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1
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[evocative music playing]
2
00:00:27,330 --> 00:00:29,330
[indistinct chatter]
3
00:00:35,830 --> 00:00:37,830
[train clatters]
4
00:00:44,700 --> 00:00:46,290
[laughter]
5
00:00:48,540 --> 00:00:51,450
Good choice. Good choice.
6
00:00:55,500 --> 00:00:56,950
See you later, lads.
7
00:00:57,040 --> 00:00:58,000
Did I say saxophones?
8
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-Two-sophone.
-Three-sophone.
9
00:01:00,040 --> 00:01:00,870
[host] Dave!
10
00:01:01,410 --> 00:01:04,450
-You're up.
-Whoa. No, no, no, no.
11
00:01:04,540 --> 00:01:05,370
[man 1] Go on, Dave!
12
00:01:05,450 --> 00:01:07,620
Go on, get up there. You know you want to.
13
00:01:07,700 --> 00:01:09,200
-[sighs]
-[man 2] Go on, Dave!
14
00:01:09,870 --> 00:01:10,700
Go on!
15
00:01:10,790 --> 00:01:12,540
Okay!
16
00:01:12,620 --> 00:01:15,000
[crowd cheering]
17
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Alright, alright.
18
00:01:17,790 --> 00:01:18,910
Here we go.
19
00:01:19,950 --> 00:01:22,950
["Here I Go Again" by Whitesnake playing]
20
00:01:25,620 --> 00:01:28,500
♪ No, I don't know where I'm going ♪
21
00:01:30,750 --> 00:01:33,660
♪ But I sure know where I've been ♪
22
00:01:35,790 --> 00:01:39,700
♪ Hanging on to promisesAnd the songs of yesterday ♪
23
00:01:41,330 --> 00:01:43,790
♪ I've made up my mind ♪
24
00:01:46,120 --> 00:01:49,370
♪ I ain't wasting no more time ♪
25
00:01:51,250 --> 00:01:53,790
♪ Though I keep searching for an answer ♪
26
00:01:56,370 --> 00:01:59,540
♪ Never seem to findWhat I'm looking for ♪
27
00:02:01,250 --> 00:02:05,450
♪ Oh Lord, I prayYou give me strength to carry on ♪
28
00:02:07,000 --> 00:02:09,750
♪ 'Cause I know what it means ♪
29
00:02:10,790 --> 00:02:15,700
♪ To walk alongThe lonely street of dreams ♪
30
00:02:16,200 --> 00:02:20,000
-♪ Here I go again on my own ♪
-[all singing]
31
00:02:20,830 --> 00:02:25,290
♪ Going down the only roadI've ever known ♪
32
00:02:26,250 --> 00:02:30,160
♪ Like a drifterI was born to walk alone ♪
33
00:02:32,830 --> 00:02:35,750
♪ I've made up my mind ♪
34
00:02:37,450 --> 00:02:40,540
♪ I ain't wasting no more time ♪
35
00:02:40,620 --> 00:02:41,870
[laughing]
36
00:02:41,950 --> 00:02:47,080
♪ Here I go again ♪
37
00:02:47,160 --> 00:02:50,700
♪ Here I go again ♪
38
00:02:50,790 --> 00:02:53,700
[guitar instrumental playing]
39
00:03:06,120 --> 00:03:07,870
[indistinct]
40
00:03:07,950 --> 00:03:09,160
-Take care, you two.
-Take care.
41
00:03:09,250 --> 00:03:11,330
-Night, Eric,
-Night, Maureen.
42
00:03:12,120 --> 00:03:14,410
-Here you are, Dave.
-What's this?
43
00:03:14,500 --> 00:03:16,080
We got the contract.
44
00:03:16,160 --> 00:03:18,250
We're building a new sports center!
45
00:03:18,330 --> 00:03:21,120
Mate, that is
absolutely fantastic news, eh?
46
00:03:21,200 --> 00:03:23,200
Couldn't have done it without you, mate.
47
00:03:23,290 --> 00:03:24,580
This is more than what you owe.
48
00:03:24,660 --> 00:03:27,080
I thought you could hang on
to the difference for me.
49
00:03:27,830 --> 00:03:29,120
What am I supposed to do with it?
50
00:03:29,790 --> 00:03:31,580
I don't know. Invest it or summat?
51
00:03:31,660 --> 00:03:34,160
Eric, I've told you I'm not a bloody bank.
52
00:03:34,250 --> 00:03:37,250
And I've told you, maybe you should be.
53
00:03:37,330 --> 00:03:39,290
One that helps out the locals.
54
00:03:41,200 --> 00:03:43,040
-Goodnight, Nicky.
-Night night Eric.
55
00:03:43,120 --> 00:03:45,250
[curious music playing]
56
00:03:47,200 --> 00:03:48,250
So, what do you think?
57
00:03:48,330 --> 00:03:49,500
About what?
58
00:03:50,290 --> 00:03:51,370
This bank thing.
59
00:03:51,950 --> 00:03:54,160
Last time I checked, you sold minibuses.
60
00:03:54,250 --> 00:03:55,410
Yeah, I know, but…
61
00:03:56,000 --> 00:03:58,330
A bank that serves the whole community.
62
00:03:58,950 --> 00:04:01,200
-You as a banker?
-[laughs]
63
00:04:01,290 --> 00:04:03,620
Hmm, you didn't go to Eton, you didn't…
64
00:04:03,700 --> 00:04:05,790
didn't go to Oxford, you don't talk posh.
65
00:04:06,370 --> 00:04:09,370
Do you really think you could take
them buggers on at their own game?
66
00:04:10,870 --> 00:04:12,750
I suppose, when you put it like that.
67
00:04:14,580 --> 00:04:16,620
Makes me really want to give it a go.
68
00:04:16,700 --> 00:04:19,410
Hmm. Well, I'd put my money
in t'Bank of Dave.
69
00:04:20,200 --> 00:04:21,290
-Would you?
-Yeah.
70
00:04:21,830 --> 00:04:23,000
-Come on, then.
-[laughs]
71
00:04:28,540 --> 00:04:31,250
[siren blaring]
72
00:04:35,580 --> 00:04:37,790
[man speaking on phone]
73
00:04:42,500 --> 00:04:43,790
[phone ringing]
74
00:04:54,450 --> 00:04:56,950
-[exhales]
-[phone rings]
75
00:04:57,950 --> 00:04:58,790
Yes?
76
00:04:59,870 --> 00:05:01,330
Okay, I'll be straight in.
77
00:05:07,160 --> 00:05:08,000
No!
78
00:05:10,290 --> 00:05:11,870
-Morning, Hugh.
-Morning.
79
00:05:11,950 --> 00:05:14,330
How did it go
with the investment bankers last night?
80
00:05:14,410 --> 00:05:17,660
Um, I can safely say
it couldn't have gone much worse.
81
00:05:17,750 --> 00:05:18,700
Poorly, I'd say.
82
00:05:18,790 --> 00:05:21,540
What do you call 1,000 dead bankers
at the bottom of the sea?
83
00:05:21,620 --> 00:05:23,080
-A good start.
-[man laughs]
84
00:05:23,160 --> 00:05:24,580
I thought it was lawyers.
85
00:05:24,660 --> 00:05:27,120
Used to be, but we've been usurped.
86
00:05:27,700 --> 00:05:30,620
Right, we just got a referral
from Elliot, Grossman, Stein.
87
00:05:30,700 --> 00:05:33,370
They can't take the case
because of a conflict of interest.
88
00:05:33,450 --> 00:05:35,830
-When has that ever stopped them?
-[laughs] Right.
89
00:05:36,790 --> 00:05:38,870
So, a man wants to open a bank.
90
00:05:38,950 --> 00:05:40,950
Is this the start of another joke?
91
00:05:41,040 --> 00:05:42,290
This is the case.
92
00:05:42,370 --> 00:05:46,750
No. The Financial Regulations Board
haven't approved a new bank in a century.
93
00:05:46,830 --> 00:05:48,160
Century and a half.
94
00:05:48,250 --> 00:05:49,450
Okay, who's the man?
95
00:05:49,540 --> 00:05:52,080
He's from Burnley,
it's somewhere up north.
96
00:05:52,160 --> 00:05:55,160
I've heard of Burnley.
I think they've got a football side.
97
00:05:55,250 --> 00:05:57,910
-So he's a banker?
-He sells vans, I think.
98
00:05:58,580 --> 00:06:01,120
Um, I don't know
what he wants us to do, Clarence.
99
00:06:01,200 --> 00:06:02,700
We're lawyers, Hugh.
100
00:06:02,790 --> 00:06:05,370
We're on the side of those paying us.
Even if they're guilty.
101
00:06:05,450 --> 00:06:08,000
-Even if they're delusional?
-Even better.
102
00:06:08,080 --> 00:06:10,580
This chap needs our expert legal advice.
103
00:06:10,660 --> 00:06:13,290
He needs us
to submit the necessary forms for him,
104
00:06:13,370 --> 00:06:14,580
he needs us to guide him
105
00:06:14,660 --> 00:06:17,000
through the labyrinth
of financial rules and regulations.
106
00:06:17,080 --> 00:06:18,330
Right into a brick wall.
107
00:06:18,410 --> 00:06:22,620
We need to cover ourselves by telling him
about potential pitfalls of the scheme.
108
00:06:23,200 --> 00:06:26,540
[inhales] Anyway, I said
you'd head up there today.
109
00:06:27,620 --> 00:06:28,660
What? To Burnley?
110
00:06:29,870 --> 00:06:30,750
Uh-huh.
111
00:06:31,330 --> 00:06:34,250
No. Come on, Clarence.
That's a bit much, isn't it?
112
00:06:34,330 --> 00:06:36,200
This isn't going to amount to anything.
113
00:06:36,290 --> 00:06:39,660
You're the one who told me
never to stray outside the M25. This--
114
00:06:39,750 --> 00:06:41,750
Under normal circumstances,
those are the rules,
115
00:06:41,830 --> 00:06:44,330
but having just signed off
on your expenses
116
00:06:44,410 --> 00:06:48,450
that yielded precisely zero in billing
from the investment bankers,
117
00:06:48,540 --> 00:06:50,620
there's another applicable expression…
118
00:06:50,700 --> 00:06:51,700
Which is?
119
00:06:52,410 --> 00:06:54,200
Beggars can't be choosers.
120
00:06:56,370 --> 00:06:57,410
[clicks tongue] Great.
121
00:06:57,500 --> 00:06:59,950
["Kick" by Def Leppard playing]
122
00:07:08,410 --> 00:07:09,750
[Hugh enunciating] Burnley.
123
00:07:09,830 --> 00:07:11,200
[changes accent] Burnley.
124
00:07:11,290 --> 00:07:12,580
[changes accent] Burn-ley.
125
00:07:13,290 --> 00:07:15,000
I look for Burnley.
126
00:07:15,700 --> 00:07:17,160
[drawing out] Burnley.
127
00:07:17,250 --> 00:07:21,410
That's how they speak in Burnley. Burnley.
"That'll do, pig. That'll do."
128
00:07:22,160 --> 00:07:24,160
"That'll do, pig. That'll do."
129
00:07:24,250 --> 00:07:27,330
That's how they speak here, isn't it,
in Burnley? Burnley.
130
00:07:27,410 --> 00:07:30,000
Yeah. I don't know
how they speak in Burnley, actually.
131
00:07:30,080 --> 00:07:33,580
♪ I don't wanna kick, kickKick your habit ♪
132
00:07:33,660 --> 00:07:37,830
♪ 'Cause you never quit, quitI gotta have it ♪
133
00:07:37,910 --> 00:07:39,250
♪ I don't wanna kick… ♪
134
00:07:39,330 --> 00:07:40,330
[Hugh] Quite sweet.
135
00:07:40,410 --> 00:07:41,910
Like a bread advert.
136
00:07:42,450 --> 00:07:46,000
Or a, um… story about a clever pig.
137
00:07:46,080 --> 00:07:50,000
♪ Na, na, na-na, na, na, na ♪
138
00:07:50,080 --> 00:07:54,200
-♪ Na, na, na ♪-♪ So won't you give me some more? ♪
139
00:07:54,290 --> 00:07:57,620
♪ Na, na, na-na, na, na, na ♪
140
00:07:57,700 --> 00:07:59,790
[Hugh] Come on, please.
141
00:08:00,830 --> 00:08:02,830
Bollocks. Does nothing work
north of Watford?
142
00:08:02,910 --> 00:08:04,910
[children shouting]
143
00:08:05,410 --> 00:08:07,450
Oh. Hey!
144
00:08:07,540 --> 00:08:10,080
Uh, sorry. Hey, hi, how you doing?
145
00:08:10,160 --> 00:08:11,950
Um, yeah, I was wondering
if you could help me.
146
00:08:12,040 --> 00:08:13,830
I'm looking for Finsley Gate.
147
00:08:14,830 --> 00:08:15,700
No?
148
00:08:16,330 --> 00:08:18,040
Uh, Fishwick Motors?
149
00:08:18,120 --> 00:08:21,120
-Ah. Dave's place?
-Yeah, Dave's place.
150
00:08:21,200 --> 00:08:24,370
Right. Well, get this end turned
in t'other direction.
151
00:08:25,080 --> 00:08:28,450
Straight on past Tesco Metro,
four down on t'left.
152
00:08:29,000 --> 00:08:31,910
Right over t'main road,
and Dave's is on t'right.
153
00:08:32,540 --> 00:08:33,410
Sorry?
154
00:08:33,500 --> 00:08:36,120
Get this end turned in t'other direction.
155
00:08:36,200 --> 00:08:38,410
-Straight on past Tesco Metro.
-Tesco.
156
00:08:38,500 --> 00:08:40,120
Four down on t'left.
157
00:08:40,200 --> 00:08:42,200
Right over t'main road.
158
00:08:42,290 --> 00:08:44,250
-And Dave's is on t'right.
-Yeah.
159
00:08:46,200 --> 00:08:47,370
Alright, thank you.
160
00:08:48,410 --> 00:08:49,330
[engine starts]
161
00:08:50,120 --> 00:08:51,200
Thank you.
162
00:08:57,000 --> 00:08:58,040
Bloody Londoners.
163
00:08:58,120 --> 00:09:02,250
♪ I don't wanna kick, kickKick your habit ♪
164
00:09:02,330 --> 00:09:03,750
♪ 'Cause you never quit… ♪
165
00:09:03,830 --> 00:09:05,370
What was he saying?
166
00:09:05,450 --> 00:09:10,370
♪ I gotta have itNa, na, na-na, na, na, na ♪
167
00:09:10,450 --> 00:09:13,950
-♪ Na, na, na ♪-♪ So won't you give me some more? ♪
168
00:09:14,040 --> 00:09:15,500
♪ Ah, kick it ♪
169
00:09:22,580 --> 00:09:23,580
[shivers]
170
00:09:25,620 --> 00:09:26,620
Christ.
171
00:09:32,950 --> 00:09:34,120
-Hello.
-Hello.
172
00:09:34,200 --> 00:09:38,250
Um, I need to see, uh, Mr Fishwick.
173
00:09:38,330 --> 00:09:41,120
-Yeah, he's just upstairs, that way.
-Okay, thank you.
174
00:09:42,500 --> 00:09:43,700
[sighs]
175
00:09:47,790 --> 00:09:49,910
Hello, I'm Dave. How can I help you?
176
00:09:50,000 --> 00:09:52,950
Hi. Hugh Stockwell
from Bentham and Green Solicitors.
177
00:09:53,040 --> 00:09:54,620
Ah, Hugh, you made it!
178
00:09:54,700 --> 00:09:57,330
Great. Take a load off.
How were your journey?
179
00:09:57,410 --> 00:10:00,000
-Yes, fine, fine. Shall we just get…
-[Dave] Great.
180
00:10:00,080 --> 00:10:01,620
…straight to it, shall we?
181
00:10:01,700 --> 00:10:03,370
-Sounds good to me.
-Yes.
182
00:10:03,450 --> 00:10:08,580
So… [clears throat] …I understand
that you would like… to open a bank.
183
00:10:08,660 --> 00:10:09,910
That's right. [taps desk]
184
00:10:10,410 --> 00:10:12,620
The Bank of Dave.
185
00:10:12,700 --> 00:10:15,870
That's… [laughs] That's…
It's catchy. Very catchy.
186
00:10:17,000 --> 00:10:19,580
So, tell me, how did this idea come about?
187
00:10:19,660 --> 00:10:23,290
-So, as you can see, I sell minibuses.
-Yes.
188
00:10:23,370 --> 00:10:24,790
[Dave] I used to sell vans.
189
00:10:24,870 --> 00:10:28,160
I've got seven of these dealerships
across Lancashire and Yorkshire,
190
00:10:28,250 --> 00:10:31,290
and, uh, well, I won't deny it,
I make good money.
191
00:10:31,370 --> 00:10:34,200
Now, a couple of year back,
the country were in recession,
192
00:10:34,290 --> 00:10:36,870
and, uh, my customers
were havin' problems making payments.
193
00:10:36,950 --> 00:10:40,120
-So I started lending them me own money.
-Okay.
194
00:10:40,200 --> 00:10:42,410
Pretty soon,
I were making loans to families
195
00:10:42,500 --> 00:10:45,000
and small businesses in the local area.
196
00:10:45,080 --> 00:10:47,700
-Why didn't they go to the banks?
-They couldn't.
197
00:10:47,790 --> 00:10:50,540
For all sorts of reasons,
the banks wouldn't touch 'em.
198
00:10:50,620 --> 00:10:51,500
Okay.
199
00:10:51,580 --> 00:10:54,450
-Don't get me started on those buggers.
-The banks?
200
00:10:54,540 --> 00:10:56,160
They caused the recession.
201
00:10:56,660 --> 00:10:59,870
Speculating, treating the economy
like it were a bloody casino.
202
00:11:00,540 --> 00:11:01,500
[sighs] Yeah.
203
00:11:01,580 --> 00:11:03,410
[Dave] Got greedier and greedier.
204
00:11:04,120 --> 00:11:06,370
Until the whole house of cards
came tumbling down.
205
00:11:06,450 --> 00:11:11,450
And then, the government bailed them out.
With billions of pounds of tax money.
206
00:11:11,540 --> 00:11:14,660
It came from the pockets
of the same people whose money they lost.
207
00:11:14,750 --> 00:11:17,910
Hmm. Not their finest hour,
that's for sure.
208
00:11:18,000 --> 00:11:19,700
-Bloody right.
-You were… Yeah.
209
00:11:19,790 --> 00:11:21,330
-That's not the worst of it.
-No.
210
00:11:21,410 --> 00:11:26,200
Then, the top dogs decide to keep
paying themselves millions in bonuses.
211
00:11:26,870 --> 00:11:28,660
-For losing money.
-I know, but…
212
00:11:28,750 --> 00:11:30,040
-Bunch of tossers.
-But…
213
00:11:30,120 --> 00:11:31,540
-They should all be in jail.
-Hmm.
214
00:11:31,620 --> 00:11:33,370
Yeah, but, back to the loans…
215
00:11:33,450 --> 00:11:35,790
-You were making, you were saying….
-Right.
216
00:11:35,870 --> 00:11:40,160
-So, I lent out just over a million quid.
-A million pounds.
217
00:11:40,250 --> 00:11:43,790
Can you guess how many
of those loans went bad?
218
00:11:45,450 --> 00:11:47,620
Oh, I… [puffs] …seven?
219
00:11:48,330 --> 00:11:49,330
Try again, Hugh.
220
00:11:50,290 --> 00:11:51,580
-Three, I mean, I don't--
-Warmer.
221
00:11:51,660 --> 00:11:53,040
Not a single one.
222
00:11:53,620 --> 00:11:54,950
-Wow.
-Zip-a-de-doo-dah.
223
00:11:55,040 --> 00:11:58,200
In fact, some of me customers
started making money.
224
00:11:58,290 --> 00:11:59,950
And they asked me to invest it for 'em.
225
00:12:00,040 --> 00:12:01,830
For which you need accreditation.
226
00:12:01,910 --> 00:12:03,290
[laughs] Spot on, Hugh.
227
00:12:03,370 --> 00:12:04,750
-That's why you're here.
-Yes.
228
00:12:05,330 --> 00:12:07,700
Uh, one last thing.
This isn't about me making money.
229
00:12:07,790 --> 00:12:11,080
Every single penny of profit
goes straight to local charities.
230
00:12:12,080 --> 00:12:14,080
Oh, that's… That's, um…
231
00:12:15,200 --> 00:12:18,160
It's charitable, isn't it?
That's… Yeah, great.
232
00:12:19,660 --> 00:12:23,580
-You don't look very convinced, Hugh.
-No, it's-- I don't have any…
233
00:12:24,410 --> 00:12:27,910
You're not paying me to tell you what
you want to hear, you're paying me to…
234
00:12:28,000 --> 00:12:31,200
[inhales] …point out all the pitfalls
and stumbling blocks
235
00:12:31,290 --> 00:12:33,040
and problems you are going to face.
236
00:12:33,120 --> 00:12:35,000
Ah, and hopefully
to find a way around 'em.
237
00:12:35,580 --> 00:12:36,410
Yeah.
238
00:12:37,830 --> 00:12:41,080
Right, so firstly I'm going to need to see
the paperwork of those loans
239
00:12:41,160 --> 00:12:42,910
and the financials of your businesses.
240
00:12:43,000 --> 00:12:44,870
Phyllis has got all that ready for you.
241
00:12:44,950 --> 00:12:47,580
Great. I'll talk to Phyllis
and get back to you.
242
00:12:48,080 --> 00:12:50,950
-Nine o'clock, here tomorrow morning?
-Tomorrow?
243
00:12:51,660 --> 00:12:52,830
Uh, yes, okay.
244
00:12:52,910 --> 00:12:54,700
-Yes.
-Great to meet you, Hugh.
245
00:12:56,540 --> 00:12:57,500
Great.
246
00:12:58,200 --> 00:12:59,540
Welcome to Burnley.
247
00:13:01,080 --> 00:13:02,620
[man] Thank you, your worship.
248
00:13:04,500 --> 00:13:05,330
[gavel slams]
249
00:13:06,290 --> 00:13:10,750
In order to relieve pressure
on both hospitals and GPs,
250
00:13:10,830 --> 00:13:15,330
we need to find a way to bridge the gap
between primary and tertiary care.
251
00:13:16,080 --> 00:13:20,750
This proposed facility does that
in the most efficient and economical way.
252
00:13:21,370 --> 00:13:22,620
Doctor Ashforth.
253
00:13:23,620 --> 00:13:27,790
Shouldn't the NHS be the ones
to fund this facility?
