All language subtitles for kiyosaki traducere22

Can't make your house payments.

You'll find out as the biggest liability

you got.

Many of the times

It's turned out

to be very much more correct

than you even thought, Right.

When you look at

what's happened to home prices

and Donald

and I love real estate,

I love real estate.

I think it's the best thing going

better than sliced bread.

But if you're not smart with it,

it's like a loaded gun.

You know,

you can protect yourself

or can kill yourself with it.

So real estate is,

to me, the best vehicle.

But you have got to be smart with it

But you have got to be smart with it

because we're using debt.

And debt is a two edged

sword out there.

So you use debt?

I used debt,

but the more debt you use,

actually, you have to be smarter.

So you can use debt to get richer.

You can also use debt

to wipe you out.

So that's why,

you know,

I continue on saying

we need financial education

to just say to somebody,

get out of debt.

Well, that's not accurate.

You debt, don't you?

Debt is a great thing.

And to be big and to be very successful,

debt is a very useful weapon.

But you have to be very careful.

That’s correct.

So the other thing,

when people say

live below your means

you don't like to live

below your means, do you?

No. No.

And I think when you say to somebody

live below your means,

you wipe their spirit out.

It's like saying somebody.

If you want to lose weight,

go on a starvation diet.

It doesn't make you healthier

to starve yourself.

So I would rather get

financially educated.

That's why I read your books,

because I want to

This is my greatest asset.

I want to feed my brain

so that I can expand my means

without getting into excessive debt

or where I start to lose

because debt, of course,

is a two edged sword.

But telling somebody to live below

your means is almost inhumane.

I never felt good doing it.

I wanted to strive to do better

every day.

I want to do better every day.

I like the good life.

Like I tell the story of

taxiing underneath your jet.

You know,

I was on my jet,

but it was a little Learjet.

I look up

and there is a

727, and I taxi under it.

You know, it's.

It's big boys and their toys.

But nonetheless, it inspired me.

I said, okay, I'm in a Learjet now.

It's time to step up.

And it doesn't mean

the jet will make me happier.

What makes me happy

is the wanting to get better,

to get smarter, to do better.

Well,

I have a friend

who was not successful at all,

but was really up and coming

and he had a thing

he would only fly first class.

I'm not saying do this

because for somebody it won't work.

But he needed that mentally.

He wanted to fly first class

because mentally

he wanted to think he was the best.

And that's it.

And even though he didn't

have much money at the time,

this is years ago,

he would always fly.

I used to criticize him,

but it put him in a good

state of mind.

And he became a very,

very successful guy.

Very, very successful.

And I've always remembered

that he would never fly coach.

He would always fly first class,

even though he didn't

have the means to fly.

So, look, it's complicated,

but whatever it takes to try that,

whatever makes you feel better

about yourself, stronger,

more confident,

to want to do better.

And I think really that's the issue.

When they were at

the stage of our lives

right now, we,

you know, to ask for

more is not really it.

But to do better,

to feel better about ourselves

is still important.

That is very important.

So that's why I don't like saying

live below your means and scrimp

and all that because,

you know, shopping is fun.

Nice houses are fun.

At the same time,

you have to be very careful.

Yes, but you have to be responsible.

Correct.

Like, you know, when

when you invited us up to your

your little duplex up here,

whatever they call it,

we walked up there

and I've never seen a two storey

entire floor home in New York City.

And my wife Kim, says, you know,

I never thought

I never really all live in a condo.

But she says Mr.

Trump's house will do

and it is spectacular.

You know what I mean and it's

and yet I don't need that.

Yes, I don't I don't need that.

If I had one nice bedroom

with a good television set

and a nice bed

and you don't really need that.

But it was in a building I built, right.

And it was there for the taking,

so I figured I might as well do it.

And what have I done?

Instead of selling

the equivalent of 12

or 13 units, I kept them.

And by keeping them, I have them.

I didn't sell them.

And that's okay.

And it's become,

you know, a very valuable place.

So I didn't need that.

I don't need it now,

but there's something

nice about it, right?

And that's my message is achieve it

and then you can take it or leave it.

But if you don't achieve it,

then that's always something

away from you.

So again, that's why

I’d be redundant

about those living

below your means.

I don't think that

makes your spirit happy.

It kills your spirit.

Also,

if you don't have

the financial education,

when somebody says

your house is an asset

or these mutual funds are good

or the stock will go up

and you don't know the difference

between a good investment

and a bad investment,

because real estate

can be a bad investment,

stocks can be a bad investment.

If you don’t know

a good investment advice

from bad investment advice,

then you're going to get taken.

This world is not kind

should we say?

The hardest thing that

I've witnessed over

the last year is seeing people

that were very hardworking

and very conservative,

that invested in the stocks.

And I'm not talking

about high flying stocks.

I'm talking about

very solid companies.

And their net worth is 50% of what

it was a year ago.

And they haven't

done anything wrong.

Right.

Now they put their money in stocks.

I guess you could say that's wrong.

But it's really not wrong, though,

because historically

that's been okay.

So they went into

conservative stocks

and a year later, they're worth 50%

and all they've done is worked.

And that's the hardest thing

I've seen.

It’s tragedy.

The thing that I want to say is this

You can invest in gold and lose money.

You can invest in real estate

and lose money

and you can invest in stocks

and lose money.

You can invest in oil and lose money.

You can also make a lot of money,

all those things.

So really, the reason

we get together

is because your

financial intelligence,

your financial I.Q.

makes something valuable or not value.

Like I said, you have to know

a good investment

from a bad investment.

Good advice from bad advice.