --> 00:17:44,085
five boarded up houses on this little half a block.
261
00:17:48,545 --> 00:17:50,085
So we crossed I six 30
262
00:17:51,705 --> 00:17:54,365
and now we're going into the heights.
263
00:17:57,215 --> 00:18:00,915
And in the heights are maybe 8,000 in population.
264
00:18:01,535 --> 00:18:02,795
But you got 14 banks
265
00:18:05,175 --> 00:18:08,595
and you don't see a boarded of house. Not one.
266
00:18:10,145 --> 00:18:13,995
Well you have commerce here. You have places where business can't exist.
267
00:18:14,695 --> 00:18:18,435
You don't see that on the other side of town. You know,
268
00:18:18,435 --> 00:18:23,355
then of course you have redlining where banks would not make money accessible to
269
00:18:23,355 --> 00:18:24,875
people who lived in certain areas.
270
00:18:25,775 --> 00:18:29,515
And oftentimes those certain areas where areas where black folks live
271
00:18:32,585 --> 00:18:36,115
this phenomenon of building interstates through black communities
272
00:18:37,695 --> 00:18:41,195
and they bring about destruction.
273
00:18:45,895 --> 00:18:48,695
I am gonna take you and show you our new location where we opening up. Alright,
274
00:18:48,915 --> 00:18:49,815
that's red line.
275
00:18:53,625 --> 00:18:58,355
This is the first financial institution ever in this community. And so
276
00:18:58,935 --> 00:18:59,768
It looks good too.
277
00:18:59,805 --> 00:19:01,515
Thank you. We've been working hard.
278
00:19:05,875 --> 00:19:08,575
Do you believe in the American dream? What is the American dream?
279
00:19:09,115 --> 00:19:10,535
You tell me and we'll both know.
280
00:19:11,835 --> 00:19:14,975
Uh, I was told this growing up, you work hard,
281
00:19:14,995 --> 00:19:18,255
you do what you're supposed to do and you'll achieve your goal. Right.
282
00:19:19,355 --> 00:19:23,975
And in essence, you, that's supposed to be true.
283
00:19:26,995 --> 00:19:31,815
But I have to say that I've sat at the table in front of my children and
284
00:19:31,815 --> 00:19:33,975
said, as much as this is supposed to be true,
285
00:19:34,915 --> 00:19:38,455
it is still possible that that may not happen for you.
286
00:19:39,115 --> 00:19:39,948
Uh,
287
00:19:40,845 --> 00:19:45,295
nice house cars family taken care of, uh,
288
00:19:46,365 --> 00:19:51,295
bill free. Well, no, I'm just out here surviving.
289
00:19:51,475 --> 00:19:54,215
I'm just trying to make a way. So I couldn't,
290
00:19:54,335 --> 00:19:58,135
I couldn't just elaborate what the American dream as. I wouldn't know.
291
00:20:07,505 --> 00:20:12,495
There was a time in my life early on when I wanted to fix
292
00:20:12,925 --> 00:20:16,935
what my mother was going through, trying to take care of me.
293
00:20:18,075 --> 00:20:22,535
She had me when she was 16 years old, had to drop outta school, get AGED.
294
00:20:25,675 --> 00:20:29,095
So when I was born, I was brought home to this house.
295
00:20:30,515 --> 00:20:35,335
And um, my grandmother was a single parent with 16 kids in the house.
296
00:20:36,035 --> 00:20:40,935
And now my mother at 16 was bringing home another addition
297
00:20:40,935 --> 00:20:45,255
to the family. You know, watching my mother,
298
00:20:45,835 --> 00:20:50,765
uh, early in my life and watching the sacrifices that she made for,
299
00:20:51,465 --> 00:20:52,765
you know, folks in the neighborhood.
300
00:20:53,425 --> 00:20:57,685
She wanted to be an inspiration to the folks that lived in the housing projects
301
00:20:57,685 --> 00:20:59,325
to let them know that they didn't have to stay there.
302
00:21:02,755 --> 00:21:07,205
This is where my mother was eulogized. She had cervical cancer
303
00:21:08,945 --> 00:21:11,485
two weeks before I graduated high school. My mother passed away.