254
00:13:27,870 --> 00:13:30,370
The National Health Service has agreed
255
00:13:30,450 --> 00:13:32,370
to fund the running costs of the facility,
256
00:13:32,450 --> 00:13:35,080
but we still need
the initial capital outlay.
257
00:13:35,160 --> 00:13:37,040
[incredulous] Which is considerable.
258
00:13:37,120 --> 00:13:40,540
And our limited resources
are already committed in other areas.
259
00:13:41,120 --> 00:13:45,120
Well… Burnley has already earned
the dubious distinction
260
00:13:45,200 --> 00:13:48,410
of being one of the most
deprived towns in the country.
261
00:13:48,910 --> 00:13:52,290
We're caught in a spiral
of neglect and decay.
262
00:13:52,370 --> 00:13:54,750
I mean, clearly something has to change.
263
00:13:56,910 --> 00:13:58,410
But change takes courage.
264
00:13:59,500 --> 00:14:04,040
That's a quality sadly lacking
in this council, and in this country.
265
00:14:04,120 --> 00:14:05,370
[councillors] Hear, hear.
266
00:14:07,700 --> 00:14:08,750
[gavel slams]
267
00:14:09,500 --> 00:14:11,620
[Hugh] I can't believe
I have to stay for the night.
268
00:14:11,700 --> 00:14:13,200
[Clarence, over phone] You'll survive.
269
00:14:13,700 --> 00:14:16,040
[Hugh] Starting a new bank.
He doesn't have a hope.
270
00:14:16,120 --> 00:14:18,790
I told him thatbut he wanted the chance to convince you.
271
00:14:18,870 --> 00:14:21,620
-How much are we charging him?
-The full whack.
272
00:14:21,700 --> 00:14:23,500
Oh, no, we're not, are we?
273
00:14:24,620 --> 00:14:26,080
God, I feel bad.
274
00:14:26,160 --> 00:14:27,910
[scoffs] That's a first.
275
00:14:28,000 --> 00:14:29,660
[Hugh] No, I do.
276
00:14:29,750 --> 00:14:33,000
I feel bad I'm gonna have to
tell him to give up on the whole thing.
277
00:14:33,080 --> 00:14:34,290
Well, my advice is,
278
00:14:34,370 --> 00:14:38,500
let him down gently and then see if he's
willing to explore other opportunities.
279
00:14:39,540 --> 00:14:41,330
Yeah. Yeah, I guess…
280
00:14:42,370 --> 00:14:44,870
-Okay, thank you. Bye.
-Alright. Bye, Hugh.
281
00:14:51,450 --> 00:14:53,450
-[horns beeping]
-[car alarm blaring]
282
00:14:54,950 --> 00:14:56,250
Bollocks.
283
00:14:56,330 --> 00:14:58,250
[comical suspenseful music playing]
284
00:14:58,330 --> 00:14:59,370
Bollocks.
285
00:15:00,160 --> 00:15:02,040
Stupid, stupid…
286
00:15:02,790 --> 00:15:04,000
[wrench clatters]
287
00:15:04,950 --> 00:15:06,540
[child] What's he doing, Dad?
288
00:15:07,120 --> 00:15:08,750
-[dad] You alright there, mate?
-Huh?
289
00:15:08,830 --> 00:15:12,000
-Are you…?
-Yeah, I'm fine, thank you.
290
00:15:13,910 --> 00:15:14,830
Come on, then.
291
00:15:18,620 --> 00:15:19,620
[jack clangs]
292
00:15:21,250 --> 00:15:22,250
[screams] Bollocks!
293
00:15:22,750 --> 00:15:25,500
-[water bubbling]
-[motor droning]
294
00:15:26,830 --> 00:15:28,000
[exhales] Oh, my God.
295
00:15:31,950 --> 00:15:33,950
-[phone ringing]
-[baby crying]
296
00:15:35,250 --> 00:15:37,080
Hey, hey, sorry.
297
00:15:37,160 --> 00:15:40,120
I was wondering when I'm gonna
get to see a doctor. I'm in a lot of pain.
298
00:15:40,200 --> 00:15:42,370
It won't be too long.
I'm afraid it's been a busy night.
299
00:15:42,450 --> 00:15:45,910
Don't know if this makes a difference,
but I've got a private health care plan.
300
00:15:46,000 --> 00:15:47,160
[scoffs]
301
00:15:47,250 --> 00:15:48,950
-What?
-Hear that, Dr. Ashforth?
302
00:15:49,540 --> 00:15:51,370
He's got a private health care plan.
303
00:15:51,450 --> 00:15:54,620
Oh! Well, wouldn't say that too loud.
304
00:15:54,700 --> 00:15:57,330
Round here we tend to believe
that health is a basic human right.
305
00:15:57,410 --> 00:16:00,080
Not a privilege available
to only those who can afford it.
306
00:16:00,160 --> 00:16:04,160
No, I'm not negating anybody else's pain.
I'm just saying I'm in pain also, okay?
307
00:16:04,250 --> 00:16:05,660
I've dropped a…
308
00:16:05,750 --> 00:16:08,120
A, uh… a car thing on my foot.
309
00:16:08,200 --> 00:16:09,290
Okay?
310
00:16:09,370 --> 00:16:10,830
-[Dr. Ashforth] Careless.
-Excuse me?
311
00:16:10,910 --> 00:16:13,540
Michelle, would you, uh,
give him some aspirin?
312
00:16:13,620 --> 00:16:14,450
Wait your turn.
313
00:16:16,200 --> 00:16:18,700
[barely audible radio broadcast]
314
00:16:25,910 --> 00:16:26,830
Oh, dear.
315
00:16:27,700 --> 00:16:29,290
-What's happened?
-[Hugh] Nothing. Just a…
316
00:16:31,160 --> 00:16:33,450
An accident changing a flat tyre.
317
00:16:34,290 --> 00:16:37,290
-Anything broken?
-Thankfully, no. Just my pride.
318
00:16:37,370 --> 00:16:38,370
You muppet.
319
00:16:39,160 --> 00:16:40,080
Is the car still there?
320
00:16:41,330 --> 00:16:42,250
Yes.
321
00:16:42,330 --> 00:16:44,790
I'll have one of the lads get it sorted,
brought back here.
322
00:16:45,500 --> 00:16:46,330
Thank you.
323
00:16:46,410 --> 00:16:48,410
[humming]
324
00:16:49,410 --> 00:16:51,950
[Dave whistling]
325
00:16:52,040 --> 00:16:53,040
Fancy a brew?
326
00:16:53,120 --> 00:16:54,040
[Hugh] No, thank you.
327
00:16:55,620 --> 00:16:56,700
Look, Dave,
328
00:16:57,250 --> 00:17:03,200
I know I said yesterday that it was my job
to look for all the problems and pitfalls,
329
00:17:03,290 --> 00:17:04,200
um…
330
00:17:05,500 --> 00:17:08,040
but, actually, it's a bit worse than that,
because…
331
00:17:08,120 --> 00:17:09,580
[Dave] I know what you're gonna say.
332
00:17:09,660 --> 00:17:12,700
I know you're gonna tell me that
the Bank of Dave is never gonna happen.
333
00:17:13,410 --> 00:17:16,660
You're gonna say
that the Financial Regulation Board
334
00:17:16,750 --> 00:17:19,500
hasn't approved a new bank in 150 years.
335
00:17:20,200 --> 00:17:21,540
-Am I right?
-Yeah.
336
00:17:21,620 --> 00:17:23,500
[Dave] We got Google up here too.
337
00:17:24,790 --> 00:17:25,700
But, please.
338
00:17:26,500 --> 00:17:29,290
Indulge me, hmm? Just for a day.
339
00:17:31,080 --> 00:17:32,700
There is method in me madness.
340
00:17:33,830 --> 00:17:35,870
-I promise.
-Okay.
341
00:17:35,950 --> 00:17:38,540
-Second loan I made were to Jamie.
-Okay.
342
00:17:38,620 --> 00:17:40,700
Come out here one morning
and it were quiet.
343
00:17:40,790 --> 00:17:43,410
His amp had packed up.
That's how he made a living.
344
00:17:43,500 --> 00:17:47,540
But with no bank account, no address,
where were he supposed to turn?
345
00:17:48,250 --> 00:17:51,160
So I got him a new one
and he paid me back two quid a week.
346
00:17:51,250 --> 00:17:53,330
-Two quid…
-Never missed a single payment.
347
00:17:54,250 --> 00:17:56,910
-Good on, you, Jamie.
-Eh up, Dave. You alright?
348
00:17:58,120 --> 00:17:59,830
-♪ It's gonna be…♪-Come on.
349
00:17:59,910 --> 00:18:00,790
Sorry, I--
350
00:18:00,870 --> 00:18:03,370
I want you to meet some more
of the people this is all about.
351
00:18:03,450 --> 00:18:06,790
♪ It's gonna be alrightIt's gonna be alright… ♪
352
00:18:06,870 --> 00:18:08,370
[Dave] Come on, Eric. The big reveal.
353
00:18:08,450 --> 00:18:10,330
-Have a look at that.
-Ta-da!
354
00:18:10,410 --> 00:18:13,080
-It's gonna be great for the community.
-You swim?
355
00:18:13,160 --> 00:18:16,080
Basketball, cycling. Which one are you?
356
00:18:16,160 --> 00:18:18,500
It sounds stupid, don't it?
It sounds stupid.
357
00:18:18,580 --> 00:18:20,830
A barge builder
at top of a hill in Ribble Valley.
358
00:18:20,910 --> 00:18:24,000
But he's got one of the most successful
barge building companies in the country.
359
00:18:24,080 --> 00:18:25,950
Dream up your favourite boat,
he'll build it.
360
00:18:26,040 --> 00:18:28,750
-Yeah.
-Okay, lads. You gonna wow us?
361
00:18:28,830 --> 00:18:31,290
-[man] Take hold of that.
-[Hugh] Okay, thank you.
362
00:18:31,370 --> 00:18:33,200
-Cheers, Hugh.
-I'm spoiled. Cheers.
363
00:18:33,290 --> 00:18:34,450
-Okay, cheers.
-To us all.
364
00:18:34,540 --> 00:18:35,660
Cheers.
365
00:18:35,750 --> 00:18:39,330
♪ It's gonna be alrightYou gotta solver by your side ♪
366
00:18:39,410 --> 00:18:41,790
-That's a proper drop, isn't it?
-Yeah, it's good.
367
00:18:41,870 --> 00:18:43,000
[man] That's really nice.
368
00:18:43,080 --> 00:18:44,370
-This is my favourite.
-Okay.
369
00:18:44,450 --> 00:18:46,660
This is gentle. This is the coconut.
370
00:18:46,750 --> 00:18:47,660
[Hugo] Gentle's good.
371
00:18:48,500 --> 00:18:49,700
Want a bit more? The Goan.
372
00:18:51,120 --> 00:18:53,330
-Very nice.
-[Dave] Now, have some of this.
373
00:18:53,410 --> 00:18:55,830
-Delicious.
-This is the mild one?
374
00:18:55,910 --> 00:18:58,370
-Have a bit of naan with it.
-Yeah, why not? Thank you.
375
00:18:58,450 --> 00:19:00,750
-Thank you.
-[Dave] You make these as well, don't you?
376
00:19:00,830 --> 00:19:02,370
-[woman] Yeah.
-It's-- I…
377
00:19:03,160 --> 00:19:05,370
-It's to the highest standards.
-Yeah.
378
00:19:05,450 --> 00:19:08,450
-Good to know.
-It's vegan. Not tested on animals.
379
00:19:08,540 --> 00:19:10,540
-That's good.
-Try some of this.
380
00:19:10,620 --> 00:19:12,250
-Have a squirt.
-Good quality.
381
00:19:12,330 --> 00:19:14,450
-[Dave] Shocking blue…
-[woman] Have a smell.
382
00:19:14,540 --> 00:19:15,910
Rub it round. It's nice.
383
00:19:16,000 --> 00:19:18,580
That scent will stay with you
for the rest of the day, so…
384
00:19:18,660 --> 00:19:20,160
I put it on some of my horses.
385
00:19:20,250 --> 00:19:21,830
This lady's an artist.
386
00:19:21,910 --> 00:19:24,250
Anyone to apologise to?
Say sorry to the wife?
387
00:19:24,330 --> 00:19:25,830
-Thank you.
-Have you got a wife?
388
00:19:26,410 --> 00:19:29,120
Afternoon all.
Two black coffees, please Jenny.
389
00:19:29,200 --> 00:19:31,450
-[Hugh] A macchiato with oat milk?
-There she is!
390
00:19:31,540 --> 00:19:33,000
-My favourite niece.
-Hiya, Dave.
391
00:19:33,080 --> 00:19:34,580
-[Dave] How are you?
-Good, how are you?
392
00:19:34,660 --> 00:19:35,790
[Dave] Smashing.
393
00:19:35,870 --> 00:19:36,830
Oh, shit. Hi.
394
00:19:36,910 --> 00:19:40,910
-Should've known you were Dave's banker.
-I'm a lawyer, actually, but, yeah…
395
00:19:41,000 --> 00:19:43,040
How's the bruised big toe?
396
00:19:43,120 --> 00:19:45,660
It's a bit more than bruised,
but it's okay.
397
00:19:45,750 --> 00:19:47,080
[Dave] You've met already?
398
00:19:47,160 --> 00:19:48,200
-Yes.
-Yeah.
399
00:19:48,290 --> 00:19:51,000
Hugh's advising me on setting up
this Bank of Dave.
400
00:19:51,500 --> 00:19:54,540
Which we need
to get our project off the ground.
401
00:19:54,620 --> 00:19:56,410
-Hmm.
-Sorry, what is that?
402
00:19:56,500 --> 00:19:59,040
You know all about
waiting times at the A&E.
403
00:19:59,540 --> 00:20:01,790
Here, they're some of the worst
in the country,
404
00:20:01,870 --> 00:20:05,580
and it's because the people we deal with
don't actually need hospital treatment.
405
00:20:05,660 --> 00:20:08,950
Their ailments could just as easily
be treated by GPs,
406
00:20:09,040 --> 00:20:11,790
but it takes, on average,
11 days to get an appointment.
407
00:20:12,540 --> 00:20:13,660
And, well…
408
00:20:14,200 --> 00:20:16,410
No one wants to wait that long
when they're sick.
409
00:20:17,000 --> 00:20:20,370
So, we're proposing a walk-in free clinic.
410
00:20:21,160 --> 00:20:23,120
They can write prescriptions,
411
00:20:23,200 --> 00:20:26,000
run diagnostic tests, make referrals.
412
00:20:26,080 --> 00:20:27,450
Sounds like a good idea.
413
00:20:27,540 --> 00:20:28,580
-[Dave] Don't it?
-Yeah.
414
00:20:28,660 --> 00:20:30,330
The NHS agrees,
415
00:20:30,410 --> 00:20:33,120
but they've already
been pared to the bone.
416
00:20:33,200 --> 00:20:36,250
And the council weren't interested
so thought I'd try Dave.
417
00:20:36,330 --> 00:20:38,290
If you were to register as a charity,
418
00:20:38,370 --> 00:20:41,250
that'd be a huge incentive
for corporate sponsors.
419
00:20:41,330 --> 00:20:43,580
I mean, I know it's corporate, but…
420
00:20:44,080 --> 00:20:46,910
No, that…
Yeah, that makes a lot of sense, actually.
421
00:20:47,000 --> 00:20:47,830
[phone vibrates]
422
00:20:47,910 --> 00:20:50,200
-Oh. Sorry, I'm on call.
-Oh, right.
423
00:20:50,290 --> 00:20:52,500
-Got to run. I'll leave that there.
-Okay.
424
00:20:53,370 --> 00:20:54,450
Great.
425
00:20:54,540 --> 00:20:57,750
-Well, nice to…
-Yeah. Look after that bruised big toe.
426
00:20:58,250 --> 00:20:59,700
I will. It's fine now, actually.
427
00:21:00,450 --> 00:21:02,000
Not completely fine, but…
428
00:21:02,080 --> 00:21:03,160
-Right.
-Yeah.
429
00:21:03,250 --> 00:21:04,750
-See you, Dave.
-[Dave] See you.
430
00:21:09,080 --> 00:21:10,750
-Thanks.
-[Jenny] No, problem, Alex.
431
00:21:10,830 --> 00:21:11,790
So, she's…
432
00:21:13,700 --> 00:21:14,750
What's all this?
433
00:21:15,910 --> 00:21:18,410
All the projects that are too big
for me on me own.
434
00:21:21,290 --> 00:21:22,450
Um…
435
00:21:22,540 --> 00:21:26,370
-Up till now, I've helped create 150 jobs.
-Yeah.
436
00:21:26,450 --> 00:21:28,450
In here, there's hundreds more.
437
00:21:28,540 --> 00:21:30,660
-I get it, Dave.
-It's not just jobs.
438
00:21:31,910 --> 00:21:34,700
It's about the quality of life
for a whole community.
439
00:21:34,790 --> 00:21:36,620
This is all really impressive.
440
00:21:37,250 --> 00:21:41,500
Okay, but unfortunately, the Financial
Regulation Board doesn't care about this.
441
00:21:43,950 --> 00:21:45,700
Question I want you to answer
442
00:21:47,040 --> 00:21:49,120
isn't "can the Bank of Dave exist?"
443
00:21:50,000 --> 00:21:53,120
The question,
after what you've seen today,
444
00:21:53,910 --> 00:21:55,910
is "should the Bank of Dave exist?"
445
00:21:57,160 --> 00:21:58,410
Well…
446
00:21:59,830 --> 00:22:01,700
Yes. Yes, it should.
447
00:22:01,790 --> 00:22:02,700
Right.
448
00:22:04,120 --> 00:22:06,250
So, this is what I want you to do.
449
00:22:07,250 --> 00:22:12,700
I want you to file the necessary paperwork
with the Finance Commission Board.
450
00:22:12,790 --> 00:22:14,790
I know they're gonna turn me down,
451
00:22:16,910 --> 00:22:18,620
but I want them to tell me why.
452
00:22:20,620 --> 00:22:22,620
I want them to admit publicly
453
00:22:23,870 --> 00:22:25,870
that it's because I'm not in their club.
454
00:22:27,120 --> 00:22:30,000
I'm not part of the Eton and Oxford elite.
455
00:22:31,700 --> 00:22:33,120
I want them to say
456
00:22:33,200 --> 00:22:38,080
that the very same people
who've just lost 500 billion quid
457
00:22:38,160 --> 00:22:42,080
are the only people
entitled to look after our money.
458
00:22:42,700 --> 00:22:44,160
And you don't mind losing?
459
00:22:45,000 --> 00:22:46,450
Of course I bloody mind.
460
00:22:47,620 --> 00:22:50,750
But it's the price I'm willing to pay
to get them to admit the truth.
461
00:22:51,250 --> 00:22:52,120
Okay, yeah.
462
00:22:53,080 --> 00:22:54,040
Yeah, I'm in.
463
00:22:56,700 --> 00:22:59,200
I'll give your boss a bell.
Tell him you're still on the clock.
464
00:22:59,290 --> 00:23:00,830
[laughs] That'll make his day.
465
00:23:01,410 --> 00:23:03,750
Alright. Time to celebrate.
466
00:23:04,620 --> 00:23:06,620
And, as luck would have it…
467
00:23:07,580 --> 00:23:09,160
tonight's karaoke night.
468
00:23:09,250 --> 00:23:10,580
Oh, no, thank you.
469
00:23:11,080 --> 00:23:12,540
Alexandra will be there.
470
00:23:14,620 --> 00:23:15,500
Really?
471
00:23:15,580 --> 00:23:17,040
[laughter]
472
00:23:18,000 --> 00:23:21,120
[Dave] What I didn't tell you
is that Eric used to be shop steward
473
00:23:21,200 --> 00:23:23,370
at the Michelin factory
before it closed down.
474
00:23:23,450 --> 00:23:25,410
And he was a real bloody troublemaker.
475
00:23:25,950 --> 00:23:28,950
-Now he employs 25 workers.
-Thirty.
476
00:23:29,040 --> 00:23:31,910
-This bugger turned me into a capitalist.
-It happens.
477
00:23:32,000 --> 00:23:34,370
Can barely look at myself in the mirror
of a morning.
478
00:23:35,040 --> 00:23:35,870
-Hugh…
-[Hugh] Thanks.
479
00:23:35,950 --> 00:23:38,540
-I'd like to introduce you to Maureen.
-Nice to meet you.
480
00:23:38,620 --> 00:23:42,200
First loan I made that weren't
for a van or a minibus were to Maureen.
481
00:23:42,700 --> 00:23:46,870
I heard you got yourself a posh
London lawyer to sort out this bank thing.
482
00:23:46,950 --> 00:23:48,950
When you take on the fat cats,
483
00:23:49,040 --> 00:23:51,750
you gotta have someone
who knows how to play their game.
484
00:23:51,830 --> 00:23:56,950
I told Dave he was wasting his time with
the idea, but he's managed to convince me.
485
00:23:57,040 --> 00:23:59,450
-Dave can be very persuasive.
-Yes.
486
00:23:59,540 --> 00:24:02,370
I hope, for his sake, you're half as good.
487
00:24:02,450 --> 00:24:04,410
Well… hopefully.
488
00:24:04,500 --> 00:24:07,000
So, you received the first loan from Dave?
489
00:24:08,120 --> 00:24:10,790
Yeah. I were married to Ron for 38 years.
490
00:24:10,870 --> 00:24:13,950
When he died,
I had very little money in the bank.
491
00:24:14,500 --> 00:24:18,160
I couldn't have afforded a proper funeral
without Dave and Nicky's help.
492
00:24:18,250 --> 00:24:20,080
-[mic feedback]
-[host] Right, first up.
493
00:24:20,160 --> 00:24:22,450
All the way from London…
494
00:24:23,080 --> 00:24:24,120
It's Hugh.
495
00:24:24,200 --> 00:24:25,830
-[Eric] Get up there.
-[Dave] Go on.
496
00:24:25,910 --> 00:24:27,120
-[Maureen] That's you.
-No.
497
00:24:27,200 --> 00:24:28,950
-I picked an easy one.
-Not nice.
498
00:24:29,040 --> 00:24:30,660
-[Dave] You'll be fine.
-No, no.
499
00:24:30,750 --> 00:24:33,120
-You know this one, you'll like this.
-No, thank you.
500
00:24:33,200 --> 00:24:36,200
-Let's give him a round of applause.
-[Hugh] No, thank you.
501
00:24:36,290 --> 00:24:39,330
-No, right, I'll just press play.
-[Dave] Hugh!
502
00:24:39,410 --> 00:24:42,290
-[crowd chanting] Hugh!
-["Losing My Religion" by REM playing]
503
00:24:42,370 --> 00:24:43,620
[crowd cheering]
504
00:24:45,290 --> 00:24:46,700
[Nicky whooping]
505
00:24:48,250 --> 00:24:50,000
I honestly don't want to do this.
506
00:24:50,080 --> 00:24:52,080
You'll be fine. You'll be grand.
507
00:24:52,160 --> 00:24:54,160
I… I… really don't want to.
508
00:24:54,250 --> 00:24:56,000
-That's funny.
-I know this one.
509
00:24:56,080 --> 00:24:58,830
-♪ Oh, life is bigger ♪
-There he goes!
510
00:25:00,620 --> 00:25:02,120
♪ It's bigger than you ♪
511
00:25:02,200 --> 00:25:03,160
I…
512
00:25:03,250 --> 00:25:06,000
And you are not me…
I don't know this song.
513
00:25:06,080 --> 00:25:07,000
Can't hear you.
514
00:25:07,080 --> 00:25:08,500
♪ …lengths I would go to… ♪
515
00:25:09,370 --> 00:25:11,410
[muffled] ♪ The distance in your eyes ♪
516
00:25:16,000 --> 00:25:20,200
♪ Oh, no, I've said too much ♪
517
00:25:21,790 --> 00:25:23,450
-♪ I set it up ♪
-[man sings along]
518
00:25:23,540 --> 00:25:25,410
-You know. Do you want to swap?
-[man] No.
519
00:25:25,500 --> 00:25:27,750
-♪ That's me in the corner ♪
-That's you!
520
00:25:27,830 --> 00:25:29,200
Oh, shit.
521
00:25:29,290 --> 00:25:32,410
-♪ That's me in the spotlight ♪
-A lager, please.
522
00:25:32,500 --> 00:25:35,330
♪ Losing my religion ♪
523
00:25:36,120 --> 00:25:36,950
Oh, God.
524
00:25:37,040 --> 00:25:40,750
♪ Trying to keep up with you ♪
525
00:25:40,830 --> 00:25:41,660
[groans]
526
00:25:41,750 --> 00:25:45,040
-♪ And I don't know if I can do it ♪
-That's right.
527
00:25:45,540 --> 00:25:46,450
Please help.
528
00:25:46,540 --> 00:25:51,040
-♪ Oh no, I've said too much ♪
-[crowd singing along]
529
00:25:51,660 --> 00:25:55,250
♪ I haven't… I haven't said enough ♪
530
00:25:55,330 --> 00:25:58,160
♪ I thought that I heard you laughing ♪
531
00:25:58,250 --> 00:26:01,910
-[Dave] I wasn't laughing!
-♪ I thought that I heard you sing ♪
532
00:26:02,450 --> 00:26:03,370
Oh, come on.
533
00:26:04,660 --> 00:26:09,580
♪ I think I thought I saw you try ♪
534
00:26:09,660 --> 00:26:11,790
I think I'm… I think that's it.
535
00:26:11,870 --> 00:26:13,450
[scattered applause]
536
00:26:13,540 --> 00:26:15,370
[Hugh] Okay. I'm gonna go.
537
00:26:15,450 --> 00:26:18,870
Thank you. Thanks a lot.
Thanks, Dave. Really appreciate it.
538
00:26:18,950 --> 00:26:19,830
Well done, lad.
539
00:26:21,160 --> 00:26:22,660
-[Nicky whoops]
-[clapping]
540
00:26:22,750 --> 00:26:24,370
-[Dave] Well done, lad.
-[Nicky whoops]
541
00:26:24,450 --> 00:26:25,580
Well done.
542
00:26:26,620 --> 00:26:28,830
See. He's got a good voice.
543
00:26:28,910 --> 00:26:30,870
-You'll bill me for that later.
-Cheers.
544
00:26:30,950 --> 00:26:31,910
[all] Cheers.
545
00:26:37,290 --> 00:26:39,290
-[Hugh] Speak soon. Yes.
-[Dave] Yeah, we better.
546
00:26:40,000 --> 00:26:42,080
-Bye. Okay.
-[Dave] Take care.
547
00:26:42,160 --> 00:26:43,790
-Cheers, Dave. See you.
-See you.
548
00:26:44,330 --> 00:26:45,160
Oh.
549
00:26:45,870 --> 00:26:47,540
[woman] I'll get it, you're alright.
550
00:26:48,290 --> 00:26:49,330
Here you are, love.
551
00:26:50,410 --> 00:26:51,830
Uh, thank you.
552
00:26:51,910 --> 00:26:53,120
[calm music playing]
553
00:26:53,200 --> 00:26:54,370
[laughs]
554
00:27:01,910 --> 00:27:02,830
[knocking]
555
00:27:04,580 --> 00:27:07,370
My God, Hugh. what did they do to you
up there in the North?
556
00:27:07,450 --> 00:27:08,910
It's nothing. Silly. My fault.
557
00:27:09,000 --> 00:27:11,120
I got a call from Mr Fishwick.
558
00:27:11,200 --> 00:27:13,200
He's keeping you on
at your full hourly rate.
559
00:27:13,290 --> 00:27:15,410
Which is, of course, music to my ears.
560
00:27:15,500 --> 00:27:18,870
He also said he'd convinced you
to move forward on the Bank of Dave.
561
00:27:18,950 --> 00:27:21,040
-Yes.
-Must be a hell of a salesman.
562
00:27:21,120 --> 00:27:23,790
Explain, because this I have to hear.
563
00:27:23,870 --> 00:27:26,830
The banks are literally
a law unto themselves.
564
00:27:26,910 --> 00:27:29,120
They've created a model
of what a bank should be,
565
00:27:29,200 --> 00:27:30,750
which is exactly like them.
566
00:27:30,830 --> 00:27:32,830
Dave Fishwick's proposal is a new model.
567
00:27:32,910 --> 00:27:38,370
A small local bank taking local deposits,
investing back into the local community.
568
00:27:38,450 --> 00:27:39,750
That's a nice idea.
569
00:27:40,370 --> 00:27:43,370
-FRB will never go for it, though.
-No, of course they won't.
570
00:27:43,450 --> 00:27:47,950
But they are going to have to justify
why the status quo is so much better.
571
00:27:48,450 --> 00:27:51,620
So, you want to take them on
in the court of public opinion?
572
00:27:52,540 --> 00:27:56,040
That's not a bad idea, given the public
opinion has never being so negative.
573
00:27:56,120 --> 00:27:58,160
But expect them to fight dirty.
574
00:27:58,250 --> 00:28:01,290
The good news is they have to win
and we don't mind losing.
575
00:28:01,370 --> 00:28:02,500
[Clarence] Hmm.
576
00:28:02,580 --> 00:28:05,200
I'm liking this more and more.
What do you need?
577
00:28:05,290 --> 00:28:08,080
Any advice you have
on submitting to the FRB.
578
00:28:08,160 --> 00:28:10,040
You're going to need a business plan.
579
00:28:10,870 --> 00:28:13,450
Talk to your friend Oscar.
He churns them out every day.
580
00:28:13,540 --> 00:28:16,330
Yeah, that's a great idea.
Thanks, Clarence.
581
00:28:18,120 --> 00:28:21,660
So, these are all old,
but they all follow the same pattern.
582
00:28:22,750 --> 00:28:25,250
Huge upside, almost no risk.
583
00:28:25,910 --> 00:28:29,160
I'll email you the software
that makes this a piece of piss.
584
00:28:29,250 --> 00:28:30,660
These are great. Thank you.
585
00:28:31,450 --> 00:28:32,410
What's this for?
586
00:28:34,540 --> 00:28:36,200
-Um…
-I know, I know.
587
00:28:36,290 --> 00:28:39,080
You could tell me
but then you'd have to kill me.
588
00:28:39,160 --> 00:28:40,580
Something like that, yeah.
589
00:28:41,500 --> 00:28:43,700
So, tell me,
how's married life treating you?
590
00:28:44,330 --> 00:28:45,500
[sighs]
591
00:28:46,830 --> 00:28:48,040
-Oh, really?
-Hmm.
592
00:28:48,120 --> 00:28:49,750
Come on, it's not that bad.
593
00:28:51,450 --> 00:28:54,410
The baby keeps us up half the night,
every night.
594
00:28:55,120 --> 00:28:59,580
Priscilla is moody as fuck all the time.
And the house looks like Ground Zero.
595
00:29:00,500 --> 00:29:03,500
Aside from that, I've…
I've never been happier.
596
00:29:05,500 --> 00:29:06,830
It sounds great to me.
597
00:29:07,500 --> 00:29:09,500
[indistinct chatter]
598
00:29:10,330 --> 00:29:11,250
[woman] Hugh.
599
00:29:12,330 --> 00:29:15,000
-Hey, Hen. How you doing?
-Hi. [laughs]
600
00:29:15,080 --> 00:29:16,950
Never better. Will you join me?
601
00:29:17,870 --> 00:29:19,660
-No, I…
-Oh, please.
602
00:29:19,750 --> 00:29:22,040
Bloody Cynthia stood me up
at the last minute.
603
00:29:22,120 --> 00:29:24,540
A client dinner the dozy cow
had forgotten about.
604
00:29:24,620 --> 00:29:26,540
I'll be legless if I drink this on my own.
605
00:29:26,620 --> 00:29:28,790
-Please.
-[hesitates] Okay, I'll have one.
606
00:29:32,120 --> 00:29:35,000
So, what have you been up to?
607
00:29:35,080 --> 00:29:37,160
I've just come back from the North.
608
00:29:37,700 --> 00:29:39,080
-Hampstead?
-Uh, Burnley.
609
00:29:39,160 --> 00:29:40,870
Oh. Sounds grim.
610
00:29:41,540 --> 00:29:44,080
Actually, it's a surprisingly pretty
part of the world.
611
00:29:44,160 --> 00:29:45,790
They've got a great football side.
612
00:29:45,870 --> 00:29:47,290
Who knew? [laughs]
613
00:29:47,370 --> 00:29:48,330
How's work?
614
00:29:48,870 --> 00:29:50,910
[inhales] It's full on.
615
00:29:51,540 --> 00:29:54,620
Giles is… Well, he's an arsehole.
As you know.
616
00:29:54,700 --> 00:29:57,500
-Yeah.
-But I can honestly say I'm loving it.
617
00:29:57,580 --> 00:30:01,040
Great. I saw you and Jem the other night.
How's he doing?
618
00:30:02,540 --> 00:30:04,290
Yeah, he's good. He, um…
619
00:30:05,120 --> 00:30:06,410
He just got a big promotion.
620
00:30:06,500 --> 00:30:07,370
Great.
621
00:30:08,200 --> 00:30:09,040
[Hen] Hmm.
622
00:30:09,790 --> 00:30:11,830
[muffled sobs]
623
00:30:11,910 --> 00:30:13,870
Oh, no. Oh no, what have I done?
624
00:30:13,950 --> 00:30:15,410
[cries] Sorry.
625
00:30:16,000 --> 00:30:18,120
Oh, my God, it's so embarrassing. Sorry.
626
00:30:18,200 --> 00:30:19,160
[breathless sob]
627
00:30:20,200 --> 00:30:24,160
-He dumped me.
-Oh, shit. I'm so sorry, Hen. That's…
628
00:30:24,250 --> 00:30:25,870
I mean, what am I gonna do?
629
00:30:26,700 --> 00:30:29,870
He's my boss now.
I can't go back to work there, but I…
630
00:30:31,040 --> 00:30:33,200
I can't afford to lose my job.
631
00:30:33,910 --> 00:30:36,830
-[gasping sob]
-I'm sure it'll work itself out.
632
00:30:37,950 --> 00:30:41,120
-Maybe… Maybe slow down.
-[waitress] Yes, madam.
633
00:30:41,200 --> 00:30:44,830
-Maybe not drink so much if you're sad.
-This one, yeah. Thank you.
634
00:30:44,910 --> 00:30:46,250
[waitress] Absolutely.
635
00:30:46,330 --> 00:30:47,580
-You okay?
-I'm fine.
636
00:30:47,660 --> 00:30:50,000
-There's a step coming up.
-One, two, three.
637
00:30:50,080 --> 00:30:51,160
Good. Nice.
638
00:30:51,660 --> 00:30:52,870
-Um…
-[Hen giggling]
639
00:30:52,950 --> 00:30:55,660
-Okay.
-Thank you.
640
00:30:55,750 --> 00:30:58,290
Oh! Oh, no, no, no, no, Hen.
641
00:30:58,370 --> 00:31:02,500
No. You're vulnerable, I'm vulnerable.
This… this won't solve anything.
642
00:31:02,580 --> 00:31:04,040
-No?
-No.
643
00:31:05,040 --> 00:31:06,790
-Okay.
-Okay.
644
00:31:06,870 --> 00:31:08,040
[groans]
645
00:31:08,120 --> 00:31:09,620
I do miss you though, Hugh.
646
00:31:09,700 --> 00:31:11,580
-I miss you too.
-Hmm.
647
00:31:12,580 --> 00:31:14,500
-We were so good together.
-Yeah.
648
00:31:15,410 --> 00:31:17,620
-Can I ask a favour?
-What do you want?
649
00:31:17,700 --> 00:31:20,080
All of Jem's stuff is at my house.
650
00:31:20,950 --> 00:31:23,250
-Can I stay at your house?
-Of course.
651
00:31:24,200 --> 00:31:25,250
But let's just…
652
00:31:26,330 --> 00:31:28,950
-Get into the cab, please. Yeah.
-Yeah. Okay.
653
00:31:29,620 --> 00:31:30,450
[Hugh grunts]
654
00:31:31,200 --> 00:31:32,370
[Hen] Hmm.
655
00:31:32,450 --> 00:31:33,370
-Okay?
-[Hen] Yes.
656
00:31:33,450 --> 00:31:35,290
-Please be careful--
-[Hen] Hello! [thud, yelps]
657
00:31:36,370 --> 00:31:38,500
[sirens blaring]
658
00:31:40,540 --> 00:31:43,410
[soft piano chords playing]
659
00:31:47,330 --> 00:31:48,950
[dog barking]
660
00:31:56,950 --> 00:31:58,080
[grunts]
661
00:32:13,160 --> 00:32:14,700
[dog barking]
662
00:32:19,410 --> 00:32:20,830
Oh, Christ.
663
00:32:22,950 --> 00:32:24,080
[moans softly]
664
00:32:30,410 --> 00:32:31,580
[sighs] Thank God.
665
00:32:42,200 --> 00:32:43,410
[sighs]
666
00:32:49,870 --> 00:32:50,750
Hmm.
667
00:32:55,540 --> 00:32:57,540
[ominous music playing]
668
00:33:08,500 --> 00:33:09,330
[scoffs]
669
00:33:13,370 --> 00:33:14,870
[water pouring]
670
00:33:17,160 --> 00:33:18,830
-Hey.
-[Hen] Hello.
671
00:33:18,910 --> 00:33:22,200
-How are you doing? Are you okay?
-[rueful laugh] Hmm.
672
00:33:22,290 --> 00:33:25,910
I have made you a very strong coffee.
673
00:33:26,000 --> 00:33:27,040
Thank you.
674
00:33:27,870 --> 00:33:30,870
Sorry about last night.
I was in shocking shape.
675
00:33:30,950 --> 00:33:32,910
Don't be. I was glad I was there to help.
676
00:33:34,330 --> 00:33:35,870
Can we go for dinner soon?
677
00:33:35,950 --> 00:33:39,250
You know, like normal people.
When I'm not completely off my face.
678
00:33:39,870 --> 00:33:41,450
Yes. Whenever you like.
679
00:33:42,620 --> 00:33:43,450
Tonight?
680
00:33:46,540 --> 00:33:47,370
Yeah.
681
00:33:47,910 --> 00:33:48,790
Um…
682
00:33:49,870 --> 00:33:51,080
Yeah.
683
00:33:53,120 --> 00:33:55,540
-How's it going?
-Good. Getting there.
684
00:33:55,620 --> 00:33:58,870
Excellent. Because I found someone
you should speak to.
685
00:33:59,580 --> 00:34:02,330
Sir Charles Denbigh. Friend of a friend.
686
00:34:02,410 --> 00:34:05,450
He was on the board of the FRB
until three years ago.
687
00:34:05,540 --> 00:34:08,540
These days, he mainly does
legal consultancy for hedge funds.
688
00:34:08,620 --> 00:34:10,330
And he's going to be helpful?
689
00:34:10,410 --> 00:34:12,250
This needs to go public.
690
00:34:12,330 --> 00:34:15,580
Spin Sir Charles a convincing yarn,
he won't be able to help himself.
691
00:34:15,660 --> 00:34:17,000
He'll be on the phone right away
692
00:34:17,080 --> 00:34:19,540
to his friends in high places
in the banking world.
693
00:34:19,620 --> 00:34:22,370
Then you can tap
into the one thing you have on your side.
694
00:34:22,450 --> 00:34:23,950
Everybody hates bankers.
695
00:34:24,500 --> 00:34:25,700
Precisely.
696
00:34:26,790 --> 00:34:27,910
Toodle pip.
697
00:34:31,750 --> 00:34:33,410
Everybody hates bankers.
698
00:34:34,410 --> 00:34:38,250
-[classical piano playing softly]
-[indistinct male chatter]
699
00:34:40,750 --> 00:34:42,370
[clears throat] Sir Charles?
700
00:34:42,450 --> 00:34:43,580
Hmm.
701
00:34:44,330 --> 00:34:46,620
Hugh Stockwell from Bentham and Green.
702
00:34:47,830 --> 00:34:49,000
Oh, you work with… Lawrence.
703
00:34:49,080 --> 00:34:51,620
-Yeah, Clarence. Yes.
-[Charles] Clarence?
704
00:34:51,700 --> 00:34:52,620
Oh…
705
00:34:54,160 --> 00:34:55,330
I've never met the man.
706
00:34:55,410 --> 00:34:58,660
In fact, until yesterday,
I'd never even heard of him. [laughs]
707
00:34:58,750 --> 00:35:01,040
But, anyway, you're here now, so…
708
00:35:01,120 --> 00:35:02,620
How can I be of service?
709
00:35:02,700 --> 00:35:03,700
Firstly, thank you.
710
00:35:03,790 --> 00:35:07,250
Everybody tells me you're the country's
leading expert on the banking system.
711
00:35:07,330 --> 00:35:09,910
Oh, well. I've put in my time.
712
00:35:10,830 --> 00:35:11,700
I'll be brief.
713
00:35:11,790 --> 00:35:16,540
I represent a client who is looking
into establishing a new retail bank.
714
00:35:17,200 --> 00:35:18,870
[whispers] Not an American, I hope.
715
00:35:18,950 --> 00:35:23,250
[laughs] No. The gentleman in question
is definitely English.
716
00:35:23,330 --> 00:35:24,250
-Yah.
-Um…
717
00:35:24,330 --> 00:35:26,290
The question is more about scale.
718
00:35:26,830 --> 00:35:29,910
In the rest of the economy,
we have large and small companies.
719
00:35:30,000 --> 00:35:33,040
We have a chain of supermarkets
and corner shops.
720
00:35:33,120 --> 00:35:35,330
-Greengrocers, butchers.
-Your point?
721
00:35:35,410 --> 00:35:36,750
Well, my point is,
722
00:35:36,830 --> 00:35:40,290
why do all banks
have to be like supermarkets?
723
00:35:41,080 --> 00:35:43,080
Isn't there room for a few corner shops?
724
00:35:45,540 --> 00:35:47,250
You're talking about Hoares.
725
00:35:48,580 --> 00:35:49,410
Am I?
726
00:35:49,500 --> 00:35:51,750
Oldest bank in the country, tiny.
727
00:35:52,620 --> 00:35:56,540
Caters for very exclusive clientele,
old money.
728
00:35:56,620 --> 00:35:59,410
No. Wh… What about people
on the other end of the spectrum?
729
00:35:59,500 --> 00:36:00,750
New money?
730
00:36:00,830 --> 00:36:01,750
No money.
731
00:36:03,750 --> 00:36:04,660
[puzzled laugh]
732
00:36:05,700 --> 00:36:09,750
I'm not… quite sure
what you're getting at, Mr Stockwell,
733
00:36:09,830 --> 00:36:12,700
but there is no right size of bank.
734
00:36:12,790 --> 00:36:14,910
The FRB exists to make sure
735
00:36:15,000 --> 00:36:19,120
that people's hard-earned money
is entrusted to the… [inhales]
736
00:36:19,200 --> 00:36:21,410
…well, right kind of chap.
737
00:36:22,290 --> 00:36:24,750
-[Hugh] The type of chap you can trust?
-Precisely.
738
00:36:24,830 --> 00:36:28,580
If their job is selecting
the type of chap you can trust…
739
00:36:29,910 --> 00:36:31,120
[puffs] …you'd have to admit
740
00:36:31,200 --> 00:36:33,910
they've been doing
a pretty piss-poor job, haven't they?
741
00:36:34,410 --> 00:36:37,080
-I beg your pardon.
-Anyway, thank you, Sir Charles.
742
00:36:37,160 --> 00:36:41,500
My client is the type of chap
people in his community can trust. So…
743
00:36:42,370 --> 00:36:44,250
I'm sure there won't be any problems.
744
00:36:45,040 --> 00:36:46,080
Thank you.
745
00:36:55,790 --> 00:36:56,620
[grunts]
746
00:36:56,700 --> 00:36:59,500
-[Hugh] What do you think?
-[Dave, on phone] Looks bloody fantastic.
747
00:37:00,200 --> 00:37:02,330
Wouldn't be surprised if they say yes.
748
00:37:02,410 --> 00:37:05,000
[chuckles] I don't know about that, Dave.
749
00:37:05,080 --> 00:37:09,750
I'm going to hand-deliver this
to the FRB on Friday, so speak soon.
750
00:37:09,830 --> 00:37:10,660
Okay?
751
00:37:11,410 --> 00:37:12,370
Cheers.
752
00:37:13,580 --> 00:37:15,080
How was your day, anyway?
753
00:37:15,580 --> 00:37:16,910
[sighs] Fraught.
754
00:37:17,000 --> 00:37:19,000
Everyone was being incredibly nice to me,
755
00:37:19,080 --> 00:37:21,370
which is a sure sign
they're gonna get rid of you.
756
00:37:21,450 --> 00:37:23,160
-How about you?
-Ah…
757
00:37:23,250 --> 00:37:25,200
I had a meeting with Sir Charles Denbigh.
758
00:37:27,160 --> 00:37:28,870
-You're kidding.
-Yeah, I did.
759
00:37:29,700 --> 00:37:31,700
-He's a legend.
-Is he, though?