304
00:21:11,665 --> 00:21:15,925
She didn't see me walk. Um, that was,
305
00:21:16,355 --> 00:21:20,725
that was tough. I felt, I felt lost. That left me lost. Feeling lost.
306
00:21:22,275 --> 00:21:25,645
Okay. What do I do now? You know, I have two younger sisters.
307
00:21:27,015 --> 00:21:28,165
Where do I go from here?
308
00:21:32,575 --> 00:21:33,055
Hello.
309
00:21:33,055 --> 00:21:34,925
Hello. Doing, how are you? I'm
310
00:21:34,925 --> 00:21:36,485
Good. How are you? I have an eighth month old.
311
00:21:36,755 --> 00:21:39,005
Like you can't be without no lights. I
312
00:21:39,005 --> 00:21:40,645
Think the first thing is to get you off the streets.
313
00:21:41,335 --> 00:21:45,165
We're gonna do you emergency grant. Let's do a $1,500 grant.
314
00:21:45,675 --> 00:21:48,045
This is a new beginning. You know what I'm saying?
315
00:21:48,405 --> 00:21:52,725
I kind of adopted some of the mission that she had that she didn't get a chance
316
00:21:52,725 --> 00:21:55,845
to live out. You understand? Thank you. Yeah, absolutely. Thank you very
317
00:21:55,845 --> 00:21:56,805
Much. I appreciate you.
318
00:21:58,745 --> 00:22:01,085
It fell on me to carry the torch. Torch.
319
00:22:07,825 --> 00:22:12,805
My mother provided such a great example of being of humanity
320
00:22:12,865 --> 00:22:17,845
and having compassion and understanding that life circumstances
321
00:22:17,865 --> 00:22:22,565
happen and when they happen, that people need compassion.
322
00:22:22,825 --> 00:22:27,285
People need restoration. People need rehabilitation. People need love.
323
00:22:35,925 --> 00:22:40,775
I want you and I want you to stand up for a
324
00:22:40,775 --> 00:22:41,608
second.
325
00:22:42,955 --> 00:22:46,215
I'm gonna show you something right now that we don't hardly ever do.
326
00:22:46,595 --> 00:22:48,615
But I want you to, for two minutes,
327
00:22:50,035 --> 00:22:53,985
I want you to look at him in his eyes and I want you to be with him.
328
00:22:54,285 --> 00:22:58,735
And I want you to be with him for two minutes. Alright? Come closer.
329
00:22:58,745 --> 00:23:00,895
Right here. Now don't look off
330
00:23:05,335 --> 00:23:06,665
when you look in those eyes,
331
00:23:09,675 --> 00:23:10,745
think about your kids.
332
00:23:13,415 --> 00:23:14,885
Think about your loved ones.
333
00:23:16,765 --> 00:23:20,645
Think about the setbacks and the wins.
334
00:23:22,425 --> 00:23:26,005
All the hard lessons and just see all the hurt.
335
00:23:27,065 --> 00:23:30,835
See all the pain. Be with him right now.
336
00:23:35,015 --> 00:23:39,045
Time. It's all, it's all right.
337
00:23:40,195 --> 00:23:41,885
Alright. It's all right.
338
00:23:49,495 --> 00:23:50,328
Sorry.
339
00:23:54,525 --> 00:23:57,365
I seen my big brother. My I ain't seen cell. I was 12 years old.
340
00:23:57,585 --> 00:23:58,418
Mm-Hmm.
341
00:23:59,835 --> 00:24:00,075
I,
342
00:24:00,075 --> 00:24:05,035
I say a lot. Tell a whole story, you know, and that was uncomfortable for them.
343
00:24:05,435 --> 00:24:07,035
I know it was 'cause I'd done it before.
344
00:24:07,935 --> 00:24:09,675
But that's an exercise that will help you.
345
00:24:09,675 --> 00:24:12,755
If you're somebody that's introvert and you're somebody that's, uh,
346
00:24:12,825 --> 00:24:15,755
kind of in a shell and help you be more assertive and help you to be more,
347
00:24:15,935 --> 00:24:18,875
you know, understanding to what other people are going through.
348
00:24:22,775 --> 00:24:26,995
You went to prison and when you went to prison, what did that mean?
349
00:24:28,415 --> 00:24:30,075
10 years of my life. I mean,
350
00:24:30,215 --> 00:24:31,115
And where'd that leave you?
351
00:24:31,925 --> 00:24:32,758
Right?
352
00:24:33,985 --> 00:24:38,915
Lost. So,
353
00:24:38,935 --> 00:24:43,635
you know, when you secluded from the world for that amount of time, man, you,
354
00:24:43,655 --> 00:24:44,515
you can come behind.
355
00:24:46,665 --> 00:24:50,275
Okay. You 28, 27. Now what you going to do?
356
00:24:50,825 --> 00:24:52,955
There's a black man. No, we not,
357
00:24:53,655 --> 00:24:58,275
we not offered opportunities, especially after times that,
358
00:24:58,575 --> 00:25:01,195
you know, we made a messed up or made a mistake in our life.
359
00:25:03,575 --> 00:25:06,235
So it's like now, okay, I gotta do something.
360
00:25:07,315 --> 00:25:10,715
I always could cut hair, you know? But I just never thought, man,
361
00:25:10,715 --> 00:25:14,835
maybe I should go to school. I went in and rode to Washington Barber College.
362
00:25:15,355 --> 00:25:19,715
I learned so much. Just things that, you know,
363
00:25:19,715 --> 00:25:23,195
things that you need to know, sharpen yourself up to be successful.
364
00:25:25,795 --> 00:25:28,395
I did seven years in prison, seven years, five months,
365
00:25:28,415 --> 00:25:33,195
six days to be exact on a 30 year sentence. And I sit before you right now,
366
00:25:33,195 --> 00:25:35,915
16 years later and I'm still not free.
367
00:25:37,675 --> 00:25:38,035
I
368
00:25:38,035 --> 00:25:41,075
Was homeless three times. Mm. From when, when I got outta prison,
369
00:25:41,395 --> 00:25:45,235
I was homeless three times. I, I went on to the shelters. Yeah.
370
00:25:45,455 --> 00:25:48,275
Did what I needed to do. Mm-Hmm. Saved my money up, got out.
371
00:25:48,975 --> 00:25:53,515
But my crime does not make me an eternal
372
00:25:53,955 --> 00:25:54,788
criminal. Right.
373
00:25:55,525 --> 00:26:00,475
Three of our barbers that were formerly incarcerated and they were just each
374
00:26:00,475 --> 00:26:04,475
sharing the trauma that they experienced. Mm-Hmm. Uh, while being there and how,
375
00:26:04,815 --> 00:26:07,835
you know, to be out, it's a huge adjustment.
376
00:26:08,015 --> 00:26:11,515
So on day one, if you have nothing, you ain't got a tooth, press on toothpaste,
377
00:26:12,055 --> 00:26:15,915
all of those essential things, you right back at stress one.
378
00:26:16,125 --> 00:26:19,555
Right after they get out, they call me within 72 hours,
379
00:26:20,375 --> 00:26:25,155
I'm able to send their name, their release dates, uh,
380
00:26:25,175 --> 00:26:26,555
and how much time they did.
381
00:26:27,215 --> 00:26:32,195
And then I just email everything over and people trust contacts them and
382
00:26:32,945 --> 00:26:35,635
they go pick up a $325 grant.
383
00:26:35,645 --> 00:26:39,755
Which I think is so great because coming out of, uh, any system,
384
00:26:39,885 --> 00:26:42,195
especially the jail system, you don't come out with any money.
385
00:26:42,695 --> 00:26:44,725
You Arlo have made it possible.
386
00:26:45,265 --> 00:26:49,365
You are looking at everything from the perspective of
387
00:26:49,955 --> 00:26:50,788
inclusion.
388
00:26:51,365 --> 00:26:52,165
Absolutely.
389
00:26:52,165 --> 00:26:56,805
Absolutely. See where for so many years, uh, I and so many,
390
00:26:57,665 --> 00:27:01,365
uh, have saw only exclusion.
391
00:27:01,595 --> 00:27:04,325
It's truly community development. And that's developing.
392
00:27:04,325 --> 00:27:06,525
You can't develop a community if you don't develop the people.