760
00:37:31,790 --> 00:37:35,120
Yes. He was tipped
to be the possible governor
761
00:37:35,200 --> 00:37:37,160
of the Bank of England
before the recession.
762
00:37:37,250 --> 00:37:38,700
What did he want to talk about?
763
00:37:38,790 --> 00:37:41,040
Nothing. I was picking his brains
about something.
764
00:37:41,120 --> 00:37:44,370
-Um…
-Meetings with Sir Charles Denbigh.
765
00:37:45,040 --> 00:37:47,120
-Secret trips to the North.
-Hmm.
766
00:37:47,200 --> 00:37:49,830
-It's hardly secret, Hen.
-What are you involved in, Hugh?
767
00:37:49,910 --> 00:37:51,910
-Not involved…
-Come on, spill.
768
00:37:53,870 --> 00:37:56,620
I'm filling the formal paperwork out
at the end of the week,
769
00:37:56,700 --> 00:37:58,660
so till then,
it has to be just between us.
770
00:37:58,750 --> 00:37:59,620
Of course.
771
00:38:00,750 --> 00:38:04,620
I have a client
who wants to start a new bank.
772
00:38:05,500 --> 00:38:06,330
You're kidding.
773
00:38:06,410 --> 00:38:08,870
He's aware the FRB
will inevitably turn him down,
774
00:38:08,950 --> 00:38:12,330
but he wants to force them to go public
with what they think a bank should be.
775
00:38:13,950 --> 00:38:15,950
Well, that'll certainly stir things up.
776
00:38:17,160 --> 00:38:18,500
Your client's credible?
777
00:38:19,410 --> 00:38:21,540
[doubtful laugh] Yeah.
778
00:38:21,620 --> 00:38:23,580
He's certainly a character, but…
779
00:38:25,450 --> 00:38:26,870
But, yeah, I think he is.
780
00:38:27,870 --> 00:38:28,870
[Hen] Hmm.
781
00:38:35,410 --> 00:38:36,660
-May I help you?
-Hey.
782
00:38:36,750 --> 00:38:40,830
I'm here to submit a proposal
for the establishment of a new bank.
783
00:38:40,910 --> 00:38:41,830
[laughs]
784
00:38:41,910 --> 00:38:44,250
I'm not sure that's something
we deal with here.
785
00:38:44,330 --> 00:38:48,080
According to the Financial Markets
and Services Act passed in 2000, it is.
786
00:38:48,870 --> 00:38:50,160
Oh… uh…
787
00:38:50,790 --> 00:38:53,540
If you'd like to take a seat,
I'll find someone who can help.
788
00:38:53,620 --> 00:38:54,450
-Thank you.
-Okay.
789
00:38:56,580 --> 00:38:57,700
[phone clatters, dial tone]
790
00:39:03,540 --> 00:39:05,950
-Apologies for keeping you waiting.
-Hey.
791
00:39:06,500 --> 00:39:07,450
Edward De Thame.
792
00:39:07,540 --> 00:39:09,370
Hugh Stockwell from Bentham and Green.
793
00:39:09,450 --> 00:39:11,080
Here is the proposal.
794
00:39:12,410 --> 00:39:15,330
It's a long time since we've had
an application for a new bank.
795
00:39:15,410 --> 00:39:17,950
-150 years, I'm told.
-Indeed.
796
00:39:18,040 --> 00:39:20,290
-Right, we'll be in touch. Right.
-Brilliant.
797
00:39:31,790 --> 00:39:34,410
[man, over phone]
Giles, Sir Charles Denbigh on line one.
798
00:39:34,500 --> 00:39:35,540
[nervous grunt]
799
00:39:36,120 --> 00:39:37,160
[clears throat]
800
00:39:39,080 --> 00:39:41,080
Sir Charles. What can I do for you?
801
00:39:41,160 --> 00:39:45,160
Your friend Hugh Stockwell
is causing us problems.
802
00:39:45,830 --> 00:39:48,080
[Giles] Hugh? He's not exactly a friend.
803
00:39:48,160 --> 00:39:50,870
We hired him a while backjust to do some legal donkey work.
804
00:39:51,700 --> 00:39:54,750
He's just filed with the FRB
to set up a new bank.
805
00:39:55,540 --> 00:39:59,250
[Giles] Doesn't sound like Hugh.He's hardly a high-flyer.
806
00:39:59,330 --> 00:40:01,540
Well, it's hardly
a high-flying bank either.
807
00:40:01,620 --> 00:40:03,160
More of a corner shop.
808
00:40:03,250 --> 00:40:06,410
I see. So, less of a problem.
809
00:40:06,500 --> 00:40:08,000
[Charles] Quite the opposite.
810
00:40:08,080 --> 00:40:11,450
It's one thing rich foreign corporationstrying to home in on our business.
811
00:40:11,540 --> 00:40:13,580
We know how to deal
with those buggers, but once…
812
00:40:14,120 --> 00:40:17,450
ordinary people start thinking
they can get in on the act,
813
00:40:17,540 --> 00:40:19,040
the floodgates'll open.
814
00:40:21,200 --> 00:40:23,830
Of course. I see. So…
815
00:40:23,910 --> 00:40:25,540
So how can I help, Sir Charles?
816
00:40:25,620 --> 00:40:27,830
I may need to call on you at some point.
817
00:40:27,910 --> 00:40:30,160
For now, I have the situation
well in hand.
818
00:40:31,330 --> 00:40:33,330
[soft suspenseful music playing]
819
00:40:34,790 --> 00:40:35,870
[exhales]
820
00:40:41,160 --> 00:40:42,700
[dial tone]
821
00:40:42,790 --> 00:40:44,620
[Hen, on phone]
Sir Charles. Do we have a deal?
822
00:40:44,700 --> 00:40:47,620
[Charles] Send me that page
and you'll have your promotion.
823
00:40:50,870 --> 00:40:52,870
[suspenseful music playing]
824
00:40:57,750 --> 00:40:59,750
[distant siren blaring]
825
00:41:03,540 --> 00:41:05,080
[sirens approaching]
826
00:41:05,160 --> 00:41:06,450
Bloody hell?
827
00:41:10,500 --> 00:41:12,040
[car door slamming]
828
00:41:15,500 --> 00:41:16,870
[indistinct voices]
829
00:41:19,700 --> 00:41:21,120
[radio chatter]
830
00:41:27,330 --> 00:41:29,160
[dial tone]
831
00:41:29,250 --> 00:41:30,620
[phone vibrating]
832
00:41:31,620 --> 00:41:32,580
Hello.
833
00:41:32,660 --> 00:41:34,000
[Alexandra] Dave's been arrested.
834
00:41:35,870 --> 00:41:36,950
On what charge?
835
00:41:37,040 --> 00:41:38,330
Loan sharking.
836
00:41:39,120 --> 00:41:40,290
[Hugh] Really?
837
00:41:41,080 --> 00:41:43,790
[hesitates] Um, I… I'll call you back.
838
00:41:49,950 --> 00:41:54,200
I can't find anything illegal here.
These are all person-to-person loans.
839
00:41:54,290 --> 00:41:57,500
Unless there's coercion or threats
of violence, it's not loan sharking.
840
00:41:57,580 --> 00:41:59,120
Go to page 11.
841
00:42:04,500 --> 00:42:06,160
I haven't got page 11.
842
00:42:07,120 --> 00:42:08,660
Probably still in the photocopier.
843
00:42:08,750 --> 00:42:11,700
You've got the photocopied version.
These are the originals.
844
00:42:11,790 --> 00:42:14,620
The first loan Dave made
was through Fishwick Motors.
845
00:42:15,500 --> 00:42:17,370
[Hugh] So what? He has a lending licence.
846
00:42:17,450 --> 00:42:20,040
He's allowed to lend money
to buy a van or a minibus.
847
00:42:20,120 --> 00:42:21,450
This is for funeral expenses.
848
00:42:21,540 --> 00:42:23,410
Surely that's just a minor technicality.
849
00:42:23,500 --> 00:42:26,750
It's illegal money lending,
for which you'll get a slap on the wrist,
850
00:42:26,830 --> 00:42:28,160
and a criminal record.
851
00:42:29,370 --> 00:42:31,870
-Of course.
-I told you they'd fight dirty.
852
00:42:38,160 --> 00:42:39,580
[Dave] This isn't a big deal.
853
00:42:39,660 --> 00:42:41,830
They let me out on bail
after a couple of hours.
854
00:42:41,910 --> 00:42:43,830
-But they did charge you?
-Yeah.
855
00:42:43,910 --> 00:42:46,200
-Can I see the charge sheet?
-[Dave] Alright.
856
00:42:46,290 --> 00:42:47,540
-[Hugh] Hello.
-Hi.
857
00:42:47,620 --> 00:42:49,200
[Hugh] This is actually very serious.
858
00:42:50,000 --> 00:42:52,580
The police said the magistrates
might fine me a few quid.
859
00:42:52,660 --> 00:42:55,580
-I'm not gonna prison.
-But you would have a criminal record.
860
00:42:55,660 --> 00:42:59,080
Which means you wouldn't be able to run
a financial institution.
861
00:42:59,160 --> 00:43:01,700
Exactly. If they get a conviction
for this, they've won.
862
00:43:01,790 --> 00:43:03,000
There's no more Bank of Dave.
863
00:43:05,200 --> 00:43:06,540
[Nicky] There you go, love.
864
00:43:06,620 --> 00:43:07,830
-[Dave sighs]
-[Hugh] Thank you.
865
00:43:09,580 --> 00:43:10,620
[Hugh clears throat]
866
00:43:11,250 --> 00:43:13,500
It weren't even supposed to be a loan.
867
00:43:14,120 --> 00:43:15,040
Sorry?
868
00:43:16,500 --> 00:43:20,700
The one they're talking about.
The first… to Maureen.
869
00:43:21,370 --> 00:43:24,200
-Yeah.
-I've known her and Ron for years.
870
00:43:25,370 --> 00:43:27,200
He deserved a proper send-off.
871
00:43:27,950 --> 00:43:30,750
I were happy to pay for it,
but Maureen didn't want charity.
872
00:43:30,830 --> 00:43:31,660
So,
873
00:43:32,620 --> 00:43:36,330
I used one of the forms from
Fishwick Motors to make it into a loan.
874
00:43:37,830 --> 00:43:41,160
When she paid me back,
I had to file the paperwork.
875
00:43:41,250 --> 00:43:42,330
[sighs]
876
00:43:42,410 --> 00:43:44,370
So… what's Dave's defence?
877
00:43:44,450 --> 00:43:46,450
-[Hugh] He doesn't have one.
-What?
878
00:43:46,540 --> 00:43:50,370
Sorry, but your husband committed a crime.
Obviously a very small one,
879
00:43:50,450 --> 00:43:53,160
and with good intentions,
but it's there in black and white.
880
00:43:53,250 --> 00:43:56,370
No jury or magistrate in the country's
going to find him not guilty.
881
00:43:56,450 --> 00:43:57,620
-It's…
-[Dave sighs]
882
00:43:59,790 --> 00:44:01,500
-[Hugh] If we…
-[sighs]
883
00:44:01,580 --> 00:44:05,540
If we could prove that the charges
were filed with malicious intent,
884
00:44:05,620 --> 00:44:09,950
and the intention wasn't to punish Dave,
but the wider Burnley community.
885
00:44:10,040 --> 00:44:13,250
It's a long shot but I think
it's worth a go. What do you think?
886
00:44:13,330 --> 00:44:14,290
[Alexandra] I like it.
887
00:44:14,370 --> 00:44:16,450
You'll have to put on
a hell of a performance
888
00:44:16,540 --> 00:44:17,830
to convince the magistrates.
889
00:44:17,910 --> 00:44:19,200
Like, "I want the truth."
890
00:44:19,290 --> 00:44:20,870
"You can't handle the truth."
891
00:44:20,950 --> 00:44:24,370
-Oh, I love that film.
-I've actually never seen it.
892
00:44:24,450 --> 00:44:25,950
-You've not seen it?
-No.
893
00:44:26,040 --> 00:44:27,330
I've just seen that scene.
894
00:44:27,410 --> 00:44:29,500
-Classic.
-I love it. Dave's not seen it.
895
00:44:29,580 --> 00:44:32,000
-Can we bring it back to me, please?
-[all] Yes.
896
00:44:32,080 --> 00:44:33,910
-What are we doing?
-Right, so…
897
00:44:34,000 --> 00:44:38,410
I'll come to the showroom and go through
all the numbers with your accountant.
898
00:44:38,500 --> 00:44:39,580
How can I help?
899
00:44:41,120 --> 00:44:42,200
Oh, well, um…
900
00:44:42,750 --> 00:44:45,750
Well, someone made the complaint
which led to the arrest,
901
00:44:45,830 --> 00:44:48,250
and it'd be great to find out who it was.
902
00:44:48,330 --> 00:44:50,750
I have a friend in the police.
I can speak to her.
903
00:44:50,830 --> 00:44:52,750
I can also speak to my sister.
904
00:44:53,250 --> 00:44:54,870
-Yeah?
-[Alexandra] She's a reporter.
905
00:44:54,950 --> 00:44:55,790
[Hugh] Great.
906
00:44:55,870 --> 00:44:57,410
No, you won't be needed in court,
907
00:44:57,500 --> 00:45:00,660
but a statement for the record
would be great. If you could manage it.
908
00:45:01,830 --> 00:45:03,370
Yeah? Brilliant.
909
00:45:03,450 --> 00:45:05,080
Okay, speak soon.
910
00:45:05,160 --> 00:45:07,120
Um… [clears throat] …Dave?
911
00:45:07,830 --> 00:45:09,160
-I just--
-[Dave] Hugh, come here.
912
00:45:09,250 --> 00:45:10,410
I want you to meet someone.
913
00:45:10,500 --> 00:45:13,660
This is Rick Purdey,
legendary music promoter.
914
00:45:13,750 --> 00:45:14,870
-[Hugh] Hey.
-Hello.
915
00:45:14,950 --> 00:45:17,250
Hugh's a lawyer from London,
but don't hold it against him.
916
00:45:17,330 --> 00:45:18,540
Fuck me. Double whammy.
917
00:45:18,620 --> 00:45:21,120
Yeah, Rick's managed some amazing bands.
918
00:45:21,870 --> 00:45:23,950
Really? Any I would've heard of?
919
00:45:24,040 --> 00:45:26,080
-Saxon, Bad Company…
-Okay.
920
00:45:26,160 --> 00:45:28,450
-[Rick] Def Leppard.
-No, shut up. No, you don't.
921
00:45:28,540 --> 00:45:30,160
[Rick] They're still going strong.
922
00:45:30,250 --> 00:45:32,910
I'm still in touch with the lads.
Rich lives down the road.
923
00:45:33,000 --> 00:45:36,040
Does he? I used to play a bit…
924
00:45:36,910 --> 00:45:38,120
Are you still managing?
925
00:45:38,200 --> 00:45:41,870
No, I got out. That end of the business
got a bit corporate.
926
00:45:41,950 --> 00:45:44,120
-Of course.
-Still keep your hand in, though.
927
00:45:44,200 --> 00:45:46,750
I spend most of my time
helping my son Jake.
928
00:45:46,830 --> 00:45:49,540
He's managing this great local
band called The Goa Express.
929
00:45:49,620 --> 00:45:50,660
Goa Express.
930
00:45:50,750 --> 00:45:53,370
Part of my job
is getting him a new minibus
931
00:45:53,450 --> 00:45:55,250
'cause they smashed up the last one.
932
00:45:55,330 --> 00:45:56,450
Rock 'n roll, eh, Dave?
933
00:45:56,540 --> 00:45:59,370
-You're getting mates' rates.
-Bless you.
934
00:45:59,450 --> 00:46:01,290
Rock 'n roll, yeah. God, Def Leppard.
935
00:46:01,370 --> 00:46:03,200
-I mean, I…
-[phone ringing]
936
00:46:03,290 --> 00:46:05,250
Eh… Um…
937
00:46:05,330 --> 00:46:07,000
-Nice to meet you.
-You too, mate.
938
00:46:07,620 --> 00:46:08,950
Hello. Hugh Stockwell.
939
00:46:11,370 --> 00:46:12,200
Vans?
940
00:46:12,290 --> 00:46:13,580
[giggling]
941
00:46:14,290 --> 00:46:16,000
I need to talk to you about Dave.
942
00:46:16,580 --> 00:46:18,040
-Fishwick?
-Yeah.
943
00:46:18,120 --> 00:46:19,830
Your lot arrested him a few days ago.
944
00:46:20,500 --> 00:46:23,000
Not us. London sent a team up.
945
00:46:23,500 --> 00:46:26,000
When we heard, we thought
they must have their wires crossed.
946
00:46:26,500 --> 00:46:28,830
Dave's an hustler, no question.
947
00:46:28,910 --> 00:46:31,450
And he's fond of the sound
of his own voice.
948
00:46:31,540 --> 00:46:33,950
-[both laugh]
-But he's hardly a loan shark.
949
00:46:34,040 --> 00:46:36,330
He lends a few bob
to friends and local businesses.
950
00:46:36,410 --> 00:46:38,160
Yeah, close to a million quid.
951
00:46:38,870 --> 00:46:39,700
You're kidding.
952
00:46:40,790 --> 00:46:43,700
We need to find out
who filed the original complaint.
953
00:46:45,750 --> 00:46:48,700
You know I can't share details
of an ongoing investigation.
954
00:46:48,790 --> 00:46:50,160
I think he's being set up, Vi.
955
00:46:50,700 --> 00:46:54,330
Someone's trying to use the police
and courts to take him outta the game.
956
00:46:54,830 --> 00:46:56,750
I just want to do what's right.
957
00:46:56,830 --> 00:46:59,830
I really think Dave
could do some good for Burnley.
958
00:47:00,330 --> 00:47:03,330
[Hugh, on phone] Yes, but I'm a solicitor,Clarence. Like you.
959
00:47:03,410 --> 00:47:06,330
I don't stand up in courtand shout at people.
960
00:47:06,410 --> 00:47:08,450
But admit it, you want to.
961
00:47:08,540 --> 00:47:12,160
Yeah, but I don't think this is the
best time to indulge my fantasies.
962
00:47:12,250 --> 00:47:13,700
Maybe we should get a barrister.
963
00:47:13,790 --> 00:47:16,250
[Clarence] They don't appear very oftenin Magistrate's Court,
964
00:47:16,330 --> 00:47:20,450
and when they do, the assumption is
that it's because their client is guilty.
965
00:47:20,540 --> 00:47:23,790
Yes, but in this case,
my client is guilty, so…
966
00:47:24,290 --> 00:47:25,950
[Clarence] You'll do fine, Hugh.
967
00:47:27,910 --> 00:47:28,750
Thank you.
968
00:47:28,830 --> 00:47:29,790
Thanks.
969
00:47:31,080 --> 00:47:32,580
Saw you on TV.
970
00:47:32,660 --> 00:47:35,370
Can you believe they finally
let me present my own story?
971
00:47:35,450 --> 00:47:36,910
You were brilliant.
972
00:47:37,000 --> 00:47:39,080
I always knew
you'd be the star of the family.
973
00:47:39,160 --> 00:47:40,450
Tell that to Mum and Dad.
974
00:47:40,540 --> 00:47:44,540
Doesn't matter what I do, you got into
Cambridge and now you're saving lives.
975
00:47:44,620 --> 00:47:47,620
-We're both not doing too badly, are we?
-Mm-hmm.
976
00:47:47,700 --> 00:47:49,910
We're finally out on the lash. Come on.
977
00:47:50,000 --> 00:47:53,250
No. No way.
I'm in surgery at 9:00 tomorrow.
978
00:47:53,330 --> 00:47:56,160
Course you are,
but we're celebrating my first big story.
979
00:47:56,950 --> 00:47:59,830
Speaking of…
Have you got your next one yet?
980
00:47:59,910 --> 00:48:01,370
I'm working on it.
981
00:48:01,870 --> 00:48:03,120
Got any ideas?
982
00:48:03,200 --> 00:48:04,250
I might.
983
00:48:05,330 --> 00:48:06,790
[Dave] I just sell minibuses.
984
00:48:07,450 --> 00:48:10,540
I used to sell vans. Any colour you like
so long as it's white.
985
00:48:11,250 --> 00:48:12,660
Just kidding. Any road…
986
00:48:13,250 --> 00:48:16,540
When I was selling vans,
I met hundreds, maybe thousands
987
00:48:16,620 --> 00:48:19,450
of small businesses.
Who doesn't need a van, right?
988
00:48:19,540 --> 00:48:20,950
But they all need money.
989
00:48:21,040 --> 00:48:22,750
To expand or survive.
990
00:48:23,410 --> 00:48:25,120
How's somebody in London
991
00:48:25,200 --> 00:48:28,000
supposed to decide
if they're a good investment? Hmm?
992
00:48:28,500 --> 00:48:30,870
I'm with Dave 100% on this.
993
00:48:31,370 --> 00:48:34,200
I mean, what kind of world do we live in?
994
00:48:34,700 --> 00:48:36,370
Where you can get prosecuted
995
00:48:36,450 --> 00:48:38,620
for trying to help those
who need it the most.
996
00:48:38,700 --> 00:48:40,910
-It's all we're doing.
-Hopeful of a good result?
997
00:48:41,000 --> 00:48:43,370
[Dave] If there's any sense in the world,
we are, yeah.
998
00:48:43,450 --> 00:48:46,330
-Ah, no. We're hopeful.
-We are.
999
00:48:46,410 --> 00:48:48,290
-It's all you got, innit?
-Yes, it is.
1000
00:48:51,040 --> 00:48:52,000
[indistinct]
1001
00:48:55,120 --> 00:48:56,120
Alright.
1002
00:48:57,500 --> 00:48:59,080
[gavel sounds]
1003
00:49:00,410 --> 00:49:04,830
Case 1220. Mr David Fishwick
on a charge of illegal money lending.
1004
00:49:05,370 --> 00:49:07,620
Loan sharking?
Sounds like the kind of thing
1005
00:49:07,700 --> 00:49:10,040
-we should be kicking up to Crown court.
-Hmm.
1006
00:49:10,540 --> 00:49:13,500
[barrister] Your Honour,
despite the seriousness of the charge,
1007
00:49:13,580 --> 00:49:15,910
prosecution will not
be seeking a custodial sentence.
1008
00:49:16,000 --> 00:49:17,580
It can be dealt with here.
1009
00:49:18,080 --> 00:49:20,870
Very well. Mr Fishwick, how do you plead?
1010
00:49:21,540 --> 00:49:22,830
Not guilty, Your Honour.
1011
00:49:23,660 --> 00:49:25,040
Well… Continue.