393
00:27:06,715 --> 00:27:07,548
Exactly.
394
00:27:08,745 --> 00:27:12,765
The reason I do what I do and the what gives me energy to keep going
395
00:27:13,585 --> 00:27:18,085
is equity, equity, equity, equity. So that means if, uh, the way it is over,
396
00:27:18,705 --> 00:27:20,125
you know, on this side of town,
397
00:27:20,155 --> 00:27:22,645
it's on this side of the freeway is this way over here as well.
398
00:27:23,785 --> 00:27:26,085
The resources that's over here, the resources over there,
399
00:27:27,265 --> 00:27:31,405
the banks that's over here, banks over here, money over here, money over there,
400
00:27:31,625 --> 00:27:33,165
credit over here, credit over there.
401
00:27:37,345 --> 00:27:38,765
How you doing? Alright.
402
00:27:41,305 --> 00:27:42,925
You don't do any body work do you?
403
00:27:43,265 --> 00:27:45,125
Little bit. Little bit. Not a whole bunch.
404
00:27:46,865 --> 00:27:47,085
How
405
00:27:47,085 --> 00:27:48,085
Long you been wanting to do this?
406
00:27:48,715 --> 00:27:51,805
Been in the automotive business for 20, 25 years.
407
00:27:52,235 --> 00:27:54,565
Running the jet lube for the last five.
408
00:27:55,025 --> 00:28:00,005
But the owner came and told
409
00:28:00,005 --> 00:28:01,725
him, told me he was selling a business.
410
00:28:02,505 --> 00:28:05,765
So when they let you go, you know, you had to,
411
00:28:05,785 --> 00:28:09,165
you had to think quick on your feet. What am I gonna do now? Yeah.
412
00:28:09,665 --> 00:28:14,565
And I needed to open up new avenues and the biggest one and being able to
413
00:28:14,565 --> 00:28:16,165
get this loan to get started.
414
00:28:16,415 --> 00:28:18,845
Y'all give it up for Lynn Cola Franklin,
415
00:28:22,615 --> 00:28:27,045
While you were in the program, you accessed, uh, 3,500 small business loan.
416
00:28:27,305 --> 00:28:30,045
So maybe if we could extend that. Mm-Hmm.
417
00:28:30,385 --> 00:28:33,245
So if we extend the 3,500 that we already gave you Mm-Hmm.
418
00:28:33,325 --> 00:28:35,965
To up to 10,000 and we do it for two years,
419
00:28:35,965 --> 00:28:38,165
your payments be at like 4 52 a month.
420
00:28:38,745 --> 00:28:41,245
How soon would you, would you need before you start making payments?
421
00:28:41,885 --> 00:28:44,325
I would say a couple months just to get me
422
00:28:44,325 --> 00:28:47,965
Going. So maybe we deferred your payments for 90 days. That'll help you to
423
00:28:47,975 --> 00:28:50,005
Definitely. I appreciate that. Alright, cool.
424
00:28:51,505 --> 00:28:54,965
My clientele is building Mr. Washington.
425
00:28:55,385 --> 00:28:58,725
He seen what my future may look like and I'm, you know,
426
00:28:58,725 --> 00:29:00,605
forever grateful for him believing in me.
427
00:29:02,105 --> 00:29:02,938
As of today,
428
00:29:03,585 --> 00:29:07,165
you doing business says incredible auto earn $50,000.
429
00:29:09,505 --> 00:29:11,805
So you gotta a lease go on. Ready? Yes. You
430
00:29:11,805 --> 00:29:13,205
Talk to this is the hill outside.
431
00:29:14,215 --> 00:29:15,325
About how many square foot is
432
00:29:15,325 --> 00:29:16,285
That? 5,000.
433
00:29:17,875 --> 00:29:18,708
It's nice.
434
00:29:20,595 --> 00:29:24,445
It's like my dream of finally becoming a business owner and not having to work
435
00:29:24,465 --> 00:29:26,965
for anybody else again.
436
00:29:28,045 --> 00:29:32,325
I work for myself now. Thank y'all.