1012
00:49:25,120 --> 00:49:26,330
[clears throat]
1013
00:49:27,750 --> 00:49:29,250
The documents in front of you
1014
00:49:29,330 --> 00:49:32,910
show that Mr Fishwick,
through his company Fishwick Motors,
1015
00:49:33,000 --> 00:49:38,200
made a loan of £1,100
on October 11th, 2007
1016
00:49:39,120 --> 00:49:41,200
to a Mrs Maureen Clayton for…
1017
00:49:42,540 --> 00:49:43,910
funeral expenses.
1018
00:49:44,700 --> 00:49:48,160
Now, in the second document,
you will see that Fishwick Motors
1019
00:49:48,250 --> 00:49:50,620
is not authorised
to make a loan of that nature.
1020
00:49:51,330 --> 00:49:53,370
[sceptical laugh]
And the charge is loan sharking?
1021
00:49:54,120 --> 00:49:58,500
I am aware that the defendant doesn't fit
the usual image of a loan shark.
1022
00:49:59,160 --> 00:50:03,330
However, the documents in front of you
prove beyond a shadow of a doubt,
1023
00:50:03,410 --> 00:50:05,410
he has engaged in illegal money lending.
1024
00:50:06,040 --> 00:50:09,410
He has broken the law
and must now face the consequences.
1025
00:50:09,500 --> 00:50:10,500
[judge scoffs]
1026
00:50:11,080 --> 00:50:13,540
-Are you representing Mr Fishwick?
-I am, Your Honour.
1027
00:50:13,620 --> 00:50:15,250
Hugh Stockwell, Bentham and Green.
1028
00:50:15,330 --> 00:50:18,330
Do you contest the veracity
of these documents?
1029
00:50:18,410 --> 00:50:19,410
We do not, Your Honour.
1030
00:50:19,500 --> 00:50:23,250
I'm assuming you will be presenting
some kind of defence for your client.
1031
00:50:23,330 --> 00:50:26,000
No. We accept that Mr Fishwick,
on a minor technicality,
1032
00:50:26,080 --> 00:50:27,370
did indeed break the law.
1033
00:50:27,950 --> 00:50:29,250
Well.
1034
00:50:29,330 --> 00:50:30,410
However…
1035
00:50:33,120 --> 00:50:35,750
We are asking that you throw the case out
1036
00:50:35,830 --> 00:50:38,660
on the basis that the complaint,
the charge and the prosecution
1037
00:50:38,750 --> 00:50:40,700
were brought with malicious intent.
1038
00:50:42,040 --> 00:50:46,120
And this malice
is directed towards Mr Fishwick?
1039
00:50:46,200 --> 00:50:49,160
The malice is directed towards
the people of Burnley, Your Honour.
1040
00:50:49,250 --> 00:50:50,370
[judge] Well…
1041
00:50:50,450 --> 00:50:52,870
All three of us on the bench
are residents to Burnley.
1042
00:50:52,950 --> 00:50:54,830
Are you saying the malice
is directed towards us?
1043
00:50:54,910 --> 00:50:56,660
Yes, it most certainly is.
1044
00:50:56,750 --> 00:50:59,910
You're being used to enforce
a corrupt scheme by convicting my client.
1045
00:51:00,500 --> 00:51:04,830
I don't think we need to waste our time
listening to wild conspiracy theories.
1046
00:51:04,910 --> 00:51:07,250
No, of course not, Your Honour.
Of course not.
1047
00:51:08,040 --> 00:51:11,830
You may have noticed there's a great deal
of press interest in this case.
1048
00:51:12,410 --> 00:51:14,660
They're looking for a story.
Ideally a simple one,
1049
00:51:14,750 --> 00:51:17,160
where there's good guys and bad guys.
1050
00:51:20,200 --> 00:51:22,950
I'd urge you to listen
to the evidence we have
1051
00:51:23,040 --> 00:51:24,910
before deciding which side you're on.
1052
00:51:28,080 --> 00:51:29,040
[clears throat]
1053
00:51:32,120 --> 00:51:37,040
We will hear this case, but Mr Stockwell,
I urge you to be brief.
1054
00:51:37,120 --> 00:51:40,370
This is not the Old Bailey and
this is not the time for grandstanding.
1055
00:51:40,450 --> 00:51:42,330
Yes, I understand, Your Honour.
1056
00:51:42,410 --> 00:51:44,910
But while this
might not be the Old Bailey,
1057
00:51:45,410 --> 00:51:47,580
the justice meted out here
is no less important
1058
00:51:47,660 --> 00:51:49,370
and no less worthy of our respect.
1059
00:51:49,450 --> 00:51:51,450
-Too bloody right.
-[scattered laughs]
1060
00:51:51,540 --> 00:51:52,500
Sorry.
1061
00:51:53,450 --> 00:51:54,500
[indistinct]
1062
00:51:56,330 --> 00:51:58,910
I'd like to call Maureen Clayton
to the witness box.
1063
00:52:02,120 --> 00:52:04,500
Dave said he were happy
to pay for everything.
1064
00:52:05,870 --> 00:52:09,080
But in my whole life,
I've never taken a handout.
1065
00:52:09,950 --> 00:52:11,330
I've never taken charity.
1066
00:52:12,500 --> 00:52:14,000
It's just not me.
1067
00:52:14,750 --> 00:52:17,040
I'm the one who said it had to be a loan.
1068
00:52:17,620 --> 00:52:19,000
It had to be official.
1069
00:52:21,250 --> 00:52:25,000
[sobs] There wasn't a single day
that Ron and I weren't together.
1070
00:52:27,910 --> 00:52:28,950
And suddenly,
1071
00:52:30,120 --> 00:52:31,370
he were gone.
1072
00:52:32,000 --> 00:52:33,290
And I were all alone.
1073
00:52:37,330 --> 00:52:40,950
My mind is a total blank
about those first few days.
1074
00:52:41,620 --> 00:52:43,660
I must have been in a right state.
1075
00:52:46,450 --> 00:52:48,410
It were only… [exhales]
1076
00:52:48,500 --> 00:52:52,040
…after the funeral
that I started to come out of it.
1077
00:52:55,160 --> 00:52:56,790
And it weren't just Dave.
1078
00:52:56,870 --> 00:53:00,450
Friends, neighbours,
folk I hadn't seen for years.
1079
00:53:00,540 --> 00:53:03,540
They just popped by
and told me they were there for me.
1080
00:53:06,080 --> 00:53:10,700
It were the only thing
that got me through those days and nights.
1081
00:53:12,950 --> 00:53:15,290
And the loan from Dave
covered the funeral?
1082
00:53:18,000 --> 00:53:19,040
And you paid him back?
1083
00:53:19,120 --> 00:53:20,250
Every penny.
1084
00:53:22,000 --> 00:53:26,580
I gave Dave the money and he gave it
straight to the homeless shelter.
1085
00:53:26,660 --> 00:53:30,080
Those poor people really do need charity.
1086
00:53:32,620 --> 00:53:33,750
Thank you, Maureen.
1087
00:53:33,830 --> 00:53:35,870
[clears throat]
Your Honour, I think it's clear
1088
00:53:35,950 --> 00:53:38,580
that the charge
of loan sharking is absurd.
1089
00:53:38,660 --> 00:53:41,120
My client only had the best intentions
1090
00:53:41,200 --> 00:53:43,500
and the charge hinges
on a minor clerical error.
1091
00:53:46,000 --> 00:53:47,160
I should point out
1092
00:53:47,250 --> 00:53:50,290
these charges were not brought
by the local Burnley police.
1093
00:53:50,870 --> 00:53:54,450
A team was sent all the way from London
to make the arrest.
1094
00:53:54,540 --> 00:53:55,830
Why all that time and effort
1095
00:53:55,910 --> 00:53:58,620
for a crime that doesn't even
merit a county court hearing?
1096
00:53:58,700 --> 00:54:01,620
Well… your answer is here.
1097
00:54:02,450 --> 00:54:03,830
Over the last year and a half,
1098
00:54:03,910 --> 00:54:08,200
Dave Fishwick has made
almost 200 perfectly legal loans
1099
00:54:08,290 --> 00:54:10,200
to individuals and businesses in Burnley.
1100
00:54:10,290 --> 00:54:13,410
These loans have created 150 jobs.
1101
00:54:14,540 --> 00:54:15,910
Here are the documents.
1102
00:54:16,450 --> 00:54:21,830
But now, my client wishes to expand in
order to help more businesses in Burnley.
1103
00:54:21,910 --> 00:54:25,040
But in order to do that, he needs
to be able to take deposits
1104
00:54:25,120 --> 00:54:27,080
so that he can reinvest that money.
1105
00:54:27,160 --> 00:54:29,000
So, a fortnight ago,
1106
00:54:29,080 --> 00:54:32,410
I submitted documentation
to the Financial Regulations Board
1107
00:54:32,500 --> 00:54:34,450
to get him the necessary accreditation.
1108
00:54:34,540 --> 00:54:39,250
And all of this
is to stop him getting that accreditation.
1109
00:54:40,540 --> 00:54:43,040
-Why?
-So they can preserve their monopoly.
1110
00:54:43,120 --> 00:54:47,250
But why all this? Don't they have their
own evaluation procedures in London?
1111
00:54:47,330 --> 00:54:48,910
They do, Your Honour, yes, they do.
1112
00:54:49,000 --> 00:54:52,290
But I suspect they'd rather
you do their dirty work for them.
1113
00:54:52,370 --> 00:54:54,830
You can disqualify my client
in an instant.
1114
00:54:54,910 --> 00:54:57,620
I also suspect
they'd like to avoid media scrutiny.
1115
00:54:57,700 --> 00:54:59,700
Their image is already badly tarnished,
1116
00:54:59,790 --> 00:55:02,790
and this way, they're not the bad guys.
1117
00:55:03,410 --> 00:55:04,540
Who is?
1118
00:55:06,370 --> 00:55:07,330
You are.
1119
00:55:12,290 --> 00:55:13,160
[sighs]
1120
00:55:14,040 --> 00:55:15,660
We need to look at these documents.
1121
00:55:16,160 --> 00:55:18,200
We'll recess for lunch.
1122
00:55:18,290 --> 00:55:21,200
-Reconvene at 2 p.m.
-[gavel slams]
1123
00:55:24,660 --> 00:55:25,790
-Hey.
-[Alexandra] Hey.
1124
00:55:26,330 --> 00:55:28,290
-You're doing alright in there.
-Thank you.
1125
00:55:28,790 --> 00:55:32,290
Not quite Tom Cruise
in A Few Good Men levels, but…
1126
00:55:32,370 --> 00:55:34,580
-Getting there.
-Yes. I think there's elements.
1127
00:55:34,660 --> 00:55:36,830
-There's definitely elements.
-Thank you.
1128
00:55:36,910 --> 00:55:38,000
Em…
1129
00:55:38,080 --> 00:55:40,700
My contact in Bolton Police is here
and she got a name.
1130
00:55:40,790 --> 00:55:43,200
-Yeah?
-Sir Charles Denbigh?
1131
00:55:44,290 --> 00:55:45,620
No, you're kidding me.
1132
00:55:46,830 --> 00:55:48,790
-Yeah.
-Oh, God. That piece of…
1133
00:55:48,870 --> 00:55:52,120
I met him, but I didn't give him
enough information to start all this.
1134
00:55:54,080 --> 00:55:55,330
I… I don't understand.
1135
00:55:58,450 --> 00:55:59,660
Have you got a plan?
1136
00:56:00,750 --> 00:56:01,750
Yeah, maybe.
1137
00:56:02,450 --> 00:56:03,290
-Why?
-You…
1138
00:56:04,040 --> 00:56:06,660
-You're doing that brow furrowing thing.
-Am I?
1139
00:56:06,750 --> 00:56:08,290
Okay, sorry. I don't know what--
1140
00:56:08,370 --> 00:56:11,870
Don't apologise. It's… it's sweet,
it's, em… [clears throat]
1141
00:56:11,950 --> 00:56:13,290
-Em, so…
-Wha--
1142
00:56:13,370 --> 00:56:15,450
-Sweet?
-[giggles] What's the plan?
1143
00:56:19,790 --> 00:56:20,950
[gavel slams]
1144
00:56:21,620 --> 00:56:24,700
[male judge] Let's continue.
Mr Stockwell. Mr Fishwick.
1145
00:56:24,790 --> 00:56:27,290
All of this is very impressive.
1146
00:56:28,120 --> 00:56:32,450
You are to be congratulated, Mr Fishwick,
for all you have done for our community.
1147
00:56:32,540 --> 00:56:36,250
Whilst there is no question
that the law has indeed been broken,
1148
00:56:36,750 --> 00:56:41,580
your argument that the prosecution
was malicious is compelling.
1149
00:56:42,450 --> 00:56:43,410
However,
1150
00:56:43,950 --> 00:56:48,660
in order for us to throw this case out,
we need proof beyond reasonable doubt
1151
00:56:48,750 --> 00:56:51,870
that the banks were indeed behind it.
1152
00:56:53,540 --> 00:56:55,040
Do you have this proof?
1153
00:56:55,120 --> 00:56:56,080
I do not.
1154
00:56:57,910 --> 00:57:00,700
-In which case, unfortunately--
-[Hugh] But…
1155
00:57:01,450 --> 00:57:04,870
Perhaps the prosecution
has what you're looking for.
1156
00:57:06,000 --> 00:57:06,950
[barrister] Excuse me?
1157
00:57:07,040 --> 00:57:10,160
When you were given this case,
surely the police gave you the details
1158
00:57:10,250 --> 00:57:13,410
about where the complaint originated.
That's standard procedure.
1159
00:57:13,500 --> 00:57:16,750
Well, in this case, no.
I don't have those details.
1160
00:57:17,910 --> 00:57:19,580
-You don't?
-No.
1161
00:57:21,410 --> 00:57:22,750
Seems odd.
1162
00:57:23,950 --> 00:57:26,330
Okay, so let me get this clear.
1163
00:57:27,620 --> 00:57:29,410
-An anonymous tip.
-[scoffs]
1164
00:57:29,500 --> 00:57:33,120
The kind that causes a team
to be sent all the way from London
1165
00:57:33,200 --> 00:57:36,040
to arrest someone
for filling out the wrong form.
1166
00:57:36,540 --> 00:57:37,700
I have no idea.
1167
00:57:38,790 --> 00:57:42,500
-I have no idea what you want from me.
-I'd like the truth, if possible.
1168
00:57:42,580 --> 00:57:46,000
Your Honour, this is outrageous.
I'm not on trial here.
1169
00:57:46,080 --> 00:57:49,080
Perhaps you should be.
This is a court of law, sir.
1170
00:57:49,790 --> 00:57:51,790
If you lie in here, it's called perjury.
1171
00:57:51,870 --> 00:57:54,250
-Mr Stockwell.
-Apologies, Your Honour.
1172
00:57:58,620 --> 00:58:00,700
Very well. As my next witness,
1173
00:58:00,790 --> 00:58:03,620
I'd like to call a senior officer
from the Bolton Police Force.
1174
00:58:03,700 --> 00:58:06,450
This individual has knowledge
of the case and will confirm
1175
00:58:06,540 --> 00:58:11,540
that the original complaint came
from the office of Sir Charles Denbigh,
1176
00:58:11,620 --> 00:58:14,120
formerly of the
Financial Regulations Board.
1177
00:58:14,200 --> 00:58:17,000
He is one of the most
senior bankers in the country.
1178
00:58:17,080 --> 00:58:19,080
The prosecution is aware
of his role in the case,
1179
00:58:19,160 --> 00:58:21,870
but regrettably,
has chosen to lie about it.
1180
00:58:22,950 --> 00:58:25,040
-May I approach the bench?
-No.
1181
00:58:25,120 --> 00:58:27,410
[suspensful music playing]
1182
00:58:27,500 --> 00:58:29,290
I was asked to keep his name out of it.
1183
00:58:29,790 --> 00:58:31,580
[judge, incredulous] Asked by whom?
1184
00:58:33,830 --> 00:58:35,040
I'm not at liberty to say.
1185
00:58:35,120 --> 00:58:41,250
We will not accept this kind of subterfuge
and obfuscation in this courtroom.
1186
00:58:42,120 --> 00:58:44,160
-Your Honour--
-No, enough.
1187
00:58:44,250 --> 00:58:45,870
You are on very thin ice.
1188
00:58:45,950 --> 00:58:48,700
Seeing as the prosecution
has admitted perjury,
1189
00:58:48,790 --> 00:58:50,410
I think a mistrial is in order.
1190
00:58:50,500 --> 00:58:52,750
-No.
-I can do better than that, Mr Stockwell.
1191
00:58:53,620 --> 00:58:54,870
Case dismissed.
1192
00:58:54,950 --> 00:58:56,120
[gavel slams]
1193
00:58:57,540 --> 00:58:58,660
[crowd gasps]
1194
00:58:59,660 --> 00:59:00,750
-Yes.
-[Dave] Is that it?
1195
00:59:01,450 --> 00:59:02,750
-Yeah.
-[Nicky] Oh my God!
1196
00:59:02,830 --> 00:59:04,080
-We won?
-[Hugh laughs] Yes.
1197
00:59:04,160 --> 00:59:05,660
[crowd cheering]
1198
00:59:06,250 --> 00:59:07,200
Get in!
1199
00:59:08,370 --> 00:59:09,500
[delighted chuckle]
1200
00:59:10,830 --> 00:59:12,620
[Dave] You were a bloody star.
1201
00:59:12,700 --> 00:59:15,950
The war's only just begun.
That was only the first battle, Dave.
1202
00:59:16,040 --> 00:59:16,950
Which we won.
1203
00:59:17,040 --> 00:59:18,500
So let's celebrate.
1204
00:59:19,000 --> 00:59:22,160
We're all going back to ours after.
You're welcome to stay over.
1205
00:59:22,250 --> 00:59:24,330
Hey, Leanne. Have some bubbles.
1206
00:59:26,540 --> 00:59:28,160
[Alexandra]
What do you think of him, sis?
1207
00:59:28,250 --> 00:59:30,410
Not bad-looking for a socialist.
1208
00:59:30,500 --> 00:59:31,790
He's from London.
1209
00:59:31,870 --> 00:59:33,700
They have socialists there too.
1210
00:59:34,660 --> 00:59:37,450
I didn't mean that.
I just meant, you know, he's…
1211
00:59:37,950 --> 00:59:40,620
He's a lawyer.
He's part of the establishment.
1212
00:59:41,660 --> 00:59:45,370
I spoke to Eric, who is slightly more
left-wing than Karl Marx.
1213
00:59:45,450 --> 00:59:48,580
After hearing him in court,
he thought he was one of your lot.
1214
00:59:50,330 --> 00:59:51,370
He did good.
1215
00:59:53,330 --> 00:59:56,500
Well, despite coming from London,
1216
00:59:56,580 --> 00:59:59,290
and despite being a lawyer,
which is even worse,
1217
00:59:59,790 --> 01:00:00,910
you did good today.
1218
01:00:01,000 --> 01:00:02,950
-Thank you.
-No, thank you.
1219
01:00:03,040 --> 01:00:04,700
Your testimony was the clincher.
1220
01:00:04,790 --> 01:00:07,370
Without that,
Dave would probably be banged up now.
1221
01:00:07,450 --> 01:00:08,620
-No?
-Yeah.
1222
01:00:08,700 --> 01:00:10,160
He's kidding you, Maureen.
1223
01:00:10,250 --> 01:00:13,790
Dave spent more on champagne tonight
than he would've had to pay in fines.
1224
01:00:13,870 --> 01:00:15,950
-[Dave] Right, everybody!
-Oh, you bugger.
1225
01:00:16,040 --> 01:00:17,000
Everybody!
1226
01:00:17,080 --> 01:00:20,410
This is a celebration,
so you know what that means.
1227
01:00:20,500 --> 01:00:22,370
[crowd cheers]
1228
01:00:22,450 --> 01:00:25,580
A night without singing
is like a day without sunshine.
1229
01:00:25,660 --> 01:00:28,540
Don't know if you've noticed,
but this is Burnley.
1230
01:00:28,620 --> 01:00:30,660
Days without sunshine are not rare.
1231
01:00:30,750 --> 01:00:33,910
You get my point.
You can all join in with this one.
1232
01:00:34,000 --> 01:00:36,370
One of the greatest rock anthems
of all time.
1233
01:00:36,450 --> 01:00:37,290
[both] Oh!
1234
01:00:37,370 --> 01:00:39,750
["All Right Now" by Free playing]
1235
01:00:41,120 --> 01:00:43,540
[Hugh shouts] Go on, Dave!
1236
01:00:43,620 --> 01:00:46,000
♪ Wow oh oh oh ♪
1237
01:00:47,250 --> 01:00:49,290
This is his natural home, isn't it?
1238
01:00:49,370 --> 01:00:50,580
Put your hands together.
1239
01:00:51,750 --> 01:00:55,290
♪ There she stood in the street ♪
1240
01:00:55,370 --> 01:00:56,290
[Lucy shrieks]
1241
01:00:56,370 --> 01:00:59,000
♪ Smiling from her head to her feet ♪
1242
01:00:59,790 --> 01:01:02,910
♪ I said, "Hey, what is this?" ♪
1243
01:01:03,000 --> 01:01:04,000
[Nicky laughing]
1244
01:01:04,080 --> 01:01:07,290
♪ "Maybe she's in need of a kiss" ♪
1245
01:01:07,370 --> 01:01:11,830
♪ I said, "Hey, what's your name, baby?" ♪
1246
01:01:11,910 --> 01:01:15,660
-♪ "Maybe we can see things the same" ♪
-[chuckling]
1247
01:01:15,750 --> 01:01:20,080
♪ "Now don't you wait or hesitate" ♪
1248
01:01:20,160 --> 01:01:22,790
♪ "Let's move beforeThey raise the parking rate" ♪
1249
01:01:22,870 --> 01:01:24,450
Come on. Sing it with me!
1250
01:01:24,540 --> 01:01:31,330
[all] ♪ Alright nowBaby, it's alright now ♪
1251
01:01:32,120 --> 01:01:35,120
♪ Alright now ♪
1252
01:01:35,200 --> 01:01:38,870
♪ Baby, it's alright now ♪
1253
01:01:40,580 --> 01:01:42,580
[all cheering]
1254
01:01:47,950 --> 01:01:51,500
[music, cheering fades]
1255
01:01:55,160 --> 01:01:56,160
[inhales]
1256
01:01:56,250 --> 01:01:58,250
[birdsong]
1257
01:02:00,000 --> 01:02:02,080
[groans]
1258
01:02:03,870 --> 01:02:04,950
[grunts]
1259
01:02:12,000 --> 01:02:13,000
[grunts]
1260
01:02:15,040 --> 01:02:16,160
Oh, God.
1261
01:02:29,080 --> 01:02:30,910
-Oh, hello. Hi.
-Morning.
1262
01:02:31,870 --> 01:02:33,500
I think Dave's doing breakfast.
1263
01:02:33,580 --> 01:02:35,370
Okay, I'll be down in a minute.
1264
01:02:35,870 --> 01:02:36,700
Okay.
1265
01:02:36,790 --> 01:02:38,950
[calm music playing]
1266
01:02:46,450 --> 01:02:47,620
[Hugh] Oh, dear.
1267
01:02:47,700 --> 01:02:49,250
Ah, here he is.
1268
01:02:49,330 --> 01:02:51,330
-Doctor, he's alive!
-[Hugh] Yeah.
1269
01:02:51,410 --> 01:02:53,250
Get some of this down you.
1270
01:02:53,330 --> 01:02:55,750
Bloody ages
since I've had a proper fry up.
1271
01:02:55,830 --> 01:02:57,910
Oh, Rick Purdey rang.
1272
01:02:58,000 --> 01:03:00,080
His son's band's playing
in Burnley tonight.
1273
01:03:00,160 --> 01:03:01,500
That'll help the hangover.
1274
01:03:01,580 --> 01:03:04,200
-You're staying in with me tonight.
-Yes, I know.
1275
01:03:04,290 --> 01:03:06,200
Sounds like the perfect hangover cure.
1276
01:03:06,290 --> 01:03:08,620
-I'm in.
-Yeah. Yeah, me too.
1277
01:03:09,370 --> 01:03:12,790
Right, I declare Café Dave open.
1278
01:03:14,200 --> 01:03:16,410
-[man clears throat]
-[indistinct whispering]
1279
01:03:20,950 --> 01:03:22,080
[door closes]
1280
01:03:23,540 --> 01:03:25,870
I'm sure you heard that your friend,
1281
01:03:25,950 --> 01:03:29,200
the one who isn't a high-flyer,
just wiped the floor with us.
1282
01:03:29,790 --> 01:03:30,790
I was surprised.
1283
01:03:32,120 --> 01:03:35,040
Especially as I was led to believe
it was all in hand.
1284
01:03:35,120 --> 01:03:37,540
I saw an opportunity and I took it.
1285
01:03:39,290 --> 01:03:43,580
Unfortunately, the threat remains
and it affects us all.
1286
01:03:45,410 --> 01:03:48,450
I'm sorry, I'm afraid I don't understand
the reason for all this panic.
1287
01:03:50,200 --> 01:03:54,200
Just because a white van man
from some Northern shithole wants a bank
1288
01:03:54,290 --> 01:03:56,250
doesn't mean
the barbarians are at the gate,
1289
01:03:56,330 --> 01:03:58,200
or we all need to move to DEFCON 4.
1290
01:03:58,290 --> 01:04:01,580
-You're not suggesting that we give in?
-Of course not.
1291
01:04:01,660 --> 01:04:03,620
The whole idea is absurd, but…
1292
01:04:04,620 --> 01:04:07,290
let's not lose sight
of the bigger picture here.
1293
01:04:08,410 --> 01:04:12,250
The whole financial system
is built on trust.
1294
01:04:12,330 --> 01:04:16,660
We spend billions every year
trying to persuade the great unwashed
1295
01:04:16,750 --> 01:04:20,000
that we are the… the…
the caring, sharing bank,
1296
01:04:20,080 --> 01:04:22,620
or whatever other nonsense
our advertisers come up with.
1297
01:04:22,700 --> 01:04:26,450
And yet, we still come across as entitled,
1298
01:04:26,540 --> 01:04:28,620
untrustworthy arseholes.
1299
01:04:28,700 --> 01:04:30,540
So what are you suggesting?
1300
01:04:30,620 --> 01:04:36,410
Just that we start playing by the rules,
and insisting that everyone else does too.
1301
01:04:38,620 --> 01:04:40,370
Of course, we still hold the trump card.
1302
01:04:41,120 --> 01:04:42,000
Which is?
1303
01:04:43,250 --> 01:04:44,540
Well, we make the rules.
1304
01:04:48,750 --> 01:04:52,290
It's hard to believe this was once
one of the richest towns in England.
1305
01:04:52,790 --> 01:04:54,330
-Really?
-Yeah.
1306
01:04:55,200 --> 01:04:58,620
More cloth and looms were made here
than anywhere else in the world.
1307
01:04:59,250 --> 01:05:01,200
Well, it has its charms. I think.
1308
01:05:03,870 --> 01:05:07,160
In London, I live a life
of quiet desperation, really.
1309
01:05:08,500 --> 01:05:10,910
I don't feel that here. I don't know why.
1310
01:05:13,040 --> 01:05:15,540
-There may be hope for you yet.
-Oh, shut up.
1311
01:05:15,620 --> 01:05:16,790
[chuckles]
1312
01:05:19,120 --> 01:05:20,620
[Hugh] So, I think this…
1313
01:05:21,620 --> 01:05:23,950
-[Alexandra] Is this it?
-[Hugh] I think this is it, is it?
1314
01:05:24,040 --> 01:05:25,120
-Hello.
-[Alexandra] Hey.
1315
01:05:25,620 --> 01:05:26,790
[Hugh] How you doing?
1316
01:05:27,950 --> 01:05:32,250
-I feel like we've entered a time warp.
-Is this the right place… Yeah. Rick!
1317
01:05:33,000 --> 01:05:34,330
-Yeah.
-You alright, Hugh?
1318
01:05:34,410 --> 01:05:36,370
-How's the North treating you?
-Alright.
1319
01:05:36,450 --> 01:05:37,500
-Hello, I'm Rick.
-Hey.
1320
01:05:37,580 --> 01:05:39,660
-Alexandra.
-Nice to meet you. Want a drink?
1321
01:05:39,750 --> 01:05:40,620
Yes, please.
1322
01:05:41,330 --> 01:05:43,290
-I'll have one of those.
-Me too.
1323
01:05:43,370 --> 01:05:44,620
Two of the same, please.
1324
01:05:44,700 --> 01:05:47,540
Rick, what was it like
working with Def Leppard?
1325
01:05:47,620 --> 01:05:49,750
-I have to ask you.
-It was amazing.
1326
01:05:49,830 --> 01:05:51,290
-It was…
-Yeah?
1327
01:05:51,370 --> 01:05:53,620
I had the time of my life with those boys.
1328
01:05:53,700 --> 01:05:56,790
I was out for a pint with Rick and Joe
two weeks ago.
1329
01:05:56,870 --> 01:05:59,330
-Shut up!
-Reminiscing about the time on the road.
1330
01:05:59,410 --> 01:06:00,910
-I can't believe--
-Good old days.
1331
01:06:01,000 --> 01:06:02,870
-What?
-Are you a massive Def Leppard fan?
1332
01:06:02,950 --> 01:06:06,830
-Yeah, are you not a Def Leppard fan?
-He is, yeah.
1333
01:06:06,910 --> 01:06:09,370
I know who they are.
Don't know if I could name a song.
1334
01:06:09,450 --> 01:06:13,080
Thank you. That's weird.
I think that's your upbringing in Burnley.
1335
01:06:13,160 --> 01:06:16,000
-Very sheltered upbringing.
-Very sheltered… Aren't they…?
1336
01:06:16,080 --> 01:06:18,700
-Your Def Leppard-less upbringing.
-…a Northern band?
1337
01:06:18,790 --> 01:06:19,750
Sorry, what?
1338
01:06:19,830 --> 01:06:22,000
-Pretty sure they're a Northern band.
-[Hugh] Who?
1339
01:06:22,500 --> 01:06:24,500
[Alexandra laughs] Shut up!
1340
01:06:25,500 --> 01:06:27,500
[indistinct chatter]
1341
01:06:28,450 --> 01:06:33,580
♪ The morning skyscrapers go by ♪
1342
01:06:35,660 --> 01:06:40,870
♪ Everything looks betterWhen you're high ♪
1343
01:06:44,790 --> 01:06:47,120
-Not bad. Yeah.
-Yeah, good.
1344
01:06:50,290 --> 01:06:55,790
♪ Everything looks betterWhen you're high ♪
1345
01:07:02,410 --> 01:07:04,290
[music continues]
1346
01:07:19,040 --> 01:07:20,330
-[Rick] You alright?
-Hey.
1347
01:07:20,410 --> 01:07:21,870
-What you reckon?
-They're great.
1348
01:07:21,950 --> 01:07:23,370
-Good, aren't they?
-Great.
1349
01:07:23,450 --> 01:07:25,410
-Thanks for coming.
-Thanks for inviting us.
1350
01:07:25,500 --> 01:07:26,950
-Cheers. Enjoy.
-Cheers.
1351
01:07:27,040 --> 01:07:28,290
[Hugh] Thanks.
1352
01:07:30,120 --> 01:07:32,120
[crowd cheering]
1353
01:07:35,410 --> 01:07:38,330
-[muffled drum riff]
-Oh, no. Wait, wait, wait!
1354
01:07:38,410 --> 01:07:42,290
-♪ Take the bottle, shake it up… ♪
-This is Def Leppard.
1355
01:07:42,370 --> 01:07:43,500
You know this song?
1356
01:07:44,160 --> 01:07:46,200
-No.
-How could you not know this song?
1357
01:07:46,290 --> 01:07:50,160
-I don't know this song. Good song.
-I thought you were a cool person.
1358
01:07:50,250 --> 01:07:51,330
-Great song.
-Thank you.
1359
01:07:53,330 --> 01:07:56,790
-[evocative music playing]
-[train clattering]
1360
01:08:07,200 --> 01:08:08,290
[Alexandra] Thanks.
1361
01:08:11,160 --> 01:08:13,200
-I had fun tonight.
-[Hugh] Yeah, me too.
1362
01:08:13,290 --> 01:08:16,250
-Yeah.
-This place is constantly surprising me.
1363
01:08:16,330 --> 01:08:20,410
Yeah, it's been a while since
I haven't thought about work, so…
1364
01:08:21,160 --> 01:08:22,540
-Thanks.
-I'm glad.
1365
01:08:24,200 --> 01:08:26,160
-Right.
-Do you want a cup of tea?
1366
01:08:26,250 --> 01:08:27,370
Yes, please.
1367
01:08:29,080 --> 01:08:30,450
Uh, hold on.
1368
01:08:31,950 --> 01:08:32,790
Sorry.
1369
01:08:34,040 --> 01:08:35,160
-Thanks.
-Thank you.
1370
01:08:39,540 --> 01:08:41,540
[birdsong]
1371
01:08:49,040 --> 01:08:51,040
[phone vibrating]
1372
01:08:54,580 --> 01:08:56,580
[water pouring]
1373
01:09:04,660 --> 01:09:05,620
[clears throat]
1374
01:09:07,000 --> 01:09:08,250
Hey, Clarence.
1375
01:09:10,160 --> 01:09:11,080
Oh, really?
1376
01:09:13,000 --> 01:09:13,830
Okay, great.
1377
01:09:14,410 --> 01:09:15,290
Um…
1378
01:09:16,160 --> 01:09:17,000
Uh…
1379
01:09:17,580 --> 01:09:18,700
Okay. I have to go.
1380
01:09:19,200 --> 01:09:20,830
But, great. Okay, bye.
1381
01:09:21,700 --> 01:09:22,660
-Sorry.
-Hello.
1382
01:09:22,750 --> 01:09:24,750
Hi. Morning. I brought you a tea.
1383
01:09:24,830 --> 01:09:25,950
[laughs] Thank you.
1384
01:09:27,660 --> 01:09:29,620
-Where are you going?
-[Alexandra] Work.
1385
01:09:30,450 --> 01:09:31,290
It's Sunday.
1386
01:09:31,370 --> 01:09:34,200
Yeah. People still get sick on weekends.
1387
01:09:35,790 --> 01:09:37,120
Aha. [slurps]
1388
01:09:37,700 --> 01:09:38,910
That was my boss.
1389
01:09:40,160 --> 01:09:43,410
I've got a meeting about Bank of Dave
at the Financial Regulations Board
1390
01:09:43,500 --> 01:09:44,620
tomorrow afternoon.
1391
01:09:45,290 --> 01:09:46,540
That's good news, right?
1392
01:09:46,620 --> 01:09:49,500
Yeah. They'll probably still
turn us down, but…
1393
01:09:51,160 --> 01:09:52,750
Maybe you could come to London?
1394
01:09:53,250 --> 01:09:54,660
I've got a sofa for you.
1395
01:09:55,250 --> 01:09:58,410
-It's about the same as this sofa.
-[laughs]
1396
01:09:59,660 --> 01:10:00,660
I'd love to, but…
1397
01:10:01,700 --> 01:10:03,500
I'm on call all week, but…
1398
01:10:04,200 --> 01:10:06,750
I'll be keeping my fingers crossed
for you.
1399
01:10:07,790 --> 01:10:08,700
Thanks.
1400
01:10:12,750 --> 01:10:14,450
-I should probably go.
-Yeah.
1401
01:10:14,540 --> 01:10:16,910
But, em, you can let yourself out.
1402
01:10:17,540 --> 01:10:18,950
-Really?
-Yeah.
1403
01:10:21,410 --> 01:10:22,500
Bye.
1404
01:10:23,160 --> 01:10:24,000
Bye.
1405
01:10:25,330 --> 01:10:27,330
[evocative music continues]
1406
01:10:35,000 --> 01:10:37,540
[siren blaring]
1407
01:10:38,370 --> 01:10:39,750
[car horns beeping]
1408
01:10:43,450 --> 01:10:47,080
-What are they going to ask us?
-Don't know. I've never done this before.
1409
01:10:47,910 --> 01:10:49,040
But neither have they.
1410
01:10:49,660 --> 01:10:51,000
I'm out of my depth.
1411
01:10:51,080 --> 01:10:55,000
We've answered every one of their
questions and concerns in the application.
1412
01:10:55,080 --> 01:10:57,000
After what happened
in the Burnley Magistrates,
1413
01:10:57,080 --> 01:10:59,290
they're aware
of the media interest in this case.
1414
01:10:59,370 --> 01:11:01,410
They are going to turn you down.
1415
01:11:01,500 --> 01:11:03,450
They'll have to think
of a clever way to say
1416
01:11:03,540 --> 01:11:05,700
you're not the right type of chap
to run a bank.
1417
01:11:06,250 --> 01:11:07,620
I'm probably not, am I?
1418
01:11:08,830 --> 01:11:11,040
-Hello, here to see Edward De Thame.
-Hello.
1419
01:11:11,120 --> 01:11:11,950
Of course.
1420
01:11:12,500 --> 01:11:15,870
Mr Fishwick, you've asked us
to approve the formation of a new bank.
1421
01:11:16,790 --> 01:11:20,660
We've studied your, em…
Your impressive proposal.
1422
01:11:21,410 --> 01:11:22,830
And we're unanimous.
1423
01:11:24,080 --> 01:11:25,370
The answer is yes.
1424
01:11:27,580 --> 01:11:28,500
Hmm.
1425
01:11:29,160 --> 01:11:33,200
Of course, the Bank of Dave
will be subject to the same rules
1426
01:11:33,290 --> 01:11:34,620
as every bank in the country.
1427
01:11:34,700 --> 01:11:38,250
[woman] Transparency is
critically important these days.
1428
01:11:38,330 --> 01:11:42,410
You'll need an IT system that
tracks every transaction in real time.
1429
01:11:42,500 --> 01:11:45,000
We'll need monthly audited reports.
1430
01:11:45,080 --> 01:11:47,620
[woman] Getting the system set up
is the hard part.
1431
01:11:48,160 --> 01:11:50,200
After that,
everything should run smoothly.
1432
01:11:50,290 --> 01:11:51,330
And lastly,
1433
01:11:51,410 --> 01:11:54,830
there's the standard capital requirements
that apply to all banks.
1434
01:11:55,620 --> 01:11:58,700
Taking into account
the intended scale of your operation,
1435
01:11:59,330 --> 01:12:01,080
we've arrived at a figure of, um…
1436
01:12:03,660 --> 01:12:05,080
Twelve million pounds.
1437
01:12:05,160 --> 01:12:07,410
Which we'd need deposited in 90 days.
1438
01:12:07,500 --> 01:12:08,950
[clock ticking]
1439
01:12:15,200 --> 01:12:16,450
Thank you very much.
1440
01:12:16,950 --> 01:12:17,910
[puffs]
1441
01:12:19,120 --> 01:12:21,120
[anodyne lift music playing]
1442
01:12:23,910 --> 01:12:24,950
[floor bell pings]
1443
01:12:26,950 --> 01:12:28,330
[lift PA] Doors opening.
1444
01:12:32,750 --> 01:12:35,410
Don't have a clue
how I'm gonna raise 12 million quid.
1445
01:12:35,950 --> 01:12:37,790
[Hugh] There's no rules
against borrowing it.
1446
01:12:39,120 --> 01:12:41,160
You think the banks are gonna help us?
1447
01:12:42,370 --> 01:12:43,450
No, probably not.
1448
01:12:44,790 --> 01:12:46,910
We could look at institutional investors.
1449
01:12:47,000 --> 01:12:49,000
That kind of money
is a drop in the ocean for them.
1450
01:12:49,080 --> 01:12:52,660
No. It's gotta be
a local bank set up with local money.
1451
01:12:54,830 --> 01:12:58,330
Probably raise four mill
against the business and the house.
1452
01:12:59,040 --> 01:13:01,450
Maybe another couple
from businesses I've helped.
1453
01:13:03,830 --> 01:13:05,750
-You're nearly halfway there.
-[scoffs]
1454
01:13:06,750 --> 01:13:10,250
Better get back to Burnley, see if
I can rustle up another six million quid.
1455
01:13:10,790 --> 01:13:12,500
Yeah. What you want me to do?
1456
01:13:13,290 --> 01:13:15,580
You've done everything asked of you
and more, Hugh.
1457
01:13:16,080 --> 01:13:17,830
This next part's down to me.
1458
01:13:17,910 --> 01:13:19,330
Thanks for everything, mate.
1459
01:13:23,200 --> 01:13:26,540
Um, okay, yeah.
Well, let me know how it goes.
1460
01:13:26,620 --> 01:13:28,290
You got it. Take care.
1461
01:13:33,700 --> 01:13:36,660
Our very own superstar lawyer is back.
1462
01:13:36,750 --> 01:13:40,500
You went full Perry Mason
in a Burnley magistrates' court.
1463
01:13:40,580 --> 01:13:43,160
A memento of your courtroom triumph.
1464
01:13:43,870 --> 01:13:45,080
I have more good news.
1465
01:13:45,160 --> 01:13:48,540
Neo Clarity Capital Partners
want us to take over all their legal work
1466
01:13:48,620 --> 01:13:50,750
and they want you to take the lead.
1467
01:13:50,830 --> 01:13:52,250
That's good news, right?
1468
01:13:52,330 --> 01:13:56,000
Spectacularly so. It means our billings
more than double overnight.
1469
01:13:56,080 --> 01:14:00,540
It also means a six-figure bonus
for you on signature.
1470
01:14:00,620 --> 01:14:03,000
[chuckles]
1471
01:14:03,080 --> 01:14:04,040
Wow, that's great.
1472
01:14:04,120 --> 01:14:07,410
They want you to be exclusive,
but I figure that shouldn't be a problem.
1473
01:14:07,500 --> 01:14:09,870
Your work for Dave Fishwick
is pretty much done.
1474
01:14:10,500 --> 01:14:13,500
Unless you know a way to help him
raise 12 million quid.
1475
01:14:14,450 --> 01:14:17,660
-[Hugh] Hmm.
-I'll give you time to process this.
1476
01:14:18,330 --> 01:14:21,410
But I need to get back to them
first thing tomorrow.
1477
01:14:23,330 --> 01:14:26,660
And while there are a number of people,
including myself,
1478
01:14:26,750 --> 01:14:29,540
who were impressed
by your success in the North,
1479
01:14:29,620 --> 01:14:33,500
there are others who don't take kindly
to the public humiliation
1480
01:14:33,580 --> 01:14:36,080
of a scion of the financial establishment.
1481
01:14:36,160 --> 01:14:39,410
So, if you do walk away
from this opportunity,
1482
01:14:39,500 --> 01:14:45,500
the chance of any more work in your
only area of expertise is close to zero.
1483
01:14:47,330 --> 01:14:48,370
I understand.
1484
01:14:50,870 --> 01:14:52,660
[door opens, closes]
1485
01:15:02,250 --> 01:15:03,120
[grunts]
1486
01:15:06,290 --> 01:15:07,750
[dial tone]
1487
01:15:08,450 --> 01:15:10,700
-[clears throat]
-[dial tone continues]
1488
01:15:14,200 --> 01:15:17,160
-Hey, it's Alexandra. Leave a message.
-[message tone beeps]
1489
01:15:17,250 --> 01:15:18,120
[forcefully] Hey.
1490
01:15:18,200 --> 01:15:20,830
[clears throat] Hey, sorry.
Shouted that. Um…
1491
01:15:22,620 --> 01:15:26,040
I just thought I'd ring
and see how you're doing.
1492
01:15:26,540 --> 01:15:28,910
Uh, things are pretty crazy
here in London.
1493
01:15:30,080 --> 01:15:32,080
It's boring, isn't it? Um…
1494
01:15:33,750 --> 01:15:36,000
But, yeah, hope you're good.
1495
01:15:37,540 --> 01:15:41,660
Hopefully we can
see each other again somewhere…
1496
01:15:42,290 --> 01:15:44,000
sometime soon.
1497
01:15:45,830 --> 01:15:47,160
If that's…
1498
01:15:48,080 --> 01:15:49,620
You know, if that's, um…
1499
01:15:50,950 --> 01:15:52,330
Just-- Sorry, nonsense.
1500
01:15:52,410 --> 01:15:54,370
Anyway, give me a call.
1501
01:16:01,620 --> 01:16:02,450
I miss you.
1502
01:16:08,330 --> 01:16:09,330
[thud]
1503
01:16:09,410 --> 01:16:10,660
[calm music playing]
1504
01:16:10,750 --> 01:16:11,750
[softly] Yeah.
1505
01:16:32,120 --> 01:16:34,120
[suspenseful music playing]
1506
01:16:43,160 --> 01:16:44,000
No.
1507
01:16:44,830 --> 01:16:47,790
[Hen] We'll take over his accounts
slowly, so that he doesn't realise.
1508
01:16:49,700 --> 01:16:50,910
You stole from me.
1509
01:16:51,830 --> 01:16:53,790
-I'm in a meeting.