437
00:29:32,405 --> 00:29:33,885
I really want to shed some tears and,
438
00:29:34,065 --> 00:29:37,525
and I don't have to worry about somebody selling a business and somebody coming
439
00:29:37,545 --> 00:29:38,925
in and telling me, Hey,
440
00:29:39,305 --> 00:29:43,985
we don't want to continue with you anymore here. I'm three months later.
441
00:29:46,055 --> 00:29:48,225
When you invest in something that you love to do,
442
00:29:49,125 --> 00:29:50,505
it makes everything a lot easier.
443
00:30:10,365 --> 00:30:14,065
We felt like that if we could redevelop and change this corner,
444
00:30:14,895 --> 00:30:17,425
that it would help turn the neighborhood.
445
00:30:18,415 --> 00:30:22,825
Once they can put funds here and deposits,
446
00:30:23,495 --> 00:30:28,185
then we're not going to allow the money to go outside of this community.
447
00:30:28,185 --> 00:30:30,465
We're going to put the money back into the community
448
00:30:32,125 --> 00:30:36,385
And it's gonna scare some people. It's going to scare the hell out of 'em.
449
00:30:37,255 --> 00:30:41,945
Because now you, you can see that it can be done.
450
00:30:42,405 --> 00:30:43,745
So you have no more excuses.
451
00:30:45,395 --> 00:30:50,145
Those institutions that are in place right now are not going to
452
00:30:50,215 --> 00:30:51,048
idly sit back.
453
00:30:51,325 --> 00:30:53,865
You don't think they, they don't care about this? Yes,
454
00:30:53,865 --> 00:30:57,465
They do. Because if this catches on,
455
00:30:59,375 --> 00:31:00,865
it's a, it becomes a threat.
456
00:31:01,685 --> 00:31:03,225
You really believe that. Mark
457
00:31:03,245 --> 00:31:03,935
My word.
458
00:31:03,935 --> 00:31:08,625
Because it will 'cause it can inspire others to think that they can
459
00:31:09,165 --> 00:31:12,545
be free. This is about being free.
460
00:31:20,185 --> 00:31:22,185
Economic justice is, is right.
461
00:31:22,185 --> 00:31:26,945
And wrongs fixing the system. You know,
462
00:31:26,945 --> 00:31:28,745
some type of repayment for injustice.
463
00:31:33,025 --> 00:31:36,545
A tree is known by the fruit that it bears. So if I don't see any fruit,
464
00:31:37,335 --> 00:31:39,785
then I don't see any impact.
465
00:31:40,485 --> 00:31:44,185
So if you have money and you have wealth and you can't create impact,
466
00:31:45,165 --> 00:31:45,998
what's the point?
467
00:31:47,135 --> 00:31:51,505
What is justice? What does it mean for me?
468
00:31:51,615 --> 00:31:53,785
What does it mean for people of color?
469
00:31:54,495 --> 00:31:55,325
Justice
470
00:31:55,325 --> 00:31:58,505
Is just not quite yet available for everybody.
471
00:31:59,015 --> 00:32:01,945
Justice. Justice.
472
00:32:02,735 --> 00:32:04,425
It's just being a black man in this world.
473
00:32:07,235 --> 00:32:07,585
Ain't
474
00:32:07,585 --> 00:32:08,418
Good luck.
475
00:32:08,735 --> 00:32:09,445
Justice
476
00:32:09,445 --> 00:32:12,265
Is something that we need, but that's what we're fighting for
477
00:32:12,755 --> 00:32:17,265
Right now. Today. I can, I can look at justice as empowerment.
478
00:32:17,655 --> 00:32:21,105
Just doing what's right and being fair.
479
00:32:25,365 --> 00:32:25,585
You
480
00:32:25,585 --> 00:32:26,985
Ever heard that phrase, get your money right?
481
00:32:27,945 --> 00:32:29,585
I gotta help the community get their money. Right.
482
00:32:30,325 --> 00:32:31,705
The community has to get the money right.
483
00:32:31,765 --> 00:32:34,145
And this is an opportunity to get the money right.
484
00:32:36,275 --> 00:32:39,365
So I'm on a mission and it ain't over.
485
00:32:44,565 --> 00:32:45,375
It's just begun.
40364
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