-She stole from me.
1510
01:16:55,580 --> 01:16:58,000
You two can leave.
We'll finish this on Monday morning.
1511
01:16:58,080 --> 01:16:59,370
Not going to admit to it?
1512
01:17:00,790 --> 01:17:01,750
Why should I?
1513
01:17:02,250 --> 01:17:05,540
-I saw an opportunity and I took it.
-An opportunity for what?
1514
01:17:05,620 --> 01:17:07,080
I was in a bad way, remember?
1515
01:17:07,580 --> 01:17:09,450
I thought I was going to lose my job.
1516
01:17:10,330 --> 01:17:11,620
Instead, I got a promotion.
1517
01:17:11,700 --> 01:17:15,290
Did it not occur to you, you might be
putting people's livelihoods at risk?
1518
01:17:15,370 --> 01:17:18,330
Oh, please. Since when were you
the bleeding heart liberal?
1519
01:17:18,950 --> 01:17:21,370
You gave me the idea
to go to Sir Charles Denbigh
1520
01:17:21,450 --> 01:17:23,160
when you mentioned him at dinner.
1521
01:17:23,250 --> 01:17:26,450
-And you've not done too badly out of it.
-Meaning what?
1522
01:17:26,540 --> 01:17:29,450
How do you think you got such
a high-paying gig at Neo Clarity?
1523
01:17:30,080 --> 01:17:31,450
-You tell me.
-[Hen scoffs]
1524
01:17:32,290 --> 01:17:33,750
Giles put you up for it.
1525
01:17:34,500 --> 01:17:36,370
He and Sir Charles
wanted you out of the picture
1526
01:17:36,450 --> 01:17:38,910
while the Bank of Dave
faded into obscurity.
1527
01:17:41,120 --> 01:17:43,910
They bought you off.
That's what they always do.
1528
01:17:44,000 --> 01:17:46,580
Section 29, paragraph 14k.
1529
01:17:48,750 --> 01:17:50,200
The new wording works for me.
1530
01:17:52,750 --> 01:17:53,700
We're all good.
1531
01:17:54,660 --> 01:17:55,660
Great work, Hugh.
1532
01:17:55,750 --> 01:17:57,250
[voices fade]
1533
01:17:59,540 --> 01:18:01,540
[poignant music playing]
1534
01:18:27,000 --> 01:18:29,620
[woman 1 on TV]
Do you consider this to be good news?
1535
01:18:29,700 --> 01:18:31,200
[text message alert pings]
1536
01:18:31,290 --> 01:18:35,040
[woman 2 on TV] …consistently loweredbank charges to make itself look good.
1537
01:18:35,540 --> 01:18:40,580
I suspect the government will use thisas an excuse to make further savings.
1538
01:18:41,080 --> 01:18:44,250
[parson] It was then the Lord replied,
1539
01:18:44,330 --> 01:18:50,450
"My child, I love you
and I'll never leave you."
1540
01:18:50,540 --> 01:18:56,700
"It was when you saw only
one set of footprints in the sand
1541
01:18:57,830 --> 01:18:58,830
I carried you."
1542
01:19:00,080 --> 01:19:03,700
I have asked Mr Dave Fishwick,
1543
01:19:04,700 --> 01:19:07,620
a good friend of Maureen Clayton's,
1544
01:19:08,500 --> 01:19:09,750
to say a few words.
1545
01:19:13,700 --> 01:19:14,700
[door opens]
1546
01:19:18,330 --> 01:19:19,200
[Dave] Hiya.
1547
01:19:21,200 --> 01:19:24,750
For the last few months,
I've known that Maureen was sick.
1548
01:19:26,830 --> 01:19:30,540
But I only found out by accident
that she had cancer.
1549
01:19:32,620 --> 01:19:33,910
She didn't tell anybody.
1550
01:19:35,080 --> 01:19:37,790
'Cause she, uh…
Well, she didn't want pity.
1551
01:19:39,830 --> 01:19:42,330
She were a fighter right to the very end.
1552
01:19:45,620 --> 01:19:48,700
Maureen were a nurse for 25 years.
1553
01:19:49,790 --> 01:19:53,700
It's hard to imagine
how many people she helped.
1554
01:19:53,790 --> 01:19:56,160
How many lives she touched in that time.
1555
01:19:57,750 --> 01:20:01,250
When we think of a…
a pillar of the community,
1556
01:20:01,330 --> 01:20:05,330
we… we tend to think
of someone rich and powerful,
1557
01:20:06,330 --> 01:20:07,410
like a politician.
1558
01:20:08,910 --> 01:20:10,000
Even a bloody banker.
1559
01:20:10,080 --> 01:20:11,120
[scattered laughs]
1560
01:20:11,750 --> 01:20:14,540
But that's not right.
1561
01:20:17,660 --> 01:20:22,500
It's ordinary people
who aren't after status or fame or money,
1562
01:20:23,290 --> 01:20:28,580
they're the ones
who define who we are as a community.
1563
01:20:30,620 --> 01:20:31,700
What we are.
1564
01:20:33,750 --> 01:20:35,330
Maureen were…
1565
01:20:41,040 --> 01:20:43,040
She were a real pillar of the community.
1566
01:20:45,370 --> 01:20:48,200
From the day she arrived,
we were a richer place.
1567
01:20:50,200 --> 01:20:51,910
And with her passing we're poorer.
1568
01:20:55,830 --> 01:20:56,790
We'll all miss her.
1569
01:20:59,950 --> 01:21:03,120
["No Woman No Cry" by Bob Marley playing]
1570
01:21:10,330 --> 01:21:13,290
♪ No woman, no cry ♪
1571
01:21:15,120 --> 01:21:18,040
♪ No woman, no cry ♪
1572
01:21:18,120 --> 01:21:20,120
-[Nicky] Can I get you a drink, Hugh?
-I'm okay.
1573
01:21:21,250 --> 01:21:22,450
How you doing?
1574
01:21:22,540 --> 01:21:23,620
-Hey.
-Hi.
1575
01:21:24,620 --> 01:21:26,410
Didn't expect to see you here.
1576
01:21:27,330 --> 01:21:28,330
Yeah.
1577
01:21:29,080 --> 01:21:32,620
I only met Maureen twice,
but I just felt like I should come.
1578
01:21:33,120 --> 01:21:33,950
Yeah.
1579
01:21:34,870 --> 01:21:37,410
I'm sorry I didn't call you back,
I've just been--
1580
01:21:37,500 --> 01:21:38,330
Don't be.
1581
01:21:38,410 --> 01:21:41,160
-…busy with work, you know.
-Yeah. It's fine.
1582
01:21:41,250 --> 01:21:44,290
And you have your life
in London and mine's here.
1583
01:21:44,370 --> 01:21:48,330
-Yeah, exactly.
-Just not sure how we'd make that work.
1584
01:21:48,410 --> 01:21:50,500
Yeah, I don't even… Yeah, I mean…
1585
01:21:51,830 --> 01:21:52,830
Yeah, it's okay.
1586
01:21:53,500 --> 01:21:56,290
-It's not, but it's just how it is.
-It's what it is.
1587
01:21:56,370 --> 01:21:57,620
-Yeah, that's…
-Yeah.
1588
01:21:57,700 --> 01:21:59,540
Welcome back to the grim North.
1589
01:21:59,620 --> 01:22:02,040
-Good to be here. No, thank you, Dave.
-I'm good.
1590
01:22:02,540 --> 01:22:03,750
Can't seem to shift 'em.
1591
01:22:04,700 --> 01:22:06,120
How's the fundraising going?
1592
01:22:07,540 --> 01:22:10,120
Well, I've mortgaged everything I have.
1593
01:22:11,000 --> 01:22:13,370
Uh, I pulled in every favour.
1594
01:22:13,450 --> 01:22:16,000
People have been very generous
with their contributions.
1595
01:22:16,750 --> 01:22:18,290
We're still four mill short.
1596
01:22:19,790 --> 01:22:21,160
We're not going to make it.
1597
01:22:21,790 --> 01:22:23,540
I need to face up to the fact that
1598
01:22:24,410 --> 01:22:26,910
the Bank of Dave is not gonna happen.
1599
01:22:27,000 --> 01:22:30,160
No. There are some other options
we can look at. Um…
1600
01:22:30,250 --> 01:22:33,200
Yeah, maybe. Just not now, eh? [laughs]
1601
01:22:33,290 --> 01:22:34,410
Yeah, of course.
1602
01:22:35,660 --> 01:22:39,790
-How's things going for you in London?
-Good. Great, never better.
1603
01:22:39,870 --> 01:22:41,750
Ah! Well, that's great.
1604
01:22:42,500 --> 01:22:44,750
-I'm happy for you, lad.
-Thanks, Dave.
1605
01:22:56,870 --> 01:22:58,870
[evocative music playing]
1606
01:23:08,830 --> 01:23:10,040
[sighs]
1607
01:23:36,200 --> 01:23:38,450
[evocative music continues]
1608
01:23:40,580 --> 01:23:42,580
[inaudible]
1609
01:23:53,330 --> 01:23:54,450
[sniffs]
1610
01:23:57,410 --> 01:23:58,830
Rick? It's Hugh.
1611
01:24:00,450 --> 01:24:01,910
-All the best.
-Good to see you.
1612
01:24:02,000 --> 01:24:03,450
-Thanks.
-Good to see you, pal.
1613
01:24:07,200 --> 01:24:08,870
[Hugh] Yeah, thank you so much.
1614
01:24:08,950 --> 01:24:10,200
You're a legend. Bye.
1615
01:24:10,870 --> 01:24:11,700
Dave.
1616
01:24:12,290 --> 01:24:13,290
I know how to do it.
1617
01:24:13,370 --> 01:24:16,040
-What is it we're doing?
-Making the Bank of Dave happen.
1618
01:24:16,870 --> 01:24:18,000
We need to fight back.
1619
01:24:20,700 --> 01:24:22,080
-Come on in then.
-[Hugh] Yeah.
1620
01:24:23,870 --> 01:24:25,000
Right, hear me out.
1621
01:24:25,500 --> 01:24:29,700
[nervously] If this thing works out,
then we'd draw a huge crowd,
1622
01:24:29,790 --> 01:24:33,040
which'd give us good publicity
and bring in even more contributions.
1623
01:24:33,120 --> 01:24:36,120
Hugh, I get it. I like it.
I love the idea of a concert.
1624
01:24:36,200 --> 01:24:37,160
But…
1625
01:24:38,790 --> 01:24:39,870
are they really gonna do it?
1626
01:24:39,950 --> 01:24:42,200
Rick says Def Leppard
are recording in London.
1627
01:24:42,290 --> 01:24:45,000
-The timing couldn't be any better.
-I don't know, I…
1628
01:24:46,750 --> 01:24:50,040
I've only just accepted the fact
Bank of Dave's not gonna happen.
1629
01:24:51,620 --> 01:24:53,290
I need to sleep on it, alright?
1630
01:24:54,830 --> 01:24:55,870
[sighs] Okay.
1631
01:25:00,120 --> 01:25:00,950
[Dave] Oh, dear.
1632
01:25:02,870 --> 01:25:04,000
Morning, Dave.
1633
01:25:05,830 --> 01:25:07,580
Didn't hardly sleep a wink, you bugger.
1634
01:25:07,660 --> 01:25:10,200
Been thinking about
this idea of yours all night.
1635
01:25:10,290 --> 01:25:11,290
Sorry.
1636
01:25:11,370 --> 01:25:13,750
It's not going to make us enough money.
1637
01:25:15,120 --> 01:25:19,410
Even if we charge folk 30, 40, 50 quid,
still doesn't add up.
1638
01:25:20,660 --> 01:25:21,910
So here's my idea.
1639
01:25:23,000 --> 01:25:26,120
You can buy a ticket for, say, 35 quid,
1640
01:25:26,200 --> 01:25:30,750
or you can put 100 quid
on deposit at Bank of Dave.
1641
01:25:31,910 --> 01:25:34,370
In six months, you take it out,
plus interest.
1642
01:25:34,450 --> 01:25:38,040
-So you saw the concert for free.
-If Bank of Dave doesn't happen?
1643
01:25:38,120 --> 01:25:39,620
Then you get your 100 quid back.
1644
01:25:40,250 --> 01:25:41,500
The concert's still free.
1645
01:25:42,910 --> 01:25:43,790
Eh?
1646
01:25:44,580 --> 01:25:46,120
Not as daft as I look, am I?
1647
01:25:46,870 --> 01:25:47,870
Um…
1648
01:25:49,500 --> 01:25:51,120
Hello again. How you doing?
1649
01:25:52,000 --> 01:25:53,790
I was looking for Dr. Ashforth.
1650
01:25:54,290 --> 01:25:55,950
She should be out in a few moments.
1651
01:25:56,040 --> 01:25:58,410
-Want to take a seat?
-Thank you. Nice to see you.
1652
01:26:00,290 --> 01:26:01,290
-Hello.
-Hi.
1653
01:26:02,000 --> 01:26:05,200
-What are you doing here?
-The private hospital was full--
1654
01:26:05,290 --> 01:26:07,080
Actually, it's not funny. It's rammed.
1655
01:26:07,160 --> 01:26:09,040
Yeah. That's why we need the clinic.
1656
01:26:09,120 --> 01:26:12,200
Me and Dave are working on it.
It's partly why I'm here, actually.
1657
01:26:12,290 --> 01:26:13,910
Oh? Is there something I can do?
1658
01:26:14,000 --> 01:26:15,700
Could I have your sister's number?
1659
01:26:17,160 --> 01:26:18,120
Sure. Why?
1660
01:26:18,200 --> 01:26:19,700
I might have a story for her.
1661
01:26:21,540 --> 01:26:23,370
-Wha--
-No. Yeah, of course.
1662
01:26:23,450 --> 01:26:25,290
It all goes to local charities.
1663
01:26:26,330 --> 01:26:28,500
Oh, mate, that's fantastic news.
1664
01:26:29,290 --> 01:26:31,750
Yeah, I owe you one. Right, speak soon.
1665
01:26:32,660 --> 01:26:35,080
-If we get this sorted, we've got a venue.
-Where?
1666
01:26:36,250 --> 01:26:37,450
Their stadium.
1667
01:26:40,080 --> 01:26:40,910
[laughs]
1668
01:26:41,540 --> 01:26:43,080
-[Dave] Alright, lads.
-Alright, Dave.
1669
01:26:43,160 --> 01:26:44,620
-Alright?
-[Dave] Hey.
1670
01:26:44,700 --> 01:26:45,700
-Hey, Jake.
-Dave.
1671
01:26:45,790 --> 01:26:46,700
[Rick] Hey, Hugh.
1672
01:26:46,790 --> 01:26:48,250
-How you doing?
-This is Jake.
1673
01:26:48,330 --> 01:26:49,250
Nice to meet you.
1674
01:26:49,330 --> 01:26:52,370
-I saw The Goa Express. They were great.
-Thanks for coming.
1675
01:26:52,450 --> 01:26:54,700
Thank you. So, what news?
1676
01:26:54,790 --> 01:26:57,700
Well, I spoke to the boys
from Def Leppard.
1677
01:26:57,790 --> 01:26:59,450
I told them about the Bank of Dave.
1678
01:26:59,540 --> 01:27:02,500
Told them about the trial
and those bastards on the finance board.
1679
01:27:02,580 --> 01:27:04,410
-Yes, and?
-[Rick] Guess what?
1680
01:27:05,370 --> 01:27:06,620
They're bang up for it!
1681
01:27:06,700 --> 01:27:09,790
-You're kidding.
-[Rick] They said let's make it happen.
1682
01:27:09,870 --> 01:27:11,200
Def Leppard.
1683
01:27:11,290 --> 01:27:14,540
-Yeah.
-[Dave] That is absolutely fantastic news.
1684
01:27:14,620 --> 01:27:17,000
I'm here with Dave Fishwickfrom Fishwick Motors
1685
01:27:17,080 --> 01:27:18,250
to talk about the concert.
1686
01:27:18,330 --> 01:27:19,620
Dave, what can we expect?
1687
01:27:19,700 --> 01:27:22,790
This is gonna be the biggest nightthis town has seen
1688
01:27:22,870 --> 01:27:24,500
since we went up to Premiership.
1689
01:27:24,580 --> 01:27:27,750
No, since we won the League.And that were 1960.
1690
01:27:27,830 --> 01:27:29,200
Sounds brilliant.
1691
01:27:29,290 --> 01:27:33,120
The concert is this Saturday,eight o'clock at Turf Moor stadium.
1692
01:27:33,200 --> 01:27:35,450
It's all to help Dave Fishwickraise the money
1693
01:27:35,540 --> 01:27:38,580
to set up the country'svery first local bank,
1694
01:27:38,660 --> 01:27:42,040
dedicated to supporting Burnley'sbusinesses and families.
1695
01:27:42,120 --> 01:27:43,830
But Dave is running out of time.
1696
01:27:43,910 --> 01:27:47,540
The clock is ticking and there's justa week left to come up with the money.
1697
01:27:47,620 --> 01:27:50,250
So the whole communityneeds to pull together.
1698
01:27:50,330 --> 01:27:51,540
We all need to be there.
1699
01:27:51,620 --> 01:27:53,700
I, for one,wouldn't miss it for the world.
1700
01:27:53,790 --> 01:27:57,660
You're gonna have to do better than that.
This is no ordinary gig.
1701
01:27:57,750 --> 01:28:01,450
This is one of the biggest bands
in the world, doing a concert for Burnley.
1702
01:28:01,540 --> 01:28:03,160
For those who need it most.
1703
01:28:03,910 --> 01:28:05,620
Cool. Alright, that'll work.
1704
01:28:05,700 --> 01:28:08,540
Top man.
Don't lose sight of the big picture.
1705
01:28:08,620 --> 01:28:10,950
You need to get them
to give us one more week.
1706
01:28:13,250 --> 01:28:14,120
Okay, great.
1707
01:28:14,790 --> 01:28:15,870
Yeah.
1708
01:28:15,950 --> 01:28:17,910
We'll know, either way, by then.
1709
01:28:27,330 --> 01:28:28,500
-[Alexandra] Hi.
-Hiya.
1710
01:28:29,080 --> 01:28:31,700
[Rick] What do you think, Sean?
Not a bad fixture for Saturday.
1711
01:28:31,790 --> 01:28:33,160
I think it'll be deafening.
1712
01:28:35,370 --> 01:28:36,200
[laughs]
1713
01:28:36,750 --> 01:28:38,870
Come on! [chuckles]
1714
01:28:39,700 --> 01:28:40,700
-[Nicky] Hugh.
-Hey.
1715
01:28:40,790 --> 01:28:41,700
This is going well.
1716
01:28:41,790 --> 01:28:43,290
-Yeah?
-[Nicky] Yeah, look at this.
1717
01:28:43,370 --> 01:28:46,450
Most of the football team have stepped up
with their deposits,
1718
01:28:46,540 --> 01:28:48,750
it looks like
the concert's gonna sell out.
1719
01:28:49,250 --> 01:28:52,450
-We're gonna get close. It's good.
-Come on! Come on!
1720
01:28:52,540 --> 01:28:54,330
[fans cheering]
1721
01:29:00,700 --> 01:29:02,700
[wild cheering]
1722
01:29:06,950 --> 01:29:08,660
Hello, Burnley!
1723
01:29:10,450 --> 01:29:11,910
How you doing? Alright?
1724
01:29:13,080 --> 01:29:16,450
-Can't hear you. Are you alright?
-[louder cheering]
1725
01:29:16,540 --> 01:29:18,790
You ready for some rock 'n roll?
1726
01:29:19,620 --> 01:29:23,290
Give a proper Burnley welcome
to a proper Burnley band.
1727
01:29:23,950 --> 01:29:29,660
Please welcome on stage
the wonderful Goa Express.
1728
01:29:29,750 --> 01:29:31,750
[crowd cheering]
1729
01:29:35,830 --> 01:29:39,160
Hello, hello, hello.
We're buzzing to be back in Burnley
1730
01:29:39,250 --> 01:29:41,120
and we're chuffed to be part of this.
1731
01:29:43,080 --> 01:29:45,750
["Everybody In The UK"
by Goa Express playing]
1732
01:29:50,330 --> 01:29:52,200
-[muffled music]
-[coins clinking]
1733
01:29:52,290 --> 01:29:53,450
[knocking on door]
1734
01:29:55,080 --> 01:29:57,500
-Hey.
-Ah. Here he is.
1735
01:29:58,370 --> 01:29:59,790
It's getting busy out there.
1736
01:30:00,330 --> 01:30:01,290
You alright, Dave?
1737
01:30:01,870 --> 01:30:04,660
Yeah, yeah, great. Great. Just, um…
1738
01:30:06,330 --> 01:30:08,080
You know, thinking about what's at stake.
1739
01:30:08,160 --> 01:30:09,830
How are… how are the numbers looking?
1740
01:30:10,910 --> 01:30:14,330
Well, I'd be lying
if I said we were a shoo-in,
1741
01:30:14,410 --> 01:30:17,290
but, uh, where there's time, there's hope.
1742
01:30:18,500 --> 01:30:19,500
[nervous laugh]
1743
01:30:20,330 --> 01:30:21,250
Still…
1744
01:30:21,750 --> 01:30:23,330
Whether or not we make it,
1745
01:30:23,410 --> 01:30:25,910
this is gonna be
the best bloody night of my life.
1746
01:30:26,000 --> 01:30:27,580
-Excuse me?
-[phone vibrates]
1747
01:30:28,330 --> 01:30:30,080
-That includes my wedding night.
-Yeah?
1748
01:30:30,160 --> 01:30:33,500
-[laughs] Just joking.
-God. Come on, you two.
1749
01:30:34,120 --> 01:30:35,830
Two seconds, I just need to…
1750
01:30:41,330 --> 01:30:42,290
Yeah.
1751
01:30:43,200 --> 01:30:46,540
Okay. Yeah, I'll come and find you.
1752
01:30:47,910 --> 01:30:49,120
Hello.
1753
01:30:49,200 --> 01:30:51,040
You did it. This is amazing.
1754
01:30:51,120 --> 01:30:53,870
-No, we did it. Come on. We did it.
-Yeah, well…
1755
01:30:53,950 --> 01:30:55,040
-[Hugh] Yeah.
-Em…
1756
01:30:55,700 --> 01:30:57,160
How are the numbers looking?
1757
01:30:57,250 --> 01:30:59,250
[inhales] Bit scared, but…
1758
01:30:59,330 --> 01:31:01,080
-Yeah, I mean…
-…that's fine, isn't it?
1759
01:31:02,000 --> 01:31:04,370
Whatever happens, what we did here,
1760
01:31:04,450 --> 01:31:06,620
bringing all these people together
for a cause,
1761
01:31:06,700 --> 01:31:08,330
it's something to be proud of.
1762
01:31:09,330 --> 01:31:10,450
Yeah.
1763
01:31:10,540 --> 01:31:12,330
-I'm just going to find my boss.
-Okay.
1764
01:31:12,410 --> 01:31:14,750
-Yeah, I'll see you later. Yeah.
-I'll see you later.
1765
01:31:19,000 --> 01:31:20,540
[exclaims, chuckles]
1766
01:31:22,950 --> 01:31:23,870
[Hugh] Clarence!
1767
01:31:24,830 --> 01:31:26,290
-Hey.
-This is wonderful.
1768
01:31:26,370 --> 01:31:28,620
-Really?
-It takes me back to my youth.
1769
01:31:28,700 --> 01:31:30,790
You've never been to a rock concert?
1770
01:31:30,870 --> 01:31:33,040
-Glyndebourne.
-Never heard of them.
1771
01:31:33,120 --> 01:31:36,830
Um, anyway, one second.
I need to ask you a favour, Clarence.
1772
01:31:36,910 --> 01:31:38,620
-And it's quite a big one.
-Right.
1773
01:31:38,700 --> 01:31:40,700
[muffled music]
1774
01:31:43,750 --> 01:31:45,000
[Dave sighs]
1775
01:31:49,660 --> 01:31:51,040
[moans]
1776
01:31:53,290 --> 01:31:54,450
We're so close.
1777
01:31:56,410 --> 01:31:58,040
-Yeah.
-[knocking, door opens]
1778
01:31:58,620 --> 01:32:00,580
[Rick] I'm gonna get Def Leppard
on in a minute.
1779
01:32:02,080 --> 01:32:05,450
You go down. I'll finish up here
and I'll be down in five.
1780
01:32:08,000 --> 01:32:09,120
[hand clap]
1781
01:32:13,620 --> 01:32:15,040
How's it going in there?
1782
01:32:15,750 --> 01:32:17,250
Oh, Dave, I'm sorry.
1783
01:32:18,120 --> 01:32:19,040
Still…
1784
01:32:20,120 --> 01:32:21,950
-Let's have some fun, eh?
-Yeah.
1785
01:32:23,870 --> 01:32:26,450
-Hugh. Don't want to miss this.
-One minute.
1786
01:32:26,540 --> 01:32:27,910
[Rick] Band's coming on.
1787
01:32:29,870 --> 01:32:30,950
See you up there.
1788
01:32:41,790 --> 01:32:43,580
[calculator keys clicking]
1789
01:32:46,660 --> 01:32:47,700
[box lid closes]
1790
01:32:54,580 --> 01:32:56,000
[muffled music ends]
1791
01:32:56,910 --> 01:32:59,450
[crowd cheering]
1792
01:33:03,700 --> 01:33:05,910
-You ready?
-[crowd cheers]
1793
01:33:06,000 --> 01:33:08,040
It's the moment
we've all been waiting for.
1794
01:33:09,370 --> 01:33:12,120
It's the moment I've been waiting for
for bloody years.
1795
01:33:12,200 --> 01:33:14,160
It is my privilege
1796
01:33:14,250 --> 01:33:19,000
to welcome on stage one
of the greatest rock bands of all time…
1797
01:33:19,620 --> 01:33:22,120
-Come on.
-Yeah. I'm here.
1798
01:33:22,950 --> 01:33:24,580
-Here. Stairs!
-[Alexandra yelps]
1799
01:33:24,660 --> 01:33:28,580
Right here, right now, live on stage.
1800
01:33:29,080 --> 01:33:30,500
It's Def Leppard!
1801
01:33:30,580 --> 01:33:32,200
[ecstatic cheers]
1802
01:33:37,330 --> 01:33:38,410
Whoo!
1803
01:33:43,450 --> 01:33:44,540
Hey!
1804
01:33:45,120 --> 01:33:46,410
Go on!
1805
01:33:49,910 --> 01:33:52,250
["Animal" by Def Leppard playing]
1806
01:33:55,540 --> 01:33:56,540
[Hugh] Alright.
1807
01:33:57,290 --> 01:34:00,290
-I give you… the Leppard!
-[yelps]
1808
01:34:01,830 --> 01:34:04,160
[Alexandra giggling] How can we dance?
Shall we dance?
1809
01:34:04,250 --> 01:34:07,540
That's it. I was gonna give you a lesson
but you've got it.
1810
01:34:07,620 --> 01:34:10,040
Maybe a bit more… fist punching.
1811
01:34:11,790 --> 01:34:14,290
♪ Such a lust for life ♪
1812
01:34:15,290 --> 01:34:18,290
♪ The circus comes to town ♪
1813
01:34:19,370 --> 01:34:22,120
♪ We are the hungry ones ♪
1814
01:34:27,290 --> 01:34:31,200
♪ Just like a river runs ♪
1815
01:34:31,290 --> 01:34:33,540
♪ And like a fire needs flame ♪
1816
01:34:34,750 --> 01:34:37,200
♪ Oh, I burn for you ♪
1817
01:34:37,290 --> 01:34:41,200
♪ I got to feel it in my blood ♪
1818
01:34:41,290 --> 01:34:43,160
-Too much.
-No…
1819
01:34:45,080 --> 01:34:50,200
♪ I need your touch don't need your love ♪
1820
01:34:50,290 --> 01:34:51,700
-♪ Whoa oh ♪
-[Joe Elliot] Sing it!
1821
01:34:51,790 --> 01:34:53,160
-[crowd chanting] And I want…
-Dave!
1822
01:34:53,750 --> 01:34:55,080
We've hit the target.
1823
01:34:55,160 --> 01:34:57,370
-What?
-We've got the money!
1824
01:34:57,450 --> 01:34:58,500
Can't hear you.
1825
01:34:59,700 --> 01:35:01,950
We've got the money. We've done it. Look!
1826
01:35:02,040 --> 01:35:03,580
♪ And I need ♪
1827
01:35:03,660 --> 01:35:05,250
♪ And I lust ♪
1828
01:35:05,330 --> 01:35:07,370
♪ Animal ♪
1829
01:35:07,450 --> 01:35:09,450
-We've done it! We've done it!
-We've done it!
1830
01:35:09,540 --> 01:35:11,540
-He's bloody done it!
-[yelling]
1831
01:35:11,620 --> 01:35:13,450
I'm getting you out. We're going on.
1832
01:35:13,540 --> 01:35:15,160
-What? What?
-Come on.
1833
01:35:16,200 --> 01:35:17,040
Wow.
1834
01:35:18,000 --> 01:35:19,700
[applause, cheering]
1835
01:35:20,500 --> 01:35:22,200
Whoo!
1836
01:35:24,290 --> 01:35:26,660
Everybody, this is Dave.
1837
01:35:27,660 --> 01:35:28,580
Go on, Dave.
1838
01:35:29,910 --> 01:35:32,660
Dave, Dave, Dave, Dave, Dave, Dave…
1839
01:35:32,750 --> 01:35:35,950
[crowd chanting]
1840
01:35:36,040 --> 01:35:37,540
[chuckling]
1841
01:35:37,620 --> 01:35:38,660
[shakily] Hello.
1842
01:35:39,750 --> 01:35:40,700
Thank you, Rick.
1843
01:35:41,200 --> 01:35:43,910
Listen, I just… I just wanted to say…
1844
01:35:45,370 --> 01:35:46,330
thank you.
1845
01:35:47,120 --> 01:35:48,580
We hit our target.
1846
01:35:49,330 --> 01:35:50,790
[wild cheering]
1847
01:35:52,370 --> 01:35:54,200
Go on! Hey!
1848
01:35:55,080 --> 01:35:56,160
Yeah.
1849
01:35:57,620 --> 01:36:00,080
Which means that we're gonna have a bank
1850
01:36:01,290 --> 01:36:04,790
which looks after the whole community.
Each and every one of us.
1851
01:36:05,830 --> 01:36:07,870
And… and that's all thanks to you.
1852
01:36:10,830 --> 01:36:11,910
So thank you.
1853
01:36:13,910 --> 01:36:15,160
But it's more than that.
1854
01:36:15,870 --> 01:36:17,870
This is bigger even than Burnley.
1855
01:36:20,660 --> 01:36:23,620
We're sending a message today
to the banks.
1856
01:36:23,700 --> 01:36:24,910
We're saying…
1857
01:36:26,660 --> 01:36:27,870
Enough's enough.
1858
01:36:30,120 --> 01:36:31,500
Enough of your greed.
1859
01:36:32,910 --> 01:36:36,200
Enough of giving money
to those that don't need it
1860
01:36:36,290 --> 01:36:37,790
and nowt to them that do.
1861
01:36:39,910 --> 01:36:43,620
We're saying that there's another way.
1862
01:36:44,620 --> 01:36:45,830
A better way.
1863
01:36:48,080 --> 01:36:49,870
-[man in crowd] Go on, Dave!
-[woman] Yes!
1864
01:36:50,410 --> 01:36:52,160
-Yes!
-Yes.
1865
01:36:55,410 --> 01:36:56,290
Look, I'm…
1866
01:36:57,700 --> 01:37:00,450
I'm nothing special.
I'm just Dave from Burnley.
1867
01:37:02,660 --> 01:37:04,040
So if I can do it,
1868
01:37:05,950 --> 01:37:06,950
anyone can.
1869
01:37:08,660 --> 01:37:09,750
And they should.
1870
01:37:11,200 --> 01:37:12,200
All over.
1871
01:37:15,540 --> 01:37:17,160
Because helping each other,
1872
01:37:18,540 --> 01:37:20,620
where we can, how we can.
1873
01:37:24,410 --> 01:37:26,450
That's what community's all about.
1874
01:37:29,330 --> 01:37:30,290
So thank you.
1875
01:37:30,830 --> 01:37:32,330
Thank you, everybody.
1876
01:37:32,410 --> 01:37:35,080
[crowd cheering]
1877
01:37:37,040 --> 01:37:38,410
[Dave] Have a great night!
1878
01:37:38,500 --> 01:37:41,660
Dave, don't go anywhere.
Stay with us on this one.
1879
01:37:41,750 --> 01:37:43,620
-Me? Oh, no…
-Yeah, you.
1880
01:37:43,700 --> 01:37:46,620
-You don't wanna hear me sing.
-Wanna hear him sing a song?
1881
01:37:46,700 --> 01:37:47,910
-Oh, no.
-Yeah?
1882
01:37:48,000 --> 01:37:49,830
[chuckles] Yes, Dave.
1883
01:37:49,910 --> 01:37:52,160
I can do karaoke but I can't do Turf Moor!
1884
01:37:52,250 --> 01:37:53,580
Just one. One song.
1885
01:37:53,660 --> 01:37:56,700
Oh, my God. What have I got myself into?
1886
01:37:56,790 --> 01:37:59,080
-This is a huge mistake.
-Go on!
1887
01:37:59,160 --> 01:38:03,200
♪ Step inside, walk this wayYou and me, babe ♪
1888
01:38:03,290 --> 01:38:04,500
[rapturous cheers]
1889
01:38:04,580 --> 01:38:07,080
["Pour Some Sugar On Me"
by Def Leppard playing]
1890
01:38:15,540 --> 01:38:18,080
♪ Love is like a bomb, babyC'mon get it on ♪
1891
01:38:18,160 --> 01:38:20,750
♪ Livin' like a lover with a radar phone ♪
1892
01:38:20,830 --> 01:38:23,580
♪ Lookin' like a trampLike a video vamp ♪
1893
01:38:23,660 --> 01:38:25,830
♪ Demolition womanCan I be your man? ♪
1894
01:38:25,910 --> 01:38:27,080
♪ Your man ♪
1895
01:38:28,000 --> 01:38:29,370
♪ Huh! ♪
1896
01:38:31,660 --> 01:38:34,450
♪ Razzle 'n' a dazzle 'n' a flashA little light ♪
1897
01:38:34,540 --> 01:38:37,080
♪ Television lover, baby, go all night ♪
1898
01:38:37,160 --> 01:38:39,870
♪ Sometime, anytime, sugar me sweet ♪
1899
01:38:39,950 --> 01:38:42,040
♪ Little miss innocent sugar me ♪
1900
01:38:42,120 --> 01:38:43,790
♪ Yeah ♪
1901
01:38:44,750 --> 01:38:46,870
♪ Yeah ♪
1902
01:38:46,950 --> 01:38:48,660
♪ So c'mon ♪
1903
01:38:48,750 --> 01:38:51,120
[both] ♪ Take a bottle ♪
1904
01:38:51,200 --> 01:38:53,500
♪ Shake it up ♪
1905
01:38:54,200 --> 01:38:56,660
♪ Break the bubble ♪
1906
01:38:56,750 --> 01:38:59,000
♪ Break it up ♪
1907
01:38:59,080 --> 01:39:02,330
♪ Pour some sugar on me ♪
1908
01:39:02,410 --> 01:39:04,450
♪ Ooh, in the name of love ♪
1909
01:39:04,540 --> 01:39:07,950
♪ Pour some sugar on me ♪
1910
01:39:08,040 --> 01:39:09,870
♪ C'mon, fire me up ♪
1911
01:39:09,950 --> 01:39:13,330
♪ Pour your sugar on me ♪
1912
01:39:13,410 --> 01:39:15,290
♪ I can't get enough ♪
1913
01:39:15,370 --> 01:39:17,370
[muffled music]
1914
01:39:37,120 --> 01:39:39,620
♪ Sometime, anytime, sugar me sweet ♪
1915
01:39:39,700 --> 01:39:43,160
♪ Little miss innocent sugar meYeah ♪
1916
01:39:45,040 --> 01:39:46,450
♪ Yeah ♪
1917
01:39:46,540 --> 01:39:48,500
♪ So give a little more ♪
1918
01:39:48,580 --> 01:39:53,370
♪ Take a bottle, shake it up ♪
1919
01:39:54,120 --> 01:39:58,910
♪ Break the bubble, break it up ♪
1920
01:39:59,000 --> 01:40:02,080
♪ Pour some sugar on me ♪
1921
01:40:02,160 --> 01:40:04,250
♪ Ooh, in the name of love ♪
1922
01:40:04,330 --> 01:40:07,120
♪ Pour some sugar on me ♪
1923
01:40:07,200 --> 01:40:11,120
Incredible scenes tonightat Burnley Turf Moor football stadium
1924
01:40:11,200 --> 01:40:15,120
where a concert has helped raise moneyto set up the first new bank
1925
01:40:15,200 --> 01:40:17,450
in over 150 years.
1926
01:40:21,120 --> 01:40:23,410
[Joe Elliot] Give it up, Burnley!
1927
01:40:23,500 --> 01:40:26,120
[wild cheering]
1928
01:40:29,000 --> 01:40:33,500
[crowd chanting] Dave, Dave, Dave…
1929
01:40:34,080 --> 01:40:37,120
[crowd cheering, applause]
1930
01:40:41,500 --> 01:40:42,450
Hugh.
1931
01:40:44,080 --> 01:40:46,160
Hey. I… I saw the books.
1932
01:40:46,250 --> 01:40:48,700
They were nearly a million short
until you stepped in.
1933
01:40:48,790 --> 01:40:50,120
-Oh, you saw that?
-Yeah.
1934
01:40:51,160 --> 01:40:54,200
Yeah, yeah. I borrowed the money
off Clarence
1935
01:40:54,290 --> 01:40:56,000
and put my flat up as collateral.
1936
01:40:56,540 --> 01:41:00,120
-So you'll have to sell it?
-Probably.
1937
01:41:01,290 --> 01:41:03,750
It's fine, though.
Property's cheaper in Burnley.
1938
01:41:03,830 --> 01:41:05,040
Think it is, anyway.
1939
01:41:05,120 --> 01:41:10,120
[laughs] Hugh, no one in their right mind
moves from Primrose Hill to Burnley.
1940
01:41:10,200 --> 01:41:12,160
They don't. You're right, they don't.
1941
01:41:13,410 --> 01:41:14,250
Unless…
1942
01:41:15,290 --> 01:41:18,250
they have recklessly strong feelings
about someone
1943
01:41:19,000 --> 01:41:20,660
they don't even really know.
1944
01:41:25,450 --> 01:41:27,450
[evocative music playing]
1945
01:41:33,540 --> 01:41:34,410
You talking about me?
1946
01:41:34,500 --> 01:41:36,120
-Yeah. I'm talking about you.
-Okay.
1947
01:41:36,620 --> 01:41:37,660
[chuckling]
1948
01:41:38,540 --> 01:41:40,540
[yelling, laughing]
1949
01:41:42,660 --> 01:41:44,000
[Nicky] Come on, Dave!
1950
01:41:44,080 --> 01:41:47,500
-Come on, we did it!
-[Jake] We did it!
1951
01:41:50,160 --> 01:41:51,580
[exhales shakily]
1952
01:42:04,080 --> 01:42:05,370
[lift PA] Going down.
1953
01:42:08,700 --> 01:42:10,410
[reporter] Any comment on what happened?
1954
01:42:10,500 --> 01:42:13,620
[presenter] Our investigative teamhas uncovered what they describe as
1955
01:42:13,700 --> 01:42:17,330
underhand tacticsemployed against Dave Fishwick.
1956
01:42:17,410 --> 01:42:21,370
The Financial Regulation Boarddenies all knowledge of such tactics,
1957
01:42:21,450 --> 01:42:24,040
but at least twoof the individuals involved
1958
01:42:24,120 --> 01:42:26,290
have been let go by their employers.
1959
01:42:26,790 --> 01:42:30,830
-Count down with me. Three…
-[all] Two, one.
1960
01:42:30,910 --> 01:42:33,660
[crowd cheering]
1961
01:42:33,750 --> 01:42:36,000
There she is. Bank of Dave.
1962
01:42:39,500 --> 01:42:41,080
[all cheer]
1963
01:42:43,040 --> 01:42:44,540
Here's to you all.
1964
01:42:44,620 --> 01:42:46,120
-Here's to Burnley.
-Cheers.
1965
01:42:46,200 --> 01:42:47,200
Give us a kiss.
1966
01:42:49,120 --> 01:42:53,660
In Burnley, the newest and smallest bankin the country opened for business.
1967
01:42:54,160 --> 01:42:56,290
According to its founder, Dave Fishwick,
1968
01:42:56,370 --> 01:42:59,330
the Bank of Davewill bring hundreds of jobs to Burnley
1969
01:42:59,410 --> 01:43:05,000
and will fund local enterprises, includingLancashire's first walk-in free clinic.
1970
01:43:05,080 --> 01:43:07,410
[Dave] Can't forget them.
They helped a bit.
1971
01:43:09,450 --> 01:43:12,410
-Well done us!
-[cheers]
1972
01:43:12,500 --> 01:43:14,870
["Kick" by Def Leppard playing]
1973
01:43:14,950 --> 01:43:17,290
-♪ And I just can't stop it… ♪
-Ahhh!
1974
01:43:17,370 --> 01:43:18,910
♪ All night, every day ♪
1975
01:43:19,000 --> 01:43:23,120
♪ And I just can't stop itAnd I love it that way ♪
1976
01:43:23,200 --> 01:43:27,250
♪ I don't wanna kick, kickKick your habit ♪
1977
01:43:27,330 --> 01:43:31,330
♪ 'Cause you never quit, quitI gotta have it ♪
1978
01:43:31,410 --> 01:43:35,330
♪ I don't wanna kick, kickKick your habit ♪
1979
01:43:35,410 --> 01:43:39,700
♪ 'Cause you never quit, quitI gotta have it ♪
1980
01:43:39,790 --> 01:43:43,700
♪ Na, na, na-na, na, na, na ♪
1981
01:43:43,790 --> 01:43:47,910
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
1982
01:43:48,000 --> 01:43:51,910
♪ Na, na, na-na, na na na ♪
1983
01:43:52,000 --> 01:43:55,500
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
1984
01:43:55,580 --> 01:43:57,200
♪ Ah, kick it ♪
1985
01:44:04,160 --> 01:44:09,450
♪ You're racing through my brainLike a bolt of white lightnin' ♪
1986
01:44:12,200 --> 01:44:17,580
♪ And I can't sleep it off'Cause your love's always strikin' ♪
1987
01:44:19,910 --> 01:44:23,910
♪You're the tonic to my thirstSweet nectar of sin ♪
1988
01:44:24,000 --> 01:44:27,950
♪ I keep runnin' awayBut you keep draggin' me in ♪
1989
01:44:28,040 --> 01:44:32,040
♪ And I just can't stop itAll night, every day ♪
1990
01:44:32,120 --> 01:44:36,290
♪ And I just can't stop itAnd I love it that way ♪
1991
01:44:36,370 --> 01:44:40,410
♪ I don't wanna kick, kickKick your habit ♪
1992
01:44:40,500 --> 01:44:44,540
♪'Cause you never quit, quitI gotta have it ♪
1993
01:44:44,620 --> 01:44:48,450
♪ I don't wanna kick, kickKick your habit ♪
1994
01:44:48,540 --> 01:44:52,830
♪ 'Cause you never quit, quitI gotta have it ♪
1995
01:44:52,910 --> 01:44:56,910
♪ Na, na, na-na, na, na, na ♪
1996
01:44:57,000 --> 01:45:01,040
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
1997
01:45:01,120 --> 01:45:04,950
♪ Na, na, na-na, na, na, na ♪
1998
01:45:05,040 --> 01:45:08,540
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
1999
01:45:08,620 --> 01:45:09,910
♪ Ah, kick it ♪
2000
01:45:33,500 --> 01:45:37,250
♪ I don't wanna kick, kickKick your habit ♪
2001
01:45:37,330 --> 01:45:41,410
♪ 'Cause you never quit, quitI gotta have it ♪
2002
01:45:41,500 --> 01:45:45,450
♪ I don't wanna kick, kickKick your habit ♪
2003
01:45:45,540 --> 01:45:49,950
♪ 'Cause you never quit, quitI gotta have it ♪
2004
01:45:50,040 --> 01:45:53,830
♪ Na, na, na-na, na, na, na ♪
2005
01:45:53,910 --> 01:45:57,580
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
2006
01:45:57,660 --> 01:46:01,950
♪ I said, na, na, na-na, na, na, na ♪
2007
01:46:02,040 --> 01:46:05,660
-♪ Na, na, na ♪-♪ So won't you gimme some more? ♪
2008
01:46:05,750 --> 01:46:06,750
♪ Ah, kick it ♪
2009
01:46:09,290 --> 01:46:12,040
[evocative music playing]
2010
01:47:12,700 --> 01:47:14,120
[Dave laughs]
155401
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